• 제목/요약/키워드: Retirement Status

검색결과 150건 처리시간 0.022초

한국 다층노후소득보장체계 구축양태의 경험적 검토 (The Examination of Construction Status on Multi-pillar System for Old Age Income Security in Korea)

  • 한신실;주수정;신성희
    • 한국사회복지학
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    • 제67권1호
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    • pp.215-237
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    • 2015
  • 본 연구는 한국의 다층노후소득보장체계의 내실화를 검증하기 위한 목적을 가지고, 종단적인 차원에서 개인들의 다층체계 구축 양태와 그 특성을 분석하였다. 분석결과, 첫째, 한국의 다층체계는 분석대상 중 다층보장형(27.7%)과 공적연금중심형(12.8%), 그리고 미준비형(59.6%)으로 구축되어 있음을 확인하였고, 둘째, 노동시장지위나 성별, 나이 등 어떠한 요인도 안전한 다층체계 구축을 보증하기 어렵다는 점을 검증하였다. 이를 통해 노후 빈곤 위험집단인 미준비형을 공적연금의 테두리 안으로 포괄할 수 있는 정책적 접근이 다층체계 구축을 위한 선행조건임을 제언하였다.

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재무계획 수립을 위한 노인가계의 재정상태 분석 (Financial Status of Elderly Households -to make a Financial Plan for Retirement Preparation-)

  • 김순미
    • 대한가정학회지
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    • 제36권10호
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    • pp.179-196
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    • 1998
  • The purpose of this study was to analyze the financial status of Korean elderly households to make a financial plan for retirement preparation. The sample obtained from 1997 KHPS, consisted of 326 households of 55-64 aged and 210 households of 65 and over aged. Statistics employed for the analysis were frequencies, percentile, univariate analysis and logistic analysis. And Lorenz curve and Gini coefficient were used to compare the financial status. The results could be summarized as follows. First, total income, total expenditure, total debt and net worth of 55-64 aged group were higher than those of 65 and over group, while total asset of 55-64 aged group was similar to 65 and over group's Second, total expediture to total imcome ratio(R1) and total asset to total debt ratio(R4) of 55-64 aged group were higher than 65 and over group's, but net worth to minimum cost of living ratio(R2) and financial asset to monthly expenditure ratio(R3) of 65 and over group were higher than 55-64 aged group's . Third, R4's Gini coefficient was the highest and R1's Gini coefficient was the lowest among all Gini coefficients. Also, R1's and R4's Gini coefficients of 55-64 aged group were greater than 65 and over group's. ourth, variables affecting R1's stability of 55-64 aged group were household head's age, educatonal attainment and family type, while those of 65 and over group were household head's age, past economic experience and the number of children. There was no significant variable affecting R2's stability of 55-64 aged group, but there was only household head's pst economic experience affecting those of 65 and over group. The variable contributing to R3's stability of 55-64 aged group was residence while the variables of 65 and over group were household head's educational attainment, past economic experience and the number of children. The variables contributing to R4's stability of 55-64 aged group were the number of children and residence, and the number of children was one variable of contributing to R4's stability of 65 and over aged group.

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노인의 생활환경이 식품섭취에 미치는 영향에 관한 연구 (Effect of Living Conditions an Food Intakes of the Aged)

  • 강혜경;김숙희
    • Journal of Nutrition and Health
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    • 제35권3호
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    • pp.332-351
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    • 2002
  • The purpose of this study was to investigate effect of living condition and aging on food intake in Korea. 98 free-meal receivers and 81 members in well-being center for the aged were asked about their food frequency and food consumption and their socioeconomic status by a questionnaire. All data were analyzed by SPSS (Statistical Packages for the Social Sciences) 10.0 program. There were statistical differences of living condition, marital status, former job and teeth status between free-meal receivers and people with stable lives. Moreover, all age groups of free-meal receivers had lower income, living expenses, educational period and frequency of physical activity than those of people with stable lives. But smoking and drinking was much higher in free-meal receivers. Arthritis was the most prevalent disease in both groups. And free-meal receivers had higher blood pressure and lower Body Mass Index than people with stable lives. Food consumption of free-meal receivers was definitely lower than that of people with stable lives in terms of food frequency and standard amount of food eaten. But noodles, bean sprouts and eggs were very important foods for free-meal receives. Food consumption of the aged was affected by age, educational period, income, blood pressure, duration after retirement, frequency of physical activity and Body Mass Index. Therefore, as various socioeconomic status affects on food intakes of the aged, more effective and practical nutritional programs which consider the receivers'socioeconomic status are needed for the nutritionally at-risk groups like the aging free-meal receivers.

노년초기 건강상태가 노후소득수준에 미치는 영향 (The Effect of Early Health Status on Income during Old-Age Period)

  • 김정근
    • 한국콘텐츠학회논문지
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    • 제19권12호
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    • pp.593-603
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    • 2019
  • 본 연구의 목적은 건강상태를 선행요소로 두고 건강수준의 차이가 노화가 진행되는 과정에서 노후소득수준에 미치는 영향을 분석하는데 있다. 이를 위해 국민연금공단의 국민노후보장패널자료를 사용하여 1차(2005년)부터 6차년(2015년)까지 10년 동안 종단자료에 모두 존재하는 923명을 최종 분석대상으로 선정하였다. 기술통계분석결과 노년초기건강상태의 차이에 따라 노후소득차이가 발생하는 것으로 조사되었다. 즉, 56~60세 노년초기의 건강상태가 양호한 대상자가 건강하지 못한 대상자에 비해 상대적으로 높은 경제적 수준을 10년간 지속하고 있었다. 다중회귀분석결과에서는 성별, 배우자유무, 교육수준의 효과를 통제한 경우 통계적으로 유의한 수준에서 노년초기건강상태가 좋을수록 소득수준이 증가하였다. 또한 노년초기 건강상태가 좋은 고령층은 건강하지 못한 고령층보다 노후소득이 높았으며, 건강상태에 따른 소득차이가 고령화와 함께 지속되고 있었다. 따라서 본 연구에서는 노년초기건강상태의 향상과 노년초기 건강상태가 노후소득에 미치는 부정적 영향을 완화시킬 수 있는 정책적 실천적 방안들을 제시하고 있다.

맞벌이가구의 은퇴행태에 대한 실증분석 (Retirement Behaviors of Two Wage Earners Households)

  • 최승현
    • 노동경제논집
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    • 제29권1호
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    • pp.129-152
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    • 2006
  • 본 연구에서는 맞벌이가구 내에서 공적연금기대자산 및 은퇴유인들이 남성과 여성의 은퇴결정에 미치는 영향을 한국노동패널조사(KLIPS)를 이용하여 이변량프로빗모형(Biv때ate Probit)으로 실증 분석하였다. 이를 위하여 우리나라의 공적연금기대자산을 각 가구별로 도출하였고 맞벌이부부의 은퇴 결정과 관련된 행태들이 상호의존적이라면 그 영향력이 상호 비대칭적인지를 확인하고 그 원인을 밝혀 설명하였다. 추정결과에 따르면 공적연금기대자산 및 몇몇 은퇴유인들에 대한 남성과 여성의 은퇴행태가 비대칭적인 통계적 유의결과를 보였다. 남성의 경우는 공적연금기대자산 및 그 외의 은퇴유인들인 비임금소득액, 배우자와의 연령차이, 배우자의 건강상태, 배우자의 시간당임금액, 배우자의 고령화정도를 나타내는 연령더미 등에서 통계적으로 유의하였고 여성의 경우는 그렇지 않았다. 본 연구에서는 그 원인을 자신의 여가와 배우자의 여가의 보완성에서 찾았고 기존의 연구와는 다른 방법을 사용하여 비대칭적 실증결과를 설명하였다. 우선 배우자의 시간당 임금변화에 대한 자신의 은퇴결정에의 영향을 의미하는 교차탄력도를 계측하였고 그 부호의 방향으로 남성의 여가와 여성의 여가가 보완재임을 확인하였다. 그리고 교차탄력도의 상대적 크기비교를 통하여 보완성의 정도를 판별하였는데 남성의 경우 자신의 여가와 배우자의 여가가 상대적으로 강한 보완관계에 있고 여성의 경우 상대적으로 약한 보완관계에 있음을 밝혀냈다.

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베이비부머의 노후준비가 부모부양 의식에 미치는 영향 (Effects of Old Age Preparation of Baby Boomers Give Dependents Awareness of Parent)

  • 박근수;김태일
    • 한국콘텐츠학회논문지
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    • 제16권2호
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    • pp.467-479
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    • 2016
  • 본 연구의 목적은 급격한 산업화와 도시화로 인한 핵가족화가 가족 및 개인의 책임과 의무로 여겨져 왔던 부모부양의식에 커다란 변화를 가져온 현실에 있어서, 시대 상황적으로 여러 가지 상대적으로 취약한 베이비부머 세대 스스로의 노후준비가 부모 부양의식에 미치는 영향이 어떠한지 살펴보고자 한다. 연구결과 종교, 주거상태, 월평균소득 등이 부모부양의식에 미치는 유의미한 결과를 보였으며, 경제생활관련 노후준비수준, 건강생활관련 노후준비수준, 여가생활관련 노후준비수준, 가족생활관련 노후준비수준, 주거생활 관련 노후준비수준 그리고 노후준비수준 총합 모두에서 부모부양의식과 관련하여 유의성을 나타내었다. 특히 주거생활관련 노후준비수준과 여가생활관련 노후준비수준이 부모부양의식에 미치는 영향에 있어서 유의확률이 .001(*p<0.05) 가장 유의미하게 나타났고, 이어서 경제생활관련 노후준비수준이 .005(*p<0.05)의 유의확률을 나타냈다. 결과적으로 본인들의 노후 준비수준이 높을수록 상대적으로 그들의 부모부양의식이 높음을 알 수 있었다. 따라서 이러한 연구결과를 근거로 정책적 제언을 하면, 첫 번째, 그들의 주거생활과 관련한 안정적 지원정책이 차별화하여 지원되어야 할 것이며, 두 번째로 봉사활동 등 사회활동을 통한 여가활동을 위한 사회적 프로그램의 지원이 필요하며, 아울러 아직 젊은 그들에게 경제활동을 통한 경제생활 불안감을 해소 할 수 있도록 국가의 정책적인 배려가 있어야 할 것이다.

Research on the Quality of Employment Centered on Information Communication Technology Industry

  • Jeong, Soon Ki;Ahn, Jong Chang
    • International Journal of Internet, Broadcasting and Communication
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    • 제12권4호
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    • pp.238-247
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    • 2020
  • This study has a purpose to analyze quantitatively whether ICT industry provides the qualitative indicator of employment to attract excellent human resources. We investigate the relationships of labor market conditions among ICT manufacturing, non-ICT manufacturing, ICT services, non-ICT services. Therefore, the quantitative and qualitative indicators of employment (wages, working hours, admission and turnover, involuntary retirement, and the duration years of job) are analyzed for the ICT industry and IT workers. In order to quantitatively analyze qualitative indicators such as employment status and longevity, we used employment statistics. In order to compensate for the limitations of employment insurance data, the comparison analysis with the survey data of economically active population of the National Statistical Office was conducted. As a result of this research, ICT service industry has to improve the working conditions of employees and establish an ecosystem for a lifelong career base to grow as a specialist, need to pursue an investigation for ICT worker career shift, and promote standard labor contracts. In addition, protection of employees, ICT-related job vision and social respect have to be perused.

봉급생활자의 은퇴설계 : 노인 부양으로서 유료노인시설 선호 및 요구도 (Retirement Planning of Salary Workers : The Preferences and Needs to Silver Town as Their Care Type)

  • 김순미;홍성희;김혜연;김성희
    • 대한가정학회지
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    • 제42권5호
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    • pp.175-192
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    • 2004
  • The purpose of this study was to examine the preferences and needs of middle-aged salary workers' to make silver town their future care type. The sample of this study consisted of 837 middle-aged salary workers living in Seoul, Daejeon, Jeonju, Daegu, Gyonggi-do, and Jeju-do. Statistic values that were used for the analysis were frequencies, means, and logistic analysis. The major findings were as follows : First, 91.5% of the middle-aged salary workers needed silver town as their future care type and 63.2% of all workers wanted to live in the silver town. Second, the most frequent reason for choosing silver town as their care type was the convenience of their daily life. For the most part, salary workers answered that they would be moving to a silver town when they have some problems with mobility. Also, they wanted to pay for a deposit of 54,620,000 won and a monthly payment of 870,000 won. Third, the significant factors affecting the salary workers' preference to silver town were the respondent's sex and job, possession of a first child or not, real estate asset and monthly household income, subjective recognition for their economic status, having savings for their future, and the preparation for elderly life.

은퇴준비를 위한 재무계획 프로그램 개발에 관한 기초연구 - 가족생활주기적 관점의 재정복지실현을 중심으로 - (A Preliminary Study on Financial Program Development for Retirement Preparation - Focused on Famiy Life Cycle Stage -)

  • 문숙재
    • 대한가정학회지
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    • 제35권5호
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    • pp.1.1-15
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    • 1997
  • The purposes of this study were to identify the household's financial status by life cycle stage and no analyze contributing factors to financial planning for retirement preparation among Korean marred couples. For these purpose, 2074 married couples those being under 55 and having either single earner or dual earners were selected, and total sample was divided into three stages; young-aged(<35), middle-aged(35-44) & old-aged(45-54). Statistics were frequencies, means, percentile, and logistic analysis. The results were as follows. First, old-aged had higher level of total income, total expenditure and total assets than either young-aged or middle-aged. In addition, households those holding private pensions were likely to have higher total income, total expenditure and total assets than those owning no private pension. while middle-aged had a highest total debts. Second, gini coefficients of total income and total expenditure between three aged groups were similar, but old-aged had the highest gini coefficient of total assets and total debts. In particular, gini coefficients of total assets and total debts of households those having no private pension were greater than those holding private pensions. third, contributing factors to private pension ownership of young-aged were family & household-related factor and financial factor, middle-aged's factors were household head's characteristics and financial factor. Also, old-aged's factors were household head's characteristics, family & household-related factor and financial factor.

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Factors Influencing Housing Satisfaction in the New Middle-Aged Rural Returnee Generation

  • Joong-Ho CHOI;Sun-Ju KIM
    • 융합경영연구
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    • 제12권2호
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    • pp.51-60
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    • 2024
  • Purpose: The purpose of this study was to analyze the factors influencing the housing satisfaction of the new middle-aged who returned to farming to derive the implications of real estate policies to resolve regional imbalances. Research design, data and methodology: As a result, this study used secondary data, housing survey data, and identified factors influencing housing satisfaction through multiple regression analysis as well as basic analysis such as exploratory factor analysis, reliability analysis, technical statistics analysis, and correlation analysis. Previous studies, in particular, mainly focused on aging, retirement, economic activity, and retirement preparation, but this study was able to derive predictive factors that can increase the persistence of living after returning to farming by analyzing housing satisfaction for the new middle-aged, and as a result, suggest implications for resolving regional imbalances. Results: As a result of the analysis, it was found that housing structure status had the greatest influence among the three factors of housing-related predictors: housing structure status, facility accessibility, and surrounding environment, suggesting that policy alternatives that can improve the quality of the housing structure itself should be prepared rather than facility accessibility and the surrounding environment. Conclusions: Based on these results, we discussed implications for improving the housing structure to increase the continuity of living for the new middle-aged after returning to farming, and presented follow-up research directions on the need for complementary research in addition to individual analysis of influencing factors, limitations of secondary data, and the lighting of research on the new middle-aged and other generations who did not return to farming.