• International Journal of Computer Science & Network Security
• /
• 제22권12호
• /
• pp.132-138
• /
• 2022

Due to the impacts of the current pandemic COVID-19 and the continuation of studying online. There is an urgent need for an effective and efficient education platform to help with the continuity of studying online. Therefore, the question bank system (QB) is introduced. The QB system is designed as a website to create a single platform used by faculty members in universities to generate questions and store them in a bank of questions. In addition to allowing them to add two types of questions, to help the lecturer create exams and present the results of the students to them. For the implementation, two languages were combined which are PHP and Python to generate questions by using Artificial Intelligence (AI). These questions are stored in a single database, and then these questions could be viewed and included in exams smoothly and without complexity. This paper aims to help the faculty members to reduce time and efforts by using the Question Bank System by using AI and Natural Language Processing (NLP) to extract and generate questions from given text. In addition to the tools used to create this function such as NLTK and TextBlob.

• East Asian Economic Review
• /
• 제20권3호
• /
• pp.339-363
• /
• 2016

This paper analyzes why the global financial crisis in 2008 severely affected Asia's trade. Asia has been suffering from the falls in export demand from developed countries. However the abrupt trade declines in Asia are not fully explained by reactions to this as in previous experiences. The question is why the financial crisis in 2008 brought about the abrupt and deep collapse in world trade, while other world-wide recessions had more moderate effects on world trade. This paper shows that the dynamic relationship between trade and trade finance is one important factor in explaining this question. This paper also applies the Granger (causality) test to uncover different relationships in the developed and developing economies and show different results for different countries in Asia. We employ a Markov-Switching FAVAR (Factor Augmented VAR) to show that global liquidity shocks are important factors in explaining the huge and abrupt trade drops in Asia.

• 농촌계획
• /
• 제3권2호
• /
• pp.81-89
• /
• 1997

Still today, many streams are channelized and embanked in Korea. On the other hand, some urban streams are being restored to their natural shapes by landscape planners. It would be better to improve rural streams in a way that would not require restoration in later days. Then, one important question is what kind of embankments the residents prefer for what reasons. Five simulated photos showing from very natural to artificial embankments were used in surveying 90 residents of three villages. Major findings are ; 1. Residents regard safety(from flooding) is the most critical factor to be considered in selection of stream bank materials. 2. They think ideal materials are natural stones or concrete blocks as they look tidy. Concrete retaining walls or vegetated natural slopes are not regarded good. 3. The most preferred material is concrete retaining wall, and the least preferred is vegetated natural slope. They prefer concrete retaining wall which they do not think an ideal material, because it will make a safe bank. 4. Natural stone bank is most preferred for its apperance, and vegetated natural slpoe is most disliked as it may collapse and as it does not look clean.

• 무역상무연구
• /
• 제36권
• /
• pp.29-46
• /
• 2007

The fraud exception rule allows for the issuing bank to dishonor the claim if it the documents and transactions bear fraud though the documents presented are complied with the terms and conditions of the letter of credit. A question arises whether the fraud exception rule can apply to innocent beneficiary when fraud is made by 3rd party. United City Merchants v. Royal Bank of Canada showed a good example how to handle in case of innocent beneficiary. At this case House of Lord found that innocent beneficiary deserves payment applying nullity exception rule. I believe that the nullity exception rule is employed for the benefit of innocent beneficiary as far as the issuer and applicant get no actual damage by the 3rd party's fraudulent action which is shown on documents.

• 전자공학회논문지 IE
• /
• 제45권4호
• /
• pp.68-73
• /
• 2008

본 연구는 웹 기반 학습평가를 위한 학습자 중심의 문제추천 시스템을 제안하였다. 문제추천 과정을 위하여 문항난이도가 이용되었으며, 각 문제들은 문제은행에 저장 및 관리되었다. 문항난이도는 학습과정 중 재 산출되며 다음 학습에서 피드백되었다. 학습자 중심 문제추천을 위해, 학습자는 학습 전 학습단원을 선택할 수 있으며 학습난이도를 설정할 수 있도록 하였다. 제안방법의 적용결과 대부분의 학습자들이 학습난이도 조절로 인하여 성적이 향상됨을 알 수 있었다.

• 컴퓨터교육학회논문지
• /
• 제5권2호
• /
• pp.49-59
• /
• 2002

컴퓨터를 교육적으로 활용하기 위한 다양한 노력들이 시도되고 있으며 이러한 노력의 결과로 각종 학습 프로그램들이 제작되고 있다. 이제까지의 테스트 프로그램들은 학습자에게 일방적으로 문제를 내고 풀도록 하는데 그쳤다. 또한, 출제자 역시 학습문제를 일일이 입력해야 했다. 따라서 본 논문은 첫째, 학습자 스스로가 문제를 입력할 수 있도록 한다. 둘째, 이렇게 만들어진 문제를 기초 데이터로 하여 새로운 문제를 만들어내는 시스템을 개발한다. 문제자동출제 알고리즘을 적용시킨 시스템의 구현환경을 소개하고, 각종 내부 모듈과 문제은행, 문제자동출제의 유형별 예제를 들어 설명한다. 데이터를 활용하여 문제를 타동으로 출제해주는 시스템을 개발한다. 이것을 교육용 프로그램에 적용시키는 방안에 대하여 알아보고, 이렇게 설계 구현한 시스템을 한자과목에 도입하여 이의 효용성을 타진해보고, 이를 다른 과옥에 적용시킬 수 있는가에 대하여 알아본다.

• 정보처리학회논문지D
• /
• 제9D권3호
• /
• pp.511-522
• /
• 2002

WBI(Web Based Instruction)는 웹을 매체로 활용하여 원거리에 있는 학습자를 교육시키는 형태로서 교수자와 학습자간 상호작용을 가능하게 하고, 다양한 형태의 학습자료를 제공하며, 공간적 제약을 극복할 수 있다는 장점이 있다 본 논문은 웹에 기반한 교육적 활용의 한 모델로서 웹기반 교육평가시스템의 설계 및 구현에 관한 것이다. 웹기반 교육평가시스템은 기존 시스템들의 문제점이 되고 있는 문제출제 기능의 미비점을 해결하여 웹 상에서 문제를 출제할 수 있는 온라인 출제방식과 오프라인에서 작성한 문제를 업로드하여 재사용하는 업로드 출제방식을 모두 갖추어야한다. 또한 문항분석 기능을 갖추어 학생이 풀이한 결과에 대한 각종 분석 지표를 제공하여 교사는 난이도 조정이나 문항의 수정을 통하여 문항에 피드백을 할 수 있어야 한다. 본 논문에서는 이러한 요구사항을 모두 반영하는 시스템을 설계하고 PHP 스크립트 언어와 호환성이 좋은 MySQL데이터베이스를 이용하여 구현하였다.

• 한국컴퓨터정보학회논문지
• /
• 제22권12호
• /
• pp.35-48
• /
• 2017

Extracting temporal information from documents is becoming more important, because it can be used to various applications such as Question-Answering (QA) systems, Recommendation systems, or Information Retrieval (IR) systems. Most previous studies only focus on English documents, and they are not applicable to the other languages due to the inherent characteristics of languages. In this paper, we propose a new system, named ExoTime, designed to extract temporal information from Korean documents. The ExoTime adopts an external Knowledge Base (KB) in order to achieve better prediction performance, and it also applies a bagging method to the temporal relation prediction. We show that the effectiveness of the proposed approaches by empirical results using Korean TimeBank. The ExoTime system works as a part of ExoBrain that is an artificial intelligent QA system.

• 한국중재학회지:중재연구
• /
• 제16권2호
• /
• pp.213-238
• /
• 2006

Deferred payment letter of credit is the L/C that makes the issuing bank to pay a beneficiary at maturity stipulated in the credit. In this deferred payment letter of credit transaction, is it possible that a confirming or nominating bank payor negotiate before maturity? and the confirming or nominating bank have legal protection when paid or negotiated before maturity? These problems are raised in argument. By the way, Korea, Switzerland, Germany, and Italy are positive on the above question, but France, United Kingdom, and Singapore are negative. Therefore, when using deferred payment letter of credit, it is required to keep in mind that the understanding of maturity stipulated in the credit is different among countries, legal principles of each nations, and researchers. And other problems are raised also as follows; the application of Fraud Rule and principle of independence and abstraction as nature of credit, when to pay credit amount to beneficiary, and refusal of payment due to poor quality. Finally, it is required to use deferred payment letter of credit, after full understanding of deferred payment letter of credit pointed out in this paper.

• The Journal of Asian Finance, Economics and Business
• /
• 제7권2호
• /
• pp.53-64
• /
• 2020

We provide one of the first investigation on the impact of the degree of total leverage to the dividend policy of bank. We use a large sample of US bank holding companies from 2000:Q1 to 2017:Q4 to shed light our research question. Our empirical analysis provides consistent evidence that banks with high degree of total leverage (i.e. banks with a relatively high fixed-to-variables costs) are less likely to pay dividends, and they spend a lower fraction of incomes to pay back shareholders, suggesting a higher conservatism in dividend policy of banks subject to high degree of total leverage. The evidence remains unchanged with alternative econometric approaches, alternative measures of dividend policy and degree of total leverage. We further document that this higher conservatism is strengthened for a sample of banks with low franchise value during the financial crises. Our result suggests that the conservatism in dividend policy of banks with high degree of total leverage seems to be related to the precautionary motives aimed at preserving corporate resources under financial distress. Our study contributes to the literature of cost structure and dividend policy by pointing out that the impacts of the degree of fixed-to-variable expenses to dividend policy are extended to the case of banks.