• Title/Summary/Keyword: Program Bank

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The Influence of Lifestyle, Financial Literacy, and Social Demographics on Consumptive Behavior

  • ZAHRA, Dhea Raudyatuz;ANORAGA, Pandji
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.2
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    • pp.1033-1041
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    • 2021
  • Consumptive behavior is the behavior of consuming goods that are actually less or not needed (especially in relation to the response to the consumption of secondary goods, namely, goods that are not really needed). This study aims to determine the influence of factors such as lifestyle, financial literacy, and social demographics on the consumptive behavior. The population in this research is students of STIE Bank BPD Jawa Tengah who had taken entrepreneurship I and II courses, with a total of 230 students, while the sample is determined by using accidental sampling technique and using Slovin formula, which obtained 70 samples. Quantitative data are used, and data collection method in this study is questionnaire. The analytical tool in this study is the multiple regression analysis. Data is processed by using the SPSS program 21. The results showed that there were positive influence of lifestyle variable on student consumptive behavior; positive influence of financial literacy variable on student consumptive behavior; and positive influence of social demographics on student consumptive behavior. The most dominant variable influencing consumptive behavior is variable X3 (social demographics) with a regression coefficient value of 0.510, followed by variable X1 (lifestyle) and variable X2 (financial literacy).

Determining Dimensions of Job Satisfaction among Employees: Evidence from Commercial Bank Industries in Bangladesh

  • Md. Sayed, UDDIN;Md. Atikur, RAHAMAN;Wasib Bin, LATIF
    • The Journal of Asian Finance, Economics and Business
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    • v.10 no.2
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    • pp.195-201
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    • 2023
  • Since the banking industry relies so heavily on strong customer-staff interactions, measuring employee job satisfaction has become a critical problem. To achieve benefits for both individuals and organizations, it is crucial to foster and ensure employee job satisfaction. The main objective of this study is to determine the influencing factors of employees' job satisfaction in commercial banks in Bangladesh. This study focused on some significant factors such as employee empowerment, job security, management support, and attractive compensation in an organization. In terms of research purpose, non-probability convenience sampling has been used, and the study is quantitative in nature. For data collection purposes, an online survey questionnaire was prepared based on previously published articles. The targeted population was the bank employees of commercial banks in Bangladesh where the final sample size was n = 200. For analyzing the collected data, SPSS 26.0 version has been used to test the study model and the proposed hypotheses. This study also shows that employee empowerment, job security, management support, and attractive compensation have positive and significant effects on employees' job satisfaction at the workplace. Finally, this study has offered some extraordinary directions and implications for future research on commercial bank authorities in Bangladesh.

A Study on the Recognition of Korean Digits using Filter-Bank (필터뱅크를 이용한 한국어 숫자음 인식에 관한 연구)

  • Kim, Hong-Sik;Han, Deuk-Young
    • Proceedings of the KIEE Conference
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    • 1989.11a
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    • pp.481-483
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    • 1989
  • This paper is concentrated on the recognition of Korean Digits. The speech signals of each of digits are fed into computer through the 18 bandpass filters, AD converter. Spectrum input data are analyzed and used. BASIC program language is used for recognition performance and the result of recognition is outputed to computer screen and printer. In this paper, the strength and weakness of filter-bank analysis method is described and the technique of real-time recognition is argued. In this experiment, Ratio of recognition for speaker dependent recognition was about 97% and recognition time was also satisfied. Therefore, A way of speaker independent recognition will be presented and using for special communication in the future.

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A Bio-database Management System for the Monitoring and Automatic FTP of Public Databases

  • Tae, Hong-Seok;Han, Jeong-Min;Ahn, Bu-Young;Park, Kie-Jung
    • Genomics & Informatics
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    • v.6 no.2
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    • pp.95-97
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    • 2008
  • Many bioinformatics sites have managed local bio-databases, including major databases such as GenBank and PIR with update load. We have developed several programs to monitor the update status of these databases and to FTP them automatically. These programs can be used for maintaining local bio-databases as recent versions and providing up-to-date databases through FTP sites. Currently, the program serves major bio-databases and will extend to accommodate many more bio-databases.

Implementation of a Multimedia based ExamBank System in Web Environments (Web환경에서 멀티미디어 기반 문제은행 시스템의 구현)

  • 남인길;정소연
    • Journal of Korea Society of Industrial Information Systems
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    • v.6 no.2
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    • pp.54-62
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    • 2001
  • In this paper, we proposed multimedia based ExamBank system in web environments. In the proposed system the database was designed based on the object-relation model and the application program was implemented with Java such that independent execution would be possible to guarantee no fault for multi-client in Web environments. We defined the Exam entities as objects, and implemented those inter-relationships as user definition and type. In addition, by mapping the schema object of DBMS and JAVA class, it becomes to possible transferring the object systematically between DHMS and JAVA application server.

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The Effect of Quantitative Easing on Inflation in Korea

  • Nam, Min-Ho
    • East Asian Economic Review
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    • v.22 no.4
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    • pp.507-529
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    • 2018
  • This paper evaluates the whole impact of quantitative easing on inflation in Korea implemented by the central banks in four major advanced economies, the U.S., Euro Area, U.K. and Japan. According to the analysis employing a VAR-X model with the security holdings of those central banks an exogenous variable, quantitative easing is estimated to exert downward pressures on inflation in Korea. Considering the impulse responses of Korean macroeconomic variables to a quantitative easing shock, the spillover effect is transmitted through exchange rate channel while trade channel turns out to be ineffective. In an additional analysis assessing the impact of each quantitative easing program of the central banks, only those of the Fed and European Central Bank are estimated to be significant. The empirical results prove to be robust even if using long-term interest rates as an alternative indicator of quantitative easing.

The Relationship between Credit Accessibility and Job Creation: Empirical Evidence from Tra Vinh Province, Vietnam

  • NGUYEN, Ha Hong
    • The Journal of Asian Finance, Economics and Business
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    • v.9 no.3
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    • pp.303-309
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    • 2022
  • The goal of this research is to examine how credit (loan) can help rural households in Tra Vinh province create jobs in the wake of the COVID-19 outbreak in Vietnam over the last two years. The authors performed a direct survey, using a questionnaire, with 300 customers who had loan records at the Tra Vinh VBSP branch under the loan programs. From January to April 2021, jobs will be available at 07 transaction offices in districts and cities (Cau Ngang; Duyen Hai, Tieu Can, Cang Long, Tra Vinh City, Chau Thanh, Tra Cu). Using the multivariate regression method, the research has found 12 factors affecting the ability to access the employment loan program: Age, Educational Level, Occupation of households, Income, Household land area, Asset, Loan, Interest rates, Loan procedures, Loan purpose, Credit relations. From the above research results, the authors have proposed solutions to improve the ability to access credit to create jobs for each subject group at Viet Nam Bank for Social Policies, Tra Vinh Province in the future.

A Study on the Connection of External Expert Systems in the Terminal Operating System (터미널운영시스템에서 외부 전문가시스템 활용 방법에 대한 연구)

  • Hoon Lee;Sang-Wook Lee
    • Proceedings of the Korean Institute of Navigation and Port Research Conference
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    • 2021.11a
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    • pp.17-18
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    • 2021
  • Improvement of operational productivity in container terminals is a continuous demand, and related research using advanced ICT is continuously being conducted. This is a study on how to link an external expert systems in order to reduce the effort required for SW program development, testing, and stabilization according to the use of related technologies such as AI and Big Data in the terminal operating system, which is a key information system for terminal operation.

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Development of Contig Assembly Program for Nucleotide Sequencing (염기서열 해독작업을 위한 핵산 단편 조립 프로그램의 개발)

  • 이동훈
    • Korean Journal of Microbiology
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    • v.35 no.2
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    • pp.121-127
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    • 1999
  • An effective computer program for assembling fragments in DNA sequencing has been developed. The program, called SeqEditor (Sequence Editor), is usable on the pcrsonal computer systems of MS-Widows which is the mosl popular operating system in Korea. It c'm recd several sequence file formats such as GenBak, FASTA, and ASCII. In the SeqEditor program, a dynamic programming algorihm is applied to compute the maximalscoring overlapping alignment between each pjlr of fragments. A novel feature of the program is that SeqEdilor implemnents interaclive operation with a graphical user interface. The performance lests of the prograln 011 fragmen1 data from 16s and 18s rDNA sequencing pi-ojects produced saiisIactory results. This program may be useful to a person who has work of time with large-scale DNA sequencing projects.

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International Trends of Environmental Specimen Bank and Our Response (환경시료은행의 국제적 동향 및 우리의 대응)

  • Kim, Myung-Jin;Yoo, Byung-Ho;Lee, Suk-Jo;Lee, Jong-Chun;Lee, Chul-Woo
    • Journal of Environmental Impact Assessment
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    • v.17 no.4
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    • pp.225-233
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    • 2008
  • An Environmental Specimen Bank (ESB) is an archive for samples that can be used to document and assess the quality of the environment in which we live. An ESB program looks at changes in the concentration of human and environmental specimens over long periods of time through retrospective analysis of archived samples of a particular area collected at regular intervals. The idea of ESB was first proposed by German and American scientists in the early 1970s and has been established since 1979 in Germany, USA, and Japan. Korea plans to establish a National Environmental Specimen Bank (NESB) in 2010. The NESB will be able to assess and improve the quality of analytical measurements as well as to compare the past and current environmental quality as a time capsule. The concept and design for the NESB facility was developed and its Standard Operation Procedures (SOPs) are being developed based on an evaluation of ESBs and SOPs of Germany, USA, and Japan. Environmental specimens proposed for banking are based on typical representatives of every level of the food chain from each type of ecosystem that are widely distributed thus enabling comparisons between different sampling areas. Through retrospective analysis of environmental specimens, the NESB will improve the reliability of environmental monitoring, ecological risk assessment, and health impact assessment.