• KDI Journal of Economic Policy
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• 제40권1호
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• pp.1-30
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• 2018

Ongoing demographic changes have brought about a substantial shift in the size and age composition of the population, which are having a significant impact on the global economy. Despite potentially grave consequences, demographic changes usually do not take center stage in many macroeconomic policy discussions or debates. This paper illustrates how demographic variables move over time and analyzes how they influence macroeconomic variables such as economic growth, inflation, savings and investment, and fiscal balances, from an empirical perspective. Based on empirical findings-particularly regarding inflation-we discuss their implications on macroeconomic policies, including monetary policy. We also highlight the need to consider the interactions between population dynamics and macroeconomic variables in macroeconomic policy decisions.

• 안보군사학연구
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• 통권2호
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• pp.201-235
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• 2004

This paper provides a simple microeconomic model of terrorist attcks and anti-terrorism policies. The terrorists can be characterised as rational actors, choosing between legal activities and terrorist activities to promote their political goals. Since their resources are limited, one can think of anti-terrorist policies by examining how such policies affect the objectives and constraints of terrorists. Deterrence policy seeks to reduce terrorist attacks by raising the cost of undertaking terrorist acts. Proactive policy aims at preventing attacks by destroying terrorists' resources (fund, personnel, leadership). This paper suggests another type of anti-terrorist policy which is to reduce the benefits of (or in other words, raising the opportunity costs of) terrorist acts. Such a policy is based on decentralisation in political decision-making and economic power.

• 정보화정책
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• 제21권4호
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• pp.3-19
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• 2014

최근 국내외에서 다수의 대중으로부터 자금을 모아 투자하는 크라우드펀딩 플랫폼에 대한 관심이 높아지고 있다. 본 연구에서는 크라우드펀딩 분야의 연구동향을 분석하여 향후 이 분야의 새로운 연구방향을 제시하고자 한다. 이를 위해 크라우드펀딩에 관련된 연구주제를 참여동기와 성공요인의 두 가지로 구분하여 분석하였다. 이용자의 참여동기에 관한 연구는 자금 수요자 및 자금 공급자의 동기로 나누어서 살펴보았으며, 크라우드펀딩의 성공요인에 대한 연구는 자금 수요자 특성요인, 자금 공급자 특성요인, 수요자와 공급자간 관계의 특성요인, 그리고 프로젝트의 특성요인 등으로 구분하였다. 본 연구는 기존 연구가 가지는 함의를 살펴봄으로써 향후 크라우드펀딩 분야의 연구방향을 제시하고 있다.

• 지식경영연구
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• 제21권2호
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• pp.21-40
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• 2020

Korea Credit Guarantee Fund(KODIT) is a public financial institution under the provision of the Korea Credit Guarantee Fund Act. Facing the waves of change both locally and globally, KODIT will serve as 'social value creator' in making a paradigm shift from a large corporation(Conglomerate-dominated) economy to a social enterprise-oriented one based on social economy. This study focuses on the supporting service programs for social enterprises and job creation how it affects the performance of social value creation of KODIT. There is currently no detailed research of the social value in terms of the business and management academic agenda. Therefore, the present study describes the importance of social value creation on the policy financial institution. This study conducted in-depth case study for social value performance. As a public policy financial institution, KODIT exert diverse efforts to correct market failure and achieve inclusive growth. For example, KODIT extends credit guarantee services for the liabilities of promising corporations and stimulates financial and non-financial supporting programs for social enterprises. Although the role of social value and social economy has gained business field attention, few investigations have been conducted to explain how social value is achieved. The present study can thus act as the foundation for exploring the social value creation in the circumstances of public financial institution.

• The Journal of Asian Finance, Economics and Business
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• 제7권11호
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• pp.147-156
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• 2020

This study aims to analyze the effect of public spending, macroeconomic variables, and BPK opinion on economic growth. This study is motivated by the inequality of fiscal policy effectiveness between regions in Indonesia in influencing the economic growth of different regions, the ability of local governments to attract foreign investors, and the transparency of regional financial management in designing development programs to encourage regional economic growth. The analytical tool in this study is a dynamic panel regression model with data from 2008 to 2017. The results of this study show that, in the short term, the population affects regional economic growth, while in the long term, the economic growth is affected by the number of people, the poor, General Allocation Fund, health budget, foreign investment and BPK opinion. The findings of this study are that in the long term the General Allocation Fund becomes an obstacle to economic growth, this is because the general allocation funds is widely used to cover the lack of funds for routine regional activities, thereby reducing activities for development programs. Another research finding is that fiscal policies carried out by local governments make a small and ineffective contribution to promoting economic growth.

• 통상정보연구
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• 제11권4호
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• pp.419-444
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• 2009

In this paper, we use case studies to analyze the supporting programs of policy funds for Korean and Japanese small and medium-sized enterprises(SMEs). It is found that supporting firms are suitable to the excluded companies from financial institutions and excellent corporate credit rating. It is also shown that subordinated loan program as well as loan limit can be enlarged policy funds with priming water of private funds. Moreover, it shows that credit guarantee funding has a positively significant influence on long-term funding facility. Therefore, this findings can improve the complementary relationship between policy funds and financial institutions.

• 한국벤처창업학회:학술대회논문집
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• 한국벤처창업학회 2007년도 추계학술대회
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• pp.327-352
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• 2007

본 연구에서는 고객만족을 높이기 위한 지출이 실제로 고객만족을 높이는데 기여하는지 그리고 고객만족이 기업의 재무적 성과에 미치는 영향을 분석하고자 하였다. 본 연구는 2003년부터 2006년까지 한국능률협회컨설팅의 고객만족도가 조사된 서비스업종을 대상으로 금융감독원의 재무자료를 이용할 수 있는 기업을 표본으로 선정하였다. 분석 결과, 고객만족을 위한 지출과 고객만족지수간의 다중회귀분석 결과 판매촉진비와 교육훈련비가 고객만족도와 유의적인 양의 상관관계를 보이고 있다. 고객만족지수와 재무적 성과의 주요변수간의 회귀분석을 실시한 바로는 고객만족지수가 기업의 재무적 성과에 전반적으로 유의적인 영향을 미치는 것으로 나타났다. 구체적으로 고객만족도가 매출액영업이익률, 매출액총이익률, 총자산이익률, 자기자본이익률과 유의적인 양의 상관관계가 나타난 것으로 분석되었다. 전체 창업기업의 약 70%가 서비스업종으로 고객관계가 특히 강조되는 특성을 갖고 있는 서비스업만을 대상으로 고객만족의 중요성을 점검해본 본 연구를 통해서 기업에서 고객만족도를 높이기 위해 이루어지는 지출로 인해 실제로 고객만족도가 높아지는지 확인할 수 있고 고객만족도를 높이기 위해서는 어떤 항목의 지출을 늘려야 하는지에 대한 답을 얻을 수 있을 것이다. 또한 다양한 재무적 성과측정치를 종속변수로 이용해봄으로써 고객만족과 가장 관련성이 높은 재무적 성과치가 무엇인지 밝힐 수 있다면 이는 기업이 고객만족경영의 성과를 평가할 때 어떤 재무적 성과측정치를 이용해야하는지에 대한 지침을 제공할 수 있을 것으로 본다.

• 벤처창업연구
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• 제12권2호
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• pp.41-54
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• 2017

본 연구는 창업기업의 성공률 제고를 위한 정부 및 지자체의 창업지원제도가 창업자의 행동특성에 따라 기업의 경영성과에 어떠한 영향을 미쳤는지를 알고자 하였다. 이에 창업지원제도를 창업교육, 멘토링, 컨설팅 등의 창업정책지원과 정책자금, R&D자금 등의 창업자금지원으로 구분하고 창업자의 행동도 창업기회발견을 위한 행동특성과 창업기회활용을 위한 행동특성으로 구분하여 기업경영성과에 영향을 주는 지를 분석하기 위해 선행연구를 기반으로 연구모형을 만들고 가설을 설정하여 1인 창업기업의 대표들을 대상으로 설문조사를 하여 이것을 근거로 가설을 검증하였다. 본 연구를 통해 얻은 결론으로, 첫째, 창업정책지원은 창업자의 기회발견을 위한 행동특성에는 영향을 주지 못했지만 창업자의 기회활용을 위한 행동특성에는 긍정적인 영향을 미치는 것으로 나타났으며, 둘째, 창업자금지원은 창업자의 기회발견을 위한 행동특성에는 영향을 주는 것으로 나타났지만 기회활용을 위한 행동특성에는 유의한 영향을 미치지 못하는 것으로 나타났다. 셋째, 창업자의 창업기회발견과 창업기회활용을 위한 행동특성은 기업의 경영성과에 영향을 주는 것으로 나타났다. 연구결과에 따라 본 연구에서는 다음과 같은 시사점을 말하고 있는데, 첫째, 창업지원제도는 창업기업의 성장단계에 따라 차등적인 정책이 적용되어야 하겠으며 둘째, 창업기업은 새로운 기술 및 아이디어의 개발단계, 사업화 단계, 마케팅의 단계를 거치면서 성장하는데 각 단계에서 자금조달을 필요로 하는 이른바 죽음의 계곡을 극복해야 하겠다는 것이다.

• STI Policy Review
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• 제1권2호
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• pp.69-88
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• 2010

This paper explores the determinants of the innovation impact of publicly funded R&D projects along three broad dimensions, namely project, firm and market-related factors. In addition to these factors we examine the attributes of the research result per se and aspects of the commercialization process. The observations from empirical and qualitative analyses are based on R&D projects funded by the Fifth and Sixth Research Framework Programmes of the European Union. Firm size, prior experience, innovation culture, the nature of the project itself, explicit intension to commercialize, consortium management and strategy are the factors with the strongest effect on project success, defined in terms of product/process innovation and/or technical knowledge creation. The paper provides important implications for the organization, objectives, and management of public programmes that fund R&D and for project and participant selection.

• 한국가족관계학회지
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• 제22권4호
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• pp.53-80
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• 2018

Objectives: The purpose of this study was to investigate individual awareness variables influencing emotional, normative, and functional marriage intentions of unmarried men and women. Independent variables were values of offspring, perceptions to unmarried life, attitudes toward multiple role planning, perceptions and availabilities of marriage-related policies, views on the marriageable age, psychological burdens of pressure to marriage by significant people, and views on parents' support for marriage fund. Method: 553 unmarried men and women in Daegu, Korea were surveyed, and the data were analyzed using descriptive statistics, factor analysis, multivariate analysis of variance(MANOVA), multiple regression analysis, and hierarchical regression analysis with SPSS 22.0. Results: First, this study was more exploratory and in-depth approach to marriage intentions than precedent studies. The sub factors of marriage intentions were emotional, normative, and functional marriage ones. Second, emotional marriage intention showed significant differences depending on gender, dating, views on the marriageable age, and degree of acceptance of parents' support for marriage fund. Among the individual awareness variables, values of offspring, perceptions to unmarried life, attitudes toward multiple role planning, and psychological burdens of pressure to marriage personally or by friends influenced emotional marriage intention. Third, normative marriage intention showed significant differences depending on gender, religion, occupational status, employment condition, dating, views on the marriageable age, and degree of acceptance of parents' support for marriage fund. Among the individual awareness variables, values of offspring, perception to unmarried life, attitudes toward multiple role planning, view on the marriageable age, availabilities of marriage-related information offering policies, and psychological burdens of pressure to marriage by mother influenced normative marriage intention. Fourth, functional marriage intention showed significant differences depending on gender, job, parents' support for marriage fund, views on the marriageable age, and degree of acceptance of parents' support for marriage fund. Among the individual awareness variables, functional marriage intention was influenced by values of offspring, perception about unmarried life, attitudes toward multiple role planning, and degree of acceptance of parents' support for marriage fund. Finally, the hierarchical regression analysis showed that individual awareness variables influenced on marriage intentions. Especially, values of offspring, perceptions to unmarried, and attitudes toward multiple role planning influenced on emotional, normative, and functional marriage intentions in common. Conclusions: The findings from these analyses suggest that the selective process based on the individual awareness has become very significant to having marriage intentions. Therefore, this study will contribute as the basic data on national marriage-related policies. Furthermore, this study will be able to use to think about the marriage intention as a task to be preceded by the national policy in order to prepare for Korea 's low fertility and aging phenomenon.