• 한국주거학회논문집
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• 제20권4호
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• pp.69-78
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• 2009

The purpose of this study is to identify which is the better indicator to forcast housing tenureship between permanent income and current income, and study the effects of non-human capital asset on housing tenureship. To forcast permanent income, a statistic regression equation is used with current income as the dependent variable. Multi-nomial logistic model is used to forcast the housing tenureship Using current income as the dependent variable delivered a more accurate result than using permanent income. Current income is used as a dependent variable and sex, age, education and occupation are used as independent variables to forcast permanent income. Non-human capital asset is also used as an independent variable. Also, excluding non-human capital asset variable when forcasting bothe permanent income and housing tenureship proved to be more accurate. Because permanent income, the sum of future income and current asset, is a good indicator of current consumption including housing, the result with permanent income should be more accurate than the forcast using current income. This implies an underdevelopment of a housing mortgage system that enables people to consume now on the basis of their future income. The Korea's unique Chonsei housing rental system has also made it difficult to forcast housing tenureship based on people's permanent income and asset. While, the Key-money of Chonsei housing and the housing asset of homeowners with debt are very similar in their amount, the result is completely different. One is a renter and the other is a homeowner.

• 노동경제논집
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• 제38권2호
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• pp.25-58
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• 2015

본 연구에서는 소득과 소비의 불평등을 비교하고, 소득과 소비의 상호 연계에 있어서 항상소득가설의 역할을 분석하였다. 1990년 이후 소득 불평등도는 계속 심화되는 추세를 보였으나, 소비의 불평등도는 2000년대 초반까지 오히려 완화되다가 이후 소득의 불평등도와 동행하는 양상을 보이고 있다. 이는 2000년대 초반 이후 소비에 대한 제약이 충분히 완화되어 우리나라 가구의 소비가 항상소득에 의해 결정되는 양상이 정착되고 있음을 반영하는 것으로 판단된다. 결과적으로 2003년 이후 소비와 소득의 불평등도가 동행하는 양상은 소득의 불평등도 변화에 있어서 항상적 요인의 불평등도가 변동하고 있음을 의미하는 것으로 평가된다.

• 노동경제논집
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• 제30권3호
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• pp.77-102
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• 2007

본 연구는 불평등도를 측정하는 지표로서 소득과 소비라는 두 변수의 적합성을 비교한다. 일반적으로 불평등도 측정에는 소득이 주로 활용되어 왔으나, 항상소득가설에 의하면 소득보다는 소비가 경제 주체의 복지에 직접적으로 연계된다. 따라서 항상소득가설이 적용되는 경제라면, 복지의 불평등도 측정에 있어서는 소비의 불평등도가 보다 더 적합한 지표라고 할 수 있다. 특히 소득의 변동성이 높을수록 소득 불평등도와 실질적인 복지의 불평등도의 괴리는 확대될 가능성이 높다. 도시가계조사를 통해 우리나라 임금 근로자 가구의 소득과 소비 패턴을 비교한 결과, 항상소득가설이 적용되고 있다고 판단된다. 이 결과를 바탕으로 소비와 소득의 불평등도를 비교한 결과 소비의 불평등도가 훨씬 작은 것으로 추정되었으며, 소비와 소득의 불평등도 지표가 반드시 동일한 방향으로 변화하지 않는다는 결과도 얻어졌다. 따라서 향후 불평등도에 대한 논의에 있어서 소비의 불평등도가 강조될 필요성이 높은 것으로 판단된다.

• The Journal of Asian Finance, Economics and Business
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• 제4권4호
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• pp.51-60
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• 2017

India is the top recipient of workers' remittance flows; recent data indicate that the Remittances/GDP ratio has increased from 2.7% in 2000 to 3.36% in 2015. We apply a consumption behavior model, based on the "permanent income hypothesis", to estimate the consumption augmentation and the stability impact for the period of 1989-2014. The independent variables are: (i) real per capita income (exclusive of remittances) is the measure of "permanent income", (ii) remittances is the measure of "transitory income", and (iii) real interest rate as the indicator of consumers' ability for intertemporal consumption. The economic ramifications are important since current global risk factors could decrease flows in the future. The results indicate the significance of all three variables; there are: (i) evidence of significant consumption augmentation, (ii) consumption responds higher to remittances than to real income, the remittance elasticity is 0.571 and the income elasticity is 0.31, and (iii) evidence of pro-cyclical effect. The VAR model indicates some linkages and causality in the series that result in small response to the shocks. Policies to increase or stabilize remittance flows and to leverage remittances for economic development are important.

• 경영과학
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• 제11권2호
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• pp.29-41
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• 1994

This paper analyses the stochastic nature of the Permanent Income Hypothesis (PIH) by specifying the variance-covariance structure of PIH based on Hall and Mishkin[3]. Maximum likelihood is employed to estimate the model by explicitely incorporating the heteroscedastic nature of the data into the likelihood. The data used are individual Korean household consumption and income data. The results indicate that the data are generally consistent with the Permanent Income Hypothesis, and about 11 percent of the total variation in consumption may be attributable to the excess sensitivity of consumption to income.

• KIEAE Journal
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• 제10권1호
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• pp.11-18
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• 2010

Permanent rental housing complex is subjected to both an increase in the crime rate due to its residential population structure and social, economic isolation for insecurd income of the residents. It should be considered that the densely populated area with low-income group of the city causing many problems related with the community. This study focused on the Man-soo 7 housing estate in Incheon with the area's average scale and ratio is made as an effort to include the residents who live in the permanent rental housing area among the members of the healthy community. The result of the research suggests the method of housing improvement to establish the successful support institution for self-sufficiency of the low income inhabitants analazying the demand of the residents through a survey categorized into resident support system, public workplace and inhabitant participation.

• 지역연구
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• 제34권1호
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• pp.49-60
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• 2018

본 연구의 목적은 청년 1인 가구 증가와 함께 나타나는 주거 문제의 원인을 분석하는 것이다. 본 연구에서는 생애 주기 가설을 기반으로 주택 수요 함수를 추정하였다. 추정 결과, 청년 1인 가구의 주택 수요와 항상소득 잔차로 인한 주택 수요가 다른 집단에 비해 유의미하게 낮게 나타났다. 이는 청년 1인 가구의 주택 소비에 항상소득이 충분히 실현되지 못하고 있으며, 이를 뒷받침할 금융 시장의 역할이 미비함을 의미한다. 본 연구에서는 항상소득 실현의 어려움과 주택 금융 부족을 청년 1인 가구 주택 수요 불균형 현상의 원인으로 분석하였다. 따라서 청년 1인 가구의 주택 문제를 해결하기 위해 항상소득과 현재 주택 수요의 균형을 유도하는 정책이 도입되어야 한다.

• 한국주거학회논문집
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• 제14권3호
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• pp.93-100
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• 2003

Considering the present development situation of public rental apartment since 1982, the supply of homeless housing for low-income dwellers has contributed a amount of quantities, but has been deficient qualities in housing policy. To reflect the architect the properties of dwellers in rental apartment, this study is aimed at investigating the residential character and the consciousness of housing movement through questionaries in permanent rental apartment and fifty years period rental apartment complexes. The results of this study were as follows; The permanent rental apartment is dissatisfied with site location, site shape and building layout in housing environment view, the fifty years period rental apartment is dissatisfied with building area, rental bond, rental fee and maintenance cost in economics view. Housing type of movement preference hereafter is showed “rental apartment” as priority. Therefore, it is necessary to construct public rental apartment for low-income dwellers increasingly.

• 한국주거학회논문집
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• 제15권1호
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• pp.33-40
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• 2004

Considering the present development situation of rental apartment since 1982, the supply of rental housing for low-income dwellers has contributed a amount of quantities, but has been deficient qualities in housing policy. To propose the device of remodeling for low-income dwellers in deteriorated apartment, this study investigated the energy consumption of central heating system and the characteristics of maintenance cost in permanent rental apartment. The results of evaluation of alternative heating systems by Life Cycle Costing in permanent rental apartment were as follows; From Life Cycle 15∼20 years by Present Worth Method, the economic heating system of remodeling is central heating system (heat source: B-C oil), unit heating system(natural gas), central heating system(natural gas) in order.

• 디지털융복합연구
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• 제5권1호
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• pp.117-130
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• 2007

This paper examines whether there exists discrimination of the information usage pattern between tenants of permanent and temporary public rental housing in Korea. Moreover, we focus to examine on that matters between two groups, $7{\sim}12$ pyeongs and $11{\sim}24$ pyeongs that indicate permanent and temporary public rental housing respectively. The results derived in this paper can be summarized as follows: there exists statistical significance in using computer, internet, communication and broadcasting, on the other hand, insignificance in using satellite communication and telephone between them. The implication of this results shows that as widen income gap, also widen gaps in using computer and internet between them. Thus government public rental housing policy should focus to make narrow income gap to diminish information gap between those groups.