• 무역상무연구
• /
• 제50권
• /
• pp.215-250
• /
• 2011

Korean won overseas construction projects worth 71.6 billion US Dollars in 2010, which exceeded that of 2009 by 45.6%. An overseas construction project is a transaction of large scale, long term project, many parties participating, deferred payment, and of high-technology. It contributes to foreign currency earning, and also leads the nation's export restructuring work towards high value-added one. There are various kinds of risks towards the relevant parties respectively, which are key elements in successfully performing the overseas construction project. There are completion risk, financing risk, operating risk, revenue risk etc, in an employer's place. A contractor may be confronted with payment risk, issuance risk of performance bond, financing risk, performance risk of sub-contractors, and exchange rate risk. In lenders place there are repayment risk, completion risk, and political risk in the host country. In order to mitigate risks, the parties shall take relevant measures or require relevant securities. A contractor needs to evaluate the credibility of an employer in respect of payment risk, and can also request export insurance cover by the Korea Trade Insurance Corporation(the former 'Korea Export Insurance Corporation"). An employer can require a contractor to provide performance bond in respect of completion risk, and employ a well-known first class bank as a mandated arranger to arrange financing with regard to completion risk. Lenders needs to evaluate the credibility of an employer and accomplish feasibility study of the project. Lenders can request insurance cover from export credit agency. Once the parties assess the respective risks and obtain relevant securities, the project will be successfully completed. The success of the project will be sure to bring the parties involved enormous profits and another opportunity to participate in overseas construction project afterwards.

• 무역상무연구
• /
• 제12권
• /
• pp.163-200
• /
• 1999

The CISG entrusts many problems to trade or practice : for example the problems which can't be compromised between civil law system and common law system ; the problems in which the application of usage or practice in universal ; the problems of rapid change according to trade circumstance. The purpose of this paper is to confirm whether the CISG is accomodating the usage or practice in its Text, and to find which topic is most closely related to usage or practice in CISG. The Article 9 in the CISG is a provision of usages or practices applicable to contract. But the problems of the CISG in the accomodation of usages or practices are that it lacks the definitions of ‘usage’ and ‘practices’, the CISG is not concerned with the validity of any usage according to Article 4, and the application of usage or practice may differ in litigation and arbitration The topics such as delivery of goods, payment of price and the transfer of risk are most closely related to usages and practices. The delivery of goods and the transfer of risk are determined by the trade terms like FOB or CIF. But the method of identification and the risk for the sale of goods in transit can't be determined by the trade terms in INCOTERMS(1990). So the CISG may serve as complementing role. In payment of price, the trade term does not refer to the time and place of payment. So the CISG may be the basis of interpretation. Likewise the usages and practices such as trade terms, UCP and so on, can be expected to play a significant role in complementing and interpreting the CISG.

• 아태비즈니스연구
• /
• 제11권3호
• /
• pp.1-20
• /
• 2020

Purpose - This paper shows an unexplored area related to involuntary delisting. Specifically, this research investigates the effect of target firm information asymmetry on the likelihood that the acquirer or newly merged firm will be forcibly delisted post-merger. Design/methodology/approach - The research uses a sample gathered on local US mergers and acquisitions from the Thomson Reuters Securities Data Company (SDC) Platinum Mergers and Acquisitions database. It applies the logistic regression with industry and year effects and corrects the error term using clustering at the industry level. The research also matches the forced delisted firms to control firms based on industry, acquisition completion year, and firm size and then employs a matched sample analysis. Findings - Findings show that M&As between firms where the target firm is opaque and burdened with high information asymmetry issues are likely to be paid for using majority stock and that M&As involving such opaque targets also have a higher likelihood of getting delisted post-merger. Research implications or Originality - Our results are relevant given the very nature of M&As which involve two players: the acquirer and target who both may have different incentives. Acquirers especially have the tendency to suffer losses and even get delisted if they over-pay for or get merged to a poor target which conceals its poor performance evidenced by higher accruals quality.

• Journal of Information Technology Applications and Management
• /
• 제31권3호
• /
• pp.93-104
• /
• 2024

This study conducts an in-depth analysis of user reviews from three leading metaverse platforms - Minecraft, Roblox, and Zepeto - using advanced topic modeling techniques to uncover key factors for business success. By examining a substantial dataset of user feedback, we identified and categorized the main themes and concerns expressed by users. Our analysis revealed that common issues across all platforms include technical functionality problems, user engagement and interest, payment concerns, and connection difficulties. Specifically, Minecraft users highlighted the importance of adventure and creativity, Roblox users expressed significant concerns about security and fraud, and Zepeto users focused heavily on the fairness of the in-game economy. The findings suggest that for metaverse platforms to achieve sustained success, they must prioritize the resolution of technical issues, enhance features that foster user engagement, ensure reliable connectivity, and address platform-specific concerns such as security for Roblox and payment fairness for Zepeto. These insights provide valuable guidance for developers and business strategists, emphasizing the need for robust technical infrastructure, engaging and diverse content, seamless user access, and transparent and fair economic systems. By addressing these key areas, metaverse platforms can improve user satisfaction, build a loyal user base, and secure long-term success in an increasingly competitive market.

• 한국인공지능학회지
• /
• 제12권3호
• /
• pp.17-24
• /
• 2024

This study aims to derive a technology development roadmap in related fields by utilizing patent documents of financial technology. To this end, patent documents are extracted by dragging technical keywords from prior research and related reports on financial technology. By applying the TF-IDF (Term Frequency-Inverse Document Frequency) technique in the extracted patent document, which is a text mining technique, to the extracted patent documents, the Latent Dirichlet Allocation (LDA) algorithm was applied to identify the keywords and identify the topics of the core technologies of financial technology. Based on the proportion of topics by year, which is the result of LDA, promising technology fields and convergence fields were identified through trend analysis and similarity analysis between topics. A first-stage technology development roadmap for technology field development and a second-stage technology development roadmap for convergence were derived through network analysis about the technology data-based integrated management system of the high-dimensional payment system using RF and intelligent cards, as well as the security processing methodology for data information and network payment, which are identified financial technology fields. The proposed method can serve as a sufficient reason basis for developing financial technology R&D strategies and technology roadmaps.

• 기록학연구
• /
• 제56호
• /
• pp.81-112
• /
• 2018

공공기관의 정부간행물은 그 기관의 목적이나 업무수행의 내용을 기관 내부나 일반인에게 전달하기 위해 발간하는 자료이다. 법과 제도의 틀에서 정부간행물 관리의 중요성이 커지게 되었지만 기록관리 현장에서는 여전히 정부간행물의 특성과 가치를 고려한 업무들이 이루어지지 않고 있는 실정이다. 6대 광역자치단체의 기록관을 중심으로 효율적인 정부간행물 관리제도에 대해서 살펴보고 문제점과 개선방안을 제시하였다. 이를 위해서는 첫째, 정부간행물 납본제도를 일관성 있게 정비하여야 한다. 정부간행물의 납본에 있어 납본 방법과 납본 자료가 법마다 다르게 제시하고 있어 통합적으로 관리하는 시스템을 구축하여 간략한 정보 및 원문 정보를 제공해야한다. 둘째, 기록관 환경에 맞는 행정적 제도를 마련해야 한다. 정부간행물 지침에서 제시하는 발간등록 및 납본 제도는 국가기록원의 중심제도이므로 기관 기록관에서는 효율적인 제도가 되지 못하고 있다. 셋째, 정부간행물이 가지는 가치를 인식하여 장기적으로 보관하고 관리될 수 있도록 지원이 이루어져야 한다. 정부간행물 정리를 위해서는 현실성 있는 분류 방법과 통합 관리되는 프로그램 제시, 서비스를 이용하는 이용자에 대한 기준을 제시해야 한다. 넷째, 정부간행물 통합관리시스템의 구축이다. 국가기록원을 비롯하여 국립중앙도서관, 국회도서관에서는 정보의 요약본과 원문 정보를 동시 구축하여 체계적, 효율적으로 관리할 수 있도록 해야 한다.

• 대한치과기공학회지
• /
• 제18권1호
• /
• pp.73-94
• /
• 1996

This study was aimed for evaluating the validity of relative-productivity index on the basis of working hour(RPHW index) designed by author as new productivity index and drawing up a plan of bettering productivity to cope with financial difficulty of dental laboratories. Fortyeight dental laboratories extracted by cluster-sampling method form all the dental laboratories in Seoul were subjected for this study. And in each of them, the term of establishment which was divied into three group as short-term, mid-term and long-term group, the scale of dental laboratory which as divided into two group by number of dental technician as small-scale group and large-scale group, the salary system which was composed of salary criteria, pay according to ablility criteria and collectiveagree, the salary level, simple labor productivity index(SLP index), relative-productivity index on the basis of worker number(ROWN) and relative-productivity index on the basis of working hour(RPWH index) were surveyed through the self-administractive questionaires. The results as follows : Most of dental laboratories(93.6%) were managed by non-professional managers. The establishment rate per year of dental laboratory was the increase. The mean number of employees of dental laboratories was $7.00{\pm}3.90$ person. The ratio of smallscale group(under the 5 employees) was 42.6% and as the term of establishment was shorter, the ratio of small-scale group was higher. The mean establishment area of dental laboratories was $24.49{\pm}10.97$ unit and the mean establishment area per head of dental laboratories was $4.05{\pm}3.90$ unit. The estabilshment area and area per head were not significantly associted with the term of establishment, but as the term of establishment was shorter, the estabkishment area per head was slightly wider. The establishment area per head in small-scale group was significantly wider than large-scale group(over the 6 emplayees) The salary criteria(54.4%), pay according to ability(79.2)m ability criteria(77.1%) and collectiveagree(79.2%) as salary systems were used in the most of all dnetal laboratoies. The all salary systems were not significantly associated with the term of establishment and the scale of dental laboratories. The monthly mean salary level of dental laboratoies was $125.64{\pm}31.06$ milion won. The monthly salary level was not significantly associated with the term of establishment and the scale of dental laboratores. But the monthly salary level in the short-term group and the small-scale group were slightly lower than others. The SLP index, the RPWN index and the RPWH index of dental laboratories were $132.16{\pm}48.41$, $382.41{\pm}128.76$ and $76.06{\pm}25.11$, respectively. The SLP, the RPWN and the RPWH of dental laboratories were not significantly associated with the term SLP, the RPWN and the RPWH of dental laboratories were significantly associated with the area of dental laboratory and the salary level. Except for only the association salary criteria among salary system with RPWH of dental laboratories, all other salary system were not associated with the SLP, the RPWN and the RPWH of dental laboratories.

• 한국건축시공학회지
• /
• 제17권5호
• /
• pp.473-481
• /
• 2017

국방부는 노후 된 병영생활관 현대화 개선을 추진하여 고시된 75개 사업 중 60개 사업이 운영 중에 있다. 따라서 과거에는 데이터 조사 분석이 어려움이 많았으나 현재는 민간 운영사로부터 정보를 파악하고 분석할 수가 있다. 본 연구에서는 시설물의 사용성을 높이기 위하여 병영시설물의 3~5년 수선유지비의 예산과 사용 데이터를 조사 및 분석하여 문제점을 도출하여 수선유지비에 대하여 합리적인 대안을 제시하는 목적으로 하였다. 이에 맞게 이론적 고찰 및 선행 연구, 수선유지비에 대한 법적인 근거, 국방부 병영시설 BTL사업의 수선유지비 예측 비용과 사용 데이터를 분석하였다. 도출된 문제점으로는 첫째는 소모품, 없는 항목, 누락 항목에 대하여 예산을 추가로 확보하는 개선방안을 제시 하였다. 둘째는 평균으로 분할하는 지급에 대하여서는 3~5년 운영기간에는 축소하여 지급하는 개선방안과 장기수선계획 수립기준으로는 예산이 없거나 작게 지급되어 3~5년 운영기간에는 예산을 추가 또는 보완하여 지급하는 개선방안을 제시하였다. 향후 병영시설의 운영기간과 실적 데이터가 추가로 확보가 가능한 시점에 수선유지비 효율적 연구는 보완되어야 한다. 본 연구는 향후 국방부 병영시설 건설에 대하여 사업비를 합리적으로 유도하는데 기여할 수 있을 것이다.

• 가정과삶의질연구
• /
• 제26권6호
• /
• pp.35-50
• /
• 2008

The purpose of this study was to analyze the characteristics and financial status of credit delinquents utilizing the debt management program of the Credit Counseling and Recovery Service between January-June in 2007. Total sample of 41,355 cases was analyzed using the statistical program SPSS(Version 12.0). For analysis, descriptive statistics, F-test, Scheffe test, t-test, logit analysis and regression analysis were employed. People in the age range of 30-40s, males, high-school graduates, married couples, part-time employees, costfree residents and residents in other regions were relatively high users of the debt management program. Reasons of credit delinquency were diverse and was combined to credit default. However, increases in expenses and income reductions were found to be the most frequent reasons. Financial conditions of delinquents were worse than those of average persons shown on the national statistics. It was also found that age, sex, educational level, occupation, region of residence, home-ownership, reason of delinquency, income and total outstandings of debt were significant determinants of short-term debt burden which was measured by the ratio of monthly payment to income and long-term debt burden which was measured by repayment period.

• 보건행정학회지
• /
• 제13권2호
• /
• pp.125-143
• /
• 2003

This study was conducted to estimate the future government budget in medical expenditures using for the low-income handicapped, because medical expenditures to the low-income handicapped is escalating in these days. It became a big problem not only to the central-government but also to the district-government because they have to subsidize a part of co-payment. This study was designed to project the future government budget using structural model. For the short-term projection, the structural model is stronger than the regression model. The data used for this study were the population projection data based on National Census Data(2000) of the National Statistical Office, the data of Ministry of Health & Welfare, and the data of National Health Insurance Corporation from November 2m to June 2001. The results of the study are summarized as follows: The future government budget in medical expenditures using to the low-income handicapped will be 15-18 billion Won in the year 2003, 16-23 billion Won in 2004, 18-30 billion Won in 2005, 19-38 billion Won in 2006 and 21-49 billion Won in 2007. It is predicted that they would be increasing rapidly. Therefore, the government budget in medical expenditures using for the low-income handicapped must be enlarged.