• Journal of Internet Computing and Services
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• v.16 no.1
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• pp.9-20
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• 2015

Nowadays, Smart Wallet technology trend that is able to save users' consuming costs and also retain users' redundant behaviors such as Single-tapping, One-way communication, Integrated ID, has been issued in recent Mobile Industrial Fields. As one of Smart Wallet functions, Integrated ID is proposed for users' convenience, handiness, and immediate responses. It is designed for the effective management of users' IDs which are easy to be forgot because of its unusual structures. To be detail, instead of user, Integrated ID system can certificate users identification from various online sites (where user resisted) authorization requests via one-clicking, not putting identification data in each sites. So, this technology would be helpful much to a certain user who has lots ID and its Password in multiple Online shopping companies by establishing integrated ID. However, although Integrated ID has lots advantages to be used, most Mobile Service Companies has hesitated to apply Integrated ID service in their shopping systems because this technology requires them sharing their users' data. They have worried that this service would be not helpful to gain their profits. Furthermore, Users who join in multiple shopping companies and use Integrated ID services also are difficult to decide which company they have to save their points in before payment because this system could not show any financial benefit analysis data to their users. As following facts, via this paper majorly we propose the advanced Integrated ID system which concern shopping point management. Basically, this system has a strong security payment service and secure network services like other mobile Shopping systems. Additionally, this system is able to service (or to support) shopping -point -saving guide for customers' financial benefits and conveniences.

• Management & Information Systems Review
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• v.35 no.2
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• pp.167-183
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• 2016

This study has recognized easy payment service as one of the new types of application of information and communication technologies and proposed a modified acceptance intention model by adding perceived risk factor based on the unified theory of acceptance and use of technology(UTAUT) and then explored those variables that effect the acceptance intention of consumers. The results of this study can be summarized as the followings. First, expectation on the efforts, social impact have positive effect on the acceptance intention and perceived risk has negative effect on the acceptance intention but expectation on the efforts and promotion condition were found to have no effect on the acceptance intention. Second, among the factors suggested, social impact was found to have more effect of causing the acceptance intention of users than expectation on the efforts and perceived risk. Third, it was found that there is a significant association between the acceptance intention and use behavior of users of easy payment service. This means that, as was reviewed in the preceding researches, the acceptance intention affects actual acceptance behavior of users either directly or indirectly. Fourth, even though innovation resistance has regulation effect on the relationship between expectation on efforts or social impact and acceptance intention, it was found to have no regulation effect on the relationship between perceived risk and acceptance intention.

• Korean Journal of Social Welfare
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• v.50
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• pp.87-108
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• 2002

According to Neo-liberalism, the privatization of social security systems is pivotal for a country's economic growth and the wellbeing of its people, because such systems hinder the full operation of the market, eventually leading the national economy to collapse. The Chilean case of pension privatization is often cited as a good evidence for the Neo-liberal argument. Neo-liberalists say that Chile has experienced a rapid economic growth and retirees have enjoyed a much more pension payment since the national pension system was successfully privatized in 1981. The primary purpose of this article is to provide a critical review on the results of the Chilean pension privatization reform implemented in 1981. This study is intended to give an objective understanding of the reform because the existing evaluations, particularly those from the neo-liberalism, over-emphasize the bright sides of the reform. for this purpose, this article will pay a particular attention to the change in the level of pension payment after the reform. The conclusion of this study is that, contrary to the argument of Neo-liberalism, the pension reform has lowered the level of pension payment and, compared to the old public pension, has made the lives of ordinary retirees less secure. Reorganization of the social security system is more desirable than privatization as a remedy for the current problems of the welfare state.

• Asia pacific journal of information systems
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• v.14 no.1
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• pp.59-77
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• 2004

Even though B2B EC is becoming popular, there have been not so much studies about performance evaluation methodology for B2B systems. In this paper, after analyzing buyer-carts systematically focusing on the buyer's interactional efforts on the typical buying processes of each buyer-cart, we propose a quantitative performance evaluation model. For this, we categorize buyer-carts in B2B EC as s-cart, i-cart, and b-cart depending upon its residing sites: seller, intermediary, and buyer sites. And after proposing the desired features of buyer-carts in B2B EC as identification, collection, trashing, ordering, payment, tracking, recording, purchasing decision support, and transmission of records to e-procurement systems, we derive a performance evaluation model by calculating detail sub-processes from the desired features' viewpoints. By setting variables from a survey on the actual condition of using buyer-carts in companies in Korea, we try to evaluate the performance of buyer-carts in B2B EC. In this paper, we suggest a new methodology of performance evaluation for B2B systems, and show that the b-cart platform is more efficient than other buyer-carts especially in B2B EC.

• Asia pacific journal of information systems
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• v.13 no.4
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• pp.73-96
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• 2003

Shopping is a work and fun for a consumer. Retailers satisfy social and physiological needs through various experiences as well as economic and rational. Do offer online shopping malls fun and hedonic experiences that offline retailers do? This study applied the hedonic-experiential value relating to the consumption dimension of fun and excitement to online shopping. Especially, a model of online hedonic-experiential value, consisted of its antecedents and consequences, was developed and identified through a survey(n=436). As the result, graphic & multi-media, site structure & design, customer services, payment, individualization, product assortment & display, interactivity, dynamic pricing factors influence online hedonic-experiential value. Also, online hedonic-experiential value significantly related to revisiting, purchasing, and word-of mouth intention of the shopping site. The implications for online retailer are discussed and further research is suggested.

• Proceedings of the Korea Society for Industrial Systems Conference
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• 2000.05a
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• pp.33-41
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• 2000

최근 정보기술, 정보통신기술등의 발달로 기존의 상거래 방식과는 많이 다른 방식의 거래가 이루어지고 있다. Electronic Commerce의 활성화는 가상상점(Electronic Shopping Mall), 전자지불체계 (Electronic Payment System), Web EDI 등 인터넷을 기반으로 한 전자적 경제활동을 다양하게 하였다. 이러한 EC의 한 패러다임으로 이동 상거래 방식이 등장하게 되었다. 이것이 개방 네트워크와 공중망을 통하여 이용자의 위치, 시간과 관계없이 텍스트, 음성, 화상의 디지털 데이터를 이용하여 기업 또는 개인의 상거래 활동을 정의하는 전자상거래(Electronic Commerce) 방식 중의 하나인 모빌커머스(Mobile Commerce)이다. 본 연구에서는 이러한 모빌커머스가 기존의 인터넷 비즈니스의 한 방향으로서 유, 무선 통신망을 이용한 자유스런 정보의 전달을 통한해 어떤 상거래를 구축하는 것이 성공할 수 있는 것인가 이해하고자 전자상거래에서의 모빌커머스 역할에 대해 연구하고자 한다.

• Journal of Korea Society of Industrial Information Systems
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• v.10 no.3
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• pp.1-6
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• 2005

This study tried to identify factors influencing on customer's trust in Mobile Commerce Sites. Four factors were found ; transaction security, site image, navigation usability, payment convenience. These factors showed strong correlations with customer's trust. Implications of the study and further research issues are discussed.

• The Journal of Information Systems
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• v.13 no.2
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• pp.119-134
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• 2004

This research investigates the rising new role of mileage system as private e-money in a exploratory study. The key research questions are "How does mileage system evolve with expansion of e-business and what are the cases for real experiences in 'money-like' mileage and their implications?" This research focuses on the proposition that mileage points created in commercial transactions as a royalty program are observed to serve a new role as payment tool. In an attempt to identify factors that determine mileage system as private money, we employ three factors: confidence, transaction cost, and monetary freedom. Also, this research proposes a direction for further research and follow-up studies to establish legal and institutional issues and the relevant architecture, all of which are essential elements to make the mileage points global money with a certain trade ratio in the near future.

• Journal of Arbitration Studies
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• v.29 no.4
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• pp.141-164
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• 2019

The purpose of this paper is to examine the customs clearance and arbitration systems of Vietnam, Indonesia, and Thailand, from among ASEAN countries, and to present the practical implications. This paper analyzes the customs and arbitration systems through a literature review by collecting data from papers, research reports, and laws and regulations related to Vietnam, Indonesia, and Thailand. There are significant differences between these countries in relation to customs and payment of customs duties. Also, they have different procedures for the appointment of arbitrators if there is no agreement by the parties as to the number of arbitrators. Therefore, a comparison of the arbitration system and customs clearance procedures in ASEAN countries is timely and necessary, and there is a need for more research to be conducted in the future.

• Information Systems Review
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• v.1 no.2
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• pp.41-54
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• 1999

지금까지 메타-몰에서의 지불처리 보안 방안을 살펴보았다. 사실상의 표준인 SET이 1인의 상인만을 대상으로 하고 있으므로, 여러 하부 몰을 거느리고 원-스톱 지불을 지원하는 메타-몰에는 그대로 적용할 수 없었다. 따라서, 메타-몰에서는 지불대표자의 개념을 도입하여 Meta-Malls Coordinator가 SET에서의 상인 역할을 하면서 Mall Operator들에 대해 주문정보를 전달하도록 하였다. 고객, Meta-Malls Coordinator, 금융기관 간에는 SET 규정을 따름으로써, 메시지의 기밀성, 인증, 무결성, 연결성을 확보하였다. 그리고, Meta-Malls Coordinator와 Mall Operator 간의 주문정보에 대한 인증과 무결성을 위하여 주문정보에 전자서명을 하도록 하였으며, 전자서명의 Refreshness를 위하여 Challenge를 주고 받을 수 있도록 주문확인과 주문통지의 두 번의 메시지 전달단계를 정의하였다. 동시에, 주문확인 메시지는 재고확인 등의 판매 가능성 여부를 확인하는 절차를 겸하도록 하였다. 본 방법론은 SET을 메타-몰에 적용하는 방안으로서 구현 되었으나, SET이외의 지불방법론에 대해서도 동일하게 적용될 수 있다. 현재 (주)메타랜드(http://www.metaland.com)가 실제 고객들을 대상으로 이러한 지불정보 보안체계를 갖는 메타-몰 구조의 전자쇼핑몰을 운영 중에 있다.