• 제목/요약/키워드: Non-Life Insurance

검색결과 117건 처리시간 0.026초

생명보험(生命保險) 가입자(加入者)의 사망(死亡)에 관한 고찰(考察) (A Study on the Mortality of Insureds)

  • 마순자
    • 보험의학회지
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    • 제2권1호
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    • pp.116-121
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    • 1985
  • We've reviewed 518 cases of claims by death that had occured for one year from April, 1983 to March, 1984. As a result, we came to following conclusions; First, the greater part of the death were due to Accidental death(19.1%), Heart disease(18.9%), Malignant neoplasm(17.4%), Liver cirrhosis(10.6%), and the Cerebrovascular disease(9.7%), which were occupied by 75.7% of the whole. Second, classifying them by medical examinations or non medical, death in case of non medical examination showed 89% of the whole. And for age, section ranging from 41 to 50, from 51 to 60 and from 31 to 40 took the overwhelming portion by 27.4%, 26.6%, and 17.4% respectively, those of which showed 71.4% of the whole. Third, for the period elapsed, death within 1 year from the entrance showed 31% and that from 1 year to under 2 years 20.5%. Thus the rate of early death under 2 years stood for 51.5% of the whole.

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방광암의 이해 (Review of Bladder cancer)

  • 유현욱
    • 보험의학회지
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    • 제33권2호
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    • pp.18-24
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    • 2014
  • Bladder cancer is one of the most common cancers affecting men and women and thus has a profound impact on health care. The majority of patients (75%) with newly diagnosed urothelial tumors have non-muscle invasive disease confined to the bladder mucosa or the lamina propria. The most important risk factors for the development of bladder cancer are smoking and occupational exposure to toxic chemicals. Painless visible hematuria is the most common presenting symptom of bladder cancer. Cystoscopy and urine cytology are currently the recommended tools for diagnosis of bladder cancer. Excluding muscle invasion is an important diagnostic step, as outcomes for patients with muscle invasive bladder cancer (MIBC) are less favorable. For non-muscle invasive bladder cancer (NMIBC), the high rate and frequency of recurrence and the concern for disease progression - especially in patients with high-risk tumors - mandate careful strategies for tumor surveillance. The surveillance strategies should be based on available prognostic factors and in particular data from the EORTC risk tables.

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생명보험가입자(生命保險加入者)의 사망(死亡)에 관(關)한 고찰(考察) (A Study on the Mortality of Insureds Medical Dept.)

  • 마순자
    • 보험의학회지
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    • 제4권1호
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    • pp.86-92
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    • 1987
  • We've reviewed 704 cases of claims by death that had occured for one year from April, 1985 to March, 1986. As a result, we came to following conclusions; First, the greater part of the death were due to Accidental death(25.0%), Malignant neoplasm(21.2%), Heart disease(12.9%), Liver cirrhosis(9.1%), and the cerebrovascular disease(5.5%), which were occupied by 73.7% of the whole. Second, classifying them by medical examinations or non medical, death in case of non medical examinations showed 94.3% of whole. And for age, section ranging from 40 to 49, from 50 to 59, and from 60 to 69 took the overwhelming portion by 28.6%, 24.2%, and 16.6% respectively, those of wich showed 69.4% of the whole. Third, for the period elapsed, death within 1 year from the entrance showed 16.9% and that from 1 year to under 2 years 18.8%, Thus the rate of early death under 2 years stood for 35.7% of the whole.

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당사(當社) 직원(職員) 및 가족(家族)의 B형간염(B型肝炎) 이환율(罹患率)에 관(關)한 검색(檢索) (A Study on Occurrence of Hepatitis B in the Company Employees and Their Families)

  • 김병극
    • 보험의학회지
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    • 제2권1호
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    • pp.37-44
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    • 1985
  • A study on the occurrence of hepatitis B has been done for 2,680 employees in Daehan Life Insurance Company. The positive rates of HBsAg and anti-HBs were 6.56% and 18.9% respectively. The positive rates of HBsAg and anti-HBs were higher by 2.25% and 2.06% respectively in male than in female. HBsAg and anti-HBs positives were higher at age of 30 to 50 years than other age groups. The drinker group shows higher positive of HBsAg and anti-HBs by 10.44% and 4.26% respectively than non-drinker group. Most of the results of liver function tests in HBsAg positive cases were within reference ranges. HBsAg or anti-HBs positive rate in the family members of HBsAg or anti-HBs positive employees was higher than the over-all positive rates of all subjects, by 14.55% in case of HBsAg and by 2.21% in case of Anti-HBs.

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손해보험회사의 특별계정 의존도와 기업가치 (Level of Dependence on Separate Account in the Non-life Insurance Companies and Firm Value)

  • 조석희
    • 한국산학기술학회논문지
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    • 제21권1호
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    • pp.417-425
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    • 2020
  • 본 논문에서는 손해보험회사의 특별계정 의존도가 기업가치와 어떠한 관련성을 가지는지에 대하여 연구하였다. 심태섭 외(2015)에서도 언급하고 있듯이 보험회사의 특별계정은 일반계정과 다른 속성을 가진 계약으로 구성되어 있으므로, 보험회사의 특별계정 의존도에 따라 기업가치가 달라질 가능성이 있다. 이에 본 논문에서는 2011년도부터 2018년도까지 국내 상장 손해보험회사의 분기별 재무제표 자료와 주가자료를 이용하여 특별계정 의존도가 기업가치에 대해 갖는 관계를 분석하였다. 분석결과, 손해보험회사의 특별계정 의존도를 나타내는 변수는 손해보험회사의 기업가치에 대하여 유의적인 음(-)의 관련성을 가지는 것으로 나타났다. 이러한 연구결과는 손해보험회사의 특별계정 의존도가 높고 낮음에 따라 총괄계정 순자산과 순이익이 동일한 상황에서 해당 손해보험회사의 기업가치는 달라질 수 있음을 시사한다고 할 수 있다. 본 연구는 기업가치 극대화 관점에서 특별계정의 운용에 대한 경영적 시사점을 제공함과 아울러 특별계정의 운용성과를 보다 직접적으로 확인할 수 있는 공시제도가 필요할 것임을 시사한다.

손해보험사 심사간호사의 업무수행과 직무만족 (Task performance and Job Satisfaction of Nurses in Non-life Insurance Companies)

  • 박순주
    • 간호행정학회지
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    • 제7권3호
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    • pp.487-495
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    • 2001
  • Purpose : In this study, task performance and job satisfaction of nurses in non-life insurance companies were examined to improve the personnel management in their companies. Method : Data collection was done with 119 nurses in non-life insurance companies in October and November, 1999. Data analyses were performed using SPSS Win 8.0 package. Result: The Results were as follows: 1. The tasks most commonly performed by nurses were 'medical fee inspection', 'education for staves', 'management of the injured', 'management of injury and disablement'. 2. The mean score of total job satisfaction was 3.2(interaction. 3.8; professional status, 3.6; autonomy, 3.4; task requirements, 3.1; administration, 2.8; pay and advancement, 2.6). 3. Task performance was significantly correlated with job satisfaction total score(r=0.478, p<.01). The item, 'executing statistical works and data analyses related with injury and disablement', was highly correlated with job satisfaction total score(r=0.418, p<.01). 4. The amount of task performance was significantly correlated with educational background and position. The job satisfaction level significantly correlated with personal experience and position. Conclusion : To improve the work efficiency and job satisfaction in the companies, it is necessary to set the bounds of task performance and to enlarge the promotion opportunities to higher positions.

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장애인 차별금지 및 권리구제 등에 관한 법률'의 시행에 따른 언더라이팅에 있어 의적 측면의 고찰 (Medical underwriting aspect of disability -Follow to announce of 'law to forbid discrimination against disabled persons'-)

  • 원윤미
    • 보험의학회지
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    • 제27권1호
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    • pp.24-32
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    • 2008
  • The number of disabled person is increasing, and also the demand of welfare is increasing. In the developed country, the range of disabled person is broad, because the definition of disability is different among countries. On 10/Apr, 2007, the law to forbid discrimination against disabled person was announced and then it will be operated on 11/Apr, 2008, in Korea. It will need to evaluate conflict between this law and underwriting guideline. There is obvious difference between disabled and non-disabled on risk selection of medical and environmental aspect. More than 50% of disabilities are related to the diseases rather than accident. The role of underwriter is to evaluate the future risk of morbidity (admission and/or operation etc). The insurance company is required to make new product for disabled person and the underwriter has to examine the application of disabled without discrimination, and with respect for the disabled as a human right.

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일부 노인의 운동참여와 비참여시의 건강상태 및 삶의 만족도 비교 (The Comparison of Health Status and Satisfaction with Life according to paticipation in exercise program for the Elderly)

  • 공형식;이강숙;이선영;유재희;홍아름
    • 보건교육건강증진학회지
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    • 제25권3호
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    • pp.45-57
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    • 2008
  • Objective: The aim of this study was to find out the factors associated with the health status and life satisfaction in the elderly who participated in an exercise program practiced by the National Health Insurance Corporation and the elderly who did not. Methods: The subjects of this study included 105 elderly people in K-city who participated in the elderly exercise program of the National Health Insurance Corporation and 103 elderly who did not. Results: The elderly group that participated in the exercise program showed slightly better physical health than non-participants but the difference was significant only in the item of bowel control. The elderly group that participated in the exercise program displayed slightly better mental health status than non-participants but the difference was significant only in the item of memory and cognitive ability. The elderly group that participated in the exercise program showed significantly higher life satisfaction than non-participants. The factors affecting the satisfaction of life were participation of exercise program, higher level of education, and perception of health, and the attributable rate was 24.6%. Conclusions: In conclusion, this study suggested that the people who participated in elderly exercise program showed higher level of physical and mental health status and life satisfaction than non-participants. Therefore, various National Exercise Program for elderly tailored by characteristics should be implemented.

폐암과 보험의학 (Lung cancer and insurance medicine)

  • 이신형
    • 보험의학회지
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    • 제31권1호
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    • pp.34-36
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    • 2012
  • Lung cancer such as small cell lung cancer(SCLC) and non small cell lung cancer(NSCLC) have high mortality rate, so, we insurance doctors have little interest in their risk. But nowadays there's a lot of development in targeted therapy of NSCLC. Screening by CT scanning and early resection strategy also shows better prognosis. It is helpful for underwriters and insurance doctors to review the current development of targeted therapy of NSCLC and estimation of extra-risk of early lung cancer. The preferred treatment option for patients whose tumors contain EGFR-activating mutations are one of the EGFR-directed tyrosine kinase inhibitors, such as gefitinib or erlotinib. In patients with NSCLC whose tumors harboured an ALK rearrangement, there was 61% objective response rate to crizotinib in the phase 1 study. The median survival progression-free survival was 10 months. Mortality analysis of early lung cancer who were detected by CT screening, MR of 105% and EDR of 1‰ were calculated.

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한국표준질병사인분류의 개정에 관하여 (The 5th revision of the Korean Standard Classification of Diseases)

  • 오현주
    • 보험의학회지
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    • 제27권1호
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    • pp.21-23
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    • 2008
  • The 5th revision of Korean Classification of Diseases(KCD) became effective on January 1, 2008. It has reflected the changes made to the tenth revision of International Classification of Diseases (ICD-10) between 1998 and 2005 and the suggestions of academic and related societies in Korea. Two important alterations seem to have a major implication in the insurance industry. One would be the official introduction of a Korean version of International Classification of Diseases for Oncology, third edition(ICD-O-3). The borderline ovarian tumor is classified as a borderline neoplasm, which was classified as a malignant neoplasm in the previous edition of International Classification of Diseases for Oncology. The other would be the appearance of non-C-code malignant neoplasm for the diseases, such as polycythemia vera, newly classified as a malignant neoplasm by the current edition of International Classification of Diseases for Oncology. The National Office of Statistics(NSO) adopted the way of implementation used in the Australian Modification of International Classification of Diseases(ICD-10-AM), instead of assigning them into corresponding C code. Overall, the changes made in this revision doesn't seem to have a serious impact on the insurance industry since it has only reflected updates made to ICD-10.

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