• Journal of the Korea Society of Computer and Information
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• v.15 no.12
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• pp.163-173
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• 2010

PKI(Public Key Infrastructure)-based information certification technology has some limitations to be universally applied to mobile banking services, using smart phones, since PKI is dependent on the specific kind of web browser, Internet Explorer. OTP(One Time Password) is considered to be a substitute or complementary service of PKI, but it still shows low acceptance rate. Therefore, in this research, we analyze why OTP has not been very popular, and provide useful implications of making OTP more extensively and frequently used in the mobile environment. Perceived security of OTP was set as a higher-order construct of integrity, confidentiality, authentication, and non-repudiation. Research findings show that security awareness and perceived security of OTP is positively associated, and the relationship between perceived security and trust on OTP is statistically significant. Also, trust is positively related to intention to use OTP continuously.

• Annual Conference of KIPS
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• 2013.05a
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• pp.564-567
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• 2013

ID/Password 방식은 노출 및 예측 공격에 대한 위험성을 안고 있다. 이를 해결하기 위한 방법으로 OTP(One time Password)를 인증 시스템에 적용할 수 있다. OTP는 매번 다른 패스워드를 생성하여 사용하는 사용자 인증 방식이다. 전자금융감독규정에 의해 OTP는 인터넷뱅킹, 모바일뱅킹, 텔레뱅킹 등 전자 금융 거래 시 보안카드를 대체하는 1등급 보안매체로 지정되었지만 OTP 단말기는 배포 및 사용의 편의성의 문제로 대중화의 어려움과 동기화 실패의 문제점이 존재하게 된다. 본 논문은 통신 기술의 발달로 현재 많이 대중화되어 있고 하나의 개인 컴퓨터와 같이 정보를 저장하고 연산이 가능한 Mobile 장치를 이용하여 HOTP기반의 OTP를 생성하여 사용자 인증을 제공함으로써 OTP 단말기의 배포 및 편의성의 문제를 해결할 수 있는 방식을 제한한다.

• Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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• 2010.10a
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• pp.227-228
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• 2010

Generated One-Time Password (OTP) is used only once. This attributes is to safety than to repeated use the same password. Recently, Park's proposed on "Design of A One-time Password Generator on A Mobile Phone Providing An Additional Authentication for A Particular Transaction" use challenge-response based one-time password generator. However, Challenge exchange problem and currently OTP the same security level. In this paper, Park's proposed OTP generator design for us analysis. And then presents a resolution to the problem and new system logic. New system strong to Man-In-Middle attack and replay attack. In addition, OTP security level is higher.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.21 no.1
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• pp.15-26
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• 2011

The development of IT technology and information communication networks activated to online financial transactions; the users were able to get a variety of financial services. However, unlike the positive effect that occurred on 7 July 2009 DDoS(Distribute Denial of Service) attacks, such as damaging to the user, which was caused negative effects. Authentication technology(OTP) is used to online financial transaction, which should be reviewed to safety with various points because the unpredictable attacks can bypass the authentication procedure such as phishing sites, which is occurred. Thus, this paper proposes mobile OTP(One Time Password) Mechanism, which is based on PKI to improve the safety of OTP authentication. The proposed Mechanism is operated based on PKI; the secret is transmitted safely through signatures and public key encryption of the user and the authentication server. The users do not input in the web site, but the generated OTP is directly transmitted to the authentication server. Therefore, it is improvement of the availability of the user and the resolved problem is exposed from the citibank phishing site(USA) in 2006.

• Journal of Advanced Navigation Technology
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• v.16 no.2
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• pp.375-385
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• 2012

The fingerprint is the identity authentication method which is representative uses biometrics. Compared with password methods there is a feature where the dangerousness of embezzling or lossing is few. With like these features using the fingerprint in OTP creations. In this paper, we introduce the developed prototype of OTP system using fingerprint. And the overcome method of OTP system's demerit using fingerprint which extracts few minutiae points into a whole fingerprint image is proposed. A few minutiae points wasn't generated many encryption key for OTP session. The proposed method is overlaid the same fingerprint simply and added many minutiae points as biased overlaid fingerprints. Hence the security of OTP using fingerprint and the randomness over password-guessing are strengthened.

• Journal of Advanced Navigation Technology
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• v.14 no.4
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• pp.512-520
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• 2010

As the applications based on Mobile and Ubiquitous becoming more extensive, the communication security issues of those applications are appearing to be the most important concern. Therefore, every part of the system should be thoroughly designed and mutually coordinated in order to support overall security of the system. In this paper. we propose new technique which uses the voice features in order to generate Mobile One Time Passwords(OTPs). Voice is considered to be one of the powerful personal authentication factors of biometrics and it can be used for generating variable passwords for one time use. Also we performed a simulation of homomorphic variability of voice feature points using dendrogram and distribution of voice feature points for proposed password generation method.

• Proceedings of the KAIS Fall Conference
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• 2008.11a
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• pp.17-20
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• 2008

최근 정보통신기술이 발달하면서 온라인상에서 다양한 서비스들이 이루어지고 있으며, 그에 대한 해킹 및 다양한 공격 기법들이 생겨나고 있다. 그래서 사용자를 인증하기 위해서 정적인 패스워드가 아닌 동적인 패스워드, 즉 OTP(One-Time Password)를 사용하고 있다. 현재 OTP 토큰을 이용한 OTP 생성알고리즘의 문제점이 제기 되고, 따라서 본 논문은 모바일 기기를 이용한 인증을 통해 그 문제점들을 보완하기로 한다. OTP를 생성할 때 수시로 모바일 기기는 서버와 통신함으로써 절대적인 단방향 생성이 아닌 능동적인 쌍방향 생성을 통해 서로에 대한 신뢰성과 제기된 문제점을 보완하고자 한다. 그리고 OTP 토큰을 사용 시 성능 및 기능의 제한을 모바일 기기를 사용함으로써 극복하고자 한다. 향후에는 모바일 기기를 이용한 3-factor 인증에 대한 연구를 통해 신뢰성을 높이고, 자체인증시스템을 더욱 개선함으로 대중화된 모바일 기기를 이용한 다양한 인증 서비스를 제공하고자 한다.

• The KIPS Transactions:PartC
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• v.18C no.5
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• pp.327-330
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• 2011

After releasing the smart phone equipping the strong computational capability compared to traditional mobil phone, a field of services, which is available on the personal computers, is expanded to smart phone. The development of technology reduces the limited service utilization on time and space but it has a venerability exposing an information to malicious user. Especially we need to more attention when using the financial services which communicate the user's private information. To solve the security problem, OTP(One Time Pad), which uses a private key for a session, is recommended. OTP techniques in smart phone having focused on traditional environments have been proposed and implemented. However, security over mobile environments is more vulnerable to attack and has restriction on resources than traditional system. For this reason, definition of proper conceptual OTP on smart phone is required. In the paper, we present the L-OTP(Location-OTP) protocol, using T-OTP(Time One Time Pad) technique with location information. Proposal generates the OTP using unique location information which is obtained in smart phone.

• Annual Conference of KIPS
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• 2011.11a
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• pp.762-764
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• 2011

스마트폰 보급의 확산으로 모바일 금융 서비스 이용자 수는 증가하고 모바일 금융 보안에 대한 중요성이 증가되고 있는 실정이지만 해마다 다양해지는 금융 공격에 대비하기는 결코 쉽지 않다. 최근 주로 사용되고 있는 금융 보안 인증 방식인 OTP(One-Time Password)는 세션 공격에 대한 보안 대비가 가능하지만 차별화된 OTP 생성 메커니즘을 적용하는 것이 힘든 단점이 있다. 본 연구에서는 이러한 기존 방식의 문제점을 해결하기 위해 확장된 OTP 메커니즘을 이용한 새로운 금융 보안 방식을 제안하고자 한다. 제안 방식은 센서 네트워크를 금융 보안 알고리즘에 적용시킨 위치 기반 동기화 방식의 OTP 생성 메커니즘으로서 다양한 금융 해킹과 공격 기법에 대비가 가능하다.

• Annual Conference of KIPS
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• 2011.04a
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• pp.1020-1023
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• 2011

최근 스마트 모바일이 성장하면서 다양한 서비스들이 이루어지고 있다. 그 중에 모바일 오피스를 사용할 때 내부 망을 방문해야 한다. 그에 대한 보안 문제는 매우 중요하다. 본 논문은 모바일 기기가 내부 망에 방문할 때 사용자를 인증하기 위하여 통신의 보안 터널과 VPN(Virtual Private Network)기술을 사용하고, 모바일 기기가 내부 망에 방문할 때 OTP(One-Time Password)와 같은 동적인 패스워드 인증을 통해서 안전한 터널과 인증 서비스를 제공한다.