• The Journal of Asian Finance, Economics and Business
• /
• 제6권3호
• /
• pp.283-293
• /
• 2019

The purposes of the study are threefold: (1) develop key successful factors of blockchain platform for micro-enterprises based on Balanced Scorecard (BSC), (2) find out the correlation between the key successful factors of blockchain platform for micro-enterprises, and (3) understand the perception of micro-enterprise blockchain and the difference between theoretical guidance and practical application. This study combines Interpretative Structural Modeling Method, (ISM) and Decision-Making Trial and Evaluation Laboratory (DEMATEL) to analyze the causal relationships and hierarchical structures of the 12 key successful factors of blockchain platform for micro-enterprises and understand the correlation between factors. The 12 key successful factors developed based on the four perspectives of the Balanced Scorecard, and the questionnaire designs based on the concept of DEMATEL, and then analyzed data by DEMATEL and ISM methods to understand the correlation between key factors. The research results show that the key successful factors of blockchain platform for micro-enterprises include "brand equity", "security and anti-counterfeiting", "sales growth", "transparency and clear", "trust", "consensus mechanism", "traceability", "consistency", "tracking", "innovation management", "international", "organizational adaptation", in which consumer "trust" plays an important role. Micro-enterprises can use blockchain to expand the market, provide customers with better service quality, and bring sales growth to micro-enterprises.

• 산경연구논집
• /
• 제14권12호
• /
• pp.1-9
• /
• 2023

Purpose: As China's economic development enters new normal, employee happiness degree of small and micro enterprises will take on new features. The purpose of this paper is to discover the characteristics of changes in employee happiness, and provide reference and management suggestions. Research design, data and methodology: This paper determined the factors affecting employee happiness, established a measure model of happiness, measured and analyzed employee happiness by selecting more than 1,108 employees from 30 domestic small and micro enterprises. Results: First, the overall level of happiness in small and micro enterprises is relatively low. Second, there is no significant difference in happiness perception among employees in terms of the six factors. Third, the employees of small and micro enterprises have the highest happiness in three issues, including work distribution, internal interpersonal relationships, and less institutional constraints, the happiness on the two compensation benefits and a democratic management issue is the lowest. Fourth, gender factor has no significant effect on employee happiness, while age, working years, education, position, and the nature of employment have a significant impact on happiness. Conclusions: Employee happiness of small and micro enterprises will take on new features. Some human resource management suggestions are proposed from different perspectives based on the survey results.

• 한국산업보건학회지
• /
• 제30권4호
• /
• pp.412-422
• /
• 2020

Objectives: This study was conducted to identify the job characteristics and health status of sales and service workers at micro-enterprises. Methods: Multivariate analyses were conducted using data on respondents to the 5th Korean Working Conditions Survey who were business owners (7,572 persons) or employees (3,317) working in sales or service positions at micro-enterprises. Results: Among those analyzed, business owners were found to experience worse health conditions than employees. Business owners also differed from workers in terms of job characteristics. More than employees, they engaged in tiring or painful postures that negatively affected subjective health condition, experience of muscle pain, and experience of depression or anxiety. While employees' health was negatively affected by dealing with angry customers, the health status of business owners was negatively affected even by dealing with ordinary customers. Conclusions: These results show that the owners of micro-enterprises were in a more vulnerable state of health rather than their employees. In order to address this, it is necessary to correct work posture and reduce the stresses that come from customers.

• Safety and Health at Work
• /
• 제15권3호
• /
• pp.284-291
• /
• 2024

Background: This study aimed to identify the prevalence of workplace hazards and organizational protection resources according to the size of the enterprise in the manufacturing industry of the Republic of Korea. Methods: We analyzed data of waged workers (weighted N = 5,879) from the Fifth Korean Working Conditions Survey (2017). Enterprise sizes were categorized as "micro enterprises" (less than five employees), "small enterprises" (5-49 employees) and "medium-large enterprises" (50 or more employees). Self-reported exposure to 18 physical, chemical, ergonomic, and psychological hazards were measured. The presence of organizational protection resources such as a labor union, a safety delegate working at the company, designated spaces to deal with safety, and the provision of health and safety information was evaluated. Results: Compared to workers in medium-large enterprises, those in micro enterprises showed a higher proportion of exposure to most of physical, chemical, ergonomic, and psychological hazards, except for exposure to solvents, prolonged sitting, and experiencing a state of emotional unrest. On the other hand, workers in micro enterprises had the lowest proportion of access to organizational protection resources. Conclusion: Our study demonstrates that manufacturing workers at the micro enterprise in the Republic of Korea are exposed to the most hazardous work environment and yet have access to the fewest organizational protection resources.

• 한국빅데이터학회지
• /
• 제5권2호
• /
• pp.171-186
• /
• 2020

우리나라의 영세 소상공인과 자영업자의 비중이 주요 선진국에 비해 과도하게 높고 빈번한 창업과 폐업이 반복되어 국가 경제에 막대한 피해를 초래하고 있다. 이러한 문제를 해결하기 위해 소상공인을 위한 다양한 연구가 진행 중이며, 정부는 소상공인을 위해 빅 데이터를 이용한 상권정보 분석 서비스를 제공하고 있다. 상권정보 분석 서비스 중 서울시에서 운영하는 우리마을가게 상권분석서비스는 소상공인 관련 빅 데이터 분석 서비스를 제공하기 위해 지속적인 서비스 개선을 진행하고 있다. 그러나 다양한 기관에서 제공받은 빅 데이터를 통합하여 서비스를 구축하였기 때문에 데이터 신뢰성의 한계, 데이터 분석의 한계, 서비스 구성의 한계가 존재한다. 이러한 한계를 극복하기 위해 본 논문에서는 빅 데이터 기반의 상권 서비스와 연계 분석이 가능한 위치기반 설문조사시스템을 제안한다. 제안된 설문조사시스템은 설문정보와 상권정보를 연계하여 빅 데이터 상권 분석 서비스를 확장할 수 기반을 마련하였다.

• 한국빅데이터학회지
• /
• 제5권2호
• /
• pp.29-42
• /
• 2020

소상공인은 우리나라 서민경제의 중요한 부분을 담당하고 있으나, 과다경쟁, 수익성 악화, 생활밀착형 업종편중 등의 어려움에 직면하고 있다. 이를 위해, 정부는 소상공인을 위한 상권분석서비스를 제공하고 있다. 그러나 다양한 기관에서 제공받은 데이터는 표준화되지 않고, 제한된 데이터로 서비스의 구성에 한계가 있다. 본 논문에서는 데이터의 정합성 문제를 해결하고, 데이터 분석서비스 확장을 위해 설문정보와 상권정보를 연계하여 분석하는 방법을 제안한다. 제안하는 연계 방법은 상권정보와 설문정보를 업종과 영역을 기준으로 동일 영역 연계, 설문 정보의 개별업체 중심 연계, 설문정보의 작은 영역과 상권의 큰 영역 연계의 세 가지 방법이다. 연계된 상권정보와 설문정보는 다양한 방법으로 활용되거나 분석서비스를 확대할 수 있다. 본 논문은 기존 상권분석 서비스의 한계 를 설문정보로 극복할 수 있는 방법을 제안하여 소상공인에게 필요한 상권분석 서비스를 확대할 수 있는 기반을 마련하였다.

• The Journal of Asian Finance, Economics and Business
• /
• 제7권10호
• /
• pp.471-480
• /
• 2020

In Indonesia, micro-, small- and medium-sized enterprises (MSMEs) are introduced to increase income by providing many easier jobs to improve economic growth. They have also been reported to be generally supportive of the local industry. The government policies on investment and expenditure have the ability to promote MSMEs and economic growth. Therefore, this research was conducted to analyze the theoretical background and empirical study to investigate government's role to promote MSMEs growth in Indonesia. The secondary data after the 2008 global financial crisis recorded quarterly from 2009 to 2019 Q3 were analyzed using the Ordinary Least Square (OLS) regression model. The results showed government expenditure has a positive and significant contribution to small- and medium-sized enterprises, but the effect was not significant for micro-businesses. Meanwhile, the investment sector was discovered to have a positive and significant effect on MSMEs. The policy implications of the Indonesian government are expected to focus on its expenditure's role as the most important factor for "social-economic protection of the community" through micro-enterprises, which are numerous and more attached to the real community economic-social life. Therefore, the existence of micro-businesses is very helpful for the lower classes despite their high vulnerability to crisis.

• 통상정보연구
• /
• 제13권1호
• /
• pp.245-270
• /
• 2011

본 논문은 SSM 등 대규모 소매점 진출규제로 인한 WTO GATS 위배 여부 쟁점에 대한 논의를 바탕으로 WTO에의 제소로 인한 통상마찰 가능성에 대비한 소상공인의 조직화 문제에 대해 연구하였다. 소상공인의 조직화 결정요인에 대한 실증분석결과에 따르면, 인력부족이나 원재료비의 부담이 클수록 소상공인 조직화에 부(-)의 효과를 미치는 바, 조직화가 인력난 해소나 원재료비 감소효과를 주지 못하고 있음을 사사한다. 또한 매출부진 및 대형업체로의 고객이탈로 인한 고객 감소는 조직화에 정(+)의 효과를 미치는 것으로 나타나, 매출부진이나 고객감소가 소상공인들의 조직 가입에 유인요인으로 작용하고 있음을 시사한다. 한편 업종별로는 음식업의 경우 인근 대형업체로의 고객 이탈이 조직에 가입하도록 하는 중요한 요인이나, 인력부족 및 구인난 그러고 원재료비 부담은 조직 가입을 기피하게 하는 요인으로 분석되었다. 소매업의 경우에는 영업 및 매출부진이 조직 가입을 촉진하는 요소로 작용하고 있는 것으로 분석되었다. 이러한 분석결과는, 향후 불필요한 통상마찰을 피해하면서 소상공인 조직화를 촉진할 수 있는 정책 수립에 있어 업종별로 차별화된 접근이 필요함을 시사한다.

• The Journal of Asian Finance, Economics and Business
• /
• 제8권3호
• /
• pp.637-643
• /
• 2021

The study examines the influence of the five pillars of inclusive financing on the empowerment of micro-, small- and medium-sized enterprises (MSMEs) and the influence of institutional conditions on the empowerment of MSMEs. This study uses primary and secondary data. The population of the study are MSMEs; the is a total of 930,620 MSMEs in Jakarta. Owners of micro-, small- and medium-sized enterprises is a good population to be measured because they are the main actors that know exactly the challenges and the obstacles in doing business addressing problems faced in inclusive financing, which is related to the purpose of the study. The research borrows from finance and entrepreneurial theories for model design. The results of the study show that all the variables are significant and positive in the efforts to finance MSMEs in Indonesia, which means that financial education plays an important role in the sustainability of financial inclusion. The financial theory, developed to explain financing at the company level, needs to be adapted to the entrepreneurial situation, so that it can explain the behavior of small businesses. This means that, with correct financial knowledge, financial inclusion plays an important role in the sustainability of MSMEs in Indonesia.

• 디지털융복합연구
• /
• 제16권9호
• /
• pp.39-49
• /
• 2018

정부에서 지원하는 소상공인 정책의 변화 필요성을 정책자금, 창업 및 경영 교육, 컨설팅 및 기타 서비스의 측면으로 살펴보고, 현재 소상공인의 실정에 맞는 정책의 변화 체계를 제시하는 것을 목적으로 한다. 정부의 지원정책이 소상공인의 기업 경영에 가장 큰 영향을 미치는 특성을 고려하여 소상공인 정책에 대한 이해를 바탕으로 현실에 맞는 소상공인 정책의 변화 필요성의 토대를 마련하고자 하였다. 연구방법으로는 소상공인시장진흥공단에서 시행되는 소상공인 정책의 운영 현황을 먼저 살펴본 후, 창업 한 소상공인들을 대상으로 설문조사를 실시하여 현실에 맞는 소상공인 정책 변화의 필요성을 도출하였다. 본 연구 결과는 소상공인 정책 패러다임의 변화를 위한 기준을 제시했다는 데에 그 의의가 있다. 소상공인 정책 중 창업 교육 및 정책과 관련하여 연구 범위를 확대하여 소상공인 창업 활성화 방안에 대한 지속적인 연구가 진행되어야 한다.