• Communications for Statistical Applications and Methods
• /
• v.24 no.3
• /
• pp.211-226
• /
• 2017

The chain-ladder method, for which run-off data is employed is popularly used in the rate-adjustment and loss-reserving practices of non-life-insurance and health-insurance companies. The method is applicable when the underlying assumption of a consistent development pattern is in regards to a cumulative loss payment after the occurrence of an insurance event. In this study, a modified chain-ladder algorithm is proposed for when the assumption is considered to be only partially appropriate for the given run-off data. The concept of a structural-change point in the run-off data and its reflection in the estimation of unpaid loss amounts are discussed with numerical illustrations. Experience data from private health insurance coverage in Korea were analyzed based on the suggested method. The performance in estimation of loss reserve was also compared with traditional approaches. We present evidence in this paper that shows that a reflection of a structural-change point in the chain-ladder method can improve the risk management of the relevant insurance products. The suggested method is expected to be utilized easily in actuarial practice as the algorithm is straightforward.

• The Journal of the Korea Contents Association
• /
• v.17 no.5
• /
• pp.613-623
• /
• 2017

This study is aimed at verifying the effect of class-based group art therapy program on child's emotional regulation and school adjustment improvement. The target of this study consisted of the lowest-leveled 3rd graders among the students attending A Elementary School, located in 00, Daejeon City, who were tested for school adjustment. The class-based group art therapy program was implemented from October 15, 2014 to November 19, 2014, once a week, for 40 minutes for each session, a total of six rounds. For this study, the scale of emotional regulation and school adjustment was used by pre-post comparison. As an analysis method for verifying the effects of this study, ANCOVA was used in consideration of pre-test, in comparison of post-test results between groups, regarding the scale factors of emotional regulation and school adjustment. As a result of analysis, first, child's emotional regulation was significantly improved after the program performance. Second, child's school adjustment. was significantly improved after the program performance. In conclusion, class-based group art therapy program let children see through the process of emotional change, and properly regulate their emotions. At the same time, the program provided situations in which peers meet together casually, giving a positive change for school adjustment improvement based on the peer relationship. In addition, this study has a meaning to help enjoying school life, by constructing a proper program to be applied at school in a variety of ways.

• Structural Engineering and Mechanics
• /
• v.83 no.2
• /
• pp.135-151
• /
• 2022

The generalized displacement method is a nonlinear solution scheme that follows the equilibrium path of the structure based on the development of the generalized displacement. This method traces the path uniformly with a constant amount of generalized displacement. In this article, we first develop higher-order generalized displacement methods based on multi-point techniques. According to the concept of generalized stiffness, a relation is proposed to adjust the generalized displacement during the path-following. This formulation provides the possibility to change the amount of generalized displacement along the path due to changes in generalized stiffness. We, then, introduce higher-order algorithms of variable generalized displacement method using multi-point methods. Finally, we demonstrate with numerical examples that the presented algorithms, including multi-point generalized displacement methods and multi-point variable generalized displacement methods, are capable of following the equilibrium path. A comparison with the arc length method, generalized displacement method, and multi-point arc-length methods illustrates that the adjustment of generalized displacement significantly reduces the number of steps during the path-following. We also demonstrate that the application of multi-point methods reduces the number of iterations.

• Journal of Positioning, Navigation, and Timing
• /
• v.2 no.1
• /
• pp.81-89
• /
• 2013

Many of the current visual odometry algorithms suffer from some extreme limitations such as requiring a high amount of computation time, complex algorithms, and not working in urban environments. In this paper, we present an approach that can solve all the above problems using a single camera. Using a planar motion assumption and Ackermann's principle of motion, we construct the vehicle's motion model as a circular planar motion (2DOF). Then, we adopt a 1-point method to improve the Ransac algorithm and the relative motion estimation. In the Ransac algorithm, we use a 1-point method to generate the hypothesis and then adopt the Levenberg-Marquardt method to minimize the geometric error function and verify inliers. In motion estimation, we combine the 1-point method with a simple least-square minimization solution to handle cases in which only a few feature points are present. The 1-point method is the key to speed up our visual odometry application to real-time systems. Finally, a Bundle Adjustment algorithm is adopted to refine the pose estimation. The results on real datasets in urban dynamic environments demonstrate the effectiveness of our proposed algorithm.

• Korean Journal of Construction Engineering and Management
• /
• v.21 no.4
• /
• pp.82-89
• /
• 2020

Article 64 of the Enforcement Decree of the National Contract Act The requirement of the pre-amendment statute related to the adjustment of the contract price was 5% or more of the price fluctuation rate from the date of the contract. However, the meeting requirement was changed from 5% or more to 3% or more from the date of signing of the Presidential Decree No. 19035 to 2005. 9. 8. The method of adjusting the contract amount was also changed to determine the contractor's desired adjustment method at the time of contract. Alleviating these requirements and revising the empowerment of contract partners is intended to prevent difficulties in achieving smooth objectives by applying to public construction contractors without unfairly benefiting or unfavorable to contract partners. Even if the standards are relaxed and the rights are secured as described above, if the existing provisions for the adjustment of price fluctuation are applied, unlike the original purpose of the government system, the Korea Bank's price economic statistics classification method and the contract construction classification criteria applied in public construction work Due to the inconsistency, it can be seen that the amount of adjustment for price fluctuation by construction type is excessive and underestimated. Therefore, the purpose of this study is to analyze problems through cases and to make appropriate construction cost adjustment through improvement measures.

• The Journal of Korean Institute of Communications and Information Sciences
• /
• v.15 no.2
• /
• pp.137-146
• /
• 1990

A series of images whose sized and resolutions differ by a constant factor are called an image pyramid. Because the images at high levels are small, large object can be detected on high levels of the pyramid at low cost, But in this way, the boundaries of objects are not accurately localized. Therefore the pyramid algorithms extracte the objects by segmentation the constructed image using bottom-up method and description it in an original resolution using inverse bottom-up method. In this paper, we can project an object down to the next lower level of the pyramid and apply to the boundary adjustment algorithm at that level to localize it more precisely. We repeat the process at successively lower levels. In this paper, we present a method of boundary adjustment using an image pyramid to obtain optimal boundary. The performance of the proposed algorithm is compared to those of the conventional method in term of subjective quality of object boundary.

• Proceedings of the KSRS Conference
• /
• v.1
• /
• pp.500-503
• /
• 2006

To adjust the discrepancy between Light Detection and Ranging (LIDAR) strips, previous researches generally have been conducted using conjugate features, which are called feature-based approaches. However, irrespective of the type of features used, the adjustment process relies upon the existence of suitable conjugate features within the overlapping area and the ability of employed methods to detect and extract the features. These limitations make the process complex and sometimes limit the applicability of developed methodologies because of a lack of suitable features in overlapping areas. To address these drawbacks, this paper presents a methodology using area-based algorithms. This approach is based on the scheme that discrepancies make complex the local height variations of LIDAR data whithin overlapping area. This scheme can be helpful to determine an appropriate transformation for adjustment in the way that minimizes the geographical complexity. During the process, the contour tree (CT) was used to represent the geological characteristics of LIDAR points in overlapping area and the Iterative Closest Points (ICP) algorithm was applied to automatically determine parameters of transformation. After transformation, discrepancies were measured again and the results were evaluated statistically. This research provides a robust methodology without restrictions involved in methods that employ conjugate features. Our method also makes the overall adjustment process generally applicable and automated.

• Proceedings of the KSRS Conference
• /
• 2007.10a
• /
• pp.452-455
• /
• 2007

3D stereoscopic viewing of large scale imagery, such as aerial photography and satellite images, needs different parallaxes relative to the display scale. For example, when a viewer sees a stereoscopic image of aerial photography, the optimal parallax of its zoom-in image should be smaller than that of its zoom-out. Therefore, relative parallax adjustment according to the display scale is required. Merely adjusting the spacing between stereo images is not appropriate because the depths of the whole image are either exaggerated or reduced entirely. This paper focuses on the improving stereoscopic viewing with a single remote sensing image and a digital surface model (DSM). We present the parallax adjustment technique to maximize the 3D realistic effect and the visual comfort. For remote sensing data, DSM height value can be regarded as disparity. There are two possible kinds of methods to adjust the relative parallax with a single image performance. One is the DSM compression technique: the other is an adjustment of the distance between the original image and its stereo-mate. In our approach, we carried out a test to evaluate the optimal distance between a single remote sensing image and its stereo-mate, relative to the viewing scale. Several synthetic stereo-mates according to certain viewing scale were created using a parallel projection model and their anaglyphs were estimated visually. The occlusion of the synthetic stereo-mate was restored by the inpainting method using the fields of experts (FoE) model. With the experiments using QuickBird imagery, we could obtain stereoscopic images with optimized parallax at varied display scales.

• Journal of the Korea Convergence Society
• /
• v.10 no.10
• /
• pp.207-214
• /
• 2019

The purpose of the study was to examine the mediating effect of self-esteem on the convergent relationship between respect for human rights and school adjustment of adolescents. Data came from the Korean Survey on the rights of Children and Youth in 2016 and a total of 2,366 of the 2nd grade students in middle school were employed. Structural equation modeling approach was utilized to test the goodness of research model fit and especially the mediating effect was tested by bootstrapping method. Results showed that goodness of model fit was acceptable and self-esteem mediated the convergent relationship between respect for human rights and school adjustment of adolescents. This indicates that the more experiences in respect for human rights and the higher their self-esteem students have, the better school adjustment they acquire. The results of the study imply that it is necessary to expand the human rights education for teachers and develop a new educational program that links between respect for human rights and self-esteem.

• The Korean Journal of Archival Studies
• /
• no.25
• /
• pp.91-129
• /
• 2010

As it grows more heavily reliant on information system, researchers seek for various ways to manage and utilize of dataset records which is accumulated in public information system. It might be needed to adjust date and enhance the quality of public administrative dataset records during transferring to archive system or sharing server. The purpose of this paper is presenting data adjustment and quality enhancement methods for public administrative dataset records, and it refers to ETT procedure and method of construction of datawarehouses. It suggests seven typical examples and processing method of data adjustment and quality enhancement, which are (1) verification of quantity and data domain (2) code conversion for a consistent code value (3) making component with combinded information (4) making a decision of precision of date data (5) standardization of data (6) comment information about code value (7) capturing of metadata. It should be reviewed during dataset record transfer. This paper made Data adjustment and quality enhancement requirements for dataset record transfer, and it could be used as data quality requirement of administrative information system which produces dataset.