• 제목/요약/키워드: Low-income housing

검색결과 249건 처리시간 0.023초

주택소유자(住宅所有者)에 대한 조세감면(租稅減免)의 경제적(經濟的) 효과(效果) : 기존연구(旣存硏究)의 개관(槪觀) 및 정책시사점(政策示唆點) (The Economic Effects of Tax Incentives for Housing Owners: An Overview and Policy Implications)

  • 김명숙
    • KDI Journal of Economic Policy
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    • 제12권2호
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    • pp.135-149
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    • 1990
  • 주택소유자(住宅所有者)는 자가주택(自家住宅) 귀속임료(歸屬賃料)에 대한 소득세비과세(所得稅非課稅), 1세대(世帶) 1주택(住宅)에 대한 양도소득세비과세(讓渡所得稅非課稅) 및 주택상속(住宅相續)에 대한 상속세공제(相續稅控除) 등 여러가지 조세감면혜택(租稅減免惠澤)을 누리고 있다. 본고(本稿)에서는 기존의 연구결과를 중심으로 이러한 조세감면혜택의 경제적(經濟的) 효과(效果)를 살펴보았다. 이에 의하면 주택소유자(住宅所有者)에 대한 조세감면(租稅減免)은 조세부담(租稅負擔)의 수평적(水平的) 수직적(垂直的) 형평(衡平)에 어긋날 뿐 아니라 주택시장(住宅市場) 및 국민경제(國民經濟)에 미치는 여러가지 왜곡효과(歪曲效果)를 통해 자원배분(資源配分)의 효율성(效率性)을 저해하고 역진적인 소득재분배(所得再分配)를 유발한다고 할 수 있다. 특히 자본시장(資本市場)이 불완전(不完全)한 경우 주택조세감면(住宅租稅減免)은 부유층에 대해 필요 이상의 주택(住宅)을 소유토록하는 한편 유동성이 부족한 저소득층(低所得層) 및 젊은층의 주택구입(住宅購入)을 더욱 어렵게 함으로써 주택소유(住宅所有)의 계층간 불균형을 심화시키고 소득분배(所得分配)를 더욱 악화시키는 결과를 초래한다고 할 수 있다. 따라서 주택소유자(住宅所有者)와 무주택자간(無住宅者間) 조세(租稅)의 중립성을 회복하는 것이 중요하며 이를 위해서는 첫째로 무주택자(無住宅者)의 임대료지출(賃貸料支出)에 대해 소득공제(所得控除)를 실시하며, 둘째로 1세대(世帶) 1가구(家口)에 대해서도 양도소득세(讓渡所得稅)를 과세하며, 셋째로 상속과세(相續課稅)에 있어 주택공제(住宅控除)를 폐지하는 것이 바람직하다고 생각된다. 우리나라와 같이 자본시장(資本市場)이 불완전한 경우 주택소유촉진정책(住宅所有促進政策)은 효율적(效率的)인 장기주택금융제도(長期住宅金融制度)의 확립을 통해 실시되어야 하며 정부(政府)의 재정지원(財政支援)은 주거비부담능력(住居費負擔能力)이 최소한의 수준에 미달하는 영세민계층(零細民階層)에 집중(集中)되어야 할 것이다.

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주택개보수 정책의 현안과 과제 (The Issues and Problems of Housing Improvement Policies)

  • 문효곤
    • 토지주택연구
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    • 제7권2호
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    • pp.113-119
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    • 2016
  • 주택의 양적 공급보다는 질적 개선 등 유지보수가 중요해지고 있는 시점에서 본 논문은 현재 주택개보수 정책의 현안을 정리하고 이에 따른 개선방향을 제시하고자 한다. 2015년 주거급여의 개편과 더불어 저소득층에 대한 주택개보수가 확대되었으며, 각 부처에서 개별적으로 진행하는 개보수사업도 지속되고 있다. 현행 개보수정책은 공통적으로 대상자 선정을 기준으로 개별 주택에 대한 보수가 이루어지고 있으며, 주거급여의 수선유지급여는 임차가구를 제외한 자가 수급가구에 한정하고 있다. 향후 개보수정책은 구체화된 목표 설정과 활용문제를 검토하여야 하며, 주거급여는 임차가구와 소득 기준 대상자 확대를 고려하여야 한다. 또한 개별주택이 아닌 여러 주택에 대한 동시 개보수, 시공업체 선정방식의 개선, 유지보수업의 품질확보와 선진화 등을 추진할 필요가 있다.

저소득층 가정 청소년의 일탈행동 예방 프로그램개발을 위한 기초연구 (Primary Study of Developing Prevention Program for Adolescents′Deviant Behaviors in Low Income Families)

  • 김영희;김운주;박경옥;이희숙;김창기
    • 대한가정학회지
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    • 제38권6호
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    • pp.149-169
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    • 2000
  • The purpose of this study was to examine the environmental characteristics of adolescents in low-income families, identify the high-risk & protective factors among environmental contexts surrounding adolescents, and investigate the relative importance of high-risk & protective factors to adolescents'psychological and behavioral adjustment separately. The present study was the primary research of developing prevention program for adolescents'deviant behaviors in low-income families. Subjects of this study consisted of 176 adolescents drawn from 8 social-welfare institutions in Chungbuk province. The pilot study was done to examine the applicability of survey instrument. Data were analyzed by the frequency, percentage, Pearson correlation, stepwise regression using SPSS/WIN program. The results were as followings: 1. There was statistically correlated with each other in environmental high-risk and protective factors except an housing environment. The results implies that environmental contexts itself surrounding adolescents in low-income families can be either high-risk factors or protective factors. 2. The adolescents in low-income families perceived that stresses from consumer and school environments were high-risk factors among other environmental contexts. 3. The adolescents in low-income families perceived that resources from friend and school were protective factors among other environmental contexts. 4. The stresses from friend and eating behaviors were significant factors predicting adolescents'relative psychological adjustment. However, the behavioral adjustment was not predicted by environmental contexts. 5. The resources from school, consumer, and eating behaviors were significant factors predicting adolescents'relative psychological adjustment. Also, the resources from school, eating behavior, and family were predictors of behavioral adjustment. This research implies that the findings can be based on the development of prevention program for adolescents deviant behaviors in low-income families.

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취업주부의 시장소득에 따른 생활시간 분석 (Analysis of working wives' time according to market income)

  • 남수정;유현정
    • 한국생활과학회지
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    • 제15권6호
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    • pp.985-997
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    • 2006
  • In this study, we grasped the life time structure according to working woman's income using '2004 life time research' of Korea National Statistical Office. Concrete results are shown as follows. First, inspecting the difference of individual characteristic according to income, young women who have higher education level and larger house area had acquired more income. Second, in case of the difference of life time according to income, there was no difference of individual support time, while there was statistically significant difference of working hours, household affairs, leisure time and moving hours. Third, inspecting the individual time of working, household affairs, bringing up and leisure according to income, there was statistically significant difference by age, education level, sense of time oppression, and fatigue cognition. This individual difference was revealed more strongly in medium to low-ranked group.

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주거이동을 통한 가족의 주거환경 변화 조정 (Changes in housing characteristics through residential mobility)

  • 조재순
    • 한국주거학회논문집
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    • 제3권1호
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    • pp.1-19
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    • 1992
  • The primary objective of this study is to find out how housing characteristics have been changed through a recent move. Two hundreds and thrity households in Cheongju City who made a move during 1990 are selected for the empherical study. The findings show that almost families moved to the dwelling with similar or better conditions than the previous ones. The patterns of housing characteristics changed through a move play the role as an intervening variable between family characteristics and changes in housing satisfaction. Also, the results in general support the concepts of housing adjustment theory. There is a small number of low income families who moved to dwelling with worse conditions. Presumably constraints might prevent their housing adjustment behavior.

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공공임대주택거주가 우울에 미치는 영향 (The effect of public housing on depression)

  • 임세희
    • 사회복지연구
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    • 제44권3호
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    • pp.5-30
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    • 2013
  • 본 연구는 한국복지패널 7차년도를 이용하여 공공임대주택거주가 우울에 미치는 영향을 분석하였다. 공공임대주택거주가 개인의 선택에 의해 이루어지는 과정에서 발생가능한 선택 편의를 줄이기 위해 PSM(propensity score matching)을 활용하였으며, 최종적으로는 우울에 영향을 미치는 다른 변수들을 통제하기 위해 PSM의 매칭결과와 회귀분석을 결합하였다. 분석결과 단순비교(independent t-test)에서는 통계적으로 유의미하였던 공공임대주택거주자와 일반주택거주자간의 우울의 차이가 PSM매칭과 회귀분석을 결합하였을 때는 유의미성이 사라졌다. 이는 공공임대주택거주자의 높은 우울정도는 공공임대주택거주의 독립적인 효과라기보다는 공공임대주택거주자가 가지고 있는 본래적인 인구학적인 속성 혹은 소득에 기인하였을 가능성을 보여준다. 본 연구는 공공임대주택거주가 개인에게 부정적인 영향을 미치지 않음을 확인하였다는 점에서 공공임대주택 공급에 대한 정책적 근거를 제공하고 있다. 동시에 긍정적인 영향도 확인할 수 없었다는 점에서, 저소득층에 한정하지 않은, 국민 대다수를 위한 임대주택정책을 제안하였다.

캐나다 교민의 주거아이덴티티에 관한 연구 (Korean Resident's Identity of Housing in Canada)

  • 박선희
    • 한국주거학회논문집
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    • 제14권3호
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    • pp.109-118
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    • 2003
  • The purpose of this study is to investigate identity of Korean resident's on housing in Canada. A questionnaire survey method was used to collect data for this study. Results of the analyses showed that Korean styled decorations were the most possessions to express their identity, while the possession degrees of Korean household goods and Korean style furniture were relatively low. An electric mat and a low table were frequently being used in their home. The using degree of these goods were significantly different according to the residential period in Canada. Almost Korean-canadian tended to have a style of sitting on the floor in the behavior of sewing, ironing, entertaining, watching the T.V. This behavior style were significantly different according to family income, houses style, the house ownership.

재개발지역의 원주민 세입자 재정착률 제고방안 (An Analysis of the improving of resettlement for original tenant in redevelopment district)

  • 남영우;성상준
    • 한국디지털건축인테리어학회논문집
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    • 제9권2호
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    • pp.57-65
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    • 2009
  • Housing Re-Development business is to improve the environment of old residential area and secure insufficient infrastructure facilities for the public, and to provide housing of fine quality for the individuals and it is taken as an opportunity for the individuals to be able to increase their property. However, it is true that the benefits from the redevelopment has not offered to the original dwellers who has lived there for a long time. This research studies the related systems of the Rental House Redevelopment Supply Service and is to present the schema to raise resettlement rate through the investment on the rate of tenants who chose the rental house and their specific characters. This study is to present the reform measures about the following 3 problems, on the basis of prior theoretical studies which deals with the common factors having low rate to move in the rental house of the tenants. (1) Physical side, the problem of supply structure, which is not appropriate Housing Supply Structure, (2) Psychological side, the problem of socially excluded rental house residents (3) Economical side, low re-settlement rate of tenants caused from the unreasonableness of the estimated rental value. This study presents that the compulsory rental housing supply rate should be changed to the gross area not from the number of households, and the supply of rental houses should correspond to the household size of tenants through prior demand survey. Secondly, it proposes the housing complex layout for intermixing to solve the social problems to allow a housing for sale and rental houses mixing in a building. And it proposes that the rental value should be calculated considering the neighboring value and in the long run, it should be calculated considering the tenants' income instead construction cost estimate. Also, it should be arranged to provide an opportunity to create income through resident welfare center improvement and provide self-sufficiency functions leading residents to participate in the residential area's repairing and maintenances.

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한국과 미국 공공 임대아파트 거주자의 이동과 단지 내 활동 - 서울 SH공사 아파트와 미네소타 주 PHA 아파트의 비교를 중심으로 - (The Comparison of Residents' Movement and Activities of Public Rental Apartments in Korea and the United States - Focused on the Comparison of SH Apartments and PHA Apartments -)

  • 신경주;장상옥
    • 한국주거학회논문집
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    • 제19권2호
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    • pp.1-10
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    • 2008
  • The purpose of this research is to compare residents' movement and activities in SH apartment in Yangcheon-Gu, Seoul (SH apartment) and PHA apartment in St. Paul, Minnesota (PHA apartment) in order to improve the quality of rental housing environment. This study had surveyed 418 residents of SH apartments in Korea and used the secondary data gathered from 1,462 residents of PHA apartments in the United States. The results of this study are as follows: The criteria of Korean residents in SH apartments when choosing their residences are lower rent payment and shorter waiting time. They seemed to have no other options than public rental housing. On the contrary, American residents in PHA apartment had more option to choose from. Therefore, Korea needs to offer more variety types of residents that can be lead to better satisfaction of low income classes. Most of the SH apartments residents has lived for long-term, in the average of more than 6 years, and wanted to live continually at their current dwelling. PHA residents showed similar tendency. However, long term residency may lead to permanent occupation of the public rental apartment by the same family. Hence, a system which can provide equal residency opportunities to all low-income classes need to be developed. Residents of SH apartment were satisfied with the personal activities but were not satisfied with group activities among residents or regarding resident meetings. However, residents of PHA apartments were more satisfied with their management because there is more in-housing-complex activity programs. Therefore, more activity program for a resident should be developed after analysing programs of different apartments and current conditions in Korea. There were some noticeable divergences among residents, based on their age, term of residence and physical, emotional and mental problem, when evaluating in-housing-complex's programs. Thus, these factors are also need to be considered when planning and examining evaluation about the management of rental apartments.

서울시민 공공임대주택 입주의사에 영향을 미치는 수요자 특성 요소에 관한 연구 (A Study on Characteristic Factors of Demanders Influencing the Intention to Move in Public Rental Housing of Seoul Citizens)

  • 이윤홍
    • 국제지역연구
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    • 제21권4호
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    • pp.173-194
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    • 2017
  • 본 연구는 공공임대주택 입주의사에 영향을 미치는 수요자 특성요소를 규명하기 위해 위계선형모형(HLM: Hierarchical Linear Modeling)을 통한 로지스틱 회귀분석을 통해 결과 값을 도출하였다. (1)가구특성 및 주택특성요소 회귀분석결과는 주택점유형태 중 월세에 거주하는 거주자, 직업, 전세, 가구원수, 주변 공공임대주택 입지여부, 월평균소득, 자녀학력, 자녀수, 주택유형, 자가 순으로 공동임대주택 입주희망의사에 유의한 영향을 미치는 것으로 분석되었다. (2)입지여건특성요소 회귀분석결과는 공공임대비율 상위 5개구(강서 노원 중구 강북 마포), 입지여건 중 주변 공공임대주택 입지여부, 소득, 가구원수, 자녀수, 자녀학력, 직업유무, 주택유형, 자가, 전세, 월세 순으로 공동임대주택 입주희망의사에 유의한 영향을 미치는 것으로 분석되었다. (3)서울의 경우 민간주택 매매가격이 높고, 임대료도 높아 소득이 낮은 서민들의 주거안정을 위해 공공임대주택 확대가 필요한 상황임에도 공공임대주택의 입주희망에 대한 정확한 분석이 이루어지지 않아 선호도가 낮은 점을 바탕으로 연구가 이루어졌다. 이상의 결과는 정부관계기관에게 수요자특성 요소를 연구하여 소득이 낮은 서민들의 주거안정에 도움이 되도록 현실에 맞는 대안을 제시한다.