• 한국지역사회생활과학회지
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• 제21권1호
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• pp.91-103
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• 2010

The purpose of this study was to find the differences of household characteristics between homeowners and renters. The data was drawn from the 2002 Korean Labor and Income Panel Study and conducted by the Korea Labor Institute. 3,743 households were selected. The householder's mean age of homeowners was found to be 8 years older than those of renters, and the households in Seoul showed a higher rent ratio than those in other areas. The levels of household financial elements for homeowners were found to be higher than those of renters. Moreover, the levels of total real estate assets for homeowners were higher than those for renters, and the levels of total debt, and the debt from financial institutes were also higher than those for renters, reflecting that most Korean households may use loans from financial institutes for holding real estate assets. The results of the Chow-test showed that the group of homeowners and renters were significantly different in terms of socio-demographic and financial factors affecting the ratio of real estate assets to total asset.

• 가정과삶의질연구
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• 제22권5호
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• pp.75-89
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• 2004

The purpose of this study is to investigate the factors that determine daily financial resources interchange between adult children and their parents. The data were drawn from KLIPS(Korea Labor and Income Panel Study), vol. 5(2002). From this dataset, one thousand eight hundred and thirty six adult children's households that had interchanged with or transferred financial resources to or from their parents were selected for this study. The results of this study were as follow: First, when compared to non-interchanging households, the households that interchanged financial resources with their parents tended to have a household head who is economically active, and had relatively plenty of financial resources. Second, the amount of the transaction was much larger for the adult children's households that were reciprocally interchanging financial resources with their parents than the households that transferred resources one-way, either taking from or giving to parents. Third, the main determinants of interchanges with their parents were the household head's demographic characteristic(sex, age, and education) and residential area what affected the amount of the exchanges, on the other hand, were the household head's demographic characteristic(sex, age, and education), household income, and assets.

• 한국사회복지학
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• 제64권2호
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• pp.55-83
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• 2012

우리나라 노동시장에서 자영업이 차지하는 비중이 크지만, 자영업내 소득격차도 크다. 그럼에도 아직까지 자영업 소득불평등에 초점을 맞춘 연구가 많지 않다. 이에 본 연구는 한국복지패널 1~4차 자료를 통해, 일반화된 엔트로피지수로 자영업 소득불평등을 측정하고 불평등 요인과 추세를 분해하였다. 분석결과, 첫째, 우리나라 자영업 근로소득 불평등은 매우 높으며, 자영업내 소득양극화가 심각해지고 있었다. 둘째, 자영업 근로소득 불평등의 주된 요인은 고용형태, 교육수준, 연령집단, 사업체규모 그리고 산업으로 나타났다. 셋째, 고용형태에 따른 고용주와 자영자 집단의 상대소득변화효과가 불평 등 증가에 기여하는 정도가 가장 크다. 교육수준과 연령집단, 사업체 규모에 따른 불평등 증가는 집단 내 불평등(순효과) 증가의 기여도가 가장 크고, 집단구성의 변화효과도 불평등 악화에 기여한 것으로 나타났다.

• 대한가정학회지
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• 제47권1호
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• pp.25-43
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• 2009

The purpose of this study was to find how economic structures differ among four different household groups('enough', 'so so', 'a little difficult', 'very difficult') classified by subjective evaluation on their economic conditions. The data were drawn from 2004 Korean Labor and Income Panel Study conducted by Korea Labor Institute, and $X^2$-test and F-test were utilized by SPSS for Windows 10.0. The major findings were as following. First, the economic levels of household groups of 'enough' and 'so so' showed to be higher than the average. This result implies that households tend to evaluate by themselves their economic conditions comparing to the others. Second, the deviations of average economic levels among four different household groups were relatively bigger in household economic elements of liquid asset, monthly savings and insurance than the others, and relatively smaller in household economic elements of total expenditure, especially expenditures in food at home, education, medical, communication than the others. Third, the households of 'a little difficult' and 'very difficult' showed undesirable economic structures resulting from lack of savings and insurance for their future.

• 대한가정학회지
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• 제40권7호
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• pp.211-227
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• 2002

The issue of children′s education is the most important issue for all households in Korea. It is certain that the issue of private education for children is the first issue among household′s issues. This study is to recognize the current pictures of household primate education of Korean households. Also, whether the expenditure of private education effect the economic will-being of household. The data for this study was"the 3th Korean Labor Panal", conducted by Lobor in Korea. The sample was 1950 households from the panel data. The results of this study was as following: 1. The mean of monthly private education expenditure was 149273won for all households and 217,100won for households with high school students. 2. Almost 70% households had economic burden for private education expenditure. 0% households had no economic burden. 3. The factors of influencing the level of economic burden for private education were mother′s education level, mother′s job, the number of children, living location, monthly income, total asset of household′s. The factors of influencing the amount of monthly private education expenditure positively were living in 4. The economic well-being of household was analyzed by socio-economic variables, household′s financial variables, monthly private education expenditure, the level of economic burden of private education. The economic well-being were sub-categorized 4 divisions; the level of economic problem, the level of satisfaction for household′s income, the level of satisfaction for general living, the level of subject economic condition)

• 한국생활과학회지
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• 제16권1호
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• pp.75-87
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• 2007

The purpose of this study was to classify the financial strategies in elderly households. The data of 4,577 households with all ages and 1255 elderly households is from the Korean Labor and Income Panel Study(2000, 2003). The data were analyzed by various statistical methods such as frequency, mean-test, Duncan's multiple range test, k-mean cluster analysis and logistic regression. Findings were as follows; First, the classified household financial strategy types were Residual(44.3%), Financial Assets(24.0%), Informal Institutional(19.7%), Diversified Portfolio(7.6%), Real Estate(4.5%). Second, the criteria of classification of the financial strategies were relative, not absolute. Third, households(both elderly households and all households) that employed a diversified portfolio strategy had the greatest net wealth.

• 사회복지연구
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• 제48권1호
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• pp.23-53
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• 2017

본 연구는 한국노동패널(KLIPS) 자료를 이용하여 최근(2000년 이후) 혼인을 경험한 가구를 대상으로 그들의 혼인기간 경과에 따른 이혼이행 가능성에 대해 살펴보았다. 혼인당시 부부의 상황이 이후 이혼에 이르기까지의 기간에 미치는 영향에 대해 면밀히 살펴보고자 하였다. 특히 가계의 재무상황 중, 상당한 심리적 부담으로 작용할 수 있는 '부채'에 초점을 두고 신혼부부의 이혼이행기간에 대한 분석을 실시하였다. 분석결과 혼인당시 남편과 아내의 연령 및 연령차이 그리고 교육수준 등이 향후 이혼으로의 이행 가능성과 통계적으로 유의미한 관계를 갖는 것으로 나타났으며 본 연구의 주된 관심사인 가구의 재무특성(주로 부채)와 관련해서는 많은 양의 부채가 향후 이혼의 가능성을 높이고 있음을 살필 수 있었다. 아울러 절대적 액수에서의 부채뿐만 아니라 가구의 소득에 대비한 부채의 높은 수준 또한 이혼의 가능성을 증가시키고 있음이 통계분석결과를 통해 제시되었다. 본 연구는 이혼의 증가라는 시대적 흐름 속에서 신혼부부를 대상으로 혼인기간 경과에 따른 그들의 이혼이행 가능성에 대해 살펴보았다. 무엇보다 대규모 통계자료를 이용해 분석결과의 일반화 가능성을 높이고 정책적 함의를 도출하고자 노력하였다는 점에서 그 의의를 찾을 수 있다. 이를 통해 신혼부부의 생애 주기 특성을 고려한 부채의 원인을 진단하고 맞춤형 지원정책의 필요성을 제시하였다.

• 가정과삶의질연구
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• 제25권3호
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• pp.25-44
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• 2007

The purpose of this study was to classify the financial strategies and investigate major determinants of the financial performance in elderly households. This study used the data of 4,577households with all ages and 1,255 elderly households were from the Korean Labor and Income Panel Study(2000, 2003). The data were analyzed by various statistical methods such as frequency, mean-test, Duncan's multiple range test, k-mean cluster analysis and regression. The major findings were as follows: First, the classified household financial strategy types were Residual(44.3%), Financial Assets(24.0%), Informal Institutional(19.7%), Diversified Portfolio(7.6%), Real Estate(4.5%). Second, the criteria of classification of the financial strategies were relative, not absolute. Third, elderly households that employed a financial assets had the greatest financial performance (62,320,000 won net gain). Households with all ages that employed a diversified portfolio strategy had the greatest financial performance (98,360,000 won net gain). Forth, the determinants of the financial performance were significantly different according to the types of financial strategy.

• Journal of East Asia Management
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• 제4권2호
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• pp.1-18
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• 2023

This study examined the degree of job mismatches and how job mismatches affects wages and job satisfaction of women wage workers who graduated from college. The four-year data from the 20th to 23rd (2017-2020) of the Korean Labor & Income Panel Study (KLIPS) were integrated and used for analysis. As a result of the study, first, it was found that female workers graduating from universities in Korea are experiencing serious job mismatches such as education, skill, and major mismatches. The degree was more pronounced as the level of education increased. Second, it was found that it had a negative (-) effect on wages according to the degree of job mismatch, such as education, skill, and major mismatch. Third, it was confirmed that job satisfaction decreased according to the degree of job mismatch such as education, skill, and major mismatch.

• 한국사회복지학
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• 제61권3호
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• pp.307-328
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• 2009

본 연구는 별거 이혼을 경험한 부부의 결혼지속기간의 추이를 살펴보고, 결혼지속에 영향을 미치는 요인을 살펴보고자 한다. 한국노동패널 1998~2007년 자료를 이용하였으며, 생존표법(life tables)과 비례적 위험회귀모형(cox proportional hazard regression model)을 이용하여 분석하였다. 본 연구의 결과로는 생명표법을 통하여 별거 이혼 추이를 보면 결혼 이후 5년 이내 이혼을 하는 경우가 0.79%, 10년 이내 이혼을 한 경우는 2.12%, 20년 이내 이혼을 한 경우는 5.84%를 나타났다. 결혼지속기간은 남편의 연령, 아내의 연령, 아내의 학력, 남편의 월 평균소득, 부모 부양여부, 그리고 연간가구소득에 유의한 영향을 받는 것으로 드러났다. 젊은 세대일수록, 교육수준이 낮을수록, 경제적 상태가 열악할수록, 부모부양부담이 있을수록 이혼할 위험이 높으므로 이들에 대한 정책적 개입이 필요하다.