• Title/Summary/Keyword: K-factor estimate

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A study of Bayesian inference on auto insurance credibility application (자동차보험 신뢰도 적용에 대한 베이지안 추론 방식 연구)

  • Kim, Myung Joon;Kim, Yeong-Hwa
    • Journal of the Korean Data and Information Science Society
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    • v.24 no.4
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    • pp.689-699
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    • 2013
  • This paper studies the partial credibility application method by assuming the empirical prior or noninformative prior informations in auto insurnace business where intensive rating segmentation is expanded because of premium competition. Expanding of rating factor segmetation brings the increase of pricing cells, as a result, the number of cells for partial credibility application will increase correspondingly. This study is trying to suggest more accurate estimation method by considering the Bayesian framework. By using empirically well-known or noninformative information, inducing the proper posterior distribution and applying the Bayes estimate which is minimizing the error loss into the credibility method, we will show the advantage of Bayesian inference by comparison with current approaches. The comparison is implemented with square root rule which is a widely accepted method in insurance business. The convergence level towarding to the true risk will be compared among various approaches. This study introduces the alternative way of redcuing the error to the auto insurance business fields in need of various methods because of more segmentations.

An Analysis of the Relationship between Career Barrier and Career Maturity of the Adolescents (청소년의 진로장벽과 진로성숙도간의 관계분석)

  • Song, Byeong Kug;Jeon, Ju Yeon
    • Journal of Agricultural Extension & Community Development
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    • v.20 no.1
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    • pp.235-264
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    • 2013
  • The purpose of this study was to investigate the relationship between career barrier and career maturity of the adolescents who were concretely worried about their career and occupation. 672 middle school students were participated to analyze the Pearson Correlation and Multiple Regression Analyses with data collected by the questionnaire. This study revealed the following results. First, the correlational analysis showed that career barrier associated negatively with career maturity. Second, the multiple regression analysis revealed that sub-elements of career barrier which the adolescents conceived, such as the shortage of self-understanding, the shortage of self-reliance, gender-role conflict and gender discrimination, and the shortage of career and occupational information were significantly effecting their career maturity. Third, as a result of multiple regression analysis to estimate the explanability of career barrier on career maturity, career barrier among various independent factors which were correlated statistically with career maturity showed most effects on it. Also, school academic achievement was confirmed as a significant factor effecting the career maturity. Above these results imply that the perception on the career barrier of the adolescent should be reduced for increasing the career maturity. For this, career education and counselling should be positively intervened and reinforced through the school curriculum and activities.

Comparative Analysis by Soil Loss and Sediment Yield Analysis Calculation Method of River using RUSLE and GRID (RUSLE와 GRID를 이용한 하천의 토양유실량 및 유사유출량 산정방법별 비교분석)

  • Park, Eui-Jung;Kim, Chul
    • Journal of the Korean Association of Geographic Information Studies
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    • v.10 no.2
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    • pp.112-121
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    • 2007
  • In occasion of soil loss happened in a basin, soil in the near of a stream may flow into the stream easily, but in case that soil is far away from the stream, sediment yield transferred to rivers by rainfall diminishes. To forecast sediment yield of a stream is an essential item for management of basins and streams. Therefore, sediment yield of soil loss produced from a basin is needed to be calculated as accurate as possible. Purpose of the present research is to calculate soil erosion amount in a basin and to forecast sediment yield flowed into a stream by rainfall and analyze sediment yield in the stream. There are various methods that analyze sediment yield of rivers. In the present study, the soil erosion amount was calculated using Revised Universal Soil Loss Equation(RUSLE) and GRID, and sediment yield was calculated using sediment delivery ratio and empirical methods. DEM data, slope of basin, soil map and landuse constructed by GIS were used for input data of RUSLE. The upstream area of the Yeongsan river basin in Gwangju metropolitan city was selected for the study area. Three methods according to the calculation of LS factor were applied to estimate the soil erosion amount. Two sediment delivery ratio methods for the respective methods were applied and, correspondingly, six occasions in sediment yield were calculated. In addition, the above results were compared by relative amount with estimation by the empirical method of Ministry of Construction & Transportation. Sediment yield calculated in the present study may be utilized for the plan, design and management of dams and channels, and evaluation of disaster impact.

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The Measurement of Femoral Neck Anteversion by 3D Modeling of Femoral Major Axes (대퇴골 주요축의 3차원 모델링에 의한 전염각의 측정)

  • Kim, Jun-Sik;Kim, Seon-Il
    • Journal of Biomedical Engineering Research
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    • v.19 no.4
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    • pp.341-350
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    • 1998
  • The accurate measurement of the femoral anteversion is important for the derotational osteotomy. To estimate femoral anteversion, following three major parameters are required; the neck axis, the long axis, and the knee axis. Conventional methods on the basis of 2D images are ambiguous to determine these major axes. As the femur has a complex 3 dimensional structure, the 3 dimensional model should be applied for accurate and reliable measurement of femoral anteversion. In this thesis, we model femur and define three parameters. The neck axis is defined from the femoral head and neck model. The long axis is determined from the cylindrical model of the femoral shaft. The knee axis is also determined from the model of femoral condyles. According to the definition of the femoral anteversion, the femoral anteversion is efficiently estimated from these models. 20 specimens were tested by the conventional 2D imaging method and 3D imaging method witch was developed by authors and the new 3D modeling method. The study provides accurate, fast and human factor free measurement for femoral anteversion.

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A Planting Plan of Buffer-Forest Belts on the Waste Landfill Sites -In the Case of the Boundary Area at the SUDOKWON Landfill Site- (폐기물매립지 완층수림대 식재계획 사례연구 -수도권매립지 경계지역을 대상으로-)

  • Cho, Ju-Hyoung;Choi, Mi-Jin
    • Journal of the Korean Society of Environmental Restoration Technology
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    • v.5 no.5
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    • pp.58-66
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    • 2002
  • We present a planting plan of the buffer-forest belts created at the boundary area of the waste landfill site which is located in the coastal area of Kyubg-Gi province. In order to form a proper section of ground soil excavated from the sea and a forest which shows a distinction of the vegetation stratification, the planting plan with trees, sub-trees, shrubs, and seedlings (produced at a sprout cultivation place) is devised with an adjustment of planting density. 1. The preparation of mounding is required for planting at a waste landfill site. We first estimate an economical and efficient banking height together with the quantity of soil, and prepare a planting ground with excavated ground soil for the consideration of soil recycling. On the planting ground a banking with a height of 1.5-2m is produced by self-supported soil, playing a role in a salt blocking and an irritation layer of planting. Finally, an additional banking with a height of 2m is produced by qualified vegetation soil, forming a vegetation section with a total height of 6m. 2. Since the planning site is located in the border, the planting area is composed of two regions : one is an inclined face (slope 1 : 3) toward the inside of the landfill site and the other is an inclined face (slope 1 : 4) toward the inland. The buffer planting in the former (latter) region consists of wind break forest (mixed-landscape forest) within a width of less than 35m. 3. Based on the data obtained from the literatures and the investigation of local plants, we choose the 21 plant species (such as Pinus thunbergii, Pinus densiflora, Sorbus alnifolia, Albizzia julibrissin and etc.) and the additinal 7 species which are grown at a sprout cultivation palce of the SUDOKWON landfill site (Rosa rugosa, Quercus acutissima, Prunus armeniaca var. ansu., and etc.). Sub-trees with a height of above 2.5m and seedlings are planted with an interval of $1.5{\times}1.5m$ ($0.45roots/m^2$) and $0.5{\times}0.5m$ ($4roots/m^2$), respectively. Here, both trees exhibit communities planting with more than three rows. Shrubs are planted with $9-16roots/m^2$, depending on their size. Since this case study provides a reference of the planting beds as well as a planting plan at the SUDOKWON landfill site, it is not sufficient for the present plan to be utilized for the formation of buffer-forest belts which are used for the analysis of environmental factor and the reduction of environmental pollutants in the sea waste landfill site. Thus, further studies with the ecological basis are demanded for the environment planting restoration in the sea waste landfill site.

The Association of Self-esteem and Social support with Depressive symptoms in College Students (일부 대학생들의 자아존중감 및 사회적 지지와 우울과의 관련성)

  • Ji, Eun-Mi;Cho, Young-Chae
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.15 no.5
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    • pp.2996-3006
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    • 2014
  • The purpose of this study was to estimate self-esteem, social support and depressive symptoms among college students, as well as to reveal its related factors. The self-administered questionnaire was filled out by 471 students from university located in Daejon city and Chungnam during two weeks from April 23, 2013. As a results, lower the self-esteem is, the depression level comes out to be higher. Also weaker social support is the factor to give rise to depression. Self-esteem and social support showed negative correlation with depression. Social support showed positive correlation with self-esteem. According to hierarchical multiple regression analysis, following factors influence depression level with explanatory powers of 23.8%: sex, age, stress for body shape, perceived economical status, studying time, self-esteem, and social support. In the conclusion, this result imply that depression level of college students is closely related to self-esteem and social support. Especially, social support showed higher correlation with depression.

Nitrogen Leaching and Balance of Soils Grown with Cabbage in Weighing Lysimeter (중량식 라이시미터에서 배추 재배에 따른 질소 용탈과 수지)

  • Lee, Ye Jin;Ok, Jung Hun;Lee, Seul Bi;Sung, Jwa Kyung;Song, Yo Sung;Lee, Deog Bae
    • Korean Journal of Environmental Agriculture
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    • v.37 no.3
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    • pp.166-171
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    • 2018
  • BACKGROUND: Nitrogen leaching depends on the drainage pattern and nitrate content, and those are influenced by soil hydraulic properties and fertility. The purpose of this study was to confirm how soil texture contributed to leaching and balance of nitrogen, as well as to drainage. METHODS AND RESULTS: This study was performed using undisturbed weighing lysimeters which were piled up with clay loam (Songjung series) and sandy loam (Sanju series) soils in National Institute of Agricultural Science experimental field. Chinese cabbage was cultivated from August 30 to October 31, 2017. The application rates of N, $P_2O_5$, and $K_2O$ were 21.5, 7.8, and $15.0kg\;10a^{-1}$, respectively, and irrigation was supplied at -33 kPa in 30 cm soil depth. Drainage in clay loam was not noticeable, although it was increased by rainfall in early September. By contrast, the trend of drainage in sandy loam was strongly dependent upon rainfall pattern. Owing to different drainage patterns between both soil textures, nitrogen leaching was 5-fold higher in sandy loam than in clay loam. Nitrogen use efficiencies in clay loam and sandy loam were represented as 43% and 52%, respectively. CONCLUSION: The pattern of drainage and nitrogen leaching were greatly depended on clay content in soil. From this study, we carefully suggest that soil texture should be considered as an incidental factor to estimate nitrogen balance.

Understanding of Phytoplankton Community Dynamics Through Algae Bioassay Experiment During Winter Season of Jinhae bay, Korea (생물검정실험을 통한 동계 진해만 식물플랑크톤의 군집 변동 특성 파악)

  • Hyun, Bong-Gil;Shin, Kyoung-Soon;Kim, Dong-Sun;Kim, Young-Ok;Joo, Hae-Mi;Baek, Seung-Ho
    • The Sea:JOURNAL OF THE KOREAN SOCIETY OF OCEANOGRAPHY
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    • v.16 no.1
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    • pp.27-38
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    • 2011
  • The distributions of phytoplankton assemblages and environmental factors in Jinhae Bay and their relationships were investigated to estimate the potential limiting nutrient for phytoplankton growth and community structure. In situ algal bioassay experiments were also conducted to assess the species-specific characteristics in phytoplankton responses under different nutrient conditions (control, N(+) and P(+) treatment). During the study periods, bacillariophyceae and cryptophyceae occupied more than 90% of total phytoplankton assemblages. Phytoplankton standing crops in the inner part of Masan Bay were higher than that of Jinhae Bay. The DIN:DIP ratio, pH and transparency showed the significant positive correlation with phytoplankton biomass. According to cluster and multidimensiolnal scaling (MDS) analysis based on phytoplankton community data from each station, the bay was divided into three groups. The first group included stations from the south-western part of Jinhae bay where cryptophyta species were dominated. The second group was distinguished from inner stations in Masan Bay. These stations showed low transpancy and high DIN:DIP ratio. The other cluster included the stations from the eastern part and central part of Jinhae Bay, which was characterized by the high DSi:DIP ratio and dominant of diatom species. Phosphorous (P) was limited in Masan Bay due to significantly increases in the phytoplankton abundances. Based on stoichiometric limitation and algal bio-assay in Jinhae Bay, nitrogen (N) was a major limiting factor for phytoplankton production. However, silicate (Si) was not considered as limiting factor, since Si/DIN and Si/P ratio and absolute concentration of nutrient did not create any potential stoichiometric limitation in the bay. This implies that high Si availability in winter season contributes favorably to the maintenances of diatom species.

Estimation and evaluation of irrigation water need using net water consumption concept in Jeju Island (순물소모량 개념에 의한 제주도 농업용수 수요량 산정 및 평가)

  • Kim, Chul Gyum;Kim, Nam Won
    • Journal of Korea Water Resources Association
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    • v.50 no.7
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    • pp.503-511
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    • 2017
  • In order to estimate the demand for water resources planning and operation, methodology for determining the size of water supply facilities has been mainly applied to agricultural water, unlike living and industrial water, which reflects actual usage trends. This inevitably leads to an overestimation of agricultural water and can lead to an imbalance in the supply and demand of each use in terms of the total water resources plan. In this study, the difference of approaches of concept of net consumption was examined in comparison with the existing methodology and the characteristics of agricultural water demand were analyzed by applying it to whole Jeju Island. SWAT model was applied to estimate the amount of evapotranspiration, which is a key factor in estimating demand, and watershed modeling was performed to reflect geographical features, weather, runoff and water use characteristics of Jeju Island. For the past period (1992~2013), demand of Jeju Island as a whole was analyzed as 427 mm per year, and it showed a relatively high demand around the eastern and western coastal regions. Annual demand and seasonal variation characteristics of 10 river basins with watershed area of $30km^2$ or more were also analyzed. In addition, by applying the cultivated area of each crop in 2020 in the future, it is estimated that the demand corresponding to the 10-year frequency drought is 54% of the amount demanded in the previous research. This is due to the difference in approach depending on the purpose of the demand calculation. From the viewpoint of water resource management and operation, additional demand is expected as much as the net consumption. However, from the actual supply perspective, it can be judged that a facility plan that meets the existing demand amount is necessary. In order to utilize the methodologies and results presented in this study in practice, it is necessary to make a reasonable discussion in terms of policy and institutional as well as engineering verification.

A Study on the Skeletal and Profile Change after Using the Activator in Class II Malocclusion (II급 부정 교합자의 Activator 치료 후 골격 및 안모 변화에 관한 연구)

  • Moon, Eun-Young;Lee, Jin-Woo
    • Journal of Oral Medicine and Pain
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    • v.33 no.2
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    • pp.121-132
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    • 2008
  • To establish the diagnosis and treatment plan for skeletal Class II malocclusion, patient's skeletal morphology, prognosis as well as the treatment effect is one of the important factor to consider. Therefore, the present study classified analyzed the difference between initial(T1) and after use of activator(T2), and after finish of direct multi-bonding system treatment(T3) for Class II malocclusion during growth period according to the treatment result(effective body length) and morphology of vertical skeletal type. The experimental group was classified into two groups(1 group, 2 group) according to the effective body length change between before and after use of activator, showed good treatment effect of activator for patient with small mandible and large differential between maxilla and mandible, and short anterior facial height. And the difference between 1 and 2 group in the experimental group before treatment(T1) disappeared in the finished treatment(T3). But in contrast, the initial difference of T1 stage between a and b group in the control group did not disappear in the finished treatment(T3). In short, experimental group's treatment effect was much better than contrast group and the treatment effect was maintained and got stable results at comparison experimental group with contrast group. Through this study, we can find activator's treatment effect and stable retention of that in growing Class II malocclusion patients. By estimate of activator treatment effect through these results, we can establish the correct diagnosis and treatment plan for adolescent Class II malocclusion estimate of activator treatment effect and lead the ideal facial growth pattern.