• 제목/요약/키워드: IMF crisis

검색결과 180건 처리시간 0.022초

대구은행의 지역밀착형 마케팅을 통한 위기극복 성공사례 (Daegu Bank's Successful Management of Crisis Through Region-Oriented Marketing Activities)

  • 유창조;조봉진;박종무
    • Asia Marketing Journal
    • /
    • 제5권4호
    • /
    • pp.153-166
    • /
    • 2003
  • 1967년 지역사회 발전과 지역간 경제력격차의 해소를 위해 설립된 대구은행은 설립 후 30년간 내실경영 및 경영혁신을 기반으로 1997년 총수신고 10조의 고지를 달성하였고 지방은행 선두자리를 확고히 한 바 있으며 일반은행권을 포함하여도 8위권을 유지하면서 지방금융기관으로서 자립기반을 구축한 바 있다. 그러나 1997 년 말 밀어닥친 IMF 외환위기의 충격으로 대구은행은 생존자체가 불투명해졌으나 지역사회의 뜨거운 성원과 은행 임직원의 지역밀착형 마케팅 활동을 통하여 위기를 슬기롭게 극복하여 부실여신의 조기감축을 통한 클린뱅크의 구현과 세계기준(Global Standard)에 부합하는 선진경영의 틀을 갖추어 나감으로써 독자생존을 위한 기반을 마련해 나가고 있다. 본 사례는 대구은행의 IMF 사태 시 위기상황을 소개하고, 위기상황에서의 생존을 건 구조조정 프로그램과 위기관리 과정을 소개한 후, 초일류 지역은행으로의 재탄생을 위한 기반이 되었던 지역밀착경영 (K-프로젝트) 및 이와 관련된 프로그램과 그에 따른 성과를 소개한다.

  • PDF

IMF시대 이후 한국 학생과 성인의 성공에 대한 의식: 토착심리학적 분석 (The effect of economic crisis on success attribution among Korean students and adults: An indigenous psychological analysis)

  • 박영신;김의철;탁수연
    • 한국심리학회지 : 문화 및 사회문제
    • /
    • 제8권1호
    • /
    • pp.103-139
    • /
    • 2002
  • 한국사회는 IMF로부터 지원을 받는 경제불황기를 경험하면서 많은 변화를 겪어왔다. 이 연구에서는 이러한 급격한 사회변동 이후에 한국사람의 성공에 대한 의식을 살펴보고자 하였다. 이러한 결과를 IMF시대 이전의 선행연구(김의철, 박영신, 1998)와 비교하므로써, 한국사람의 성공에 관련된 사회적 표상을 토착심리학적 시각에서 분석하고 종합하는데 주된 목적이 있다. 분석대상은 총 988명으로, 초 중 고 대학생 481명과 그들의 부(236명) 모(271명)로 구성된 성인 507명이었다. 분석결과, 가장 자랑스러운 성공경험으로 학생은 학업성취를, 성인은 성공적인 가정생활을 지적하였다. 한국사람들에게 성공적인 가정생활이란, 자녀의 교육적 성취와 자녀의 발전 및 화목한 가정을 주로 의미하였다. 성공에 가장 큰 도움을 준 사람은 가족이었는데, 학생의 경우는 부모, 성인의 경우는 배우자가 가장 많았다. 초 중학생에서는 부모가 특히 중요하고, 고등학생 이후는 친구의 중요성이 증가하였다. 어떠한 분야에서든 성공하기 위해 다른 사람으로부터 받은 도움으로서, 학생과 성인 모두 정서적 지원을 가장 중요하게 인식하였다. 성공의 가장 중요한 원인으로서 과반수 정도의 청소년이 자기조절을 지적하였고, 성인 남자는 자기조절을, 성인 여자는 가정환경을 더욱 중요한 것으로 보았다. 이 연구의 결과를 IMF시대 이전의 선행연구 결과와 비교해 볼 때, 국가적인 경제 위기상황 이후에 가족의 중요성에 대한 지각이 더욱 증가하였지만, 학업성취 및 성공적인 가정생활의 중요성, 사회적 지원의 제공자로서 부모와 배우자, 이러한 가족으로부터 정서적 지원의 중요성, 성공의 원인으로서 자기조절에 대한 강조와 같은 핵심적인 결과가 일치하였다. 이와같이 반복적으로 나타난 유사한 결과를 통해, 한국인의 토착적인 성공의식을 종합하고, 이러한 의식의 기저에 있는 신념 및 가치체계에 대해 논의하였다.

  • PDF

소비자 연령별 투자행동 차이 분석: IMF 경제위기 전${\cdot}$후 비교 (An Analysis of Differences in Investment Behavior Over Consumer's ages: Comparison before and after the economic crisis)

  • 정순희;여윤경
    • 가족자원경영과 정책
    • /
    • 제8권1호
    • /
    • pp.29-45
    • /
    • 2004
  • This study compared household's investment behaviors over consumer's ages before and after the economic crisis using 1995 and 2000 National Survey of Family Income and Expenditure in korea. Household's investment behaviors were compared in terms of household's financial statements, amounts and proportions invested in various assets, and rate of return on investments. The proportion invested in securities of all households. In terms of the proportion invested, consumers under 40s increased the proportion invested in insurance while consumers over 50s increased the proportion invested in savings and trusts in 1995 than in 2000. Consumers of all ages increased the proportion invested in securities in 2000 than in 1995. Young households had higher rate of return in 1995 while old households had higher rate of return in 2000.

  • PDF

대학생의 IMF 경제위기를 대응하기 위한 식생활대처행동 (Undergraduate Students' Coping Behavior in Meal Management with Korean Economic Crisis in 1997)

  • 서정희;홍순명
    • 한국식생활문화학회지
    • /
    • 제14권4호
    • /
    • pp.353-360
    • /
    • 1999
  • This paper was developed to determine the university students' coping behavior pattern in meal management with Korean economic crisis in 1997. The data was collected from 544 university students in Ulsan areas. The coping behavior consisted of 26 items which were categorized into 4 factors; (factors were named as related to): 'decrease of intakes factor' ,: 'change to the cheaper choices factor' ,: 'increase of meals at home factor' and 'emphases on quantity sacrificing the quality factor'. Socio-economic variables affected differently the coping behavior in meal management and 4 sub factors. The amount of discretionary expenditure, the status of housing, the monthly household income and gender affected the coping behavior in meal management. The amount of discretionary expenditure and the monthly household income affected the decrease of intakes factor and the change to the cheaper choices factor. The amount of discretionary expenditure and gender affected the increase of meals at home factor and the emphases on quantity sacrificing the quality factor.

  • PDF

경제위기 상황에서의 경제적 스트레스와 부부갈등 및 생활의 질 (Economic Stress, Marital Conflict, and the Quality of Life under Economic Crisis)

  • 이미숙;고선주;권희경
    • 대한가정학회지
    • /
    • 제38권6호
    • /
    • pp.117-133
    • /
    • 2000
  • The purpose of this study was to examine the effect of perceived economic stress & marital conflict on the quality of life under economic crisis in Korea. Data were collected from 236 couples during May and June 1998, when the Korean economy was under the control of International Monetary Fund (IMF). Many couples reported the unstability of job and the experience of economic strain events. However, the perceived level of marital conflict and the quality of life were not so bad. Husbands perceived economic stress and quality of life higher than wives did. The path analysis showed gender difference in the perceived economic stress as well as in the indirect effect of economic strain events on the quality of life through economic stress and marital conflict. In addition, family income directly affected the quality of life for husbands, but not for wives.

  • PDF

IMF 이후 한국수산금융의 현황과 정책방향 (Recent Developments and Policy Directions in Fisheries Finance in Korea)

  • 김경호
    • 수산경영론집
    • /
    • 제32권2호
    • /
    • pp.1-22
    • /
    • 2001
  • In recent years Korea fisheries have been much more influenced than ever before by domestic and foreign environmental changes such as market liberalization, sustainability, efficiency and effectiveness of domestic fisheries, fisher's welfare etc. Under the wide range of environmental changes, government is carrying out various fisheries policies. However, it seems insufficient to accomplish policy goals under the existing policy instruments. The main focus of the paper is to investigate structural changes and policy directions of fisheries finance in Korea after asian economic crisis. The results of the study are as follows; Fisheries sector in whole economy has been lowering in its proportion. To survive in emerging global competition, fisheries sector is needed structural reformation. In particular the strategy that increases operative efficiency and effectiveness on government financial policy in fisheries sector is much expected. Also, it is necessary to minimize costs, to reform institution and management for increasing efficiency and effectiveness.

  • PDF

MICE산업을 통한 KORAIL의 전략적 수익 창출 방안 연구 (A Study on solution for strategic profit of KORAIL via MICE industry)

  • 구숙경;고은희;이인경
    • 한국철도학회:학술대회논문집
    • /
    • 한국철도학회 2010년도 춘계학술대회 논문집
    • /
    • pp.408-414
    • /
    • 2010
  • G20 summit is expected to be held in seoul this coming Nov. 2010 which is a typical case of international meeting in MICE industries have been rising in the world and can be considered as a new marketing paradigm. since IMF crisis in 1997 in korea via financial leeman turmoil in the wall street caused ruins of the middle class as financial resources of korea. it's like saying that we need to look for another practical marketing way not mass marketing any more to get through this comprehensive financial crisis. in this study, we are going to find out new marketing way using MICE industires.

  • PDF

농어촌 보건소 신축과 보건소 진료량의 관련성 - IMF 경제위기의 혼란효과 검토 - (The relationship between the new-building of rural public health centers and outpatient medical utilization - review of confounding effect by IMF economic recession)

  • 박선희;이수진;소운기;나백주;이진용
    • 보건행정학회지
    • /
    • 제21권3호
    • /
    • pp.349-364
    • /
    • 2011
  • Objectives : The purpose of this study was to evaluate the relationship between new-building of rural public health centers and the outpatient medical utilization. Methods : The study subjects were 141 public health centers in rural area. The data were collected from 1995 to 2001, medical utilization and local population, healthcare resources, and economic characteristics were included. In order to evaluate new-building effects, we performed paired t-tests and multivariate regression analyses. Results : The following variables are significant affecting the medical utilization of rural public health centers: urban side location of public health centers(p<0.05), pre- and post-IMF economic crisis(p<0.001), number of medical aid recipients(p<0.01), number of private clinics(p<0.05), workers of public health centers(p<0.001), financial independent level of local governments(p<0.001). In contrast, the existence of new-building and number of the aged 65 and over were not significant variables. Conclusions : We could not find out the positive relationship between the existence of new-building and the volume of medical utilization in rural public health centers. In particular the medical utilization of rural public health centers is significantly affected by IMF economic recession and number of the poor strata, the economically depressed area.

The Synchronization of ASEAN +3 Business Cycles: Prerequisites for Common Currency Union

  • RIYANTO, Feri Dwi;ERLANDO, Angga;HARYANTO, Tri
    • The Journal of Asian Finance, Economics and Business
    • /
    • 제8권3호
    • /
    • pp.781-791
    • /
    • 2021
  • This study aims to analyze the relationship between the business cycles of the ASEAN +3 countries. In addition, the effects of the spillover value on the coincident indicators are determined. This study employs secondary data and uses multivariate time series of five ASEAN countries, namely, Indonesia, Malaysia, Singapore, Thailand, and the Philippines. The proxy was the real gross domestic product (GDP) collected annually from the CEIC, the IMF, and the World Bank for the period from 1964 to 2016. The data was plotted against two time periods, 1964-1998 as the pre-crisis period, and 1999-2016 as the post-crisis period. The index data was changed to the base year 2010. The data was subsequently separated from the trends and the cyclic components. The cyclic components were obtained by using Hondrick-Prescott filter, and them were further analyzed. The analytical method used was Contemporaneous and Cross-Correlation tools. The results showed that, before and after the crisis, the value of the business cycle correlation between ASEAN +3 countries was stronger and moved together at the same level of lag value. The implication of this research was an initial finding of the ASEAN +3 countries' prerequisites for the formation of a common currency.