• The Journal of Asian Finance, Economics and Business
• /
• 제1권4호
• /
• pp.5-13
• /
• 2014

This study contributes to addressing the problem of an aging population by providing important information that determines feasible monthly payments for the clients of Chinese reverse mortgage products and by promoting the implementation of reverse mortgages in China. The variables used in this study include mean values obtained from time series data, of the rate of increase of housing prices, and the probability value, interest rate, and mortality rate obtained through the geometric Brownian motion (GBM). For mortality rates, China Life Insurance female mortality rates (2000-2003) were used. This study aims to apply the main variables that affect reverse mortgage products in a monthly payment model based on Chinese financial market conditions, and determine loan values. In this study, Shanghai's reverse mortgage monthly payments, by age levels, were calculated through the loan-to-value (LTV) and payment (PMT) methods to evaluate the value of the reverse mortgages. Based on the optimal combination of the three factors of payment amount, loan interest rates, and the level of acceptance of prices, efforts must be made to extract the best value for the elderly. Only in this way can the interests of both lenders and borrowers be protected, by increasing the market share and economies of scale of the reverse mortgage industry and effectively improving the living standards of the elderly.

• 지능정보연구
• /
• 제15권3호
• /
• pp.1-15
• /
• 2009

데이터 불균형 문제는 분류 및 예측 문제에서 하나의 범주에 속하는 표본의 수가 다른 범주들에 속하는 표본 수에 비하여 현저하게 적을 경우 나타난다. 데이터 불균형이 심화됨에 따라 범주 사이의 분류 경계영역이 왜곡되고 결과적으로 분류자의 학습성과가 저하되는 문제가 발생한다. 본 연구에서는 데이터 불균형 문제를 해결하기 위하여 Geometric Mean-based Boosting (GM-Boost) 알고리즘을 제안하고자 한다. GM-Boost 알고리즘은 기하평균 개념에 기초하고 있어 다수 범주와 소수 범주를 동시에 고려한 학습이 가능하고 오분류된 표본에 집중하여 학습을 강화할 수 있는 장점이 있다. 기업부실 예측문제를 활용하여 GM-Boost 알고리즘의 성과를 검증한 결과 기존의Under-Sampling, Over-Sampling 및 AdaBoost 알고리즘에 비하여 우수한 분류 정확성을 보여주었고 데이터 불균형 정도에 관계없이 견고한 학습성과를 나타냈다.

• 제어로봇시스템학회:학술대회논문집
• /
• 제어로봇시스템학회 2003년도 ICCAS
• /
• pp.767-771
• /
• 2003

In this study, stereo vision system is applied to a mobile manipulator for effective tasks. The robot can recognize a target and compute the position of the target using a stereo vision system. While a monocular vision system needs properties such as geometric shape of a target, a stereo vision system enables the robot to find the position of a target without additional information. Many algorithms have been studied and developed for an object recognition. However, most of these approaches have a disadvantage of the complexity of computations and they are inadequate for real-time visual servoing. However, color information is useful for simple recognition in real-time visual servoing. In this paper, we refer to about object recognition using colors, stereo matching method, recovery of 3D space and the visual servoing.

• 한국컴퓨터정보학회논문지
• /
• 제4권4호
• /
• pp.25-33
• /
• 1999

서로 다른 기하학적 모델링 시스템을 사용하는 곡선 및 곡면의 자료 교환에서, 주어진 허용 오차 내에서 시스템이 지원하는 차수로 근사하는 차수감소를 종종 필요로 한다 본 논문에서는 기하학적 표현이 서로 다른 시스템간의 곡선 및 곡면의 교환에서 $\'{e}$의 차수감소에 의한 근사 변환 문제를 다룬다. 여러 가지 n차 $\'{e}$ 곡선을 n-1차 $\'{e}$ 곡선으로 감소하는 차수감소 방법들을 구현하고 각 방법들의 근사 변환한 실험적인 결과를 제공한다.

• 한국정보과학회논문지:시스템및이론
• /
• 제34권4호
• /
• pp.132-137
• /
• 2007

평면상에서 이동하는 자동차와 같은 로봇은 이동방향을 변경할 때 제한된 곡률(curvature)로 서서히 방향을 바꿀 수밖에 없다. 본 논문은 물체의 동선의 곡률이 제한되어 있을 경우, 한 구성에서 출발하여 목표점에 이르는 최단경로는 CC 혹은 CS 타입(C는 원호(circular arc), S는 선분(line segment)을 의미한다), 혹은 이들의 부분문자열 타입이 된다는 사실을 기하학적 성질만을 이용하여 증명하였다. 본 연구결과를 이용하여, 시작점 구성에서 출발하여 목표점, 혹은 목표다각형에 도달하는 최단경로는 다각형의 공간복잡도의 선형시간에 계산 가능하다.

• 제어로봇시스템학회:학술대회논문집
• /
• 제어로봇시스템학회 2005년도 ICCAS
• /
• pp.2402-2406
• /
• 2005

A collision query determines the intersection between given objects, and is used in computer-aided design and manufacturing, animation and simulation systems, and physically-based modeling. Bounding volume hierarchies are one of the simplest and most widely used data structures for performing collision detection on complex models. In this paper, we present hierarchy of oriented rounded bounding volume for fast proximity queries. Designing hierarchies of new bounding volumes, we use to combine multiple bounding volume types in a single hierarchy. The new bounding volume corresponds to geometric shape composed of a core primitive shape grown outward by some offset such as the Minkowski sum of rectangular box and a sphere shape. In the experiment of parallel close proximity, a number of benchmarks to measure the performance of the new bounding box and compare to that of other bounding volumes.

• 제어로봇시스템학회논문지
• /
• 제8권10호
• /
• pp.874-880
• /
• 2002

A number of techniques have been proposed for 3D display using view-difference of two eyes. These methods do not express enough reality like real world. The display images have to change according to the position of a viewer to improve reality. In this paper, we present an approach for generating intermediate image between two different view images by applying new image interpolation algorithm The interpolation algorithm is designed to cope with complex shapes. The proposed image interpolation algorithm generates rotated image about vertical axes by any angle from base images. Each base image that was obtained from CCD camera has an view-angle difference of $3^{\circ}C$, $5.5^{\circ}C$, $^{\circ}C$, $22^{\circ}C$, and $45^{\circ}C$. The proposed into mediate image generation method uses the geometric analysis of image and depth information through the block-based matching method.

• 제어로봇시스템학회논문지
• /
• 제11권5호
• /
• pp.411-417
• /
• 2005

In this study, stereo vision system is applied to a mobile manipulator for effective tasks. The robot can recognize a target and compute the potion of the target using a stereo vision system. While a monocular vision system needs properties such as geometric shape of a target, a stereo vision system enables the robot to find the position of a target without additional information. Many algorithms have been studied and developed for an object recognition. However, most of these approaches have a disadvantage of the complexity of computations and they are inadequate for real-time visual servoing. Color information is useful for simple recognition in real-time visual servoing. This paper addresses object recognition using colors, stereo matching method to reduce its calculation time, recovery of 3D space and the visual servoing.

• 한국군사과학기술학회지
• /
• 제18권5호
• /
• pp.532-537
• /
• 2015

In this paper, we propose target range estimation method using ghost target in the submarine linear array sonar. Usually, when submarine detect target, they use passive sonar detection to avoid self-disclosure by active sonar transmission. But, originally, passive linear array sonar have limitation for target range estimation and additional processing is required to get target range information. For the case of near-field target, typical range estimation method is using multiple information by multipath effect in underwater environment. Acoustic signal generated from target are propagated along with numerous multipath in underwater environment. Since multipath target signals received in the linear array sonar have different conic angles each other, ghost target is appeared at the bearing different with real target bearing and sonar operator can find these information on the operation console. Under several assumption, this geometric properties can be analysed mathematically and we get the target range by derivation of this geometric equations using measured conic angles of real target and ghost target.

• Journal of Computational Design and Engineering
• /
• 제2권1호
• /
• pp.67-72
• /
• 2015

Recently, along with the improvements of geometry modeling methods using sketch-based interface, there have been a lot of developments in research about generating surface model from 3D curves. However, surfacing a 3D curve network remains an ambiguous problem due to the lack of geometric information. In this paper, we propose a new algorithm for estimating the normal vectors of the 3D curves which accord closely with user intent. Bending energy is defined by utilizing RMF(Rotation-Minimizing Frame) of 3D curve, and we estimated this minimal energy frame as the one that accords design intent. The proposed algorithm is demonstrated with surface model creation of various curve networks. The algorithm of estimating geometric information in 3D curves which is proposed in this paper can be utilized to extract new information in the sketch-based modeling process. Also, a new framework of 3D modeling can be expected through the fusion between curve network and surface creating algorithm.