• 제목/요약/키워드: Funds for Compensation

검색결과 18건 처리시간 0.02초

Sales Compensation and Recommendations as the Fund of the Month

  • OH, YOONHAE
    • KDI Journal of Economic Policy
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    • 제41권2호
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    • pp.59-79
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    • 2019
  • This study analyzes whether mutual fund distributors are more likely to recommend products with higher sales compensation to maximize their profit. The lists of the 'fund of the month' on their webpages are utilized from April of 2015 to August of 2015. A simple comparative analysis shows that the average sales fees and the average front-end load are significantly higher in the recommended funds among the A share class of domestic equity funds. The results of a regression analysis confirm that funds with high sales compensation levels are more likely to be recommended. This holds true for both domestic equity funds and hybrid bond funds even after controlling for fund age, fund size, and past returns.

불가항력 의료사고 보상사업에 대한 헌법적 쟁점 검토 (Constitutional Issue Review of Compensation for Inevitable Medical Accidents During Delivery)

  • 전현정
    • 의료법학
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    • 제21권1호
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    • pp.153-185
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    • 2020
  • 불가항력 의료사고 보상사업의 근거 법률인 현행 「의료사고 피해구제 및 의료분쟁 조정 등에 관한 법률」 제46조제1항에서는, 보건의료인이 충분한 주의의무를 다하였음에도 불구하고 불가항력적으로 발생한 '분만에 따른 의료사고'를 사업의 대상으로 정하고 있다. 또한, 동법 시행령에서 보건의료기관개설자 중 분만실적이 있는 자가 보상재원의 30%를 부담하게 규정하고 있는바, 이에 대하여 헌법재판소에서는 2015헌가13 결정을 통해 의료분쟁조정법에서 위 사업의 분담금 납부의무자의 범위와 보상재원의 분담비율을 시행령에 위임하였다고 하여 헌법에 위반되지 않는다고 결정한 바 있다. 그러나 이는 의료진으로 하여금 의료과실이 없는 분만사고에 대하여 금전적으로 보상하게 하는 것으로 과실책임주의를 배제한 것인바, 이 제도의 본질이 사회보상적 성격을 갖는 사회보장제도의 일종이라면, 보건의료개설자의 비용분담 규정을 삭제하고 국가가 비용 전부를 부담하는 방법을 고려할 수 있을 것이다. 다만, 이와 더불어 의료사고 원인분석 및 재발방지 조치 등 의료기관의 노력을 강화하기 위한 제도적 장치를 함께 검토할 필요가 있다. 더불어, 의료분쟁조정법상 보건의료개설자가 부담하여야 할 보상재원의 분담비율의 상한을 정하는 것이 포괄위임금지원칙의 취지에 부합할 것이다. 한편, 의료사고 보상심의위원회의 분담금 지급기준과 관련하여, 시행령에서 보상의 기준이 되는 재태주수, 출생체중 등을 적시하고, 그 세부기준을 의료사고 보상심의위원회에서 정함이 타당하다. 마지막으로 불가항력 의료사고 보상사업에서 보상의 회색지대를 방지하기 위함은 물론, 의료'과실'이 규범적 판단임을 고려할 때 위 동법 제48조 제1항의 규정에서 '보건의료인의 과실이 인정되지 않는다는 취지의 감정서가 제출되고'의 요건은 삭제하는 것이 바람직하며, 반드시 의료중재원 조정·중재절차가 선행되어야 하는 현행의 규정을 개선할 필요가 있을 것이다.

의료사고피해 구제제도의 제 모형 (Models of Social Relief Schemes for Medical Malpractice)

  • 문옥륜;이기효
    • 보건행정학회지
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    • 제2권1호
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    • pp.80-114
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    • 1992
  • Current compensation schemes for medical malpractice based on negligence is absolutely malfunctioning in Korea. Focussing on the reform of present tort systems for resolving medical malpractice disputes, this paper discusses the alternative models of the Social Relief Schemes for Medical Malpractice (SRSMM). Alternative models of SRSMM should fundamentally be based on either negligence or nofalult compensation principle. On the foundation of the previous relief principle, the SRSMM should be equupped with three major components-the preventio/reduction of the sharp increasing medical malpractice, the effective and efficient resolving process for malpractice disputes and the proper social financing scheme for compensation. The paper deals with pros and cons of the possible alternative models for reform centering on the three major components of the scheme. As conclusions, administrative arbitration machinaries and a compulsory fund for compensating the injured under the negligence principle are proposed to resolve the current problems Korea has faced.

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生态补偿的权益量度与机制创新 - 基于云南洱海治理的调查分析 (The Evaluation and Innovation of Ecological Compensation Mechanism based on Practice of Erhai in Yunnan Province)

  • 왕천;두려길;주용진
    • Journal of East Asia Management
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    • 제1권1호
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    • pp.51-64
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    • 2020
  • With the rapid development of Chinese economy, the uncooperativeness between economy and ecological environment has become an obstacle to the progress of the society. Due to the limitations in terms of scale, source of funds and quality, the present ecological compensation mode doesn't realize the planned effects. In this paper, a new framework and mechanism of ecological compensation has been proposed, which could guide the adjustment and improvement of the present policies based on the analysis of implementation to meet the demand for environmental management in Erhai, so as to achieve the co-existence between human beings and nature.

의료분쟁 해결제도의 개혁-미국 및 일본의 경험을 중심으로- (The Proposal of Reforming for Resolving Medical Malpractice Disputes)

  • 이규식
    • 보건행정학회지
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    • 제1권1호
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    • pp.72-94
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    • 1991
  • The number of disputes between physicians and patients caused by medical malpractice are showing a sharp increasing over the past several years. The disputes on medical malpractice may be resolved either in court or by direct negotiation between both sides concerned. There are no special acts relating to the civil or penal liability of the physicians in Korea. The medical disputes are decided merely through legal technicalities and without reference to actual medical practice. The current system which does not compensate injured patients adequately or equitably leads to taking a long time consuming for dispute resolution processes. The things make worsed, the problem is due to not being of insurance system or a proper funds for compensation. This research proposes a outline of new and comprehensive alternative for these problems and failure of conventional resolution of medical disputes. So far, we have learned lessons from the excperiencies of resolving medical malpractice disputes of Japan and the United States. The proposal first calls for an administrative arbitration and pretrial screening panels as a condition precedent to trial. The proposal also includes to facilitate with the funds for compensating the injured.

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국책은행의 중소기업 정책자금 지원에 관한 효율성 연구 (A Study on the Efficiency of National Policy Bank's Support for SMEs Policy Funds)

  • 윤미;이철규
    • 디지털융복합연구
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    • 제18권10호
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    • pp.147-162
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    • 2020
  • 본 연구의 목적은 정책자금 지원에 대한 효율성 분석을 통하여 국책은행에서 정책자금 지원의 실무적인 개선안을 제시하고자 한다. 국책은행에서 '17년과 '18년에 연속해서 정책자금을 지원받은 중소기업을 대상으로 지원현황에 대한 특성 분석과 재무적 성과의 효율성 분석을 위해 대응표본 T-test를 수행하였다. 분석결과는 다음과 같다. 첫째, 중소기업의 특성 분석결과 외부에서 조성된 재정자금이 대부분이고, 업종별로는 제조업에 집중되었다. 지역별로는 경기 서부지역에, 신용등급별로는 A등급 구간이 가장 많았다. 기술등급은 T5 등급에, 자금 용도는 시설자금에 대부분 지원되었다. 둘째, 효율성 분석결과 수익성은 총자산순이익률, 안정성은 이자보상비율, 활동성은 총자본회전율에 긍정적인 영향을 미쳤다. 그러나 성장성에는 긍정적인 영향을 미치지 못하였다. 결론적으로 중소기업의 수요에 적합한 자금 배분과 성장성에 영향을 미칠 수 있도록 정책자금을 지원하는 실무적인 개선안을 제공할 것으로 기대된다.

심해저 광물자원 개발과 해양환경보호를 위한 재정제도에 관한 연구 (A Study on the Financial System for Developing Mineral Resources and Protecting the Marine Environment in the Area)

  • 박성욱
    • Ocean and Polar Research
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    • 제45권1호
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    • pp.11-22
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    • 2023
  • For the commercial development of deep-sea mineral resources, the International Seabed Authority is engaged in wide ranging discussions to establish the Regulations on Exploitation. The core issue of the Regulations on Exploitation is how to protect the marine environment along with the royalty system that distributes the profits from such development. The United Nations Convention on the Law of the Sea stipulates the protection of the marine environment in Part 12 (Articles 192-237) for the preservation of the marine environment, and in the 1994 Implementation Agreement, the protection of the marine environment at the stage of application for approval of the plan of work together with the Regulations on Exploration for the protection of the marine environment. For this purpose, certain obligations are imposed on the applicants. In the Regulations on Exploitation, financial systems such as environmental performance guarantee, insurance, and environmental compensation funds, which were not found in the Regulations on Exploration, are added to further specify the measures for marine environment protection generally stipulated in the 1982 Law of the Convention or 1994 Implementation Agreement. Regarding the financial system for marine environment protection, the Marine Environmental Protection and Conservation Informal Working Group meeting is revising the purpose of the environmental compensation fund. Among these financial system elements, it is judged that there is a possibility that the environmental performance guarantee and insurance may overlap considerably, and it is also thought that the establishment of the environmental compensation fund can also provide a substantial sum of money that will meet the purpose of the compensation fund in terms of securing its financial resources. In this paper, the question is posed as to whether or not this can be accomplished. In this respect, this paper examines the environmental performance guarantee, insurance, and environmental compensation fund, which are necessary for the protection of the marine environment of the deep seabed, but which can impose appropriate obligations on contractors for the commercial development of deep seabed mineral resources. At the same time as figuring out how it is operated in relation to relevant domestic laws, I would like to propose a plan to reflect the implications derived from the domestic law operation process in the Regulations on Exploitation.

EU 확대에 따른 지역정책 및 지역격차 변화 (EU Enlargement: Regional Policy and Regional Disparity)

  • 문남철
    • 한국경제지리학회지
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    • 제13권3호
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    • pp.442-456
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    • 2010
  • 유럽연합의 지역정책은 지리적 확대과정에서 발생되는 저소득 회원국과 지역의 경제적 손실을 보상하고 신규회원국의 가입을 회유하려는 목적으로 사용되어 왔다. 그 결과 지역정책의 목표와 지원대상지역은 확대되고 기금지원은 광범위하게 분산되었다. 최근 유럽연합은 저소득의 중 동부유럽국가의 대규모 가입에 따라 지역정책의 효율성을 높이고 재정적 문제를 해결하기 위해 지역정책을 변경하였다. 우선 광범위하게 분산된 지역정책의 목표를 크게 통합하고, 지역구분에 의한 지원을 단계적으로 폐지하고, 지원대상지역을 순차적으로 축소시키는 정책을 도입하였다. 또한 확대된 지리적 영역에서 지역간 협력을 촉진하여 지역간 결속을 강화하는 정책을 추진하고 있다. 유럽연합의 지역간 발전격차는 회원국간 격차는 수렴되는 현상을 보이고 있으나 거시 지역간 격차는 극화현상을 보이고 회원국 국내 지역격차는 심화되는 경향을 나타내고 있다. 이것은 유럽연합의 지역정책이 회원국간 경제격차의 완화에는 어느 정도 기여를 했다고 볼 수 있다. 그러나 거시지역과 국내 지역에는 격차해소를 위한 지역정책에도 불구하고 발전격차를 증가시킬 수밖에 없는 입지측면의 지역간 차별성으로 인해 경제격차가 심화되고 있다.

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기업의 자기주식취득제한 완화에 관한 비교법적 연구 (A comparative legal study on the relaxation of restrictions at the acquisition of own stock in enterprise)

  • 최용춘
    • 정보학연구
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    • 제8권3호
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    • pp.57-71
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    • 2005
  • This thesis is to explore the relaxation of restrictions at the acquisition of own stock, and to get the results from this system many countries' legislations were alluded as model cases for Korean system. In comparing with America, Japan, Europe(EC 2nd Commercial Law), and England, the final suggestion for Korean companies law as follows: The solution of problems which is derived from the acquisition at own stock in enterprise is to make the optimum situation for the economic development and stability of stock market. So, to solve these problems needs the relaxation of restrictions for this system and by the relaxation of restrictions can get the distribution of its profit to stockholder, and the compensation for employers and employees. Furthermore, through this system the company can achieve the protection against M&A and the supply of company funds. In conclusion the relaxation of restrictions at the acquisition of own stock is acknowledged the necessity, but the problems that would be followed must be necessarily minimized, and to do so, the legal system has to be molded for this purpose and the its procedure(that is, accounting deal of own stock, the fictitious dividend, and non-appliance of tendency control) has to be prior to the legal system.

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Reimbursement of Digital Therapeutics: Future Perspectives in Korea

  • Jin Han Ju;Boram Sim;Jeongeun Lee;Jin Yong Lee
    • Korean Circulation Journal
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    • 제52권4호
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    • pp.265-279
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    • 2022
  • Digital health is rapidly growing worldwide and its area is expanding from wellness to treatment due to digital therapeutics (DTx). This study compared DTx in the Korean context with other countries to better understand its political and practical implications. DTx is generally the same internationally, often categorized as software as a medical device. It provides evidence-based therapeutic interventions for medical disabilities and diseases. Abroad, DTx support entailed state subsidies and fundraising and national health insurance coverage. In the case of national health insurance coverage, most cases were applied to mental diseases. Moreover, in Japan, DTx related to hypertension will possibly be under discussion for national health insurance coverage in 2022. In overseas countries, coverage was decided only when the clinical effects were equivalent to those provided by existing technology, and in the UK, real usage data for DTx and associated evaluations were reflected by national health coverage determination. Prices were either determined through closed negotiations with health insurance operating agencies and manufacturers or established based on existing technology. Concerning the current situation, DTx dealing with various diseases including hypertension are expected to be developed near in the future, and the demand for use and compensation will likely increase. Therefore, it is urgent to define and prepare for DTx, relevant support systems, and health insurance coverage listings. Several support systems must be considered, including government subsidies, science/technology funds, and health insurance.