• 제목/요약/키워드: Financial well-being

검색결과 191건 처리시간 0.023초

전북지역 농.어.산촌 주부의 가정생활요구도에 따른 가정생활복지지표 설정에 관한 연구 (The Suggested Family Welfare Index related to Need of the living among Rural homemakers in Chunlabuk-to)

  • 채옥희
    • 대한가정학회지
    • /
    • 제30권3호
    • /
    • pp.205-222
    • /
    • 1992
  • The purpose of this research is to study the need for living and the relationship between the need and the perceived family well-being among families in rural areas and to suggest the index of the family well-being for them. One hundred fifty homemakers in the six rural areas in Chunlabuk-do were sampled for this research and all of them were aged under 60. Data were statistically analized by using statistical softwere package 'Statgraphics' and null jhyposeses were statistically tested at p<.10. From the results of this study, rural homemakers reported, generally, higher levels of the need for the various aspects of family living compared to those of the perceived levels of the family well-being. The need, the satisfaction and the dissatisfaction levels of the various aspects of family oiving were affected more frequently by living area, average monthly income, and the period of living whitin the same area. The satisfaction with the family well-being and living in rural area were affected more powerfully by subvariables related to the family financial living than by any other variables. The need for economic environment, the satisfaction with perceived level of assets, and income were major representative variables for the family finances. In case of the family interpersonal living, the need and the satisfaction with relationship between spouses and the family structure were more powerful varibales than any other variables. The relationship betweenparents and children was more powerful variable for the perceived family well-being than any other variables related to the family interpersonal living. Sampled homemakers thought that the satisfaction with relationship between spouses was the most important in family interpersonal living. The needs for household equipment and living conditions was positively influenced on the need of household work and the satisfaction with those was negatively influnced on satisfaction with present household work.

  • PDF

한국 유가공업의 발전과 전망 - 치즈 (Development of Korean Dairy Industry - Cheese)

  • 전호남
    • Journal of Dairy Science and Biotechnology
    • /
    • 제23권2호
    • /
    • pp.161-166
    • /
    • 2005
  • In 1967, cheese was first produced with small scale of mozzarella cheese in Korea. The processed cheese market was highly grown after putting on the market of sliced cheese in the late 1980's, and the various products that complied with well-being trends such as organic and high functional cheese have been produced in the 2000's. The natural cheese opens up a new domestic market after producing camembert and brie cheese in the end of 2004. At present. the cheese market is expanded with differentiated products such as high value added and high functional cheese. The size of domestic cheese market remains about 200 billion won, but it is expected to go over a trillion won on account of growing preference of natural cheese with well-being trends. To promote domestic cheese industry, differentiation policy of raw milk price for cheese, diversification of cheese products, financial support to farm-made cheese industry and automation and processing development to improve productivity should be taken into account in the future in Korea.

  • PDF

편모가족의 청소년 자녀가 지각한 가족자원 및 심리적 적응 (Family Resources and Psychological Well-Being among Adolescents of Single Mother Families)

  • 정현숙;서동인
    • 아동학회지
    • /
    • 제18권2호
    • /
    • pp.163-176
    • /
    • 1997
  • Using survey data collected from 275 adolescent children of widowed or divorced single mother families, this study investigated the characteristics of family coping resources, including individual, financial, social, and mother-child relational resources and their effects on the psychological wellbeing of these adolescents. After controlling background variables of the family, higher depression among adolescents was associated with low grade point average, mother's high exposure to negative experiences after loss of father, low attachment to mother, and low sense of self-control. Furthermore, higher grade point average, strong attachment to mother, and high self-control in problem solving were factors predicting higher self-esteem of adolescents. Social network resources were not related to the psychological well-being of the adolescents. Discussion included recommendations for future research. Implications for policy and parent-child relations were discussed with a view to enhancing family functioning of adolescents in single-mother families.

  • PDF

직.간접투자행동에 의해 분류된 투자자유형별 사회경제적 특성과 투자성향 (Socio-economic Characteristics and Investment Attitude of Direct and Indirect Investors of Financial Assets)

  • 성영애
    • 가정과삶의질연구
    • /
    • 제29권2호
    • /
    • pp.51-62
    • /
    • 2011
  • Financial consumers can invest their financial assets directly or indirectly. This investment type have effect on their financial well-being and may be influenced by their financial characteristics and investment attitude. The purposes of the study were to classify the consumers by direct and indirect investment behavior of their financial assets and to investigate their socio-economic characteristics and investment attitudes to give implications for financial counseling and education. The data came from the 2009 Fund Investors Survey which was conducted by Korea Investors Protection Foundation. Total 2,530 consumers were analyzed using frequency, CROSSTAB, ANOVA and Duncan's multiple range test. In general, consumer tended to be rational in choosing the investment type. Noninvestors consisted of 38.5% of the sample. The economic level was the lowest for the noninvestors. The consumers who invest both indirectly and directly consisted of 21.0% and their economic level was the highest. Their investment tendency was between direct and indirect investors'. The proportion of direct investors ws 12.1% and that of indirect investors was 28.4%. Although the economic levels of indirect investors and direct investors were not statistically different, there were differences in their demographics and investment attitudes. The proportions of those aged 30-39, female and nonmarried were greater for indirect investors. They had the tendency to invest safely and diversely for a long term with reserve money. On the other hand, direct investors tended to be male, married and aged 40-49. They tended to invest intensively for a shorter term and seek returns even with borrowing money.

The Importance of Financial Literacy: Household's Income Mobility Measurement and Decomposition Approach

  • MONSURA, Melcah Pascua
    • The Journal of Asian Finance, Economics and Business
    • /
    • 제7권12호
    • /
    • pp.647-655
    • /
    • 2020
  • This study introduced income mobility analysis using pseudo-longitudinal panel data from Family Income and Expenditure Survey (FIES) to consider the dynamic process of individual's well-being through time. Since there is no comprehensive measurement of income mobility because of its dynamic process, various income mobility indices such as Chi-square, Average Jump Index, Atkinson et al. Mobility Ratio, and Shorrocks' Mobility Index were used. These indices revealed that Filipino households' income movements are more mobile than expected, and their income status improved from 2000 to 2015. As income mobility takes place, income inequality is reduced by 91.80 percent (91.80%). Furthermore, the growth effect is the main factor of income mobility. This indicates that households took the economic opportunities from economic growth to earn more. However, income mobility due to transfer effect (transfer of income from one household to another through lottery winning and borrowing) increased when the economy is not good. The higher income mobility due to growth effect compared to transfer effect, whether the economy is good or bad, means that households learned how to use their income in savings, investments, and entrepreneurship. This is the result of a successful financial literacy program of the government wherein households realized financial stability and security.

Psychosocial Analysis of Cancer Survivors in Rural Australia: Focus on Demographics, Quality of Life and Financial Domains

  • Mandaliya, Hiren;Ansari, Zia;Evans, Tiffany;Oldmeadow, Christopher;George, Mathew
    • Asian Pacific Journal of Cancer Prevention
    • /
    • 제17권5호
    • /
    • pp.2459-2464
    • /
    • 2016
  • Background: Cancer treatments can have long-term physical, psychological, financial, sexual and cognitive effects that may influence the quality of life. These can vary from urban to rural areas, survival period and according to the type of cancer. We here aimed to describe demographics and psychosocial analysis of cancer survivors three to five years post-treatment in rural Australia and also assess relationships with financial stress and quality of life domains. Materials and Methods: In this cross-sectional study, 65 participants visiting the outpatient oncology clinic were given a self-administered questionnaire. The inclusion criteria included three to five years post-treatment. Three domains were investigated using standardised and validated tools such as the Standard Quality of Life in Adult Cancer Survivors Scale (QLACS) and the Personal and Household Finances (HILDA) survey. Included were demographic parameters, quality of life, treatment information and well-being. Results: There was no evidence of associations between any demographic variable and either financial stress or cancer-specific quality of life domains. Financial stress was however significantly associated with the cancer-specific quality of life domains of appearance-related concerns, family related distress, and distress related to recurrence. Conclusions: This unique study effectively points to psychosocial aspects of cancer survivors in rural regions of Australia. Although the majority of demographic characteristics were not been found to be associated with financial stress, this latter itself is significantly associated with distress related to family and cancer recurrence. This finding may be of assistance in future studies and also considering plans to fulfil unmet needs.

손자녀 돌봄과 조부모의 심리적 복지: 돌봄 상황, 양육지각, 자원의 상호관련성을 중심으로 (The Psychosocial Well-Being of Grandparents Raising their Grandchildren: The Role of Resources, Type of Care and Perception of Caregiving)

  • 강유진
    • 한국인구학
    • /
    • 제34권1호
    • /
    • pp.73-97
    • /
    • 2011
  • 본 연구는 '2008년 노인생활실태조사'를 토대로 손자녀를 돌보는 조부모의 심리적 복지감에 영향을 미치는 요인을 살펴본 것이다. 특히 양육 상황, 양육지각, 자원 등을 손자녀 양육경험의 주요 차원으로 설정하여, 매개모형분석을 통해 이들 요인 간의 상호복합적 관련성을 검토하였다. 본 연구결과를 요약하면 다음과 같다. 첫째, 조사대상자들의 손자녀 양육동기의 대부분이 맞벌이가정의 자녀양육을 돕기 위함이었으며, 조사대상자의 대다수가 양육에 대한 대가를 받지 않았다. 둘째, 돌봄 상황 자체가 직접적으로 조부모의 심리적 복지감의 차이를 유발하지 않고, 돌봄 상황의 차이가 가져온 양육지각과 자원의 차이가 매개역할을 하면서 간접적으로 조부모의 심리적 복지감에 영향을 미쳤다. 셋째, 자원 중 경제형편과 이웃도움은 양육지각을 긍정적으로 높이는 것과 관련되었으며 자녀지지는 양육지각과 관련이 없었다. 결국, 본 연구는 현대 사회에서 조부모가 손자녀 양육을 통해 성인자녀세대의 경제활동을 지원함으로써 사회의 생산성을 유지하는 중요한 서비스 제공자임을 보여준다. 또한 손자녀 양육경험은 관련요인들이 서로 복잡하게 연결된 복합적 과정이며, 특히 손자녀 양육 조부모의 심리적 복지감에 작용하는 개인, 가족, 사회적 자원의 유용성을 주목할 필요가 있다. 이것은 조부모의 손자녀 양육이 더 이상 개인과 가족차원의 논의에 머무르지 않고 지역사회차원 이상의 관심사로 다루어짐으로써, 이들의 외적자원을 강화시키는 구체적인 방안이 강구되어야 함을 시사한다.

Moving to a Holistic Model of Health: The Need to Join Person and Environment for Persons with Mobility Disabilities

  • 김경미
    • 한국사회복지학회:학술대회논문집
    • /
    • 한국사회복지학회 2004년도 춘계학술대회 자료집
    • /
    • pp.365-382
    • /
    • 2004
  • The purpose of this study was to explore the concepts of health among people with mobility disabilities in order to develop a new holistic model of health and to identify implications for social work practice. A qualitative study based on face-to-face interviews with people with mobility disabilities was conducted. Nine consumers and nine social workers with mobility disabilities participated in the study. Social constructionism, heuristic paradigm, empowerment paradigm, and strength perspectives were used to form conceptual foundations to guide the study. Study participants' holistic descriptions of the concept of health encompassed five domains: biological/physical, mental/emotional, financial, relationships with others, and spiritual. Participants described health as harmony among these five domains. Harmony indicates that all five domains contribute to the concept of health, and that each domain is related to the others. Participants also viewed disability and health as an interconnected whole, not separate concept. The conceptual model developed in this study expands on the existing concepts of health by considering multiple factors at the personal and environmental levels, as well as interactions among the factors and between the levels. The personal level has five domains: biological/physical, mental/emotional, spiritual, financial, and relationships with others. The environmental level has also five domains: relationship with others, financial, social programs, social attitudes toward peoplewith disabilities, and physical environment. All factors under the personal and environmental levels also affect each other. The holistic concept of health for people with disabilities is not solely a part of the person, but rather is a function of the interaction between the person and their environment. The study demonstrated that people with disabilities have strength and resiliency, and health is an attainable goal for them, particularly when environmental and cultural barriers are addressed. The focus of social work practice should be the removal of those barriers encountered by their consumers with disabilities, as well as, the enhancement of internal factors that facilitate well-being.

  • PDF

The Determinants of Foreign Investments in Korean Stock Market

  • KANG, Shinae
    • 융합경영연구
    • /
    • 제7권2호
    • /
    • pp.1-5
    • /
    • 2019
  • Purpose - Along with the rise of foreign investments in the Korean stock market, there has been a variety of studies on their influence. The conflicting findings on the question of information asymmetry of foreign investors among existing literatures appear to be a result of mixture of research method problems, what information is defined as being comparable, individual business levels, or the entire stock market. This paper empirically investigates what factors contribute to foreign investments in firms in the Korean stock market. Research design, data, and Methodology - Samples are constructed by manufacturing firms listed on the stock market of Korea as well as those who settle accounts in December from 2001 to 2018. Financial institutions are excluded from the sample as their accounting procedures, governance and regulations differ. This study adopted the panel regression model to assess the sample construction including yearly and cross-sectional data. Result - This paper find that firms' R&D, dividends, size give significant positive impact to foreign investment, whereas debt gives significant negative impact to foreign investment. This relationship does not change when the samples are divided before and after the 2008 global financial crisis. Conclusion - This results support the literatures that foreign investors favor firms lowering their information asymmetry.

금융데이터거래 정보보호 강화방안: 데이터브로커 보안이슈를 중심으로 (Reinforcing Financial Data Exchange Security Policy with Information Security Issues of Data Broker)

  • 김수봉;권헌영
    • 정보보호학회논문지
    • /
    • 제32권1호
    • /
    • pp.141-154
    • /
    • 2022
  • 데이터 경제시대 속에서 활발한 데이터 유통환경을 조성하고자 다양한 정책들이 시행되고 있다. 국내에서는 공공주도 데이터 거버넌스 아래 금융데이터거래소의 출범을 시작으로 빅데이터 유통 플랫폼 형성과 데이터 거래가 시작되었다. 주요 데이터 선진국들의 경우, 오래전부터 데이터브로커 산업을 바탕으로 데이터 유통환경을 구축해왔고, 그로부터 산출되는 부가가치들을 통해 국가 데이터 경쟁력을 강화해왔다. 그런데 데이터브로커를 통해 이루어지는 활발한 데이터 유통의 이면에는 수많은 정보보호 이슈들이 존재하고, 이로 인해 다양한 프라이버시 문제와 국가 안보적 위협들이 발생하였다. 이러한 문제들은 국내 금융데이터 거래 과정에서도 충분히 발생할 수 있다. 본 연구에서는 데이터브로커로 인해 발생한 데이터 거래의 정보보호 이슈를 살펴보고, 정보보호의 관점에서 데이터 거래 시 고려해야 할 사항들을 도출하였다. 이후, 정보보호 고려사항들이 국내 금융데이터거래소 거래단계별 정보보호 정책에 잘 반영되어 있는지 검증해보았다. 이를 바탕으로 금융데이터거래의 정보보호 강화방안을 제시하였다.