• 제목/요약/키워드: Financial industry

검색결과 1,648건 처리시간 0.024초

이머징 마켓에 대한 전력산업 수출화전략과 프로젝트 파이낸싱 (The Relationship between Project Financing and Exportation Strategy towards Emerging Market in Electric Power Industry)

  • 이근대;이창호
    • 한국기술혁신학회:학술대회논문집
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    • 한국기술혁신학회 2001년도 춘계학술대회:발표자료
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    • pp.557-572
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    • 2001
  • This study tries to analyze the possibility of application of project financing to electricity industry and analyze the management of risks happening in the process of foreign project procurement and construction. Those are based on the trends and analysis of project financing in foreign projects. Risks are 'classified as risks before completion of projects and risks after completion. Project financing is key element of exportation and financial strategies and activation of project financing may provide the acceleration of the efficient financial market.

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금융권에서의 문화마케팅에 대한 연구 (Study on culture marketing in financial sector)

  • 정은진;최광웅
    • 한국콘텐츠학회:학술대회논문집
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    • 한국콘텐츠학회 2008년도 춘계 종합학술대회 논문집
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    • pp.182-186
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    • 2008
  • 문화-마케팅이라는 이름으로 많은 산업분야에서 문화, 예술 컨텐츠들이 활용되고 있다. 특히, 금융권에서 그러한 움직임이 증가되고 있는데, 그 원인과 효과에 대하여 규명하고자 한다. 기업과, 문화, 예술의 활용이 서로 상생할 수 있는 방안에 대하여 모색해 볼 수 있다.

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오퍼레이션스 성과와 재무성과 간의 인과관계에 대한 실증분석 (An Empirical Analysis of the Effect of Operations Performance on Financial Performance)

  • 김영훈;편제범;김대수
    • 한국경영과학회지
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    • 제40권1호
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    • pp.57-73
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    • 2015
  • While many previous studies investigated the effect of operations performance on financial performance, most studies considered only a few performance indicators and ignored the characteristics of industries. Therefore, this study intends to analyze the effect of operations performance on financial performance, by selecting a rather comprehensive operations performance indicators from firms' financial data. In doing so, we used operating efficiency and supply chain performance indicators for operations performance and a firm's profitability and future value indicators for financial performance. For the analysis, we collected 544 firms' operations and financial performance data belonging to eight key industries from the 'Forbes Global 2000'. We first analysed the differences in operations and financial performance among high, medium and low supply chain performance groups based on the quantitative criteria of Gartner's 'Supply Chain Top 25' ranking procedure. Then we analysed the effect of operations performance indicators on financial performance for both entire industry and individual industries, using multiple regression. Based on the results, we provided practical insights into key operations performance indicators to focus on and manage in order to improve financial performance.

금융혁신을 위한 핀테크 서비스의 보안 리스크 대응방안 연구 (A Study of Countermeasure against Security Risk of Fintech Services for Financial Innovation)

  • 박정국;김인재
    • 지식경영연구
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    • 제16권4호
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    • pp.35-45
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    • 2015
  • Fintech, which means the convergence of finance and information technology, becomes a hot topic in the financial sector. Through innovative activities on financial services, ICT(Information and Communication Technology) is integrated into the overall financial industry, and a new form of financial services could be expected to improve the existing financial system. On the other hand, fintech services are relatively vulnerable to security issues. Due to the process simplication and the channel fusion, the leakage of personal and financial informations, authentication bypass, phishing, and pharming are getting more concerned. In this study we investigated the security risk of fintech services in the viewpoints of service provider, technology adoption, and security policy. The possible countermeasures to reduce those risks are suggested because security is an important criterion for selecting financial services. This study basically offers quantification of the potential security risks and step-by-step control measures about business processes in the fintech services. The suggested security model includes user authentication, terminal security, payment information protection, API(Application Programming Interface) security, and abnormal transaction monitoring. This study might contribute to an understanding of the security risks and some possible measures for mitigating those risks on the practical perspective.

The Comparative Analysis of the Internal Control According to Economic Changes in Korean Companies

  • Park, Cheol-Soo
    • Journal of Information Technology Applications and Management
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    • 제21권3호
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    • pp.119-133
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    • 2014
  • Prior to the 2000s, internal control had not been among the high priority issues in the management's agenda. Since then, however, it has become one of the hottest issues, and has received a significant attention as the means of improving the transparency, sustainability, and competitiveness of a company. The objectives of this paper are to examine if there has been any noticeable changes in the level of internal controls of Korean companies before and after the 2010, and to analyze the underlying drivers and issues thereto. Accounting manipulation and moral hazard were among the factors to cause the Korean financial crisis in 1997 and 2008. Since then, the capital market has had a strong pressure on Korean companies to enhance the transparency of management and accounting while the government has made the laws, requirements, and recommendations to alleviate the moral hazard problems of management and enhance the accounting transparency. Both market and government have driven companies to put more priority on the reliability of financial reporting and the compliance of applicable laws and regulations. Thereby, the market and governmental forces has led companies to enhance the level of internal controls which contribute to the reliability of financial reporting and the compliance The pressure on companies to enhance the level of internal controls may be different across industries. The capital market and government experiencing the severe financial crisis in 1997 and 2008 put even more pressure on financial companies such as banks to upgrade the reliability of financial reporting and the compliance of regulations to the global level than on non-financial companies. A survey is performed on the changes in the level of internal controls of 54 major companies consisting of 10 financial and 44 non-financial companies in Korea. The survey results show that the average level of internal controls of Korean companies has noticeably improved and that the change in the level of control environment factor is higher than that of IT control factor. The analysis on the industry differences shows that financial companies increased the level of control environment factor more than non-financial companies did while non-financial companies upgraded the level of IT control factor more than financial companies did relatively. Among internal control categories, the most improved area since the economic crisis is "Risk Assessment." The global best practices for risk management have been developed primarily in the financial industry and then spread to other industries. The general level of control practices of Korean companies has been improving significantly, but still appears below the global advanced practices.

서비스 산업에서 인적자원관리 시스템의 도입 요인과 조직 성과에 관한 연구 (A Study on the Factors for Adopting Human Resources Management System and the Results of Organizations in the Service Industry)

  • 윤찬진;이선규
    • 한국산학기술학회논문지
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    • 제10권4호
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    • pp.771-784
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    • 2009
  • 조직의 환경이 불확실성이 높고 동태적인 상황에서는 유형 자산 보다는 지식 기반의 무형 자신을 확보하여 차별적인 경쟁 우위를 먼저 확보하고 이를 유지할 수 있도록 하여야 할 것이다. 특히 서비스 산업에서의 인적 자원 관리는 매우 중요하다 하겠다. 본 연구에서는 선행 연구를 바탕으로 IT 기반의 정보 시스템으로서의 e-HRM 시스템에 대해서 도입 요인과 조직의 성과를 연구하였다. 연구 결과, 첫째, 정보 기술 요인 중 IS 성숙도는 조직 성과에 영향을 미치는 것으로 나타났으며, IS/IT 기반 구조는 재무적 성과에만 유의한 영향을 미치는 것으로 나타났다. 둘째, 환경 요인 중 경쟁 정도, 정보화 정도, 환경 불확실성 요인들은 재무적 성과에 영향을 미치는 것으로 나타났으나, 비 재무적 성과에는 영향을 미치지 않는 것으로 나타났다. 셋째, 조직의 규모는 정보 기술 요인 및 환경 요인과 조직성과 간에 부분적으로 조절적 역할을 하고 있음을 알 수 있었다. 따라서 서비스 산업에서는 조직의 규모가 큰 경우에는 e-HRM 시스템을 도입하는 것이 조직의 재무적 성과의 향상에 효과적이라는 결론을 조심스럽게 내릴 수 있었다.

금융업 종업원들의 교육훈련, 인재개발, 커뮤니케이션이 직무만족에 미치는 영향에 관한 연구 -조직몰입의 매개효과를 중심으로- (A Study on the Influence of Education and Training, Human Resources Development, and Communication on Job Satisfaction for Employees in Korea's Financial Industry: Focus on the Mediating Impact of Organizational Commitment)

  • 김혜나;윤경희;엄재근
    • 한국콘텐츠학회논문지
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    • 제20권12호
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    • pp.58-73
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    • 2020
  • 본 연구는 한국 금융 산업에서 교육훈련, 인재개발, 커뮤니케이션이 조직 몰입 및 직무 만족 간의 관계에 대해 분석하였으며 특별히 조직몰입에 대한 더 나은 정보를 제공하기 위하여 조직몰입이 직무만족과, 교육훈련, 인재개발, 커뮤니케이션에 미치는 매개 관계에 대하여 살펴보았다. 본 연구의 실증적 분석을 위하여 구조방정식 모형을 이용하였다. 연구의 결과 한국 금융 산업에서 교육훈련, 인재개발, 커뮤니케이션, 조직 몰입 및 직무 만족간에는 서로 관계성이 있다는 것이 확인되었다. 그리고 조직몰입이 교육훈련, 인재개발, 커뮤니케이션과 직무 만족의 매개효과를 가지는 것으로 나타났다. 이러한 결과를 바탕으로 본 연구는 한국의 금융산업에서 조직몰입을 위한 교육훈련을 강화하고 특히 포스트코로나 시대 변화에 따른 직무만족과 조직성과를 위한 인적자원 개발 프로그램 구축과 커뮤니케이션을 통한 조직내 신뢰 문화 구축의 필요성을 논의하였다. 앞으로 질적연구를 통한 금융기업 종업원들과 관련한 요인을 도출하는 한편 다른 업종에 속한 기업들과의 분석 결과와의 비교 등을 통하여 보다 심도있는 관련 후속 연구가 요청된다.

IMF 초기 2년간 흑자/적자병원의 재무구조와 경영성과분석 (Analysis of Financial Structure and Managerial Performance of Profit/Loss-Making Hospitals under the IMF)

  • 이창은;정기선;황인경
    • 한국병원경영학회지
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    • 제6권2호
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    • pp.156-172
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    • 2001
  • Financial ratio indicators of the 73 sample hospitals provided by the Korea Hospital Association in 1998-1999, together with the data by the Korea Health Industry Development Institute in 1007, were analysed to identify the financial structure and managerial performance of the profit/loss-making hospitals under the IMF. The major findings of this study were as belows. 1. Among the general characteristics, there was a statistical significance in the hospital location and the number of operating beds between profit-making hospitals and loss-making hospitals. 2. Financial ratio indicators of the profit-making hospitals were better than those of the loss-making hospitals. 3. Financial ratio indicators, including Liquidity, Performance Indicators and Growth Rate Indicators of profit-making hospitals, were better than those of loss-making hospitals except for Turnover Ratios under the IMF economic impasse.

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국내 외식업체의 신상품 개발 전략 및 성과 분석에 관한 연구 (Study of New Product Development Strategy and Its Outcome Analysis for Domestic Restaurant Business)

  • 임배균;김윤태
    • 한국조리학회지
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    • 제11권3호
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    • pp.18-39
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    • 2005
  • There are various factors to determine success and failure of new product development. Among them one of the most important factors for success will be strategic management of development process for a new product. First the development process for a new product in domestic restaurant business is improvement of existing product quality or extension of a product line. Second, the study found that there is a strong relationship between the development strategy.for a new product and its outcome. The more focused a product becomes in cost efficiency and customer relations, the better reflected the financial and non financial outcome can be in analysis. Third, financial outcome tends to be considered more than non financial outcome on deciding success of the new product development. Fourth, the study indicates that there is a direct relationship between financial non financial outcome analysis and success of new product development.

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우량.비우량 벤처비즈니스의 기업특성 (Firms' Characteristics between Highly Successful and Less Successful Venture Business)

  • 최상렬;노현섭
    • 경영과정보연구
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    • 제6권
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    • pp.163-186
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    • 2001
  • A venture business plays important roles in the economy of a developing nation. It makes highly value-added product, increases employment and improves the industry structure. The objective of this study is to derive the financial and non-financial characteristics from venture businesses, which determine a highly successful business group or a less successful business group. The firm characteristics are composed of 21 financial(liquidity, leverage, cash flow, activity, productivity, and etc) and 34 non-financial characteristics(manager, technology, marketability and credibility variables), which have been considered as the key characteristics for venture business by the existing literature. All financial ratios and non-financial characters play a role of making discriminations between a highly successful and a less successful group. Because there are not generally accepted definitions, classifying a highly successful and a less successful venture business is a very difficult problem. Operational definitions have many problems but we have no choice in current stage.

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