• 제목/요약/키워드: Financial Satisfaction

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가정생활주기에 따른 농가주부의 재무관리행동과 재정만족도 -화폐관리행동, 자녀교육비 대비행동 및 노후준비행동을 중심으로- (Financial Practices and Finanical Satisfaction Among Rural Housewives By Family Life cycle -Focusing on Cash Management Pratices Providing Practives for Children's Educational Expenditure an Preparing Parctices for Elderly Life-)

  • 최현자
    • 가정과삶의질연구
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    • 제14권3호
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    • pp.167-180
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    • 1996
  • The purpose of this study was to examine the differences in the rural housewives' resourcs and demands financial practices and financial satisfaction according to family life cycle and to analyze the causal relationships among the components. For the latter purpose the conceptual framework based on the system theory was suggested. The results showed that first most variables were significantly different according to the family life cycle. Second except the establishing stage the conceptual framework was supported in all stages. Variables which affected financial practices and financial satisfaction varied with the family life cycle.

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거동불편 노인의 생활 만족도에 관한 연구 (Life Satisfaction of the Poor-health Elderly)

  • 윤종희;김덕성;안령미
    • 대한가정학회지
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    • 제39권5호
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    • pp.65-74
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    • 2001
  • The purpose of the study was to investigate relationships among life satisfaction of the elderly in poor health conditions, their self esteem, health and financial status, family relationships, and social participation. A structured questionnaire was used to interview 228 elderly who were randomly selected from Sungbuk-ku, Seoul. The regression analysis showed the most powerful predictors of life satisfaction of the poor-health elderly were self esteem, relationships with their adult children, perceived financial status, relationships with grandchildren, and the amount of allowances in that order These variables accounted for 39% of life satisfaction of the sample.

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1인 가구의 경제적 노후준비와 삶의 만족도 연구 : 미혼과 기혼 비교를 중심으로 (Study on Financial Preparation for Aging and Life Satisfaction of Single Household : Comparing Single to Married Household)

  • 서명희;김영희;이현옥
    • 한국콘텐츠학회논문지
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    • 제17권1호
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    • pp.718-727
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    • 2017
  • 본 연구는 1인 가구의 경제적 노후준비가 삶의 만족도에 미치는 영향이 미혼과 기혼에 따라 차이가 있는지 분석함으로써, 이를 바탕으로 1인 가구의 미혼과 기혼의 차별화된 정책적 대안을 마련하는데 필요한 기초자료를 제공하는 것을 목적으로 하고 있다. 분석 자료는 통계청의 2015년 사회조사 자료로 30세 이상의 1인 가구이며, 미혼, 기혼(이혼, 사별)인 4,406명을 대상으로 분석하였다. 분석 결과 첫째, 경제적 노후준비는 미혼과 기혼에 따라 통계적으로 유의미한 차이가 있었고, 기혼보다 미혼이 경제적 노후준비를 더 많이 하는 것으로 나타났다. 둘째, 삶의 만족도는 기혼에 비해 미혼의 삶의 만족도가 더 높게 나타났다. 셋째, 경제적 노후준비가 삶의 만족도에 미치는 영향에 대한 미혼과 기혼의 차이를 비교한 결과 미혼, 기혼 모두 경제적 노후준비가 삶의 만족도에 영향을 미치며 기혼의 경제적 노후준비가 삶의 만족도에 더 많은 영향을 미치는 것으로 나타났다.

금융권종사자들의 직무스트레스가 정신건강과 직무만족도에 미치는 영향 (A Study on the Influence of Mental Health and Job Satisfaction on Perceived Job Stress of Financial Companies)

  • 한상영
    • 한국산학기술학회논문지
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    • 제14권4호
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    • pp.1612-1619
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    • 2013
  • 본 연구는 금융종사자들의 직무스트레스 요인에 대한 지각이 정신건강 및 직무만족도에 미치는 영향을 알아보는 조사연구이다. 연구대상은 2012년 9월20일부터 10월15일까지 강원도 내 T시와 J시에서 금융에 종사하는 근로자 총 132명이다. 연구도구는 한국인 직무스트레스 측정도구(KOSS) 43문항과 정신건강 18문항, 직무만족도 12문항으로 설문조사하였다. 데이터분석은 SPSS Win17.0을 사용하였고 대상자의 빈도분석, ANOVA, t-test, 피어슨 상관관계 계수를 이용하였다. 또한 변수들간에 미치는 영향력을 알아보기 위해 회귀분석하였다. 직무스트레스 요인과 정신건강에는 정(+)의 상관관계를 나타났고 통계적으로 유의한 차이를 보였다. 또한 직무만족과는 부(-)의 상관관계를 나타났으며 통계적으로 유의한 차이를 보였다. 따라서 금융종사자들의 직무스트레스를 해소하고 그들의 직무만족에 긍정적인 의미를 부여하기 위해서는 금융환경 및 더 나은 서비스를 제공하기 위한 간호중재가 필요하다.

The Relation between Organizational Effectiveness, Relationship and Organizational Culture of Financial Industry Employees in Korea and Moderating Effect of Job Characteristic1

  • KIM, Boine
    • 동아시아경상학회지
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    • 제8권3호
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    • pp.25-36
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    • 2020
  • Purpose - As the interest of financial aria increase in economic change and labor market change, this study focused on the employee of the financial aria in Korea. The purpose of this study is to analyses relation among relationship variable and organizational culture variable and organizational effectiveness of financial aria employees in Korea. Research design, data, and methodology - This study measured relationship variable with communication and trust. And measured organizational culture variable with innovation, relation, hierarchy and rational. And measured organizational effectiveness with job satisfaction and organizational commitment. Empirical analysis is conducted using 442 financial aria employees of 7th HCCP in KRIVET. And SPSS is used in frequency and stepwise regression test and AMOS is used in path analysis with group differentiation test. Results - Overall results show that trust and relation culture give positive influence on job satisfaction. Organizational commitment results show that relation culture and rational culture give positive influence and also job satisfaction. However, hierarchy culture gives negative influence on organizational commitment. Also, the moderating effect of work characteristics is significant. Conclusions -Result of this study give managerial implication to HRM and also expend inflected organizational culture study to financial aria in Korea. Especially gives insight to relationship, organizational culture and organizational effectiveness. And management differentiation needs between work characteristic.

예비노년층의 여가활동에 따른 여가만족이 주관적 안녕감에 미치는 영향 (The Effect of Leisure Activities and Leisure Satisfaction on Subjective Well-being of the Pre-elderly)

  • 박경란
    • 한국생활과학회지
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    • 제18권2호
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    • pp.287-300
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    • 2009
  • The study aims to investigate factors affecting subjective well-being of the pre-elderly. The factors considered were 'leisure activities', 'leisure activities', 'leisure satisfaction' and some 'background variables'. The subjects were 251 pre-elderly persons ($50{\sim}60$ years old) who completed the questionnaire assessing the variables for the study. The results include: 'Life satisfaction' of the pre-elderly is affected with the variables of 'health', 'financial situation', 'leisure activities without their partner', 'leisure activities with family', 'local community leisure activities', 'social satisfaction' and 'psychological satisfaction in leisure activities'. Their emotion is positively influenced by the variables of 'health', 'financial situation', 'leisure activities without a partner', 'leisure activities with family', 'social satisfaction in leisure activities'. and negatively influenced by the variables of 'age', 'health', 'financial situation', 'leisure activities without a partner', 'social satisfaction in leisure activities'. In conclusion, leisure satisfaction and a partner for leisure activities are more important determinants than frequency of leisure activities in pre-elders' subjective well-being.

충북지역 가계의 재무관리 실태 및 평가 (Household Financial Management and its Evaluation in Chungbuk Province)

  • 김인숙
    • 한국생활과학회지
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    • 제12권1호
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    • pp.39-52
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    • 2003
  • This study was conducted to find how to manage the household financial situation and what households demand to financial organization for their satisfaction in Chungbuk Province. The questionnaire survey was implemented from 24th of Oct. for two months and 330 households data among 350 households were analyzed and selected as a sample. The results were as follows : 1. Many households had four to six bankbooks and wives visited financial organs more frequently than their husbands. 2. Although many respondents regarded the safety as the most important point when they selected the financial organ, they were choosing the organ because of the nearness form their own house. 3. How to manage the households' financial situations and how much they were satisfied with the financial organs were different by the respondents' age and education level. 4. The younger they were and the higher the education level was, they managed the household according to the financial plan. Female consumers were more satisfied with financial organs than male did. 5. The financial problem were solved through the couple's communication in many households. This study showed the tendency that the wives' power increasing in the households's decision-making about financial problems.

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고객만족교육에서 서비스몰입에 영향을 미치는 요인에 관한 연구: 금융기관 종사자를 중심으로 (A Study on the Factor Affecting the Service Commitment in Customer Satisfaction Education: Focused on Financial Institute Employee)

  • 배인정;박소은;최정일
    • 품질경영학회지
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    • 제44권1호
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    • pp.121-138
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    • 2016
  • Purpose: Financial institute employees have various education programs for enhancing customer satisfaction. The purpose of this study is to explore critical factors that affect the service commitment in the financial institution and to propose the implication for employee's service involvement. Methods: This study is intended to identify how service quality of education, servicescape, and learning motivation affect the service commitment. The research model proposed in this study is tested via a survey of 322 employees for financial institution employees. Results: This study shows that tangibles, reliability, assurance and ambient condition, physical structure, symbolic artifacts and internal motivation, extrinsic motivation significantly influence education satisfaction. Tangibles, reliability and ambient condition, physical structure, symbolic artifacts and internal motivation significantly influence affective service orientation and that tangibles, reliability, assurance and extrinsic motivation significantly influence altruistic service orientation. It also verifies that education satisfaction affective service orientation, and altruistic service orientation positively affect service commitment. Conclusion: This study suggests critical factors to promote service commitment in the financial institute. It has focused on not only the service quality of education program, but also servicescape and learning motivation as the meaningful factors for increasing the employee's service involvement.

The Impact of Investment Information Technology-based Fund Attributes on Trust, Satisfaction, Emotional Immersion, and Reinvestment Intentions

  • Seongwon Kim;Jungmann Lee;Hongkeun Kim
    • Journal of Information Technology Applications and Management
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    • 제30권5호
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    • pp.83-105
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    • 2023
  • The purpose of this study was to investigate the impact of investment fund attributes such as fund product characteristics, returns on fund investment (ROI), internal controls, and after service on fund investor behavior based on investment information technology. In addition, we also examined how customers reinvest through emotional immersion, company trust and company satisfaction of investment firms in the context of fund investment. First, empirical results show that fund product characteristics, returns on fund investment, and financial firms' internal controls and after service act as signals to fund investors to shape their reinvestment intentions. Second, while investors are generally perceived to be interested only in investment returns, this study also shows that they consider both fund product characteristics and fund investment returns, which are core attributes of funds, as well as financial firms' internal control and after service, which are non-core attributes. Third, we find that company trust is an important factor in investors' reinvestment intentions, showing that investors are more likely to reinvest in a fund if they perceive the financial firm to be trustworthy and reliable. Finally, these findings emphasize that investors consider not only tangible aspects of fund products, such as fund product characteristics and returns on fund investment, but also intangible factors, such as financial firms' internal control and after service, and trustworthiness. Taken together, another implication is that the more advanced the investment information technology of financial firms, the more trust, satisfaction, immersion, and reinvestment intentions of investors will increase.

암환자 의료비 지원사업 대상자의 만족도 관련 요인 (Factors Affecting Beneficiary Satisfaction on Financial Aid Program for Cancer Patients in Korea)

  • 심주호;박종혁;이정아;김소영;박보람;박은철
    • 보건행정학회지
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    • 제21권1호
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    • pp.61-76
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    • 2011
  • Limited research has investigated the satisfaction of patients with cancer. This study was performed to explore patients' satisfaction and the related factors. The data were collected by telephone survey for the participants who were beneficiaries on the national financial aid program for cancer patients between January and October in 2009. Student's t-tests and analysis of variance were performed first to determine if the mean satisfaction score differed by the characteristics of study objects, followed by stepwise multiple regression analyses to examine the factors affecting satisfaction. When comparing the relating factors with patients' satisfaction according to the sociodemographic characteristics, the male, old-aged, higher educated, lower cancer stage, lung cancer group showed a significantly higher level of recognition for satisfaction. A public health center, better public relations, recognized more helpful, don't have expectation, put a person to expense, and don't feel pressured for medical cost groups were showed a higher level of recognition for satisfaction. The result of the multiple regression analysis, short waiting time, well known program policy, recognized helping of policy and had the financial burden had significantly influence on the satisfaction of patients with cancer.