• 제목/요약/키워드: Financial Institutions

검색결과 716건 처리시간 0.023초

클라이언트/서버 시스템의 정보시스템 효율성에 미치는 영향에 관한 연구

  • Kim, Myoung-Jong;Park, Ho-Sung;Han, In-Goo
    • 한국경영과학회:학술대회논문집
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    • 한국경영과학회 1996년도 추계학술대회발표논문집; 고려대학교, 서울; 26 Oct. 1996
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    • pp.235-238
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    • 1996
  • In recently, the influence of client-server systems on organizations and how to estimates the efficiency or productivity of organizations and departments has come to be more concerned by many researchers. Especially, information systems(IS) of the financial institutions are greatly used than any other industries. Therefore, the efficiency of IS departments in financial institutions is relatively important. The overall objectives of this research are to estimate the effects of client-server systems and to evaluate whether the client-serve systems really improve the efficiency of information system. The research method used in this research is DEA(Data Envelopment Analysis) estimation method which based on linear programming is used for the efficiency of managerial organizations and other nonprofit organizations. The results of this research showed that the efficiency of IS department was promoted after implementation of client-server systems.

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정보시스템통제 및 감사가 컴퓨터범죄의 인지된 위험에 미치는 영향: 금융기관을 중심으로 (The Impact of Information System Control and Audit on the Perceived Risk of the Computer Crime in Case of Financial Institutions)

  • 한인구;윤종호
    • Asia pacific journal of information systems
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    • 제5권1호
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    • pp.112-128
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    • 1995
  • The information system control includes organizational structure, control mechanism, and management tools which contribute to accomplish the goals of information system: asset safeguarding, data integrity, effectiveness, and efficiency. Information system audit is the process to evaluate whether the information system accomplishs the goals. Information system auditor examine the reliability of information system control and suggest recommendations to improve the information system control. Both information system control and information system audit activities contribute to prevent and detect the computer crime for the organization. This paper proposes a causal model of information system control/audit and the perceived risk of computer crime, and tests the model using a survey on 38 financial institutions in Korea. Statistical results show that information system control and audit significantly reduce the computer crime risk perceived by the user group. The general control has a stronger impact than the application control. In addition, it turns out that the greater the deviation between the importance and the actual level of information system control is, the higher the perceived risk of computer crime is.

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산업별로 본 성별 임금격차에 관한 연구 (An Empirical Study on the Wage Gap by Industries)

  • 신경수
    • 경영과정보연구
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    • 제20권
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    • pp.61-83
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    • 2007
  • This study estimates gender wage gap by the Korean industries. The empirical findings are as follows: 1. The sex segregation by industries has not improved. 2. The average wage in $\ulcorner$electricity, transportation, warehousing, financial institutions$\lrcorner$ is relatively higher than others. On the contrary, the average wage in $\ulcorner$mining and manufacturing$\lrcorner$ and $\ulcorner$wholesale and retail, food, loading$\lrcorner$ is relatively lower than others. 3. The gender wage gap in $\ulcorner$electricity, transportation, warehousing, financial institutions$\lrcorner$ is relatively lower than others. On the contrary, the gender wage gap in $\ulcorner$mining and manufacturing$\lrcorner$ is relatively higher than others. The gender wage gap has declined annually. The gender wage gap in industries with lower wage level is higher. The decline of gender wage gap cannot be interpreted as a relaxation of sexual discrimination.

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Otemachi(大手町) Sequential Urban Redevelopment Project

  • Itoh, Toshio
    • 토지주택연구
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    • 제8권2호
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    • pp.83-89
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    • 2017
  • Otemachi(大手町) is the region where it plays a pivotal role in Japanese economy as representative head offices of companies including financial insurance, general trading, information and communication newspaper media are concentrated. However, regenerating the entire region from worn-out infrastructures of buildings and city into the fresh and vibrant foothold in international business was the problem to be solved. In this situation, was examined on the basis of administrative agencies and relevant enterprises to reconstruct office buildings in phases without ceasing business functions and activities by utilizing the large-scale vacant land occurred from the relocation of the national public institutions. The independent administrative institution 'Urban Renaissance Agency(UR)' has completed the examination of industrialization and participation request for the commencement of the project. In this article, The overview of , the new form of project promoted and cooperated by officials and people, is introduced by UR (Urban Renaissance Agency) reorganizing the land exchange and infrastructure through the land readjustment project, and at the same time, procuring capital and building office buildings in solidarity with private development enterprises and financial institutions.

조직성과에 대한 인식연구: 공공기관을 중심으로 (Study on Organizational Performance: Focused on Public Institutions)

  • 이향수;이성훈
    • 디지털융복합연구
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    • 제15권3호
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    • pp.47-54
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    • 2017
  • 본 연구에서는 조직성과를 재무적 관점이 아니라 정책관점, 고객관점, 조직내부관점 등으로 구분하여 공공기관 직원들을 대상으로 분석하고자 한다. 본 연구의 사례로 선정된 공공기관은 환경부 산하의 공공기관으로서 환경산업육성과 환경기술개발사업 등의 관리, 개발된 환경기술의 보급 및 실용화 촉진을 목적으로 설치된 기관이다. 연구대상이 된 공공기관은 조직성과를 어떻게 정의하며 어떻게 하면 조직성과를 제고할 수 있는지에 대한 고민을 가지고 있었다. 아울러 재무적 성과보다는 고객이나 정책의 관점에서 성과를 측정해보자 하는 데에 관심을 가지고 있었다. 본 연구 결과 연구대상이 된 공공기관의 정책적인 측면, 고객적인 측면, 조직내부적 측면에서의 성과에 대해서는 그리 높지 않은 것으로 나타났다. 조직의 정책성과, 고객성과 및 조직내부 성과를 제고하기 위해서는 조직구성원들간의 원활한 의사소통, 수평적 조직구조, 고객의 정책과정에의 참여독려, 업무 프로세스를 조직의 고객입장에서 재설계하고자 하는 노력이 필요함을 알 수 있었다.

일 도단위 농촌지역 재가노인복지사업 운영 실태조사 (A Study of Present Conditions of Domiciliary Elder Care Utilizing Public Health Care Institutions in Rural Area)

  • 김귀숙;한혜경;강경숙
    • 한국농촌간호학회지
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    • 제3권1호
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    • pp.34-43
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    • 2008
  • Purpose: The purpose of this study was to suggest new direction for domiciliary care for elders provided by public institutions in rural areas. Method: The participants in the study were elders using one of 11 public health care institutions, of which 8 operated day care services exclusively, and 3 operated both day care and short-term respite care services. A survey was conducted using a structured questionnaire that included items on general characteristics of the service users, conditions of the services, personnel, financial status, facilities, and perception of the tasks of the staff. Result: The service content of the day care centers included Western and Chinese medical service, physical services, activities of ADL, nursing care services, meal services and transportation services. Domiciliary care centers provided a wide variety of health and social welfare service for elders. Personnel consisted of 3 to 8 staff for day care centers and 7 to 10 for domiciliary care centers. Both types of centers rely on financial support from local government for operation. The perception of the staff was the need for operation of these centers by public health facilities such as public health centers and sub-centers. Conclusion: The result suggest a need to activate the function of public institutions to provide domiciliary care for elders. For this new change, the role as a social support system must be developed.

The Effect of Microfinance Services on Women Entrepreneurship: A Case Study in Jordan

  • THAHER, Lubna Mohammad;RADIEAH, Nor Mohd;WAN NORHANIZA, Wan Hasan
    • The Journal of Asian Finance, Economics and Business
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    • 제8권5호
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    • pp.807-815
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    • 2021
  • Microfinance is seen as a tool for poverty elimination by providing various services characterized as financial and non-financial to minority groups in the society to be included in the mainstream financial system. This paper seeks to examine the effect of microfinance institutions' (MFIs) financial and non-financial services on women's entrepreneurship and empowerment in Jordan as a developing country. To gain a deeper understanding of the effectiveness of microfinance services, the study is undertaken to address the question of what kinds of services are available and whether the MFI services are in line with the actual needs of women entrepreneurs to improve their performance. Hence, a qualitative approach was adopted in this study using semi-structured interview questions to collect data from twenty-four women entrepreneurs in Jordan. The results showed that, as regards financial services, the most important needs of women entrepreneurs include providing adequate financing with necessary financial facilities such as reducing interest, reducing monthly installments, and extending the grace period, while non-financial services should include holding specialized courses, accessing a counseling center, providing incentives and psychological support, marketing support, and monitoring and evaluation. This study concluded that factors associated with MFI play a crucial role to uplift women entrepreneurs and eliminate gender inequality.

금융기관의 반응 및 가계자산 포트폴리오를 고려한 특별예금보험료의 가계 손실분담구조 (Special Surcharge on Deposits, Reaction of Financial Institutions, and Household Burden Structure)

  • 강동수;성태윤
    • KDI Journal of Economic Policy
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    • 제25권1호
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    • pp.3-54
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    • 2003
  • 본 연구는 공적자금상환을 위해 도입된 특별예금보험료 부과의 함의를 분석한다. 금융기관은 특별예금보험료를 추가적인 비용으로 인식하여 그 비용의 일부를 금융소비자에게 전가하려는 행위를 보일 것으로 예상된다. 계량분석 결과 금융기관은 금리에 민감하게 반응하는 대출보다는 예금으로 비용의 전가를 시도할 것으로 추정되었다. 그리고 부보대상예금의 상대적 비중이 고자산계층보다 저자산계층에서 높다는 가계자산 포트폴리오의 특징으로 인해 특별예금보험료 부과는 저자산계층에게 보유자산에 대비하여 상대적으로 높은 손실분담구조가 될 수 있음을 시사한다.

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금융 기관을 위한 e-서비스 플랫폼 연구

  • 송영효
    • 한국정보기술응용학회:학술대회논문집
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    • 한국정보기술응용학회 2002년도 추계공동학술대회 정보환경 변화에 따른 신정보기술 패러다임
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    • pp.136-160
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    • 2002
  • 금융 기관의 통합 플랫폼 도입에 있어서 가장 중요하게 고려해야 될 요소는 웹과 금융 서비스의 연계를 통한 신규 서비스 및 시너지 효과의 창출 가능성이다. 그리고 그 실행요소로서 금융 정보서비스 통합 플랫폼 구축 및 콤포넌트 환경 구현의 가능성 여부이다. 이를 통한 e-business형 새로운 개발과 중복개발의 방지여부도 중요한 플랫폼의 구축 필요성이 된다. 플랫폼 도입을 위하여는, 금융 기관의 통합 플랫폼 및 EAI(Enterprise Application Interface)를 통하여 효율적인 금융 서비스의 구축이 가능한가를 살펴보았다. 그리고 고객과의 접점으로서 중요한 역할을 하는 인터넷이 물류 처리의 임의의 장소나 이동상황에서도 금융 업무처리에 플랫폼과 통합이 가능한가를 또한 이 플랫폼이 금융 업무 전반에 적용 가능하며, 정보 시스템 구축의 근간이 될 수 있는지를 웹 서비스통합화, 어플리케이션 통합화 그리고 금융정보 표준화를 통해 살펴보았다. 본 논문에서는 금융기관 통합 플랫폼에 벤치마킹이 되는 21세기 선진 플랫폼을 살펴보고, 우리나라 금융 플랫폼의 현황을 살펴본 뒤, 상용 통합 금융 플랫폼의 적용방안과 그 표준에 대하여도 살펴보았다.

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Exploring the Financing Gap Between Young Entrepreneurs and Venture Capitalists

  • Siddiqui, Muhammed Ayub;Majid, Sara
    • Asian Journal of Business Environment
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    • 제3권2호
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    • pp.5-15
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    • 2013
  • Purpose - This pilot study explores the gap between venture capitalists and young business graduates in Pakistan. Though the young graduates remain enthusiastic about choosing entrepreneurship as a profession, their success is subject to financial constraints. Research design, data, methodology - We administered a Likert-scale based questionnaire to 200 business graduates from June to July 2012, and interviewed ten venture capitalists from Islamabad and Lahore-two highly business oriented cities of Pakistan-to collect the data. The survey participation was on a voluntary basis without any financial sponsorship. Findings- There is a communication gap between the two parties (venture capitalists and business graduates), and a lack of trust in the entrepreneurial education and training offered in the educational institutions in Pakistan. The study, however, reveals the leading role of the Government in reducing this gap through certain measures. Conclusions - Some measures that can reduce the gap between venture capitalists and young graduates are: association of business schools with industry; financial institutions'initiatives to financially support the small and medium level projects of the economics and business students during their studies; establishment of placement bureaus in the business schools; and organization of regular open houses in the universities.