• 제목/요약/키워드: Financial Burden

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독신가구의 재정상태 분석 (The Financial Status of Single Households)

  • 김년희;채정숙
    • 대한가정학회지
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    • 제43권1호
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    • pp.85-103
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    • 2005
  • This study attemped to analyze the financial stati of single households. The financial stati of single households were analyzed using the income and expense stati, balance sheet status and selected financial ratios as components. The data of 757 single household's from the 1998 Korean Household Panel Study were utilized. The major findings are summarized as follows; 1. Male single households had higher income and expense stati than those of females but lower holdings of other asset with the exception of liquid assets. Single elderly households had the highest holdings of both real assets and debt. 2. Usually single households were retained more short-term than long-term liquid assets. The debt burden ability in using net assets was the lowest of all assets. To accumulate capital those in single household were more likely to have savings than investment assets.

농촌지도직 공무원의 지방직 전환 과정과 앞으로의 과제 (Localization Process of Agricultural Extension Personnel and the Tasks for the Future)

  • 김성수
    • 농촌지도와개발
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    • 제3권2호
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    • pp.167-176
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    • 1996
  • Localization process of agricultural extension personnel in Korea were in progress with insufficient debates for effective personnel management. Although the members of the Korean Agricultural Extension Society were strongly opposed to the plan to decentralize agricultural extension personnel from central to local government status, the administrative action took place to localize as of January 1997. The Korean Agricultural Extension Society filed the petition against to the plan pinpointing lowered morale of extension personnel, the financial burden of local governments, jeopardizing stability, undermining efficiency, and people`s attitude towards central and local government. The dangers of decentralization of agricultural extension services may cause serious problems in varied areas. More extensive debates would be needed in deciding the future directions of agricultural extension services analyzing the basic characteristics of agricultural extension, linkages of research and extension, financial burden of local government, specialization of extension personnel, and unnecessary duplication of investment among local governments.

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장기요양노인을 돌보는 가족의 부양부담과 생활만족도의 관계에서 사회적 지지 자원의 조절효과 -장기요양재가서비스 이용자를 돌보는 가족부양자를 중심으로- (The Moderating Effect of Social Support Resources on Caregiving Burden and Life Satisfaction of Family Caregivers Performing Long-Term Care of the Elderly: A Focus on Using Home Care Services Under the Long-Term Care Insurance System)

  • 박주희
    • 가족자원경영과 정책
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    • 제21권3호
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    • pp.121-139
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    • 2017
  • This study aimed to explore the moderating effect of social support resources on the life satisfaction and caregiving burden of family caregivers taking care of the elderly in long-term care services. The study participants were selected from among the family caregivers utilizing 30 home care centers in Seoul, Korea. Of the candidates who agreed to participate in the study, 250 caregivers who had supported the elderly at home for at least 6 months were selected. The data collected were analyzed using SPSS ver. 21.0. The study findings were as follows. First, the whole family caregivers' caregiving burden of family caregivers was found to be slightly higher than the median value. More specifically, the physical burden was the heaviest, followed by the family relationship burden, the social activity burden, the emotional burden, and the financial burden. Social support resources and life satisfaction were found to be a little bit higher than the median value. Second, the variables that statistically significantly increased life satisfaction, starting with the strongest effect, were a lower psycho emotional burden, greater informational support resources, a lower economical burden, greater emotional support, a younger caregiver age, a higher monthly income, and a shorter care period. Third, informational support resources were found to have a moderating effect on the relationship between the support burden and life satisfaction. The more the participants used the informational support resource subcategory of the social support resources, the narrower the life satisfaction decrease, even though the caregivers felt a support burden. Informational support resources appear to have a statistically significant buffering effect.

Burdens, Needs and Satisfaction of Terminal Cancer Patients and their Caregivers

  • Chang, Yoon-Jung;Kwon, Yong Chol;Lee, Woo Jin;Do, Young Rok;Lee, Keun Seok;Kim, Heung Tae;Park, Sook Ryun;Hong, Young Seon;Chung, Ik-Joo;Yun, Young Ho
    • Asian Pacific Journal of Cancer Prevention
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    • 제14권1호
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    • pp.209-215
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    • 2013
  • Objectives: Terminal cancer patients and their caregivers often experience traumatic stress and need many types of assistance. In the present study we interviewed terminally ill cancer patients and caregivers to determine how much burden they experienced and to find out what factors are most important for satisfaction. Design: We constructed a questionnaire including overall care burden and needs experienced, and administered it to 659 terminal cancer patients and 659 important caregivers at 11 university hospitals and 1 national cancer center in Korea. Results: Finally, 481 terminal cancer patients and 381 caregivers completed the questionnaire. Care burden was not insubstantial in both and the caregiver group felt more burden than the patient group (P<0.001). While the patient group needed financial support most (39.0%), the caregiver group placed greatest emphasis on discussion about further treatment plans (44.8%). Stepwise multiple logistic regression analyses showed that in the patient group, patient's health status (OR, 2.03; 95%CI, 1.16-3.56) and burden (OR, 2.82; 95%CI, 1.76-4.50) influenced satisfaction about overall care, while in the caregiver group, high education level (OR, 1.84; 95%CI, 1.76-4.50), burden (OR, 2.94; 95%CI, 1.75-4.93) and good family function (OR, 1.94; 95%CI, 1.24-3.04) were important. Conclusions: Our study showed that burden was great in both terminal cancer patients and their caregivers and was perceived to be more severe by caregivers. Our study also showed that burden was the factor most predicting satisfaction about overall care in both groups.

일부 스케일링환자들의 한국형 스케일링두려움의 정도 및 관련요인 (Korean Scaling Fear(KSF-1.1) and related factors in scaling patients)

  • 조명숙
    • 한국치위생학회지
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    • 제13권6호
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    • pp.977-985
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    • 2013
  • Objectives : The purpose of the study is to investigate Korean scaling fear (KSF)-1.1 and related factors in scaling patients. Methods : The subjects were 314 scaling patients in 7 dental clinics in Daegu from April to June, 2013. Data were analyzed for simple frequency rate, t-test and ANOVA(Sheffes's post hoc) for the identification of the differences between KSF-1.1 and variables. Multiple regression was analyzed for the impact of independent variable on the score of KSF-1.1. Results : Mean score of KSF-1.1 in 314 scaling patients was 2.60. Female patients (2.71) had a higher score than male (2.47) (p<0.01). Those who didn't get a regular dental check up(2.87) tended to have higher fear level than those who had regular checkup (2.46) (p<0.001). Those who experienced dental pain (2.90) had significantly higher score than those who had not (2.46) (p<0.001). There was a significant difference between three groups (yes 3.03, ordinary 2.79, and no 2.42) in scaling (p<0.001) and financial burden (p<0.001). Variables associated with score of KSF-1.1 were gender(${\beta}$=0.21, p<0.05), waiting time for scaling(${\beta}$=0.24, p<0.01) and financial burden (${\beta}$=0.22, p<0.02) by multiple regression analysis. Conclusions : The influencing factors of scaling were gender, financial burden, waiting time for scaling that may effect on a score of KSF-1.1.

재무비율을 이용한 농촌 중.노년기 가계의 재정상태 평가 (An Evaluation of Farm Households' Financial Status Using Financial Ratios)

  • 최현자
    • 가정과삶의질연구
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    • 제16권2호
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    • pp.83-96
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    • 1998
  • The purpose of this study was to investigate the level of assets and liabilities of farm households and to evaluate the financial status of rural middle-aged and old-aged household using financial ratios. For these purposes an empirical survey data was gathered from rural middle-aged and old-aged households in 8 provinces using structured questionnaires. 877 households data were used in final analysis. The statistical methods used for data analysis are frequency percentile mean The statistical methods used for data analysis are frequency percentile mean median standard deviation $\chi$2 and t-test using SPSS/PC WIN program. Among financial ratios 64.7% of total households could meet the guideline of consumption to income ratio 5.9% of total households could meet the appropriate level of short-term and long-term liquidity. In the case of debt burden ration 82% of total households could meet the guideline. And 28.5% of total households could meet the guideline of capital stock ratio .

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사회복지 지방분권 개선방안 연구 (Improving Welfare Decentralization in Korea)

  • 구인회;양난주;이원진
    • 사회복지연구
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    • 제40권3호
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    • pp.99-124
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    • 2009
  • 본 연구에서는 국고보조사업의 지방이양과 분권교부세제도의 실시 및 보통교부세로의 통합이 갖는 문제점을 검토하고 그 개선방안을 모색하였다. 참여정부 시기에 이루어진 복지분권화는 지방정부의 재정 부담 가중, 지방이양 복지사업 추진 차질, 지방간 격차 확대 우려 등의 문제를 발생시켰다. 이러한 복지분권화에 대한 개선방안으로는 사회복지교부금의 신설, 국고보조사업으로의 환원 및 포괄보조금 확대 등 다양한 방안이 제시되고 있다. 본 연구에서는 한편으로는 국가사무와 지방사무를 나누는 이론적 원칙을 수립하고, 다른 한편으로는 지방으로 이양된 사회복지사업에 대한 일선 공무원들의 평가와 사회복지사업 재분류에 대한 전문가 조사를 토대로 사회복지사업 지방분권에 대한 개선방안을 연구하였다. 또 현행 국고보조사업에서도 중앙정부와 지자체의 책임과 권한을 재검토하고 주로 국고보조율을 조정하여 국고보조사업에서의 중앙과 지방의 재정적 책임 분담을 개선하는 방안을 검토하였다.

서울 , 경기지역 중등학교의 학교급식 실시를 위한 조사 연구 (A Survey for Working Plan of Secondary School Feeding in Seoul Metropolitan City and Kyunggi Province)

  • 이원묘;김올상;서정숙
    • 대한영양사협회학술지
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    • 제5권1호
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    • pp.74-84
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    • 1999
  • The purpose of this study was to investigate a plan of middle/high school foodservice systems which could properly provide nutrition for juveniles' health. Questionnaires were developed and distributed to: 245 middle schools with 271 parents, 328 students, 180 teachers, and 345 administrators; 163 high-schools with 223 parents, 466 students, 179 teachers, and 163 administrators in Seoul and Kyunggi province. The results of this study were as followed. For the desirable feeding type as in-school meal plan, 62.2% responded to the current elementary school feeing type:10.3% responded to a lunch-box prepared at home; and 38.0% responded to free dining out type. For a feeding operation type, school administrators, teachers and parents favored the current school feeding systems in elementary schools with proportion of 68.2%, 47.7%, and 87.6% as respectively. Also, 20.3% of school administrators, 22.6% of teachers, and 6.9% of parents preferred contract management. A total of 27.6% of teachers, 9.2% of school administrators, and 3.7% of parents responded to a lunch-box prepared at home. There was a significant difference between the responses for establishing the main body of financial burden to solve the problem of financial burden which could be the most obstacle to bring middle/high school feeding system into operation. For the management of school feeding systems when brought into operation, 88.7% out of 470 responded schools and 89.9% out of 227 responded teachers reported that an expert should manage school feeding systems. For futuristic direction, an effective joint cooking type between schools which may be the way to solve the difficulties in securing the appropriate space and to decrease the financial burden, the problem of transportation for delivering feeding products, low quality of feeding, and sanitation can occur. Therefore, the distance between schools which operate a joint cooking system will affect as a major factor. Furthermore, concrete examination of plans for introduction of various types of school feeding and institutional devices for management system and supervision of operation should become a condition precedent.

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가계부채의 결정요인에 관한 실증적 연구 (An Empirical Study on the Influencing factors of Household Debt)

  • 이신남
    • 디지털융복합연구
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    • 제14권5호
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    • pp.177-183
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    • 2016
  • 본 연구의 목적은 부채보유 가계를 대상으로 가계부채에 미치는 결정요인에 대하여 분석하고자 한 연구이다. 분석 방법으로는 SPSS 22.0을 사용하였다. 연구결과는 다음과 같다. 첫째, 부채보유 가계를 대상으로 검증한 결과, 인구통계학적 특성으로는 학력이 낮을수록, 나이가 많을수록, 직업은 농림 및 어업에서 그리고 가구원 수가 많을수록, 성별에 있어서는 여성들이 더 많은 심리적 부채부담을 갖는 것으로 나타났다. 둘째, 부채보유가계 중 월평균 부채상환액과 총자산에 대한 부채부담특성이 심리적 부채부담에 영향을 미치는 것으로 나타났다. 이는 취약계층을 위하여 부채부담을 낮출 수 있도록 부채 금리를 낮추고, 가계부채자에 대한 이해도를 높이는 것이 필요하며, 그에 적합한 금융교육과 컨설팅이 필요하다는 것을 시사한다. 셋째, 부채보유 가계 중 심리적 부채 부담에 영향을 미치는 요인으로 나이가 많을수록, 소득에 비해 월평균 지급이자 및 상환액이 높을수록, 총자산에 비해 총부채가 많을수록 심리적 부채부담에 영향을 미치는 것으로 나타났다. 가계부채에 영향을 주는 다른 요인은 후속연구에서 다루어질 것이다.

암 환자가 느끼는 경제적 도움에 대한 필요와 이에 영향을 미치는 요인 (Cancer patients' need for financial assistance and its related factors)

  • 김윤구;박재현;박종혁
    • 보건행정학회지
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    • 제20권4호
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    • pp.58-73
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    • 2010
  • Background : Cancer is a disease that not only places a significant burden on patients clinically but also requires significant expense for diagnosis and treatment. Although the cancer coverage of health insurance has recently been expended, the need for financial assistance among cancer patients and their families is still expected to be significant. In this study, cancer patients' need for financial assistance in Korea was examined and its influence factors were analyzed. Methods : Target study subjects were those who are over 18 years of age and were diagnosed with cancer more than four months prior at the National Cancer Center and 9 Regional Cancer Centers in Korea during the period from July to August of 2008. Quarter sampling was conducted according to the ratio of the type of each cancer. A face to face interview survey was conducted. A total of 2,661 cancer patients finished the survey. Medical charts were reviewed in order to obtain the cancer type and SEER stage of cancer patients. An ordered logistic regression model was used to examine the level of need for financial assistance according to the demographical, clinical, and socio-economic variables of cancer patients. Result : The percentage of cancer patients who needed financial assistance was 69.0%, and 36.9% needed significant financial assistance. The need for financial assistance was perceived to be greater in males, younger age group, low income group, low education group, medical aid recipients, those who were diagnosed recently, those with a low level of quality of life measured through EQ5D, and those with decreased income after cancer diagnosis. Conclusion : In spite of the current policy to increase health insurance coverage, the majority of cancer patients and their families in Korea still need financial assistance due to cancer. In particular, there were more vulnerable groups, such as the low income, or low education group. In the future, policies that focus on the disadvantaged, which strengthen social security, should be considered for achievement of a substantially better quality of life for cancer patients and their families.