• The Journal of Asian Finance, Economics and Business
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• v.10 no.2
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• pp.333-341
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• 2023

This study investigates the impact of capital adequacy and operating efficiency on the performance of Saudi banks. In the first part, the study includes a brief introduction focused on the impact of capital adequacy and operating efficiency on the performance of banks. In the second part, a literature review examined various studies on the impact of capital adequacy and operating efficiency on banks' performance. The study methodology was presented in the third part, based on a sample that included all local Saudi banks from 2010 to 2021, using a study model to answer the study hypotheses. The results of the panel data regression indicated that CAR had a negative and significant effect on ROA and ROE but a negative and non-significant effect on NIM. CIR has a negative and significant effect on ROA, ROE, and NIM, while SIZE, LTD, and MS have a positive and significant effect on ROA, ROE, and NIM. Elimination of defects has no significant effect on return on assets, return on equity, and the NIF. But CR has no significant effect on ROA and ROE but has a positive and significant effect on NIM.

• Journal of Korean Society for Atmospheric Environment
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• v.16 no.6
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• pp.641-652
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• 2000

The effect of block arrangement has been investigated on the particle deposition in the specified collecting cell of two-stage electrostatic precipitator by numerical analysis. Recirculation zone existed at the downstream of the block in the collecting cell, and the particles entering the recirculation zone were deposited on the collecting plate. Particle trajectory and deposition had considerably different phenomenon according to electrostatic and inertial effect, which depended on inlet mean velocity, electrostatic number, and particle diameter in the collecting cell. The total collection efficiency reached a minimum value through an interaction of electrostatic and inertial effect. In the computational domain, total collection efficiency for the case of two blocks in the computational domain was more than that of one block at the relative small electrostatic number. However as the block distance and inertial effect increased, the difference between the collection efficiency of two cases decreased. In the range of relatively small particle size total collection efficiency was always superior to particle collection efficiency that was predicted by Deutsch equation.

• The Journal of Asian Finance, Economics and Business
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• v.8 no.5
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• pp.231-239
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• 2021

The purpose of this study is to analyze the effect of risk efficiency, financial decisions, and financial performance on firm value due to advances in financial reporting technology. This research was conducted on all banking sub-sector companies listed on the Indonesian capital market during a period of eight years, namely 2012-2019 which were selected using the purposive sampling method. The advancement of financial reporting technology is measured by two indicators based on the Internet financial reporting approach. Risk efficiency is measured using three indicators with a risk proxy relative efficiency approach using value at risk. Financial decisions are measured by two indicators that represent funding decisions and investment decisions. Financial performance is measured by two indicators with the profitability approach, and firm value is measured by two indicators based on the investor perception approach. The data analysis technique in this study used multivariate analysis with SEM-PLS. The empirical findings of this study are the advances in financial reporting technology, financial decisions, and risk-based efficiency value have a significant effect on firm value, while financial performance does not have a significant effect on firm value. Banking companies reduce risk to achieve efficiency and result in lower profits.

• Korean Journal of Air-Conditioning and Refrigeration Engineering
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• v.29 no.7
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• pp.360-365
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• 2017

Recently, development efforts of triple-effect absorption chiller have been increased in order to improve the efficiency of double-effect absorption chiller. However, triple-effect absorption chiller has some disadvantages, including high corrosion characteristic of LiBr solution at high temperature of $200^{\circ}C$. Moreover, it is necessary to develop new components for operation under high pressure of 2 bars even though COP is increased to 1.6 or 1.7. The objective of this study was to introduce a new system by combining double effect absorption chiller with single effect absorption chiller with multi-generators using bypass flow of LiBr dilute solution to $3^{rd}$ generator to overcome the disadvantages of triple-effect chiller and improve energy efficiency. Results indicate that the new absorption cycle had a much higher efficiency than double-effect chiller system, showing significant improvement when bypass solution flow rate of 25% was applied to the $3^{rd}$ generator using the main dilute solution of the absorber. The COP of the new chiller system was found to be 1.438, which was 21.7% higher than that (1.18) of the present double-effect system. The COP was decreased when solution by-pass rate to the $3^{rd}$ generator was increased. In addition, lower cooling water temperature caused higher COP. Therefore, the multi-generator system with by-pass solution might be an excellent chiller alternative to triple-effect absorption chiller with higher efficiency.

• Asia-Pacific Journal of Business
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• v.11 no.2
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• pp.15-25
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• 2020

Purpose - The purpose of this study is to examine whether the change of settlement procedures have an impact on the distribution of day of the week effect in the UK and French markets or not. U.K and France changed their systems from fixed settlement date systems to fixed settlement lag systems Design/methodology/approach - This study adopted the data of the specific stock market indices such as FTSE 100 in the U.K market and FRCAC 40 in the French market, This study constructs a test of the differences in mean returns across the days of the week by computing the regression equations for each country index. Findings - First, this study found that the evolving settlement procedures in stock exchanges have an effect on stock return of day of the week. Second, long-run improvements in market efficiency may have diminished the effects of certain anomalies in recent periods. Improvements in market efficiency and evolving settlement systems may cause the disappearance of the weekend effect. Research implications or Originality - The Implication of this study is that recent settlement systems contributed to the disappearance of the weekend effect and explains improvements in market efficiency and diminishments of market anomaly. This study may be the first study which examines whether evolving settlement systems have an effect on the disappearance of the weekend effect in the market or not.

• The Journal of Asian Finance, Economics and Business
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• v.8 no.1
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• pp.841-850
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• 2021

This study aims to evaluate the relationship between bank capital, efficiency, and risk in Islamic banks. We use data from 129 Islamic banks in the world, retrieved from various data sources. We retrieved specific banking data from Moody's Analytics BankFocus and Thomson Reuters Eikon, while data at the country level was obtained from the World Bank website. This study uses various estimates both Pooled OLS (Ordinary Least Square) and Random Effect (RE). However, to overcome the issue of serial correlation which could cause bias in the results of the study, we used fixed-effect (FE) cluster estimates. The research results confirm the previous findings that bank capital positively affects bank stability (natural logarithm of Z-Score) and negatively affects credit risk (loan loss provision to total liabilities). The findings also show that efficiency has the same effect. The interaction test of bank capital and efficiency shows that efficiency encourages banks to reduce risk, including when bank capital is relatively lower. This finding is expected to have implications for the authorities to boost bank efficiency in addition to establishing several regulations related to capital. The efficiency implemented by the bank will encourage banks to act prudently so that the bank can maintain its performance through risk mitigation.

• Journal of Korean Society for Atmospheric Environment
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• v.14 no.E
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• pp.1-7
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• 1998

This paper presents an experimental study for understanding the indoor air quality in a room. A model room, which had a ceiling-mounted supply and a sidewall-mounted exhaust, was used to examine the effect of air exchange rate (AER) and contaminant source location (CSL) as a function of the elapsed time. A tracer gas method, using carbon monoxide tracer, gas analyzers, and a data acquisition system, was applied to study the ventilation air distribution and the tracer removal efficiency, so-called pollutant removal efficiency, in the model room. The experiment was composed of two parts; firstly the AER was varied to examine its effect on the ventilation air distribution and the ventilation effectiveness and secondly both AER and CSL were considered to determine their effect on the pollutant removal efficiency. It was found that the ventilation effectiveness in the model was proportional to AER but not linearly. It was also found that changing the CSL can improve the pollutant removal efficiency. In some cases, the efficiency improvement by increasing AER was achieved by simply changing CSL.

• Journal of the Korean Society of Clothing and Textiles
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• v.39 no.3
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• pp.394-407
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• 2015

Prior research highlighted personalized services as a crucial antecedent to website loyalty, yet little has been discussed on the underlying mechanism. The current study explores the intervening effects of the three psychological constructs in the personalization-loyalty relationship: cognitive efficiency, perceived enjoyment, and socialness. An experiment was conducted with a total of 414 U.S. shoppers on a fictitious e-tail site for jeans that employed different levels of personalized content. The results found that the participants exposed to the high-level personalization condition reported a higher cognitive efficiency and higher socialness perception regarding the fashion e-tail site; however, no direct effect of intensity of e-personalization was found on perceived enjoyment. Cognitive efficiency and enjoyment perceptions on the site significantly increased customers' loyalty intentions regarding the site, while website socialness perception had no direct effect on loyalty intentions. Website socialness showed indirect effects on website loyalty intentions only through cognitive efficiency and perceived enjoyment; however, no direct effect from website socialness was found. Implications and limitations of the study were discussed.

• Journal of Radiation Protection and Research
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• v.43 no.4
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• pp.137-142
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• 2018

Background: Gamma-ray detectors having a thin window of a material with low atomic number can increase the true coincidence summing effects for radionuclides emitting X-rays or gamma-rays. This effect can make efficiency calibration or spectrum analysis more complicated. In this study, a Cu shield was tested as an X-ray filter to neglect the true coincidence summing effect by X-rays and gamma-rays in gamma-ray spectrometry, in order to simplify gamma-ray energy spectrum analysis. Materials and Methods: A Cu shield was designed and applied to an n-type high-purity germanium detector having an $X-{\gamma}$ summing effect during efficiency calibration. This was tested using a commercial, certified mixed gamma-ray source. The feasibility of a Cu shield was evaluated by comparing efficiency calibration results with and without the shield. Results and Discussion: In this study, the thickness of a Cu shield needed to avoid true coincidence summing effects due to $X-{\gamma}$ was tested and determined to be 1 mm, considering the detection efficiency desired for higher energy. As a result, the accuracy of the detection efficiency calibration was improved by more than 13% by reducing $X-{\gamma}$ summing. Conclusion: The $X-{\gamma}$ summing effect should be considered, along with ${\gamma}-{\gamma}$ summing, when a detection efficiency calibration is implemented and appropriate shielding material can be useful for simplifying analysis of the gamma-ray energy spectra.

• Journal of Korean Society of Water and Wastewater
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• v.21 no.2
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• pp.177-185
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• 2007

Hydraulic efficiency($T_{10}/T$) in clearwell is often estimated by L/W ratio. However, this estimation is not accurate because other factors which give an effect on hydraulic efficiency such as shape of basin, diffuser wall and intra-basin is ignored. Therefore, in this research, hydraulic efficiency is predicted by the quantitative analysis of dead zone using CFD simulation in a pilot scale clearwell. The results show that the reason why higher L/W ratio increase the hydraulic efficiency is to decrease the dead zone of linear region which is located between baffles. Diffuser wall or intra-basin also affects on hydraulic efficiency with this process. Also, we conclude that hydraulic efficiency can not be reached to 0.8 or higher.