• Title/Summary/Keyword: Distribution of Fraud Detection

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Big Data Strategies for Government, Society and Policy-Making

  • LEE, Jung Wan
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.7
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    • pp.475-487
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    • 2020
  • The paper aims to facilitate a discussion around how big data technologies and data from citizens can be used to help public administration, society, and policy-making to improve community's lives. This paper discusses opportunities and challenges of big data strategies for government, society, and policy-making. It employs the presentation of numerous practical examples from different parts of the world, where public-service delivery has seen transformation and where initiatives have been taken forward that have revolutionized the way governments at different levels engage with the citizens, and how governments and civil society have adopted evidence-driven policy-making through innovative and efficient use of big data analytics. The examples include the governments of the United States, China, the United Kingdom, and India, and different levels of government agencies in the public services of fraud detection, financial market analysis, healthcare and public health, government oversight, education, crime fighting, environmental protection, energy exploration, agriculture, weather forecasting, and ecosystem management. The examples also include smart cities in Korea, China, Japan, India, Canada, Singapore, the United Kingdom, and the European Union. This paper makes some recommendations about how big data strategies transform the government and public services to become more citizen-centric, responsive, accountable and transparent.

A Method of Detection of Deepfake Using Bidirectional Convolutional LSTM (Bidirectional Convolutional LSTM을 이용한 Deepfake 탐지 방법)

  • Lee, Dae-hyeon;Moon, Jong-sub
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.30 no.6
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    • pp.1053-1065
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    • 2020
  • With the recent development of hardware performance and artificial intelligence technology, sophisticated fake videos that are difficult to distinguish with the human's eye are increasing. Face synthesis technology using artificial intelligence is called Deepfake, and anyone with a little programming skill and deep learning knowledge can produce sophisticated fake videos using Deepfake. A number of indiscriminate fake videos has been increased significantly, which may lead to problems such as privacy violations, fake news and fraud. Therefore, it is necessary to detect fake video clips that cannot be discriminated by a human eyes. Thus, in this paper, we propose a deep-fake detection model applied with Bidirectional Convolution LSTM and Attention Module. Unlike LSTM, which considers only the forward sequential procedure, the model proposed in this paper uses the reverse order procedure. The Attention Module is used with a Convolutional neural network model to use the characteristics of each frame for extraction. Experiments have shown that the model proposed has 93.5% accuracy and AUC is up to 50% higher than the results of pre-existing studies.

The Base of Understanding for Interdisciplinary Studies on Cyber Crimes - Centering on Regulations in Criminal Law - (사이버범죄의 학제간 연구를 위한 이해의 기초 - 형법상 규제를 중심으로 -)

  • Lim, Byoung-Rak
    • Journal of the Korea Society of Computer and Information
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    • v.13 no.3
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    • pp.237-242
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    • 2008
  • This study aims to provide theoretical base in criminal law for engineers in the viewpoint of jurists to encourage interdisciplinary studies on cyber crimes. Apart from seriousness of discussion on torrent cyber crimes, a good effect of the internet networks such as sharing of information has bee emphasized while the evil influence of its side effect has been neglected. Therefore, this study suggests that we need to consider reinforcement of cyber ethics, and legal mind of IT technicians, strict security by managers, active efforts to develop legitimate contents by managers of web hardware and P2P, and reinforcement of punishments against crimes by internet users. And this study approaches new norms on computer and cyber crimes in interpretational sense of criminal law, and provides the theoretical base of the criminal law focusing on traditional theories, assumptions, and precedents involved in regulations against computer virus distribution.

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Optimal Ratio of Data Oversampling Based on a Genetic Algorithm for Overcoming Data Imbalance (데이터 불균형 해소를 위한 유전알고리즘 기반 최적의 오버샘플링 비율)

  • Shin, Seung-Soo;Cho, Hwi-Yeon;Kim, Yong-Hyuk
    • Journal of the Korea Convergence Society
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    • v.12 no.1
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    • pp.49-55
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    • 2021
  • Recently, with the development of database, it is possible to store a lot of data generated in finance, security, and networks. These data are being analyzed through classifiers based on machine learning. The main problem at this time is data imbalance. When we train imbalanced data, it may happen that classification accuracy is degraded due to over-fitting with majority class data. To overcome the problem of data imbalance, oversampling strategy that increases the quantity of data of minority class data is widely used. It requires to tuning process about suitable method and parameters for data distribution. To improve the process, In this study, we propose a strategy to explore and optimize oversampling combinations and ratio based on various methods such as synthetic minority oversampling technique and generative adversarial networks through genetic algorithms. After sampling credit card fraud detection which is a representative case of data imbalance, with the proposed strategy and single oversampling strategies, we compare the performance of trained classifiers with each data. As a result, a strategy that is optimized by exploring for ratio of each method with genetic algorithms was superior to previous strategies.

Response Modeling for the Marketing Promotion with Weighted Case Based Reasoning Under Imbalanced Data Distribution (불균형 데이터 환경에서 변수가중치를 적용한 사례기반추론 기반의 고객반응 예측)

  • Kim, Eunmi;Hong, Taeho
    • Journal of Intelligence and Information Systems
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    • v.21 no.1
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    • pp.29-45
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    • 2015
  • Response modeling is a well-known research issue for those who have tried to get more superior performance in the capability of predicting the customers' response for the marketing promotion. The response model for customers would reduce the marketing cost by identifying prospective customers from very large customer database and predicting the purchasing intention of the selected customers while the promotion which is derived from an undifferentiated marketing strategy results in unnecessary cost. In addition, the big data environment has accelerated developing the response model with data mining techniques such as CBR, neural networks and support vector machines. And CBR is one of the most major tools in business because it is known as simple and robust to apply to the response model. However, CBR is an attractive data mining technique for data mining applications in business even though it hasn't shown high performance compared to other machine learning techniques. Thus many studies have tried to improve CBR and utilized in business data mining with the enhanced algorithms or the support of other techniques such as genetic algorithm, decision tree and AHP (Analytic Process Hierarchy). Ahn and Kim(2008) utilized logit, neural networks, CBR to predict that which customers would purchase the items promoted by marketing department and tried to optimized the number of k for k-nearest neighbor with genetic algorithm for the purpose of improving the performance of the integrated model. Hong and Park(2009) noted that the integrated approach with CBR for logit, neural networks, and Support Vector Machine (SVM) showed more improved prediction ability for response of customers to marketing promotion than each data mining models such as logit, neural networks, and SVM. This paper presented an approach to predict customers' response of marketing promotion with Case Based Reasoning. The proposed model was developed by applying different weights to each feature. We deployed logit model with a database including the promotion and the purchasing data of bath soap. After that, the coefficients were used to give different weights of CBR. We analyzed the performance of proposed weighted CBR based model compared to neural networks and pure CBR based model empirically and found that the proposed weighted CBR based model showed more superior performance than pure CBR model. Imbalanced data is a common problem to build data mining model to classify a class with real data such as bankruptcy prediction, intrusion detection, fraud detection, churn management, and response modeling. Imbalanced data means that the number of instance in one class is remarkably small or large compared to the number of instance in other classes. The classification model such as response modeling has a lot of trouble to recognize the pattern from data through learning because the model tends to ignore a small number of classes while classifying a large number of classes correctly. To resolve the problem caused from imbalanced data distribution, sampling method is one of the most representative approach. The sampling method could be categorized to under sampling and over sampling. However, CBR is not sensitive to data distribution because it doesn't learn from data unlike machine learning algorithm. In this study, we investigated the robustness of our proposed model while changing the ratio of response customers and nonresponse customers to the promotion program because the response customers for the suggested promotion is always a small part of nonresponse customers in the real world. We simulated the proposed model 100 times to validate the robustness with different ratio of response customers to response customers under the imbalanced data distribution. Finally, we found that our proposed CBR based model showed superior performance than compared models under the imbalanced data sets. Our study is expected to improve the performance of response model for the promotion program with CBR under imbalanced data distribution in the real world.

A study on the Private Investigator usage for Cyber Crime (사이버범죄의 효과적인 대응을 위한 민간조사제도의 도입방안)

  • Shin, Hyun-Joo
    • Korean Security Journal
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    • no.46
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    • pp.63-86
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    • 2016
  • The object of this study is to propose a study on the Private Investigator usage for Cyber Crime. The latest trend of cyber crime is being evolve in sophisticated and complex way over the global, like internet fraud, cyber gambling, hacking and etc. Hence national investigative authority mobilize high specialized skills and method of criminal investigation by each nation. But it is hard to respond in rapid and effective way because of propoor, distribution of group and insufficient of related legal system. Already in other countries, not considerable amount of services are given to private investigators in detection and tracking part which is inefficient by nation. So it has significantly meaningful to compensate the defect and study about private investigator usage as companion of cooperation policing for effectively respond to cyber-crime. The way to effectively deal with the cyber-crime is reevaluate meaning of partnership policing and need of private investigator usage. Also it is to analyze the main issue about introduction of a system and suggest the effective way of introduction. First, legislation of private investigator usage which is based upon partnership policing should be made up. Moreover, to establish the range of private investigator's business and enhance the reliability, it is to propose introduction of leading professional global certificate and license system with sufficient education and test. We are expecting introduction of private investigator usage can improve efficiency of investigation and promote effective countermeasures of cyber-crime.

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