• The Journal of Asian Finance, Economics and Business
• /
• v.7 no.12
• /
• pp.63-72
• /
• 2020

Shadow banking in China has been growing rapidly; banks use wealth management products aggressively to evade regulatory constraints. The loan-to-deposit ratio or LDR targets both sides of the balance sheet; loans in terms of asset-side, and deposits in terms of liabilities-side; banks needed to control and maintain both sides. Regulators restricted Chinese banks to maintain a 75% limit for their loan-depositratio. Banks' needed to either lower their loans or increase the deposits; WMPs helped banks to evade this limit. Banks issue more WMPs to control and manage a 75% statutory ceiling LDR. This WMPs-LDR positive association disappeared post-2015 period. This study empirically examined how Chinese banks use WMPs issuance to avoid regulatory constraints. Quarterly panel data for 30 top Chinese banks were used by analyzing pre-2015 (during the 75% LDR limit) and post-2015 (after removal of the LDR limit). This study also performed fixed-effects model as recommended by the Hausman specification test, with feasible generalized least squares FGLS estimation technique. The results of this study show that for the pre-2015 period, Chinese banks use issuance of WMPs aggressively to manage their LDR limit; this WMPs-LDR relationship disappeared post-2015 period. Moreover, SMBs use WMPs more eagerly as compare to Big4 banks.

• Journal of Ocean Engineering and Technology
• /
• v.33 no.6
• /
• pp.535-546
• /
• 2019

The paper presents a closed-form analytical solution for the ultimate strength of sandwich panels with metal faces and an elastic isotropic core during combined in-plane compression and lateral pressure under clamped boundary condition. By using the principle of minimum potential energy, the stress distribution in the faces during uni-axial edge compression and constant lateral pressure was obtained. Then, the ultimate edge compression was derived on the basis that collapse occurs when yield has spread from the mid-length of the sides of the face plates to the center of the convex face plates. The results were validated by nonlinear finite element analysis. Because the solution is analytical and closed-form, it is rapid and efficient and is well-suited for use in practical structural design methods, including repetitive use in structural optimization. The solution applies for any elastic isotropic core material, but the application that stimulated this study was an elastomer-cored steel sandwich panel that had excellent energy absorbing and protective properties against fire, collisions, ballistic projectiles, and explosions.

• Proceedings of the KSME Conference
• /
• 2001.06d
• /
• pp.612-617
• /
• 2001

This paper reports the cooling performance of a PDP(plasma display panel) with a heat spreader by means of numerical analysis. Due to the simplifications and assumptions inherent in the analysis, computed results are found to differ those of the experiment by 13%. Calculation shows a maximum temperature of $65^{\circ}C$ for the plasma glass, as opposed to the allowable temperature of $90^{\circ}C$, producing a temperature difference of $25^{\circ}C$ between the upper and lower regions. This is enough to cause cracks in the plasma glass. In order to avoid this, more ventholes are added at the upper center region of the back cover, thereby causing a $3^{\circ}C$ drop in the maximum temperature, which reduces the temperature difference to $12^{\circ}C$. The new design gives more uniform temperature distribution across the plasma glass.

• Journal of the Korean Society for Aviation and Aeronautics
• /
• v.18 no.1
• /
• pp.33-38
• /
• 2010

Developments of numerical methods are very important to design and analysis for a high subsonic turbine blade. In general, Analysis by experimental investigation has needed a lot of human resources and required time, indispensably, and equipments still have a limit to measure in conditions of high temperature. Rapid technological developments of CPU and integration level of memory make it possible to advance computation with almost exactly simulation so, recent developments of numerical methods are in spotlight. In the present study, the panel method, which is well-known as relatively simplified numerical method, and 2-dimensional ordinary differential Falkner-Skan equation were computed in order to analyze the outer flow, and FVM-based solid heat transfer equation, was also computed to forecast the temperature distribution of the airfoil and the turbine blade. Unstructured grid was constructed in the turbine blade, which has double cooling holes, in order to analyze the internal heat transfer. Cooling fluid was assumed as fully-developed turbulent flow and that circulated in cooling holes.

• KIPS Transactions on Computer and Communication Systems
• /
• v.5 no.10
• /
• pp.353-360
• /
• 2016

Recently, solar photovoltaic(PV) power generation which generates electrical power from solar panels composed of multiple solar cells, showed the most prominent growth in the renewable energy sector worldwide. However, in spite of increased demand and need for a photovoltaic power generation, it is difficult to early detect defects of solar panels and equipments due to wide and irregular distribution of power generation. In this paper, we choose an optimal machine learning algorithm for estimating the generation amount of solar power by considering several panel information and climate information and develop a defect detection system by using the chosen algorithm generation. Also we apply the algorithm to a domestic solar photovoltaic power plant as a case study.

• Journal of the Korean Society of Food Culture
• /
• v.28 no.3
• /
• pp.282-292
• /
• 2013

The purpose of this study is to identify a suitable organizational diagnostic model for analyzing the management efficiency of food service firms. We used the three-iteration Delphi technique on a panel of 19 business employees, 7 industry experts, and 4 employees in the food service industry. A total of 36 assessment indicators were developed through this panel, with numerous major findings. First, it is important to evaluate the leadership qualities of employees in terms of their motivation and competency. Second, it is important to evaluate the ability of employees to interface well with other employees. Third, it is important to evaluate and manage the brand image recognized by customers. Fourth, it is important to evaluate the fairness and regularity of the rewards given for an excellent job performance. Fifth, it is important to evaluate the level of communication and information distribution in the organizational culture. Last, but not least, it is important to evaluate the transparency and fairness of an organization in its human resource management (HRM) and the efficiency of its organizational structure. In conclusion, this study empirically shows how food service firms can develop an organizational diagnostic model to increase their managerial efficiency.

• Korean Institute of Interior Design Journal
• /
• v.19 no.5
• /
• pp.105-112
• /
• 2010

The purpose of this study is to suggest the color scheme based on the color image types through the color analysis of workstation furniture which is on the market. This color scheme of the workstation furniture is expected to be give the comfort to office environment when planning office. For this study, It is selected the three furniture firms that have a brand of office furniture and their web site that is showed color sample of furniture. The following researches are drawn based upon the purpose. First, the color image types of interior space is classified and the color image words that are suitable for each types is extracted based on the results of existing literature. Second, the distribution of its hue and tone is analysed after collecting the each firm's color sample of desk top, panel and chair. Third, the color image appearing in each furniture color is analysed by color image scale positioning. Forth, the color scheme of desk top, panel and chair is suggested by its color scheme palette. The result of this study is expected to help comfortable environment by providing the color scheme for selection of furniture color in work space. Not all color of each furniture is sufficient to be combined color scheme, the result is indicated that the color scheme of workstation by color image types is possible for color planning in office environment.

• Computers and Concrete
• /
• v.10 no.5
• /
• pp.469-487
• /
• 2012

This paper presents a study on the behaviour of the joints of segmental concrete bridges with external prestressing, focusing on the structural response of dry non-epoxied joints with shear keys. A Finite Element joint model to study such structures is validated modelling eight concrete panel tests. The most important feature of this model is that it has been validated with experimental tests on concrete panels which were specifically designed to fail in shear. Interface elements are used to reproduce the non linear behaviour of the joint and parameters deduced from the tests are used to define the constitutive law of these elements. This joint model is of great importance because it will permit the development of a structural model that faithfully reproduces the behaviour of these structures under combined flexure and shear and the study of its global behaviour after the opening of the joints. Interesting conclusions about the behaviour of the dry joints, about the contribution of the different mechanisms transferring shear (friction and cohesion) and about the shear stress distribution in the joint have been reached.

• Asian Journal of Business Environment
• /
• v.9 no.4
• /
• pp.5-13
• /
• 2019

Purpose - This research is aimed to investigate the impact of the Information and Communication Technology (hereinafter ICT) development index and ICT investment on Indonesian economic growth. Research design, data and methodology - The data used consist of ICT development index, government expenditure on ICT sector, and economic growth from 33 provinces in Indonesia from 2012 to 2015. Based on the Networked Readiness Index published by the World Economic Forum (WEF), Indonesia was ranked 80^th among 142 countries in 2012 and had climbed 64^th in 2014. This indicates that the businesses in Indonesia have adopted ICTs to increase productivity and expand their activities. Panel data regression analysis is performed to reveal the change of the impact over time in each of the provinces. Result - The ICT development index and government expenditure for ICT have a positive effect on the economic growth of all provinces, although the impact is different in each of the provinces. There is a digital gap between the provinces, especially the large digital gap occurring with DKI Jakarta. The provinces of Eastern Indonesia such as NTT and Papua are still relatively slow in development of ICT. Conclusions - ICT development index and allocation of local government expenditure for ICT have significant effect on economic growth. ICT development index has a bigger role in increasing economic growth.

• Journal of the Korean Society for Advanced Composite Structures
• /
• v.3 no.2
• /
• pp.36-46
• /
• 2012

Structure Insulated Panel (SIP) is an wooden structure material with which structure and insulation functions are satisfied. Hence, it would be a cost-effective model to implement low energy house which has higher insulation and structure performance and which the wall thickness is able to be reduced. In this study, performance of thermal insulation and fire resistance were evaluated in order to verify applicability to low energy house. Fire resistance test is performed on vertical load bearing members for partitions, and the test results satisfy one hour of fire resistance condition according to KS F 2257. The members include two layers of fireproof gypsum board with thicknesses of 12.5mm attached to SIP. Thermal insulation performance is satisfied with the 2012 standard ($0.225W/m^2{\cdot}K$). As the performance of resistance and thermal insulation are satisfied, SIP is expected to be applied to low energy building materials. In the future, the structural safety will be confirmed by structural performance and seismic performance test and the guidelines for distribution will be drawn up.