• 한국인구학
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• 제8권1호
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• pp.65-86
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• 1985

Korean population is ecpected to reach about 50 million by year 2000. And per capita GNP might attain the $5,000 level. This is bound to have profound impact on housing. For one thing, population and income growth will accelerate new household formation thus increasing new housing needs. On the other, changes in the housing preference function in association with income growth and new way of life would mean increasing demand for better dwelling environment. In addition, by year 2000, there will be many more elderly households necessitating new approaches to housing. The question is whether or not Korea could cope with new housing perspectives. If Korean housing has made in the past some progress in housing quality, it has not been able to tackle the mounting housing shortage. This is attributable to the concentration of effective housing demand in the hands of upper income groups in association with skewed income distribution and sustained dwelling price hike. Korea needs some basic changes in housing policy. The public sector should produce much more small dwellings either for sales or renting. Second, mortgage loans should be expanded so as to increase the access to housing. Third, every thing must be done to cut down the dwelling price through tax cut, relaxation of some requlations, cyclical stabilization of dwelling construction and loan subsidies.

• The Journal of Asian Finance, Economics and Business
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• 제8권12호
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• pp.85-94
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• 2021

Infrastructure capacities are essential elements and one of the sustainable lines to drive economic growth. Infrastructure development, both physical and social, is vital to sector-wise economic development. However, there is limited evidence of how infrastructure development in certain sectors benefits the economy as a whole. This study explains the relationships between infrastructure and economic growth in selected middle-income Asian countries, highlighting the essential criteria to benefit from both physical and social infrastructure, as well as sectoral (agriculture, industry, and services) economic output. The research uses the data from 1990 to 2020 for empirical estimations. The study used Levin, Lin, & Chu test, ADF- Fischer chi- Square, and PP- Fischer Chi-Square to test unit root and to observe the stationary nature of the panel. Padroni and Kao cointegration is applied to check the cointegration among different panes. A Fully Modified OLS was employed for checking the association between physical and social infrastructure and economic growth. Results show that physical and social infrastructure negatively impact sectoral output in Asia's middle-income countries. Apart from infrastructure the per capita GDP growth, tax to GDP ratio, and population growth shows a simultaneous relation between infrastructure and sectoral economic growth.

• The Journal of Asian Finance, Economics and Business
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• 제8권2호
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• pp.923-931
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• 2021

The aim of the present study is to analyze the financial performance of converted commercial bank from non-banking financial institution through a case study of Bangladesh Commerce Bank Limited as sample organization. It is observed that the bank is able to achieve a stable growth rate in total deposits, total loans and advances, and net income after tax during the period of 2015-2019. Researchers also calculated some ratio analysis and noticed that the financial position of Bangladesh Commerce Bank Limited was not so strong because bank's ROA, ROE, NIM and other ratios were below standard. Researchers used secondary data that were examined by using descriptive statistical tools and panel data regression model. Result shows that Bangladesh Commerce Bank has satisfactory operating efficiency, assets management efficiency, and gives loans to customers. In addition, the present study has tested some hypotheses regarding net income after tax, ROA and ROE with total assets, total loans, total deposits and interest income. These hypotheses have been accepted, which means there is no significant influence of the independent variable on the dependent variable. The study suggests that Bangladesh Commerce Bank Limited had the opportunities to make their financial position stronger by utilizing their good financial position and management efficiencies.

• The Journal of Asian Finance, Economics and Business
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• 제8권2호
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• pp.281-288
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• 2021

The purpose of the study is to determine the poverty and distributional effects of the implementation of Tax Reform for Acceleration and Inclusion Law. The Computable General Equilibrium-Top Down Behavioral Microsimulation was used to obtain the effects of the tax reform on macroeconomic and microeconomic levels. Moreover, the Poverty Gap Index, Squared Poverty Gap Index, Foster, Greer, and Thorbecke Measures of Poverty, and Sen-Shorrocks-Thon Index were used to measure the poverty effect of the tax reform. Meanwhile, the Gini Coefficient and SST Gini Coefficient Index were used to measure the distributional effect of the tax reform. The results show that the implementation of the tax reform has resulted in a significant increase in household income and disposable income. Region IV has the highest estimated increase in household income. Meanwhile, Region IV remained to have the lowest household income. Further, the findings of this study suggest that the tax reform resulted in a significant decrease in the magnitude of poor and the number of poor in the Philippines. However, the result of the study also suggests that the effect of tax reform manifests no differences in terms of the poverty gap measured through the Foster, Greer, and Thorbecke poverty index due.

• 한국지역사회생활과학회지
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• 제15권3호
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• pp.167-177
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• 2004

This study is designed to understand purchase motivation for garment depending on demographic factors among college students in Yanbian, China. Questionnaire was used for measurement tools to study the subject of the thesis. The main study was conducted against 450 college students from May 17 to June 5, 2001. The data for the study were analyzed using SAS PC program for frequency distribution, percentage, t -test, and one way ANOVA. The purchase motivation for garment are affected by demographic factors such as gender, average monthly household income, monthly expense for clothing. The result was showed as follows: A meaningful difference showed in 3 areas 'to try a new trend, impulsive buying at the store display, discount advertising' depending on the gender in terms of purchase motivations, and in all the three areas, male students showed a higher ranking. But in other motivation areas, no difference was noticed in terms of gender. In terms of purchase motivation based on monthly income, only one area 'impulse buying from a store display' showed a meaningful difference. Respondents with an average monthly household income above 2,000 yuan showed a higher tendency of 'impulse buying' compared to those with below 500 yuan or those with between 500-2,000yuan. Those with the average monthly household income below 500 yuan showed the lowest ranking in the impulse buying. In other areas of purchase motivation, average monthly household income was not an important element. A meaningful difference showed in 4 areas, 'to try a new trend, impulse buying from a store display, discount advertising', and 'for a change of mood' in the product motivation based on expense on clothing. Respondents with an average monthly expense for clothing above 100 yuan showed a higher ranking in all 4 areas than those with less than 100 yuan. In other areas, the average monthly clothing expense didn't give any impact.

• 한국사회정책
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• 제25권2호
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• pp.243-280
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• 2018

본 논문은 문재인 정부의 핵심 국정운영 전략으로 '알려진' 소득수도성장과 관련된 논의를 한국 복지체제의 관점에서 검토했다. 소득주도성장 전략에 대한 다양한 논점들을 제시했지만 소득주도성장 전략은 1980년대 이래 공급중심의 성장전략이 장기침체를 유발하고, 불평등을 심화시켰다는 점을 고려하면 수요측면을 강조한 시의 적절한 대안 담론으로 보인다. 특히 소득주도성장 전략은 한국 복지체제의 관점에서 사회지출이 인적자본을 향상시켜 성장에 기여한다는 사회투자전략의 협소한 공급측면의 논리와 사회지출을 안정화 장치로 접근했던 전통적 접근을 넘어 생산과 소비를 선순환시키는 중요한 성장 동력으로 위치시켰다는 점이 중요하다. 하지만 본 논문은 단순히 임금을 높이고, 사회지출을 늘린다고 해서 총수요가 증가하고 투자와 생산이 증가해 경제가 성장하는 것은 아니라는 것을 확인했다. 더욱이 경험적 연구에 따르면 대외부문과 부채를 분석에 포함할 경우 한국 성장체제의 임금주도성은 약해지는 것으로 나타났다. 이러한 이유로 본 연구는 실질임금의 증가와 사회지출 증가가 경제성장과 선순환하기 위해서는 정부의 정교한 정책개입이 필요하다는 결론을 내렸다.

• 유통과학연구
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• 제14권6호
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• pp.45-52
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• 2016

Purpose - This study was conducted to present a study on the perception and satisfaction with the brand agricultural products targeted at consumers who use a lot of local products. According to the data of 2011, the total number of the brand agricultural products of Korea is 5,291 with various kinds. Research design, data and methodology - The survey shows that the brand agricultural products are being used by some specific people. However, it can be a useful idea which can help the consumption of brand agricultural products to be expanded if we understand how consumers' recognitions are different between various groups. For an empirical Analysis, the response data of 110 adult patients residing in the metropolitan area were used and conducted with a factor analysis, frequency analysis in order to ensure the validity and conducted a regression analysis and correlation analysis using SPSS statistical program. Results - According to the analysis, it showed consumers with an interest in brand agricultural products are 40-50 age housewives and the middle class of about 5 million won in monthly income more than 3 million won with a college education. As for consumers' purchasing status, all the subjects said that they had experienced buying brand agricultural products and the level of satisfaction for them was very high. Relatively, consumers' satisfaction level with high income and education is high. And recognition of the brand agricultural products was found mainly goes through word of mouth. The age and income are very important factors in customers' repurchase for brand agricultural products. The result of the analysis for the influences on brand agricultural products of customer satisfaction suggests even if the recognitions for safety, quality, and value are vital factors, the recognition of quality doesn't influence on brand agricultural products statistically and significantly. It was analysed if there were any differences between recognitions by group to brand agricultural products, that is to say recognition of safety, quality and value and the result can be summarized as follows. There are all statistical significant differences depending on their age, educational background and income. In the case of 30 or 40 aged, as they got the education level of college and graduate school and earned relatively high income, most customers have positive recognition on the brand agricultural products. This implies the group which can buy and consume the brand agricultural more easily has much more positive recognition. Conclusion - The results of this study shows consumers' brand awareness and satisfaction with brand agricultural products are affected by their age and income level. The purpose of this study is to find the information that can help brand agricultural products markets to be expanded by understanding the factors which encourage consumers to behave repurchase as well as customers' various levels of recognition to the brand agricultural products. The survey says that brand agricultural products are being used by some specific people.

• 한국콘텐츠학회논문지
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• 제20권3호
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• pp.560-571
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• 2020

소방, 방재, 방범 등과 같이 시민의 생명과 재산을 보호하는 보장성 서비스들은 거주지의 위치나 개인의 지위, 소득 등과 관계없이 누구에게나 공평하게 제공되어야 한다. 본 논문은 대전광역시를 중심으로 소방서비스의 분포가 공간적·계층적으로 평등하게 제공되고 있는지를 분석하였다. 공간적 형평성을 확인하기 위하여 도시 내 모든 거주지에 대해 소방서비스의 접근성을 분석하였다. 또한, 접근성 분석 결과와 함께 각 지역의 저소득층 분포현황 및 예측 소득 데이터를 비교하여 소방서비스의 소외지역이 소득계층의 분포와 관련성이 있는지를 분석하였다. 분석 결과, 5분 이내에 소방서비스를 제공받을 수 있는 지역의 면적은 대전시 전체의 46.2%였으며, 이 지역에 거주하는 인구는 전체 인구의 98.0%로 나타났다. 5분 이내에 소방서비스를 제공받지 못하는 지역의 노령연금 수급자 비율은 52.7%로 대전시 평균인 7.14%보다 월등히 높았다. 또한 소방서비스의 제공이 5분을 초과하는 지역에서는 서비스 도달이 지연되는 지역일수록 예측 소득이 낮아지는 것으로 나타났다. 따라서 대전시 외곽지역에 거주하는 경제적 취약계층이 균등한 도시서비스를 제공받지 못하고 있는 것으로 판단되며, 이에 따른 정책적 고려가 요구된다.

• 한국산학기술학회논문지
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• 제14권3호
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• pp.1090-1099
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• 2013

본 연구에서는 베이비부머의 사회활동 유형 별 삶의 만족도의 차이를 파악하는데 목적이 있다. 이를 위해 1955년에서 63년에 태어난 남녀 베이비부버 1,115명을 대상으로 하여 2011년 8-10월에 성별과 지역에 따른 할당표본을 하였다. 연구의 결과, 첫째, 베이비부머의 사회활동 유형은 3집단으로 나타났다. 36.8%가 속한 소극적 사회참여형은 소득활동이나 시민단체활동은 전혀 하지 않고 종교활동이나 가정내 활동을 하는 경우는 소수가 포함되었다. 주로 여성이 많고 후기베이비부머가 많고, 학력수준이나 가정소득이 다른 군집에 비해 낮으며 삶의 만족도 중간정도이다. 둘째. 33.8%가 속한 활동적 사회참여형은 소득활동을 포함하여 모든 사회활동에도 적극적이다. 여성이 많고 후기베이비부머가 많다는 점은 소극적 사회참여형과 유사하나 학력이나 가정 내 월평균 소득, 삶의 만족도 수준이 다른 군집에 비해서 가장 높다. 셋째, 29.4%가 속한 경제활동 중심형은 소득활동에는 참여하지만 문화활동, 시민단체활동, 교육활동, 혼자 시간보내기 등의 사회활동에는 참여하지 않는다. 전기와 후기베이비부머의 분포나 학력의 분포, 가정내 월소득은 다른 군집의 중간 수준이지만, 다른 군집과는 달리 남성이 많고 삶의 만족도 수준은 가장 낮다. 본 연구결과를 토대로 유형별로 베이비부머의 사회활동참여와 삶의 만족도를 향상시킬 수 있는 방안을 제시하였다.

• 사회복지연구
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• 제47권3호
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• pp.35-60
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• 2016

본 연구는 보육을 둘러싼 갈등이 계속적으로 심화되는 한국사회에서 공보육서비스, 부모휴가급여, 양육수당 등 대표적인 가족정책을 통한 급여가 가구소득, 엄마의 노동시장에서의 지위 등 계층에 따라 불평등하게 분배되고 있는 양상을 분위회귀분석(quantile analysis)을 통해 실증적으로 분석하였다. 분석의 결과는 다음과 같다. 첫째, 보육서비스와 휴가급여 측면에서 모두 가구소득과 여성의 노동시장에서의 지위에 따라 이용률에서의 차이가 발견되었다. 둘째, 가족정책을 통한 지원금의 수준이 가구소득 4분위, 어머니가 상용직인 집단에서 가장 높게 나타났다. 셋째, 다중회귀분석 결과, 1분위를 기준으로 4분위, 맞벌이가구, 어머니가 상용직인 경우, 그리고 미취학 자녀수가 많고 부모 학력이 높을수록 가족정책을 통한 지원금의 수준이 증가하였다. 마지막으로 분위회귀분석을 통해 가족정책 지원금 불평등의 영향요인을 분석한 결과, 전업모를 기준으로 상용직이라는 엄마의 안정적인 근로형태가 가족정책 급여의 차이와 불평등을 심화시키는 대표적인 요인으로 나타났다. 이러한 분석 결과를 토대로 본 연구에서는 한국의 가족정책이 가진 보편성과 재분배 속성이 구현되기 위한 방안으로서 근로형태에 관계없이 정책 접근 권리에 대한 평등한 보장, 이전소득을 통한 저소득가구에 대하여 최저소득 보장, 정책의 보편적 적용의 보장 등을 제안하였다.