• Title/Summary/Keyword: Digital Finance Guide

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A study on Guidelines for creating a Senior-friendly Digital financial environment (고령층 친화적 디지털 금융환경 조성 가이드라인연구)

  • Park seung-jun
    • The Journal of the Convergence on Culture Technology
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    • v.9 no.3
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    • pp.443-450
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    • 2023
  • This study is a study to develop a guide for the increasing number of elderly people to use digital finance smoothly. Through previous studies, the definition of the elderly and digital finance was found out, and the elderly support system related to digital finance was reviewed. In the case of the digital financial support system for the elderly, the current status of overseas and domestic situations were compared to derive implications, and cases of senior-friendly digital guides implemented by overseas institutions and private companies in the technical aspect were presented. In order to develop the guide, cases of using digital finance by the elderly in Korea were reviewed through actual measurement, and inconveniences in use and needs for improvement were derived, and supplementary items necessary for the institutional guide for digital finance were presented. Research Results Based on previous studies and case studies and actual measurement results of the elderly, a total of 10 guidelines for digital financial apps for the elderly were presented based on the ISO standards for supporting the elderly. This study is meaningful in that it provided a guide for the smooth use of digital finance by the increasing number of seniors, and it seems necessary to improve the system and apply it to the financial market.

Bitcoin and Cryptocurrency: Challenges, Opportunities and Future Works

  • FAUZI, Muhammad Ashraf;PAIMAN, Norazha;OTHMAN, Zarina
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.8
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    • pp.695-704
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    • 2020
  • Bitcoin and other prominent cryptocurrencies have gained much attention since the last several years. Globally known as digital coin and virtual currency, this cryptocurrency is gained and traded within the blockchain system. The blockchain technology adopted in using the cryptocurrency has raised the eyebrows within the banking sector, government, stakeholders and individual investors. The rise of the cryptocurrency within this decade since the inception of Bitcoin in 2009 has taken the market by storm. Cryptocurrency is anticipated as the future currency that might replace the current paper currency worldwide. Even though the interest has caught the attention of users, many are not aware of its opportunities, drawbacks and challenges for the future. Researches on cryptocurrencies are still lacking and still at its infancy stage. In providing substantial guide and view to the academic field and users, this paper will discuss the opportunities in the cryptocurrency such as the security of its technology, low transaction cost and high investment return. The originality of this paper is on the discussion within law and regulation, high energy consumption, possibility of crash and bubble, and attacks on network. The future undertakings of cryptocurrency and its application will be systematically reviewed in this paper.

Delisting risk of firm with a new technological innovation and research & development intensity (기술도입기업의 연구개발 집약수준에 따른 시장퇴출위험에 관한 실증연구)

  • Lee, Po-Sang
    • Journal of Digital Convergence
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    • v.17 no.10
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    • pp.141-147
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    • 2019
  • This paper analyzes the price movements and the possibility of delisting by research and development intensity of firm which made technological innovation disclosure in the Korean stock market. The sample consists of firms listed on the KRX which made technological information disclosure between January 2002 and December 2014. The results are summarized as follows. The higher R&D intensity is observed for the delisted firms group. The logit regression result shows that the research and development intensity is a significant predictor of the possibility of delisting. This shows that exposure to the risk of delisting may increase as the proportion and uncertainty of intangible assets in the assets of individual firms increases. This empirical result is expected to serve as a good guide line for the stakeholders.

State-of-the-Art in Cyber Situational Awareness: A Comprehensive Review and Analysis

  • Kookjin Kim;Jaepil Youn;Hansung Kim;Dongil Shin;Dongkyoo Shin
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • v.18 no.5
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    • pp.1273-1300
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    • 2024
  • In the complex virtual environment of cyberspace, comprised of digital and communication networks, ensuring the security of information is being recognized as an ongoing challenge. The importance of 'Cyber Situation Awareness (CSA)' is being emphasized in response to this. CSA is understood as a vital capability to identify, understand, and respond to various cyber threats and is positioned at the heart of cyber security strategies from a defensive perspective. Critical industries such as finance, healthcare, manufacturing, telecommunications, transportation, and energy can be subjected to not just economic and societal losses from cyber threats but, in severe cases, national losses. Consequently, the importance of CSA is being accentuated and research activities are being vigorously undertaken. A systematic five-step approach to CSA is introduced against this backdrop, and a deep analysis of recent research trends, techniques, challenges, and future directions since 2019 is provided. The approach encompasses current situation and identification awareness, the impact of attacks and vulnerability assessment, the evolution of situations and tracking of actor behaviors, root cause and forensic analysis, and future scenarios and threat predictions. Through this survey, readers will be deepened in their understanding of the fundamental importance and practical applications of CSA, and their insights into research and applications in this field will be enhanced. This survey is expected to serve as a useful guide and reference for researchers and experts particularly interested in CSA research and applications.

Comparison of key management systems across different industries (다양한 산업에서의 키 관리 시스템 비교 분석)

  • Woojoo Kwon;Hangbae Chang
    • Journal of Platform Technology
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    • v.12 no.3
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    • pp.55-61
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    • 2024
  • As the digital environment becomes more complex and cyber attacks become more sophisticated, the importance of data protection is emerging. As various security threats such as data leakage, system intrusion, and authentication bypass increase, secure key management is emerging. Key Management System (KMS) manages the entire encryption key life cycle procedure and is used in various industries. There is a need for a key management system that considers requirements suitable for the environment of various industries including public and finance. The purpose of this paper is to derive the characteristics of the key management system for each industry by comparing and analyzing key management systems used in representative industries. As for the research method, information was collected through literature and technical document analysis and case analysis, and comparative analysis was conducted by industry sector. The results of this paper will be able to provide a practical guide when introducing or developing a key management system suitable for the industrial environment. The limitations are that the analyzed industrial field was insufficient and experimental verification was insufficient. Therefore, in future studies, we intend to conduct specific performance tests through experiments, including key management systems in various fields.

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