• 제목/요약/키워드: Customers' Acceptance

검색결과 205건 처리시간 0.028초

인지된 보안통제가 고객의 인터넷 뱅킹 수용에 미치는 영향 (The Impact of Perceived Security Control on the Acceptance of Internet Banking)

  • 서보밀
    • 한국전자거래학회지
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    • 제11권1호
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    • pp.25-52
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    • 2006
  • 본 연구는 인터넷 뱅킹 환경에서의 보안통제에 대한 고객의 인지도에 초점을 맞추고 있다. 인터넷 뱅킹을 포함한 e-비즈니스의 고객들은 보안통제에 대하여 정확하게 알기가 어려울 수밖에 없다. 일반 고객들은 e-비즈니스의 보안기술을 완벽하게 이해할 수도 없으며, 자신이 사용하고 있는 사이트에서 어떤 보안통제를 구현하여 운영, 관리하고 있는지를 알기는 불가능에 가깝다. 따라서, 본 연구에서는 기술수용모형에 근간을 두고 보안통제의 인지된 강도가 인터넷 뱅킹의 수용에 미치는 영향을 분석하였다. 또한, 마케팅 분야에서 지속적으로 연구되어 왔으며 최근 e-비즈니스 분야에서 주목을 받기 시작하고 있는 신뢰의 개념을 추가적인 신념으로 제시하였다. 인터넷 뱅킹 사용자를 대상으로 정 설문을 실시하였으며, 총 845명이 응답하였다. 구조방정식모형을 이용한 통계분석 결과, 보안통제의 인지된 강도가 신뢰와 인지된 유용성, 인지된 사용 용이성이라는 3가지 신념에 영향을 미친다는 가설이 부분적으로 채택되었다. 또한, 이 3가지 신념에서 시작하여 사용에 대한 태도, 사용 의지 실제 사용으로 영향을 미친다는 가설도 모두 채택되었다. 따라서, 보안통제의 인지된 강도는 인터넷 뱅킹의 수용에 영향을 미치는 선행요인이라는 것이 검증되었으며, 인터넷 뱅킹에 대한 보안통제의 실제 강도뿐만 아니라 보안 통제의 인지된 강도도 인터넷 뱅킹의 확산에 중요한 요인이라는 것을 파악할 수 있었다.

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서비스스케이프에 대한 고객수용이 공동창조 및 공유가치와 고객만족에 미치는 영향 구조: 테마파크서비스를 중심으로 (The Impact Structure on Co-Creation, Shared Value and Customer Satisfaction of Customer Acceptance for Servicescape: Focusing on Theme Park Service)

  • 안연식
    • 서비스연구
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    • 제10권1호
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    • pp.97-107
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    • 2020
  • 본 연구는 서비스에서 서비스스케이프에 대한 고객수용이 고객만족에 미치는 영향을 테마파크를 중심으로 실증하기 위한 것이다. 특히 서비스스케이프에 대해 고객이 인지하는 유용성 및 이용상의 편리함의 정도는 서비스에 대한 공동창조 활동과 공유 가치의 창출 과정을 거쳐서 궁극적으로는 고객만족에 영향을 미치게 된다. 이러한 구조적 영향 관계를 실증하기 위해서 서비스 경영을 수강하는 대학 학부 및 대학원 학생 총 247명을 대상으로 설문을 통해 분석한 결과, 서비스스케이프에 대한 고객의 수용이, 서비스의 공동창조 활동에 영향을 미치며 공유 가치를 창출하여 비로소 만족도 제고에 기여하게 된다. 본 연구에서 도출된 결과를 세부적으로 살펴보면 서비스스케이프에서 테마파크 직원들의 복장이나 및 상징물 등 유용성을 고려해야 하며, 시설 자체의 편의성 등이 중요하므로 서비스스케이프에 대한 지속적 관리 및 투자가 필요하다. 그리고 현장에 실시간적 정보의 표출 등으로 고객이 서비스 활용함에 불편이 없어야 하고 공유가치 창출을 통해서 고객만족도를 높일 수 있음을 밝혀주고 있다. 본 연구는 대규모의 현장이 존재하고 다수 고객의 분포가 실시간적으로 변화하는 특성을 갖는 테마파크를 중심으로 실증되었기 때문에 다른 서비스에 적용하는데 제약이 있으며, 다양한 분야에 적용하기 위해서는 많은 전문역량이 투입되고 재해석되어야 한다.

인터넷 쇼핑몰 수용에 있어 사용자 능력의 조절효과 분석 (An Analysis of the Moderating Effects of User Ability on the Acceptance of an Internet Shopping Mall)

  • 서건수
    • Asia pacific journal of information systems
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    • 제18권4호
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    • pp.27-55
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    • 2008
  • Due to the increasing and intensifying competition in the Internet shopping market, it has been recognized as very important to develop an effective policy and strategy for acquiring loyal customers. For this reason, web site designers need to know if a new Internet shopping mall(ISM) will be accepted. Researchers have been working on identifying factors for explaining and predicting user acceptance of an ISM. Some studies, however, revealed inconsistent findings on the antecedents of user acceptance of a website. Lack of consideration for individual differences in user ability is believed to be one of the key reasons for the mixed findings. The elaboration likelihood model (ELM) and several studies have suggested that individual differences in ability plays an moderating role on the relationship between the antecedents and user acceptance. Despite the critical role of user ability, little research has examined the role of user ability in the Internet shopping mall context. The purpose of this study is to develop a user acceptance model that consider the moderating role of user ability in the context of Internet shopping. This study was initiated to see the ability of the technology acceptance model(TAM) to explain the acceptance of a specific ISM. According to TAM. which is one of the most influential models for explaining user acceptance of IT, an intention to use IT is determined by usefulness and ease of use. Given that interaction between user and website takes place through web interface, the decisions to accept and continue using an ISM depend on these beliefs. However, TAM neglects to consider the fact that many users would not stick to an ISM until they trust it although they may think it useful and easy to use. The importance of trust for user acceptance of ISM has been raised by the relational views. The relational view emphasizes the trust-building process between the user and ISM, and user's trust on the website is a major determinant of user acceptance. The proposed model extends and integrates the TAM and relational views on user acceptance of ISM by incorporating usefulness, ease of use, and trust. User acceptance is defined as a user's intention to reuse a specific ISM. And user ability is introduced into the model as moderating variable. Here, the user ability is defined as a degree of experiences, knowledge and skills regarding Internet shopping sites. The research model proposes that the ease of use, usefulness and trust of ISM are key determinants of user acceptance. In addition, this paper hypothesizes that the effects of the antecedents(i.e., ease of use, usefulness, and trust) on user acceptance may differ among users. In particular, this paper proposes a moderating effect of a user's ability on the relationship between antecedents with user's intention to reuse. The research model with eleven hypotheses was derived and tested through a survey that involved 470 university students. For each research variable, this paper used measurement items recognized for reliability and widely used in previous research. We slightly modified some items proper to the research context. The reliability and validity of the research variables were tested using the Crobnach's alpha and internal consistency reliability (ICR) values, standard factor loadings of the confirmative factor analysis, and average variance extracted (AVE) values. A LISREL method was used to test the suitability of the research model and its relating six hypotheses. Key findings of the results are summarized in the following. First, TAM's two constructs, ease of use and usefulness directly affect user acceptance. In addition, ease of use indirectly influences user acceptance by affecting trust. This implies that users tend to trust a shopping site and visit repeatedly when they perceive a specific ISM easy to use. Accordingly, designing a shopping site that allows users to navigate with heuristic and minimal clicks for finding information and products within the site is important for improving the site's trust and acceptance. Usefulness, however, was not found to influence trust. Second, among the three belief constructs(ease of use, usefulness, and trust), trust was empirically supported as the most important determinants of user acceptance. This implies that users require trustworthiness from an Internet shopping site to be repeat visitors of an ISM. Providing a sense of safety and eliminating the anxiety of online shoppers in relation to privacy, security, delivery, and product returns are critically important conditions for acquiring repeat visitors. Hence, in addition to usefulness and ease of use as in TAM, trust should be a fundamental determinants of user acceptance in the context of internet shopping. Third, the user's ability on using an Internet shopping site played a moderating role. For users with low ability, ease of use was found to be a more important factors in deciding to reuse the shopping mall, whereas usefulness and trust had more effects on users with high ability. Applying the EML theory to these findings, we can suggest that experienced and knowledgeable ISM users tend to elaborate on such usefulness aspects as efficient and effective shopping performance and trust factors as ability, benevolence, integrity, and predictability of a shopping site before they become repeat visitors of the site. In contrast, novice users tend to rely on the low elaborating features, such as the perceived ease of use. The existence of moderating effects suggests the fact that different individuals evaluate an ISM from different perspectives. The expert users are more interested in the outcome of the visit(usefulness) and trustworthiness(trust) than those novice visitors. The latter evaluate the ISM in a more superficial manner focusing on the novelty of the site and on other instrumental beliefs(ease of use). This is consistent with the insights proposed by the Heuristic-Systematic model. According to the Heuristic-Systematic model. a users act on the principle of minimum effort. Thus, the user considers an ISM heuristically, focusing on those aspects that are easy to process and evaluate(ease of use). When the user has sufficient experience and skills, the user will change to systematic processing, where they will evaluate more complex aspects of the site(its usefulness and trustworthiness). This implies that an ISM has to provide a minimum level of ease of use to make it possible for a user to evaluate its usefulness and trustworthiness. Ease of use is a necessary but not sufficient condition for the acceptance and use of an ISM. Overall, the empirical results generally support the proposed model and identify the moderating effect of the effects of user ability. More detailed interpretations and implications of the findings are discussed. The limitations of this study are also discussed to provide directions for future research.

마아케팅의 생태학적(生態學的) 접근법(接近法)과 환경적(環境的) 접근법(接近法) (Ecological Approach and Environment Approach for Marketing)

  • 장광수
    • 산학경영연구
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    • 제3권
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    • pp.47-75
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    • 1990
  • This study focuses on the ecological and environmental approach for marketing in the attempt to harmonize the objectives and resources of the organizations with the changing environment. This study presents the deductive and nomative method for analyzing recurrent marketing problem and contains seven chapters. The marketing environment is the place the company must start in searching for oportunities and in monitoring threats. It consists of all the actors and forces that affect the company's ability to transact can be divided into two componets-The marketing environment comperies a microenvironment consists of the actors in the company's immediate environment that affect its ability to serve its customers, namely, the company, market channal firms, customers, competitors and publics, the macroenvironment consists of the larger societal forces that affect all the actors in the macroenvironment, nanly, the demographic, economic, natural, technological and cultural forces. Most marketing executives took the phyisical environment for granted. Few consistered it one of the most dynamic elements in the totoal environment of business. However, two development have brought the physical environment to the forefront of business decision. The first has been labeled the ecological crisis-the polution and deterioration of air, water and land, the second is the accelerated depletion of the earth's natural resources. Currently, most product are designed to obtain an optimum combination of customer acceptances and production and distribution efficiencies. If we look to the future, products increasingly will be planned to obtain an optimum combination of market acceptance increasingly, efficiency and environmental protection. The entire ecological cycle of product will have to be considered.

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웰빙식생활 추구 정도에 따른 조미료(MSG)에 대한 인식과 기호도 조사 (A Survey of Awareness and Preference for MSG according to the Pursuit of Well-being in Diet)

  • 길가영;진소연
    • 한국식생활문화학회지
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    • 제30권5호
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    • pp.481-490
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    • 2015
  • This research was conducted to examine the awareness and preference levels related to MSG (monosodium glutamate) according to well-being dietary life pursuit attitude factors as well as to improve opportunities to meet value conscious consumption of well-being-oriented customers. According to well-being dietary life pursuit attitude factors, respondents were divided to three clusters, indifference type, well-being-oriented type, and active health action type. Sensory evaluations were carried out on soybean paste soup (Doenjang-guk) and seasoned spinach with different levels of MSG. In the results, 74.4% of all respondents preferred Doenjang soup with 2% MSG, 65.4% preferred seasoned spinach with the same ratio of MSG, and 35.9% preferred seasoned spinach with 0.5% MSG. Regarding the acceptance level of MSG, addition of MSG to improve taste was acceptable to the indifference type (cluster 1). On the contrary, active health action type did not prefer MSG, wanted natural seasonings despite high prices, and preferred to dine at restaurants that serve MSG-free foods. Based on this study, restaurant companies should segment their customers on the basis of MSG usage and establish their positioning strategies according to their concepts.

Behavioral Intention to Accept and Use Banking Service

  • NGAN, Nguyen Thi;KHOI, Bui Huy
    • The Journal of Asian Finance, Economics and Business
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    • 제7권11호
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    • pp.393-400
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    • 2020
  • Banking service is provided by a bank that allows its customers to conduct banking transactions and so the purpose of this study was to identify the factors that influenced the behavioral intention to accept and use banking services in Vietnam. The research methodology was implemented through two steps: qualitative research and quantitative research. Qualitative research was conducted with a sample of 30 people. Quantitative research was carried out as soon as the question was edited from the test results with a sample of 217 customers living in Ho Chi Minh City, Vietnam. The research model was proposed from the studies of the behavioral intentions to accept and use banking service. The reliability and validity of the scale were evaluated by Cronbach's Alpha, Average Variance Extracted (Pvc), and Composite Reliability (Pc). The model selection of AIC showed that the behavioral intention to accept and use banking service was impacted by four components. The outcomes showed that the model of research intended to accept and use banking services in Ho Chi Minh, Vietnam showing the effects of 4 scales is built as perceived ease of use, trust, social norm, and innovation about banking services.

The Effect of Motivated Consumer Innovativeness on Perceived Value and Intention to Use for Senior Customers at AI Food Service Store

  • LEE, JeungSun;KWAK, Min-Kyu;CHA, Seong-Soo
    • 유통과학연구
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    • 제19권9호
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    • pp.91-100
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    • 2021
  • Purpose: This study investigates the use intention of artificial intelligence (AI) food service stores for senior customers, which are becoming a trend in the service industry. Research design, data and methodology: For the study, the extended technology acceptance model (TAM) and motivated consumer innovativeness (MCI) variables, proven by existing researchers, were used. In addition to the effect of motivated consumer innovativeness on customer value, we investigated the effect of customer value on trust and use intention. For the study, 520 questionnaires were distributed online by an expert survey agency. Data was verified through validity and reliability. Results: The analysis results of the research hypothesis verified that functionally motivated consumer innovativeness (fMCI), hedonically motivated consumer innovativeness (hMCI), and socially motivated consumer innovativeness (sMCI) all had positive effects on usefulness and enjoyment. Furthermore, usefulness had a statistically significant positive effect on trust, but perceived enjoyment did not; trust was found to positively affect the intention to use. Conclusions: We compared the moderating effects of seniors' gender and age (at 60) between groups. Although there was no moderating effect of age, it was verified that regarding the effect of usefulness on trust, the male group showed a greater influence than the female group.

An Application of TAM and TRI on the Factors Affecting Internet Banking Adoption in Bangladesh

  • AMIN, Md. Iftekharul;ERFAN, Nafis;NAVID, Mashrur;KHAN, Mohammed Shafiul Alam;ISLAM, Md. Shariful
    • The Journal of Asian Finance, Economics and Business
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    • 제9권9호
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    • pp.75-91
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    • 2022
  • This study assesses the Internet banking adoption tendency by existing bank customers of Bangladesh. Currently, almost all the leading banks in the country have implemented Internet banking platforms. However, the active user count remains relatively low and there hasn't been any conclusive research on the drivers and inhibitors of Internet banking. This study evaluates the reasons and quantitatively establishes the factors leading to the adoption and usage continuance of internet banking by existing bank customers. Responses from 460 bank account holders were collected via online questionnaires using a purposive sampling approach, and a core conceptual framework based on Technology Acceptance Model (TAM) and Technology Readiness Index (TRI) was used. The study concluded that internet banking adoption is significantly impacted by the ease of use, customer service, and technology familiarity. Similarly, customer satisfaction is affected by the perceived value and the perceived risk. Through regression analysis, it was found that usage continuance is 89% explained by adoption and customer satisfaction. Multi-group moderation showed significant impact by groups divided based on usage frequency, income level, and age. Perceived risk weakened the impact of perceived value and technology familiarity on usage adoption. Additionally, perceived risk reduced the impact of consumer satisfaction and usage continuance.

우리나라 대학생의 소셜커머스 이용에 대한 탐색: 구전효과와 인지적 즐거움으로 확장한 기술수용모형의 적용 (Exploring Korean Collegians' Social Commerce Usage: Extending Technology Acceptance Model with Word-of-Mouth and Perceived Enjoyment)

  • 주지혁
    • 디지털융복합연구
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    • 제12권8호
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    • pp.147-155
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    • 2014
  • 소셜커머스는 소셜미디어와 쇼핑의 결합이다. 웹 2.0 기술에 기반을 둔 소셜커머스는 다양한 잠재력을 가지고 있고, 이러한 잠재력을 통해 소비자를 유인하고 있다. 한국의 대학생들은 소셜미디어 사용에 매우 적극적인데, 소셜커머스 사용에 있어서도 매우 적극적 소비자로 추정된다. 이러한 관점에서 본 연구는 한국 대학생들이 소셜커머스를 이용하게 하는 것이 무엇인지를 밝히기 위해 구전효과(Word-of-Mouth)과 인지적 즐거움(Percieved Enjoyment)으로 확장한 기술수용모형을 검정했다. 연구결과, 구전효과는 인지적 즐거움을 매개하여 소셜커머스 이용의도에 영향을 미치고 있었다. 인지적 즐거움은 기술수용모형의 모든 구성개념들에 긍정적 영향을 미치고 있다. 따라서 구전효과와 인지적 즐거움으로 확장한 기술수용모형은 한국의 소셜커머스 맥락에서 유효함이 입증되었다. 마지막으로 향후 연구를 위한 함의와 제안을 제시했다.

패션 정보지의 디자인 트랜드 예측과 소비자의 수용도에 관한 연구 (A Study on the Relativity between Fashion Trend and Consumer Acceptance)

  • 이인성
    • 대한가정학회지
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    • 제41권10호
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    • pp.185-198
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    • 2003
  • Fashion is a field that responds sensitively to social and cultural atmospheres, brings about constant change due to consumer demand for new items in new fashion trends and in the latest design. The fashion industry tries to predict what kind of clothing the customers desires and produces fashion products according to trend information stated by fashion information services. This research analyses the relativity between the trends stated in the fashion information books and what consumer accept, and with this information find the application of trend information books in the planning of domestic woman's clothing. The used information books were based on Samsung Fashion Institute and Interfashion Planning, Inc. The 02/03 F/W season emphasized restoration-romantic, nostalgic mood themes. Fashion trend information and consumer acceptance condition tend to concentrate on trend themes given tv fashion information companies. In other words, $Sincere\;girl(39.04\%){\to}Frontier\;girl(34.92\%){\to}Dark\;lady(18.43\%){\to}Lady\;belle(7.59\%)$ in this order Also when looking into the consumer's wearing, no one theme appears by itself and the themes are mixed accordingly to one's lifestyle and sensibility. Accordingly fashion information organizations must provide precise fashion trends according to consumer sensibility & consumption and also compare trend information to consumer fashion trends each season. With this precise information the planned design plans will help the domestic fashion markets, which are gradually overrun by foreign brands, develop a unique and original fashion product that meets consumer sensitivity needs, and develop a new stepping stone for fashion companies and the relative fashion industry and furthermore contribute to the advancement of overseas markets.