• Title/Summary/Keyword: Credit control

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Coerced Debt Victimization and Interventions: Focusing on Domestic Violence Research in the United States (강요된 빚 피해 및 개입방안: 미국의 가정폭력 연구를 중심으로)

  • Park, Eonju
    • The Journal of the Korea Contents Association
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    • v.22 no.6
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    • pp.596-605
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    • 2022
  • This study aimed to introduce research on coerced debt victimization and interventions in the context of domestic violence. To achieve the aim, this study reviewed existing studies on coerced debt conducted in the US. This study discussed the followings: First, coerced debt was theorized by coerced control theory of domestic violence and control mechanisms of economic abuse and conceptualized as fraud and force. Second, the effects of coerced debt included credit damage, economic dependence, and barriers to housing, employment, and safety. Third, to intervene the victimization, service providers should endure uncertainty and its time consuming process of recovering, provide an intense and personalized advocacy, and overcome the problems of absence of policies to support the victims. Finally, service providers should have educations and training programs on the assessment and intervention skills of coerced debt acknowledging empowerment and safety of the victims as the most important.

The Control System Standardization for Airport Electric Power Receiving and Distribution Facility (공항 수.배전설비 제어시스템 표준화)

  • Song, Young-Joo;Choi, Hong-Kyoo
    • Journal of the Korean Institute of Illuminating and Electrical Installation Engineers
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    • v.20 no.4
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    • pp.123-130
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    • 2006
  • Airport facility is infrastructure that become external credit worthiness and linear measure of country competitive power. Among them, an airport electric power receiving and distribution facility is very important. In this paper, sorted domestic airline as 4 grades by code to accomplish standardization for airport electric power receiving and distribution facility. And established define and coverage about electric power receiving and distribution facility. And then analyze problem of existing airport and presents standardization. Finally, present standard single-line diagram by airport grade and system grade standard of airport electric power receiving and distribution facility

A Technique to Reduce Measurement Uncertainty Using Multisensors (다중센서의 사용에 의한 계측의 불확실성 감소기법)

  • Do, Yong-Tae
    • Journal of Sensor Science and Technology
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    • v.4 no.4
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    • pp.47-54
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    • 1995
  • Sensory measurements are inevitably uncertain, and this may decrease the reliability of sensor feedback systems. In this paper we present a method to achieve reliable measurements using multiple sensors. Assuming sensors with unknown characteristics in dynamic surroundings, readings from the sensors are clustered and fused with the estimated degrees of credit. In the experiment performed with logical sensors the technique proposed is employed to adaptively estimate the measurand under the circumstances where an existing probabilistic technique is difficult to be applied. The technique proposed may be useful for automatic systems working in unstructured environments - for example, sensory robots employed for intelligent manipulation.

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A Study on the Risk Management Strategy of the Large Scale Construction Company According to the Change of Real Estate Market (부동산시장 변화에 따른 대형건설사 리스크관리 방안에 관한 연구)

  • Lee, Yun-Hong;Ji, Kyu-Hyun
    • Land and Housing Review
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    • v.9 no.1
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    • pp.1-9
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    • 2018
  • As the government announced Real Estate Policies on August 02, most areas except for Seoul cities face increasing business risks. Moreover, the government control over financial sectors' loan leads to the highly possible contraction of new distribution markets. The market trend could bring about the reduction of new demand in PF (Private Financing) business that large construction companies mainly concentrate on, and even the business already obtained has a high risk of being distributed, which could result in substantially low profitability. The currently unstable financial structure of most construction companies is caused by the hike of the prime cost of foreign plants except for that of a few construction companies. If PF (Private Financing) business also faces a difficult situation in such a financial condition, even large construction companies come to have the high possibility of a deficiency in credit rating. Accordingly, the major business that large construction companies concentrate on needs the sufficient business review. It is desirable to make a bid for business guaranteeing stability rather than business solely in consideration of profitability, when participating in a competition for a new construction contract.

Case Study : A Real Options Approach to an Overseas Project Finance Deal (사례연구 : 해외 프로젝트 파이낸스 투자 사례와 실물옵션기반 투자 의사결정)

  • Byun, Jinho;Choi, Moon Sub
    • Journal of Korean Institute of Industrial Engineers
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    • v.39 no.5
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    • pp.429-439
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    • 2013
  • The Korean Veterans' Pension Fund has previously pre-purchased Gibril Tower on Business Complex in Dubai, UAE, via a project-financed construction investment. Although the property is near completion, the investor syndicate's attempt to debt-finance due arrears was foiled in Dubai central bank's credit control of real estaterelated loans. Accordingly, the investment coordinator offered an additional capital injection, a collateralized leverage, and a maturity extension to the syndicate. If the syndicate rejects the offer, they may risk a nearcomplete capital loss and a possible default of the main contractor. Otherwise, the syndicate may still face uncertainties regarding interest receivables, principal re-payment, foreclosure, economic recession in Dubai, and the Islamic bond bill in the Korean Parliament. A possible exercise of the latter option may be due to the agency-prone nature of pension fund managers. Given these qualitative risk factors as at April 1, 2011, a real options approach-implied optimal decision suggests an extended and complete cash augmentation into the project finance deal.

목록에 있어서의 일본인명 표기-<대한민국출판물총목록>의 색인에 나타난 표기를 중심으로-

  • 김영귀
    • Journal of Korean Library and Information Science Society
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    • v.20
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    • pp.285-315
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    • 1993
  • Some conclusions can be derived from the study: 1. Person's name should be script by the one's mother tongue because of its uniqueness. 2. Japanese person's name should be script and pronounce their mother tongue for exchange and sharing of an academic information. 3. We can anticipate that Japanese language materials will be increase in near future. 4. The National Central Library which publish Korean National Bibliography must have to responsibility to lead other library. 5. The script of [Korean National bibliography] must contribute to standardization and national and Universal Bibliographic Control. 6. The area of education, newspaper, publishing are scripting Japanese person's name with script conversion schemes for Koreanization, devised by Ministry of Education. 7. The script of [Korean National Bibliography]'s name index can be used as authority file at selection of heading in library cataloging. 8. Most of libraries script Japanese person's name with Chinese character in Korean language pronunciation. 9. Korean Cataloging Rules (KCR) and Korean Machine Readable Cataloguing (KORMARC) description rules should be defined about the mother tongue script of Japanese person's name. 10. It is desirable to increase of credit of Readings in Japanese material course in college curriculum. 11. Because Japanese person's name is complex and variable that it is desirable to add Chinese character with mother tongue script.

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Fuzzy Q-learning using Distributed Eligibility (분포 기여도를 이용한 퍼지 Q-learning)

  • 정석일;이연정
    • Journal of the Korean Institute of Intelligent Systems
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    • v.11 no.5
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    • pp.388-394
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    • 2001
  • Reinforcement learning is a kind of unsupervised learning methods that an agent control rules from experiences acquired by interactions with environment. The eligibility is used to resolve the credit-assignment problem which is one of important problems in reinforcement learning, Conventional eligibilities such as the accumulating eligibility and the replacing eligibility are ineffective in use of rewards acquired in learning process, since on1y one executed action for a visited state is learned. In this paper, we propose a new eligibility, called the distributed eligibility, with which not only an executed action but also neighboring actions in a visited state are to be learned. The fuzzy Q-learning algorithm using the proposed eligibility is applied to a cart-pole balancing problem, which shows the superiority of the proposed method to conventional methods in terms of learning speed.

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Screening Vital Few Variables and Development of Logistic Regression Model on a Large Data Set (대용량 자료에서 핵심적인 소수의 변수들의 선별과 로지스틱 회귀 모형의 전개)

  • Lim, Yong-B.;Cho, J.;Um, Kyung-A;Lee, Sun-Ah
    • Journal of Korean Society for Quality Management
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    • v.34 no.2
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    • pp.129-135
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    • 2006
  • In the advance of computer technology, it is possible to keep all the related informations for monitoring equipments in control and huge amount of real time manufacturing data in a data base. Thus, the statistical analysis of large data sets with hundreds of thousands observations and hundred of independent variables whose some of values are missing at many observations is needed even though it is a formidable computational task. A tree structured approach to classification is capable of screening important independent variables and their interactions. In a Six Sigma project handling large amount of manufacturing data, one of the goals is to screen vital few variables among trivial many variables. In this paper we have reviewed and summarized CART, C4.5 and CHAID algorithms and proposed a simple method of screening vital few variables by selecting common variables screened by all the three algorithms. Also how to develop a logistics regression model on a large data set is discussed and illustrated through a large finance data set collected by a credit bureau for th purpose of predicting the bankruptcy of the company.

Face Recognition using Extended Center-Symmetric Pattern and 2D-PCA (Extended Center-Symmetric Pattern과 2D-PCA를 이용한 얼굴인식)

  • Lee, Hyeon Gu;Kim, Dong Ju
    • Journal of Korea Society of Digital Industry and Information Management
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    • v.9 no.2
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    • pp.111-119
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    • 2013
  • Face recognition has recently become one of the most popular research areas in the fields of computer vision, machine learning, and pattern recognition because it spans numerous applications, such as access control, surveillance, security, credit-card verification, and criminal identification. In this paper, we propose a simple descriptor called an ECSP(Extended Center-Symmetric Pattern) for illumination-robust face recognition. The ECSP operator encodes the texture information of a local face region by emphasizing diagonal components of a previous CS-LBP(Center-Symmetric Local Binary Pattern). Here, the diagonal components are emphasized because facial textures along the diagonal direction contain much more information than those of other directions. The facial texture information of the ECSP operator is then used as the input image of an image covariance-based feature extraction algorithm such as 2D-PCA(Two-Dimensional Principal Component Analysis). Performance evaluation of the proposed approach was carried out using various binary pattern operators and recognition algorithms on the Yale B database. The experimental results demonstrated that the proposed approach achieved better recognition accuracy than other approaches, and we confirmed that the proposed approach is effective against illumination variation.

Power Control of Synchronous Machine Type Wind Power System Using PSCAD/EMTDC (PSCAD/EMTDC를 이용한 동기기형 풍력 발전 시스템의 출력제어)

  • Han, Sang-Geun;Park, Min-Won;Yu, In-Keun
    • Proceedings of the KIEE Conference
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    • 2002.04a
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    • pp.201-203
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    • 2002
  • In recent years there has been a growing interest in renewable energy systems due to the environmental problem and the economic benefits of fuel savings. Such systems are usually connected to the existing power grid for "fuel displacement" purpose as well as of earning some "capacity credit". Wind power generation system(WPGS) is one of the most useful energy resource using natural environment. So far, it was very difficult to simulate the dispersed generation system including WPGS using EMTP or EMTDC because the source of the dispersed generation system has a particular wind power characteristic equation. In this paper, a novel simulation method of WPGS has proposed and a new wind turbine component for EMTDC is also developed. The wind power characteristic equation of wind turbine is used in order to realize the WPGS in EMTDC simulation. And the real field data of weather conditions is interfaced to EMTDC using Fortran program interface method. Consequently the simulation of WPGS using field data is realized in this paper and shows acceptable results.

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