• The Journal of Asian Finance, Economics and Business
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• 제5권2호
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• pp.35-42
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• 2018

In recent decades, financial crises in various countries have often been preceded by the rise in non-performing loans (NPLs) in the banks' asset portfolios. The increase in NPLs is proven to have adverse impact on the banking sector so that understanding the determinant of NPLs is immensely crucial to ensure the efficiency and soundness of the overall economy. This study aims to shed light on bank-specific factors that affect loan default problems in developing countries whose banking sectors play a major role in the overall economy. This study analyzes panel data sets of 36 commercial banks listed in the Indonesian Stock Exchange during the period 2008-2015. Applying fixed-effects panel regression model reveals that Indonesian banks' profitability and credit growth negatively influence the number of NPLs. Moreover, banks with higher profitability are proven to have lower NPLs because they can afford adequate credit management practices. Likewise, banks with higher credit growth evidently have lower NPLs in the sense that they demonstrate more specialized lending activity and thus have better credit management systems. These findings imply that, in order to lower loan defaults that can deteriorate banks' asset quality, banks should maintain their level of profitability and increase, rather than decrease, their credit supply to debtors.

• 한국간호교육학회지
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• 제18권3호
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• pp.474-485
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• 2012

Purpose: The Quality and Safety Education for Nurses [QSEN] initiative group has identified six competencies (patient-centered care, teamwork and collaboration, evidence-based practice, quality improvement, safety, and informatics) for pre-licensure nursing education along with related knowledge, skills, and attitudes for each competency. The purpose of this article is to illustrate a teaching strategy that uses films to demonstrate the QSEN competencies in undergraduate nursing students. Method: A literature review was conducted to define QSEN competencies, and six feature-length commercial movies were selected through a systematic process. We provided film titles and their synopses that can be useful in teaching the QSEN six competencies to undergraduate nursing students. Results: Patch Adams for patient-centered care, Wit for teamwork and collaboration, Lorenzo's Oil for evidence-based practice, Am$\acute{e}$lie for quality improvement, Blindness and The Island for informatics can be applied in nursing classroom practices. Conclusion: Establishing the connection between QSEN competencies and cinenurducation is novel, yet it would provide a unique opportunity for nurse educators seeking to overcome the challenge of better preparing future nurses. In future studies, additional films should be considered to enhance nursing educational strategies.

• 대한화학회지
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• 제56권5호
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• pp.577-582
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• 2012

Quinine quantitative analysis, photo-bleaching, fluorescence quenching, and urine analysis have been performed by means of a UV-LED fluorometer, which can be easily built and used in a high-school laboratory. The quinine detection range is estimated to be 0.05-80 ppm, enough for many classroom luminescence experiments. The quinine content in commercial tonic water is determined from the calibration curve, and UV photo-bleaching of this anti-malarial drug is demonstrated with clear wavelength dependence. Halide quenching of quinine fluorescence is also observed and the increase in quenching efficiency in the order of $Cl^-$, $Br^-$, and $I^-$ is evident. Urine analyses for the student volunteers have been carried out and the results clearly reveal excretion of the ingested quinine. The student participants are exuberant throughout the course of this study and sense the practices resourceful.

• 한국가금학회지
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• 제9권2호
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• pp.19-62
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• 1982

1. The primary purpose of this study was to analyse the current status of layer operations in Korea related to management practices and input and output relationship in egg production by surveying 150 egg producers throughout the country. Based on this primary information, this study attempted to illustrate a model layer farming budget. 2. The average size of the layer operations included in this survey was 7,969 hens per farm during the period from September 1, 1980 to August 31, 1981. However, about 80% of the producers started the layer farming with smaller scales than 3,000 layers and less funds than 10 million won during the later half of 1960s and the early half of 1970s. About 72% of the farmers were graduates from high school or college. These egg producers listed that lack of funds and poor production and management skills are the most important problems in the operation. 3. The farmers used to purchase baby chicks from the well-known hatcheries and commercial mixed feeds on one or two months' credit. While the eggs were sold to wholesalers and/or assemblers. Few of the producers market their products directly or cooperatively through the industry organization.

• Journal of Plant Biotechnology
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• 제36권3호
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• pp.261-267
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• 2009

The coexistence policy of GM and non-GM crops is still on the debates in EU since “the recommendation on guidelines for the development of national strategies and best practices to ensure the coexistence of GM crops with conventional and organic farming” has been reported in 2003. The major issues are maximum tolerance level of GMO admixture and minimum isolation distances of GM fields with others including conventional, organic and seeds production. Majority of member states in EU proposed that the tolerance level of GMO admixture must be more strictly controlled, in particular in the fields for organic crops and seeds production. To this end, it was proposed that minimum isolation distances to segregate GM crops from fields with organic crops and seeds production need to be further extended than those of conventional crops since cross pollination with other crops adjacent GM fields is known as the most prevalent source for GMO contamination. In these circumstances, it is strongly suggested that the current legislations need to be revised including the minimum isolation distances of fields for each species before field cultivation for a commercial GM crop is approved for the first time in South Korea.

• 대한기계학회논문집A
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• 제33권8호
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• pp.842-848
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• 2009

Fatigue failures are often occurred at welded joints where stress concentrations are relatively high due to the joint geometry. Although employing good detail design practices by upgrading the welded detail class enables to improve the fatigue performance, in many cases, the modification of the detail may not be practicable. As an alternative, the fatigue life extension techniques that reduce the severity of the stress concentration at the weld toe region, remove imperfections and introduce local compressive welding residual stress, have been applied. These techniques are also used as definite measures to extend the fatigue life of critical welds that have failed prematurely and have been repaired. In this study, a hammer peening procedure for using commercial pneumatic chipping hammer was developed, and the effectiveness is quantitatively evaluated. The pneumatic hammer peening makes it possible to give the weld not only a favorable shape reducing the local stress concentration, but also a beneficial compressive residual stress into material surface. In the fatigue life calculation of non-load carrying cruciform specimen treated by the pneumatic hammer peening, the life was lengthened about ten times at a stress range of 240MPa, and fatigue limit increased over 65% for the as-welded specimen.

• Asian-Australasian Journal of Animal Sciences
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• 제27권3호
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• pp.447-456
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• 2014

The use of electrical stimulation (ES) as a management tool to improve meat quality and efficiency of meat processing is reviewed. The basis of the efficacy of ES is its ability to fast track postmortem glycolysis, which in turn stimulates myriad histological, physical, biochemical, biophysical and physiological changes in the postmortem muscle. Electrical stimulation hastens the onset and resolution of rigor mortis thereby reducing processing time and labor and plays a vital role in improving meat tenderness and other meat quality traits. However, ES may have negative impacts on some meat quality traits such as color stability and water holding capacity in some animals. Electrical stimulation is not an end in itself. In order to achieve the desired benefits from its application, the technique must be properly used in conjunction with various intricate antemortem, perimortem and postmortem management practices. Despite extensive research on ES, the fundamental mechanisms and the appropriate commercial applications remained obscured. In addition, muscles differ in their response to ES. Thus, elementary knowledge of the various alterations with respect to muscle type is needed in order to optimize the effectiveness of ES in the improvement of meat quality.

• Asian-Australasian Journal of Animal Sciences
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• 제19권2호
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• pp.160-164
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• 2006

Currently, boars selected for commercial use as AI sires are evaluated on grow-finish performance and carcass characteristics. If AI sires were also evaluated and selected on semen production, it may be possible to reduce the number of boars required to service sows, thereby improving the productivity and profitability of the boar stud. The objective of this study was to estimate genetic correlations between production and semen traits in the boar: average daily gain (ADG), backfat thickness (BF) and muscle depth (MD) as production traits, and total sperm cells (TSC), total concentration (TC), volume collected (SV), number of extended doses (ND), and acceptance rate of ejaculates (AR) as semen traits. Semen collection records and performance data for 843 boars and two generations of pedigree data were provided by Smithfield Premium Genetics. Backfat thickness and MD were measured by real-time ultrasound. Genetic parameters were estimated from five four-trait and one five-trait animal models using MTDFREML. Average heritability estimates were 0.39 for ADG, 0.32 for BF, 0.15 for MD, and repeatability estimates were 0.38 for SV, 0.37 for TSC, 0.09 for TC, 0.39 for ND, and 0.16 for AR. Semen traits showed a strong negative genetic correlation with MD and positive genetic correlation with BF. Genetic correlations between semen traits and ADG were low. Therefore, current AI boar selection practices may be having a detrimental effect on semen production.

• 무역상무연구
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• 제20권
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• pp.295-315
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• 2003

Since the end of World War II, the standby letters of credit have been used as a surety device, serving as a performance bond and guarantee in the world. UCP has been used a governing rule for standby letters of credit transactions in international commercial transactions. But the UCP may be sufficient for certain simple standbys, it is not fully applicable nor appropriate for standbys - as is recognized in UCP 500 Article 1. On the other hand, the International Standby Practices(ISP98) provide rules of practice drafted specifically for standby letters of credit intended as an alternative to UCP 500. It became effective on January 1, 1999. In addition to restating general rules applicable to all independent undertakings with greater precision than does UCP 500, thereby reducing the possibility of litigation, it addresses issues that commonly arise in standby practice not addressed in UCP 500. UCP 500 is valid and still applies to standby letter of credit "to the extent to which they may be applicable." Since ISP98 and UCP 500 coexist and may be applicable to standby letters of credit by incorporation, applicants, beneficiaries and issuers have a choice. This study will assist all interested parties in establishing the right rules for the right product, for the right standby letters of credit.

• 환경영향평가
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• 제19권5호
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• pp.483-495
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• 2010

The passenger pigeon (Ectopistes migratorius) was a species of pigeon that was once the most common bird in North America. According to some ornithologists, the number of passenger pigeons is estimated as many as five to six billions at the time when the first Europeans arrived there. But this species became extinct in 1914. There were a multiplicity of causes in the extinction; first, the extension of telegraph lines and railroads into the Middle West of the USA beginning in 1850s, second, the loss of vast feeding, nesting, and roosting sites of the passenger pigeon due to the massive deforestation, third, the rapid population growth of the USA during nineteen century, fourth, the commercial exploitation of the species, and finally, the infirm and weak protective efforts. Some important lessons can be learned from the extinction of the passenger pigeon. First, it shows how much critical the public interest is for a successful conservational movement. Second, it illustrates the need for strong laws and practices in the protection of an endangered species from going extinct. Third, the fate of the passenger pigeon proves a very important principle in conservational biology. That is, for each species (bird or other animal) there is a minimum population to sustain the species. Ecologists generally believe that the extinction of the passenger pigeon was due to the loss of their numbers below the minimum owing to overexploitation.