• East Asian Journal of Business Economics (EAJBE)
• /
• v.3 no.2
• /
• pp.13-20
• /
• 2015

Online or e-banking has been adopted as key banking innovation in Uganda adopted by all financial institutions in the country. This research explored the state of e-banking and its efficacy in Uganda banking industry. A correlation analysis approach was adopted for this research. In Uganda, the banking sector has been liberalized with telecommunications allowed to effect e-banking and ecommerce transactions. The study concentrated on the periods of years 2011/2012 and 2012/2013. Findings from this research revealed that BOU uses UNISS for real time gross settlement (RTGS). Since its adoption a +1 coefficient correlation was realized. With the use of mobile money, also a +1 coefficient correlation was achieved for the period under consideration. As regards the use of e-cheques, there was a drop reflected by -2.8 percent which could have been attributed to perception of the users, though there was a +1 coefficient correlation when considering e-cheque transactions and the monetary value. The use of EFT in Uganda generated a +1 coefficient correction considering the number of users and the monetary value involved. Bank of Uganda should work hard and make or go live with electronic banking supervision software which would aid them with their supervisory roles.

• Journal of Soil and Groundwater Environment
• /
• v.18 no.3
• /
• pp.82-92
• /
• 2013

This study has investigated naturally occurring radioactive materials (N.O.R.M; $^{238}U$, $^{222}Rn$) for 353 drinking groundwater wells in metamorphic rock areas in Korea. Uranium concentrations ranged from N.D (not detected) to 563.56 ${\mu}g/L$ (median value, 0.68 ${\mu}g/L$) and radon concentrations ranged from 108 to 11,612 pCi/L (median value, 1,400 pCi/L). Uranium and radon concentrations in the groundwater generally are similar to USA with similar geological setting. Uranium concentrations in 9 wells (2.6%) exceeded 30 ${\mu}g/L$, which is the maximum contaminant level (MCL) by the US environmental protection agency (EPA), radon concentrations in 46 wells (13%) exceeded 4,000 pCi/L, which is the Alternative MCL (AMCL) by the US.EPA. The log-log correlation coefficient between uranium and radon was 0.32. The correlation coefficient between uranium and pH was 0.12 and the correlation coefficient between radon and temperature was -0.01. The correlation coefficient between uranium and $HCO_3$ was 0.09 and the correlation coefficient between uranium and Ca was 0.11. The median value of uranium was high Chung-Buk (1.78 ${\mu}g/L$), Gyeong-Buk (1.37 ${\mu}g/L$), In-Cheon (1.06 ${\mu}g/L$) for each province. On the other hand, the median value of radon was high In-Cheon (2,962 pCi/L), Chung-Buk (2,339 pCi/L), Jeon-Buk (2,165 pCi/L) for each province. Jeon-Buk for log-log correlation coefficient is the highest (0.63) among provinces.

• Speech Sciences
• /
• v.10 no.2
• /
• pp.249-258
• /
• 2003

This study attempted to examine a speaker identification method using difference sum and correlation coefficient determined from a pair of intensity level matrices of band-pass-filtered numeric sounds produced by ten female speakers of similar age and height. Subjects recorded three digit numbers at a quiet room at a sampling rate of 22 kHz on a personal computer. Collected data were band-pass-filtered at five different band ranges. Then, matrices of five intensity levels at 100 proportional time points were obtained. Pearson correlation coefficients and the sum of absolute intensity differences between a pair of given matrices were determined within and across the speakers. Results showed that very high correlation coefficient and small difference sum generally occurred within each speaker but some individual variation was also observed. Thus, the matrix pair with a higher coefficient and a smaller difference sum was averaged to form each individual's model. Comparison among the speakers yielded generally low coefficients and large differences, which suggests successful speaker identification, but among them there were a few cases with very high coefficients and small differences. Future studies will focus on finer band ranges and additional spectral parameters at some peak points of the intensity contour at a low frequency band.

• Speech Sciences
• /
• v.11 no.3
• /
• pp.131-142
• /
• 2004

Speaker identification system basically functions by comparing spectral energy of an individual production model with that of an input signal. This study aimed to develop a new speaker identification system from two parameters from the spectral energy of numeric sounds: difference sum and correlation coefficient. A narrow-band spectrogram yielded more stable spectral energy across time than a wide-band one. In this paper, we collected empirical data from four male speakers and tested the speaker identification system. The subjects produced 18 combinations of three-digit numeric. sounds !en times each. Five productions of each three-digit number were statistically averaged to make a model for each speaker. Then, the remaining five productions were tested on the system. Results showed that when the threshold for the absolute difference sum was set to 1200, all the speakers could not pass the system while everybody could pass if set to 2800. The minimum correlation coefficient to allow all to pass was 0.82 while the coefficient of 0.95 rejected all. Thus, both threshold levels can be adjusted to the need of speaker identification system, which is desirable for further study.

• Journal of Electrical Engineering and Technology
• /
• v.11 no.1
• /
• pp.247-256
• /
• 2016

This paper proposes Context-Awareness Healthcare for Disease Reasoning based on Fuzzy Logic. It consists of a Fuzzy-based Context-Awareness Module (FCAM) and a Fuzzy-based Disease Reasoning Module (FDRM). The FCAM computes a Correlation coefficient and Support between a Condition attribute and a Decision attribute and generates Fuzzy rules by using just the Condition attribute whose Correlation coefficient and Support are high. According to the result of accuracy experiment using a SIPINA mining tool, those generated by Fuzzy Rule based on Correlation coefficient and Support (FRCS) and Improved C4.5 are 0.84 and 0.81 each average. That is, compared to the Improved C4.5, the FRCS reduces the number of generated rules, and improves the accuracy of rules. In addition, the FDRM can not only reason a patient’s disease accurately by using the generated Fuzzy Rules and the patient disease information but also prevent a patient’s disease beforehand.

• Investigative Magnetic Resonance Imaging
• /
• v.21 no.3
• /
• pp.171-176
• /
• 2017

Purpose: To compare different MR sequences for quantification of gadolinium concentration. Materials and Methods: Gadolinium contrast agents were diluted into 36 different concentrations. They were scanned using gradient echo (GRE) and ultrashort echo time (UTE) and R1, $R2^*$ and phase values were estimated from collected data. For analysis, ROI masks were made for each concentration and then ROI value was measured by mean and standard deviation from the estimated quantitative maps. Correlation analysis was performed and correlation coefficient was calculated. Results: Using GRE sequence, R1 showed a strong linear correlation at concentrations of 10 mM or less, and $R2^*$ showed a strong linear correlation between 10 to 100 mM. The phase of GRE generally exhibited a negative linear relationship for concentrations of 100 mM or less. In the case of UTE, the phase had a strong negative linear relationship at concentrations 100 mM or above. Conclusion: R1, which was calculated by conventional GRE, showed a high performance of quantification for lower concentrations, with a correlation coefficient of 0.966 (10 mM or less). $R2^*$ showed stronger potential for higher concentrations with a correlation coefficient of 0.984 (10 to 100 mM), and UTE phase showed potential for even higher concentrations with a correlation coefficient of 0.992 (100 mM or above).

• Journal of the Korea Institute of Information and Communication Engineering
• /
• v.25 no.3
• /
• pp.384-388
• /
• 2021

Currently, whether in a domestic or international sphere, many small businesses are suffering due to COVID-19. The grim reality is that several businesses are shutting down. While the national disaster relief grant was used to contain the damages by encouraging consumer spending, it has become difficult to prevent closures of small businesses. As of September 2020, more than 20,000 stores have closed in Seoul due to the COVID-19 pandemic. There has also been an increase in the number of people with depression caused by the COVID-19 blues. This issue is not only confined to Seoul in the Republic of Korea, but is influencing all other areas affected by the pandemic. As the number of COVID-19 patients increase, the number of open stores is decreasing steadily. The analysis of the correlation coefficient of Pearson, Spearman, and Kendall suggests a negative correlation between the number of COVID-19 patients and the number of stores in business.

• Journal of the Korean Society of Tobacco Science
• /
• v.3 no.1
• /
• pp.41-48
• /
• 1981

Dihaploid lines were derived from the anthers of the F, of single cross, "Va 115" x"SC 72" (Nicotiana tabacum L.). The path-analysis, correlation coefficient, and variation of characteristics among dihaploid families were evaluated. Dihaploid lines displayed much greater variation than their parents. The genetic correlation coefficient between yield and total alkaloids of dihaploids was significantly lower than that of conventional varieties and lines. In path-analysis which relates yield components to yield, number of leaves harvested and leaf width had a direct effect on yield. a direct effect on yield.

• Korean Journal of Hydrosciences
• /
• v.6
• /
• pp.13-22
• /
• 1995

The augmenting hydrologic data using a correlation procedure has been used to improve the estimates of the mean and variance at the site of interest with short record when one or more near by sites with longer records are available. The variance of the unbiased maximum likelihood estimator of $ derived by Moran based on the multivariate normal distribytion is modified into the form of Matalas and Jacobs for the biveriate normal distribution to get the critical minimum values of the multiple correlation coefficient which give the improvement for estimating the variance at the site of interest. Those values are tabulated for various lengths of short records and the number of sites.

• The Journal of Korean Institute of Electromagnetic Engineering and Science
• /
• v.26 no.4
• /
• pp.349-356
• /
• 2015

In this paper, MIMO antenna with low correlation for LTE band 5(824~894 MHz) was designed by adopting monopole antenna and slot antenna. Based on ground characteristic mode theory, MIMO antenna was designed using different types of antennas for enhancement of correlation. MIMO antenna using PIFA and slot type antennas is proposed and correlation coefficient was compared with MIMO antenna using two PIFAs. Average correlation coefficient of MIMO antenna using two PIFAs was 0.71 but the proposed MIMO antenna had very low correlation coefficient of 0.17.