• 정보학연구
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• 제12권2호
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• pp.1-12
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• 2009

China first started its mobile phone services in 1987, and the number of users has exponentially increased so that it reached 700 millions in January 2009. Currently China's 2G(GSM) users is 650 millions. These 2G (GSM) services have an advantage of the capability to use the mobile phone with a SIM (Subscriber Identity Modul) card, one kind of smart cards, inserted into it. However, due to the security vulnerability of SIM cards being used within China's 2G (GSM) services, SIM cards cloning. Problems concerning mobile phone surveillance towards a designated person by illegal cloning ESN and IMSI have recently risen to be a massive social issue within Korea as well. These studies have experimented the possibility of SIM cards clone in various mobile communication corporations using 2G (GSM) in China, and hence discovered the security vulnerability such as the incoming outgoing, SMS service and additional services on mobile phones using clone SIM cards.

• 한국생활과학회지
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• 제5권2호
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• pp.99-107
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• 1996

This study has been peformed on the consumption tendency, and knowledge and cognition of credit cards among college students. A total of 327 subjects from the college students was surveyed in Pusan area. The major findings of this study were summerized as follows; First, the rate of credit card possession of the students was 19.6%. The card possession showed significantly different in age, personal expense, income. Second, the level of knowledge of the credit card was low(23.1 points). Also, the level of knowledge was significantly different in sex, age, major, personal expense, income and credit card ownership. Third, the cognition of credit cards was medium(51.3 points). The cognition of the credit cards was significantly different only in the card possession. Fourth, the behavior of credit card was not significantly different in the group. Fifth, there were significant relationships between the knowlege and cognition. This result implied that the group with higer levels of knowlege tended to show more favor of credit cards. For the rational consumption of the college students, the students need to be educated about advantage and disadvantages of the credit cards.

• 경영과정보연구
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• 제3권
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• pp.439-460
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• 1999

The purpose of this paper is to compare the characteristics between group that has only one credit card and group that has multiple credit cards in each stage of purchase decision making based on the literature in consumer behavior. Results indicated that (1) The number of credit cards that consumers has was affected by internal factor and reference factor, (2) depending on the number of credit cards, usage frequency, amount, and duration were differently showed and (3) inertia, point accumulation, and convenience were founded as determinants of using credit cards. Finally, theoretical and managerial implications of these findings are discussed.

• The Journal of Asian Finance, Economics and Business
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• 제6권3호
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• pp.315-325
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• 2019

The paper aims to explore the factors affecting potential users of international bank cards in Vietnam. With milestones treaties being signed CPTPP and EVFTA, Vietnam is now exposing itself to the international open environment. Bank card market is at the core of this wind of change, and that is the reason for us to research the intention to use international bank cards. Given that the decision to choose international bank cards could either be the switch from domestic cards or adopting a brand new card, we develop some specific constructs to reflect that consideration, specifically PE and PD, asides from traditional constructs used in TPB and TAM frameworks. The analysis work is conducted using PLS-SEM approach. Our findings reveals that most of our proposed hypotheses are supported, in which SN plays the most important direct role to INT, while total effect of PU on INT is similar to that of SN. The newly introduced PD negatively and significantly impacts INT, and PE also has a positive impact on INT. The findings suggest that overall, it is important for bank card issuers to have a balance approach to the market, with focus on increasing usefulness and reducing potential disadvantages of international bank cards.

• 한국초등과학교육학회지:초등과학교육
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• 제25권4호
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• pp.407-418
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• 2006

The purpose of this study was to survey the problem of teachers' narrative reporting of children's science learning in elementary school report cards. For the purposes of this study, a questionnaire, comprised of 6 questions and an analysis tool (Cronbach's $\alpha=.70$) were developed to categorize the answers. The survey was conducted by 53 teachers, who are currently taking 5th ade in elementary school, and the results are as follows: First, they interpreted the same content of report cards in a variety of different ways. Second, they exhibited a number of different principles and criteria in terms of preparing the content of narrative report cards. Third, they experienced difficulties in preparing narrative report cards on science teaming which required explanation of complete processes. Fourth, most teachers surveyed answered that the content of their narrative reports on science learning did not communicate specifically the students' achievement and further studies. Fifth, the activities related to preparing the content of the science learning on narrative reports was widely perceived to be useless for teachers' professional development. Finally, teachers made a number of alternative proposals to overcome the current, perceived problems of teachers' narrative reporting for children's science learning in report cards. Based on the results of this analysis, alternative forms and content of narrative reports on science learning were discussed.

• 한국학교수학회논문집
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• 제9권4호
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• pp.521-538
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• 2006

본 연구는 중학교 2학년 기하증명에서 증명보조카드를 제시하는 증명지도방법을 통해 학생들의 기하증명 능력과 기하증명에 대한 수학적 태도 변화를 조사한 것이다. 대구광역시 D중학교 2학년 학생들을 대상으로 5차시 동안 증명보조카드를 이용한 수업 후 수준별 학생 7명을 선정하여 이 학생들이 작성한 학습지와 증명보조카드를 사용하기 전과 후의 변화를 중점으로 인터뷰를 하였다. 이렇게 수진된 자료의 분석에 의한 본 연구의 결론은 증명보조카드를 이용한 증명활동을 통해 학생들의 기하증명에 대한 능력 변화가 있었으며, 증명보조카드를 이용한 증명활동을 통해 기하증명에 대한 수학적 태도의 변화가 있었다.

• 한국멀티미디어학회논문지
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• 제11권1호
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• pp.117-128
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• 2008

최근, 사람과 사람 사이의 상호작용이 증대됨에 따라 개인의 명함이 개인정보교환의 매개체로써 많이 이용되고 있다. 이로 인해 개인이 소유하게 된 명함의 수는 방대해져 중요한 명함이 유실되거나, 원하는 명함의 검색이 매우 어려운 일이 되었다. 그리고 명함은 자신의 개성을 표현할 수 있는 매개체이므로, 사람들은 개성이 담겨 있는 명함을 만들고자 하는 요구가 많다. 따라서 이런 오프라인 상 명함관리의 문제점 해결과 개성표현 모두를 만족시키기 위해 명함제작과 관리를 통합시킨 새로운 시스템을 제안한다. 본 논문에서는 모바일 단말을 통해 시간과 장소에 구애 받지 않고 명함전송, 명함요청과 같은 기본적인 기능뿐만 아니라, 개인이 창작한 사진과 동영상을 담은 명함을 제작할 수 있게 한다. 그리고 개인정보표현 표준 규격인 vCard를 따름으로써 vCard를 지원하는 다른 응용 프로그램에서도 제작된 명함의 이용이 가능하다. 마지막으로 명함에 삽입된 동영상과 사진의 내용기반검색을 통한 새로운 명함검색 기법을 제공한다. 따라서 표준화를 지원하는 명함에서부터 개인의 개성을 표현한 명함의 제작 및 관리까지 만족시키는 하이브리드형 명함시스템을 제안한다.

• 가족자원경영과 정책
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• 제11권3호
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• pp.23-43
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• 2007

The purpose of this study was to examine how college students' attitudes toward the use of money and credit cards have affected their financial management practices. The data were collected from 231 college students in Seoul using by a self administered questionnaire. Frequencies, factor analyses, t-tests, ANOVA, and multiple regression were conducted using by SPSSWIN 12.0. The results from this study were as follows. First, results of the factor analysis of attitudes toward the use of money were divided into 5 dimensions such as instrument of ostentation, sufficiency of desire, source of anxiety, diligence and economy, and instrument of preparation for the future. Attitudes toward the uses of credit cards were divided into 3 dimensions, such as positive affection, cognition of reverse function, and attitudes of use-behavior. Financial management practices were divided into 2 dimensions: planning and performing. Second, social-demographical & economical factors, among such as gender, allowance, financial stress, number of credit -cards possessed, and expenses of credit -cards totals each month were significant in the regression analyses for the financial management practices. The results indicate that attitudes toward the use of money have a bigger effect on financial management practices than attitudes towards credit cards. Specifically, attitudes toward the use of money as an instrument of preparation for the future had the most effect on the financial management practices. These results imply that for sound financial management practices to take place, there needs to be education on attitudes toward the use of money.

• 정보보호학회논문지
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• 제18권5호
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• pp.41-47
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• 2008

컴퓨터 네트워크 환경에서 사용자가 서버에서 제공되는 서비스를 요청할 때, 사용자는 인증 과정을 거쳐야만 한다. 이런 사용자 인증 과정을 통하여 서버는 사용자가 서버에서 제공하는 서비스를 이용할 수 있는지 그리고 이 서비스에 대한 정확한 접근 권한을 결정하게 된다. 이러한 사용자 인증 시스템에서 개인정보보호에 대한 중요성이 증대되고 있다. 이러한 프라이버시 보호 요구에 발맞추어 사용자 익명성을 제공하는 여러 인증기술이 제안되었으며, 최근에는 스마트카드를 이용한 사용자 익명성을 제공하는 인증 스킴이 제안되고 있다. 스마트카드를 이용한 사용자 인증 스킴은 사용자의 적격성을 입증하고 안전한 통신을 제공하는 매우 실용적인 기술이다. 그러나 아직까지 스마트카드를 이용한 사용자 익명성 제공 속성기반 인증에 대한 연구는 존재하지 않는다. 본 논문에서는 사용자를 인증하는 기술 중에서 스마트카드를 이용한 속성기반 인증 스킴을 제안하고자 한다. 스마트카드를 이용하여 계산량 측면에서 효율성을 취하고 사용자는 한 번의 등록으로 속성에 따라 다양한 서비스를 안전하게 제공받을 수 있도록 하였으며, 사용자의 프라이버시 보호를 위해 원격 서버에게도 안전한 익명성을 제공받으면서 서버와의 상호 인증을 수행하도록 하였다.

• 한국지능시스템학회논문지
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• 제13권4호
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• pp.474-479
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• 2003

In this paper, we proposed the novel method for the recognition of English calling cards by using the projection method and the enhanced RBF (Radial Basis Function) network. The recognition of calling cards consists of the extraction phase of character areas and the recognition phase of extracted characters. In the extraction phase, first of all, noises are removed from the images of calling cards, and the feature areas including character strings are separated from the calling card images by using the horizontal smearing method and the 8-directional contour tracking method. And using the image projection method, the feature areas are split into the areas of individual characters. We also proposed the enhanced RBF network that organizes the middle layer effectively by using the enhanced ART1 neural network adjusting the vigilance threshold dynamically according to the homogeneity between patterns. In the recognition phase, the proposed neural network is applied to recognize individual characters. Our experiment result showed that the proposed recognition algorithm has higher success rate of recognition and faster learning time than the existing neural network based recognition.