• Title/Summary/Keyword: Businesses

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SVM based Bankruptcy Prediction Model for Small & Micro Businesses Using Credit Card Sales Information (신용카드 매출정보를 이용한 SVM 기반 소상공인 부실예측모형)

  • Yoon, Jong-Sik;Kwon, Young-Sik;Roh, Tae-Hyup
    • IE interfaces
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    • v.20 no.4
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    • pp.448-457
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    • 2007
  • The small & micro business has the characteristics of both consumer credit risk and business credit risk. In predicting the bankruptcy for small-micro businesses, the problem is that in most cases, the financial data for evaluating business credit risks of small & micro businesses are not available. To alleviate such problem, we propose a bankruptcy prediction mechanism using the credit card sales information available, because most small businesses are member store of some credit card issuers, which is the main purpose of this study. In order to perform this study, we derive some variables and analyze the relationship between good and bad signs. We employ the new statistical learning technique, support vector machines (SVM) as a classifier. We use grid search technique to find out better parameter for SVM. The experimental result shows that credit card sales information could be a good substitute for the financial data for evaluating business credit risk in predicting the bankruptcy for small-micro businesses. In addition, we also find out that SVM performs best, when compared with other classifiers such as neural networks, CART, C5.0 multivariate discriminant analysis (MDA), and logistic regression.

A Study on the Tax Support System of Small and Medium Business for Foundation (창업중소기업을 위한 조세지원제도에 관한 연구)

  • Park Sang-Bong
    • Management & Information Systems Review
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    • v.12
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    • pp.227-245
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    • 2003
  • In this paper, it is indicated that, currently, foundation of small and medium businesses is generally increasing in number, but the establishment of manufacturing companies is very slow. This is because of many factors interfering with promotion of the opening of small and medium businesses such as endless bakruptcies of the businesses and uncertain perspective. Therefore, it will be expected to encourage people to start business and activate establishment of small and medium sized manufacturing companies by improving tax support systems and providing tax support information services for founed companies and foundation supporting companies.

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An Analysis on BSC Performance by adoption level of e-Commerce Activities in Korean Small Businesses (전자상거래 적용수준에 따른 BSC 성과 분석 - 소기업을 중심으로 -)

  • 김진한;이윤석;김성홍
    • Proceedings of the CALSEC Conference
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    • 2003.09a
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    • pp.281-286
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    • 2003
  • The key aim of this research is to address the relationship between adoption level of e-commerce usage and performance based on Balanced scorecard perspectives. In order to identify the e-commerce adoption characteristics of small businesses, we carried out principal component analysis and cluster analysis by means of a survey with interview. The association of the e-commerce adoption level currently reached by a small businesses with internal process, learning/growth, customer perspectives performance is investigated and discussed.

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A Study on the Investigation of Safety Management System for Venture Business (벤처기업의 안전관리 실태조사 및 개선방안에 관한 연구)

  • 김찬오;유재환
    • Journal of the Korean Society of Safety
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    • v.14 no.1
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    • pp.193-198
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    • 1999
  • The venture businesses deal with various kinds of hazard factors, that is, substances, processes and techniques, which have not been investigated. Nevertheless, the safety management systems of venture businesses are not systematic until now. And also it is very difficult to find out the cases of foreign advanced countries. In this study a questionnaire which investigate the present states of safety management system, have been excuted for 358 venture businesses. As a result, the present states of safety management system of venture business are assessmented, and the supporting direction of the safety management for venture business is proposed.

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The Analysis of Financial Factors and efficiency that influence on the Venture Business' Survival (벤처기업의 효율성과 재무요인이 기업의 생존에 미치는 영향 분석)

  • Song, Sung-Hwan;Gwon, Seong-Hoon;Hong, Soon-Ki;Yoo, Kyung-Jin;Bae, Young-Im
    • Korean Management Science Review
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    • v.27 no.1
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    • pp.107-116
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    • 2010
  • There are several stage in corporate's life cycle such as foundation, growth, maturity or bankruptcy. A bankruptcy is very important for corporate in the life cycle. Especially, venture business' life cycle is short compare to other type of corporate. A lot of venture businesses have emerged and bankrupted soon in the market. Venture businesses' survival or bankruptcy have been influenced by not only external environment like the rate of exchange, oil price, and foreign exchange crisis but also internal environment such as efficiency, process, human resources, finance and CEO. In this paper, we attempt to examine financial factors and efficiency that influence on the venture businesses' survival and bankruptcy. The more venture businesses have high efficiency score, the more they have high probability of survival.

A Road-map for an e-Commerce Development (전자상거래 발전 로드맵 모델)

  • Choi, Se-Ill
    • The Journal of the Korea institute of electronic communication sciences
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    • v.7 no.4
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    • pp.897-904
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    • 2012
  • This paper proposes a road-map from entering into the cyber spaces to getting to the success of cyber businesses. In order to succeed in cyber businesses, the nature of cyber space, attributes of the businesses and circumstances of the business owner have to be integrated and resolved. This road-map consists of integrated stepwise phases of understanding cyber spaces and developing cyber businesses.

A Classification of Web Business Models (웹 비즈니스 모델의 분류에 관한 연구)

  • Jeong, Hai-Sung;Lee, Yang-Kyu
    • Journal of Applied Reliability
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    • v.10 no.3
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    • pp.183-197
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    • 2010
  • Web businesses are one of the most dynamic industries where lots of new business models are emerging while the other obsoleted ones are fading away almost every day. It is, therefore, difficult to establish a classification scheme for ever-changing web businesses. Previous researches on business models focus on classifying web businesses in one dimension which made some web sites difficult to fit into one category. We propose two dimensional classification scheme based on the means and the sources of revenue. The two dimensional classification provides more clear and broad perspectives of the web businesses and ways to identify web sites in combinations of several business models.

Analysis and Countermeasure of Malicious Code in Small Businesses (중소기업 환경에서 악성코드 유형 분석과 대응 방안)

  • Hong, Jun Suk;Kim, Young hee;Park, Won Hyung;Kook, Kwang Ho
    • Convergence Security Journal
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    • v.15 no.7
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    • pp.55-62
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    • 2015
  • Due to the development of various information systems and PC, usage of Internet has rapidly increaced which lead to malicious codes rapidly spreading throughout the Internet. By the increasing use of the Internet, the threat by malicious codes has become a serious problem. In particular, Small businesses which lack investments in security personnels makes it impossible to verify and measure the servers and PC infected with malicious codes. We have analized malware infection types by using malicious code detection technology of security monitoring service and proposed countermeasures in small businesses.

Building a Successful e-CRM of the Horizontal B2B Between Small Businesses (중소기업간 수평적 B2B하의 성공적 e-CRM 구축)

  • Park Hyun-Cheol;Kim Dong-Gyu
    • The Journal of Information Technology
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    • v.5 no.4
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    • pp.65-72
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    • 2002
  • With the development of information technology and the rapid diffusion of Internet, the scale electronic commerce management is increasing year by year. Domestic small businesses also devote themselves to the creation of profits for the present and for the future, through active electronic commerce management. This paper aims to help small businesses to increase sales by presenting the direction for building a successful e-CRM of the horizontal B2B between small businesses.

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A Study on the Accident Analysis by Nip Points and Risk Assessment in the Medium and Small Enterprise (중소 제조업의 끼임 재해분석 및 위험성평가 연구 - 경인지역 50인 미만 제조업을 대상으로 -)

  • Yang, Kwang Mo
    • Journal of the Korea Safety Management & Science
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    • v.16 no.2
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    • pp.63-70
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    • 2014
  • As preventive measures have received tremendous attention to prevent any possible accident in advance, many work places have introduced safety and health management systems. However despite of this government's effort, the industrial accident rate of small-scale businesses with less than 50 employees does not decline, which is mainly because the projects are not differentiated according to the risk level of individual business. To evaluate the risk level of small-scale businesses with less than 50 employees and then establish effective safety and health management systems according to the risk level, this study has conducted the following processes. The small-scale businesses with less than 50 employees were evaluated through accident type, and potential accident risk factor was evaluated through location, business type, and business size. The results of this analysis are expected to make contribution to improving the effectiveness of the safety and health management supports to small-scale businesses with less than 50 employees.