• Journal of Korea Society of Industrial Information Systems
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• v.27 no.6
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• pp.115-126
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• 2022

The purpose of this study is to try to IPA(Importance-Performance Analysis) by applying text mining approaches to user review data for korea mobile banking applications, and to derive priorities for improvement. User review data on mobile banking applications of korea commercial banks (Kookmin Bank, Shinhan Bank, Woori Bank, Hana Bank), local banks (Gyeongnam Bank, Busan Bank), and Internet banks (Kakao Bank, K-Bank, Toss) that gained from Google playstore were used. And LDA topic modeling, frequency analysis, and sentiment analysis were used to derive key attributes and measure the importance and satisfaction of each attribute. Result, although 'Authorizing service', 'Improvement of Function', 'Login', 'Speed/Connectivity', 'System/Update' and 'Banking Service' are relatively important attributes when users use mobile banking applications, their satisfaction is not at the average level, indicating that improvement is urgent.

• The Journal of Asian Finance, Economics and Business
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• v.5 no.2
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• pp.15-24
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• 2018

The study examines the magnitude of economic spillover and the impact of foreign direct investment (FDI) inflows on the efficiency of the bank industry in China. This study employs unit root tests, cointegration tests and cointegrating regression analysis, including fully modified ordinary least squares (FMOLS), canonical cointegrating regression (CCR) and dynamic OLS (DOLS) to test the proposed hypotheses. The sample is restricted to the period of time in which monthly data is available and comparable among variables for the period from January 2002 to October 2013 (142 observations). All of the time series data was collected and retrieved from the People's Bank of China, China Monthly Statistics from the National Bureau of Statistics of China, and International Financial Statistics database from International Monetary Fund. The results of the Johansen cointegration test suggest that there is a long-run equilibrium relationship between FDI inflows, foreign exchange rate and banks performance in China. The results of cointegrating regression analysis using FMOLS, CCR and DOLS suggest that M2 supply and FDI inflows are significant at the 0.01 level. The results confirm that FDI inflows in the banking sector are positively related to the increase of banks productivity and performance and short-term loans in China. However, the results suggest that Chinese Yuan currency exchange rate to U.S. dollar is not significant in the banking and financial industry of China.

• Journal of the Korea Institute of Military Science and Technology
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• v.13 no.3
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• pp.405-412
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• 2010

The purpose of this paper is to compare complexity and to assess flexibility of competing transponder architectures for satellite communication services. For performance comparison, we consider three channelization techniques: digital down converter(DDC) based on the use of the cascaded integrator-comb(CIC) filter, tuneable pipeline frequency transform(T-PFT) based on the tree-structure(TS) and variable oversampled complex-modulated filter banks(OCM-FB) based on the polyphase FFT(P-FFT). The comparison begins by presenting a basic architecture of each channelization method and includes analytical expressions of the number of multiplications as a computational complexity perspective. The analytical results show that DDC with CIC filter requires the heavy computational burden and the perfect flexibility. T-PFT based on the TS provides the almost perfect flexibility with the low complexity over DDC with the CIC filter for a large number of sub-channels. OCM-FB based on the P-FFT shows the high flexibility and the best computational complexity performance compared with other approaches.

• Journal of Power Electronics
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• v.3 no.4
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• pp.230-238
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• 2003

Electric vehicles (EV) demands for greater acceleration, performance and vehicle range in pure electric vehicles plus mandated requirements to further reduce emissions in hybrid electric vehicles (HEV) increase the appeal for combined on-board energy storage systems and generators. And the power electronics plays an important role in providing an interface between fuel cells (FC) and loads. This paper deals with a multiple input DC-DC power converter devoted to combine the power flowing of multi-source on energy systems. The multi-source is composed of (i) FC system as a prime power demands, (ii) super capacitor banks as energy storage devices for high and intense power demands, (iii) superconducting magnetic energy storage system (SMES), (iv) multiple input DC-DC power converter and (v) a three phase inverter-fed permanent magnet synchronous motor as a drive. In this system, It is used super capacitor banks and superconducting magnetic energy replaces from the battery system. The modeling and transient performance simulation is effective for reducing transient influence caused by sudden charge of effective load. The main purpose of power electronic converters is to convert the DC power output from the fuel cell and other to a suitable AC voltage, which can be connected to electric loads directly (PMSM). The fuel cell and other output is connected to the DC-DC converter, which regulates the DC link voltage.

• The Journal of Asian Finance, Economics and Business
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• v.7 no.6
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• pp.61-71
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• 2020

The study examines the impact of corporate governance mechanisms, such as board characteristics on corporate social responsibility disclosure (CSRD). The data on CSRD items and board characteristics have been collected by content analysis of the annual reports of 30 publicly-listed banks in Bangladesh covering six years, from 2013 to 2018. More specifically, the directors' report, the chairman's statement, notes to the financial statement and CSR disclosure reports included in annual reports were used to collect the CSRD data. The empirical analysis applies the ordinary least square and the generalized method of moments. The results of the study have revealed that board size, board independence, female board member, and foreign directors have a significant positive impact on CSRD. By contrast, political directors and audit committee size have a negative impact on CSRD. Interestingly, accounting experts on boards ensure more CSRD as they curb the influence of politicians on the board. Thus, it is better to increase accounting experts and decrease politicians on the board. These findings provide valuable insights into the process of forming a suitable CSR policy by connecting the efforts of the board, government, and regulatory bodies to enhance the performance of banks to CSR as well as to CSRD.

• The Journal of Asian Finance, Economics and Business
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• v.7 no.9
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• pp.377-388
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• 2020

The research identifies hypotheses evaluating the impact of board characteristics on the risk of the commercial bank as well as examining the determinants of bank risk in Vietnam over a 10-year period, starting from 2008. Also, in this research, the differences between the roles of women and men in decision-making are tested. Based on this decision, risks of the banks may arise. Ordinary least squares(OLS) regression, Random effect method, and Fixed effect method are used to estimate the factors that have an impact on bank risk for dataset of all commercial banks in Vietnam. The results found that equity-to-asset ratio, bank performance and the economic growth have an inverse relationship with bank risk, while the size of bank has a positive relationship with the bank risk. One of the highlights of this paper is a demonstration of the relationship between CEO's gender and bank risk. The test result shows that the bank led by a female faces a higher overall risk level and credit risk than a bank led by a male. Based on this result, the paper also makes recommendations to Government, the State Bank of Vietnam and the commercial banks for effective risk management.

• The Journal of Asian Finance, Economics and Business
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• v.7 no.10
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• pp.783-793
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• 2020

The purpose of this study is to investigate whether the ECFA impacted the efficiency of banks in China and Taiwan from 2008 to 2017. This study follows Seiford and Zhu (2002), who recommend using the standard data envelopment analysis model to measure performance by increasing the desirable outputs and decreasing the undesirables. The finding was that overall technical efficiency increased from 2012 to 2017, reaching 0.575, 0.652, 0617, 0.689, 0.701 and 0.74, respectively. This result implies bank efficiency did indeed improve after China and Taiwan signed the ECFA cooperation agreement. The study found that the mean technical efficiency was 0.8756 in China, greater than Taiwan's mean of 0.3511, implying that Chinese banks experienced a greater increase in efficiency after signing the EFCA. One possible reason explored in this study is that China's economy is currently growing at the highest rate in the world, and the banks' efficiency has benefited from greater economic growth. This suggests that cross-strait sustained negotiations to consummate an agreement on trade in the services will be a very important mission in the future. This result also provides significant evidence suggesting that not accounting for undesirable output while estimating the evolution of the model may seriously distort efficiency results.

• Journal of the Institute of Electronics Engineers of Korea SP
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• v.44 no.5
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• pp.94-102
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• 2007

In de-noising, it is wellknown that wavelet-thresholding algorithm shows near-optimal performances in the minimax sense. However, the wavelet-thresholding algorithm is difficult in realization it on hardware, such as FPGA, because of wavelet function complexity. In this paper, we present a new do-noising technique with the binary tree structured filter bank, which is based on the signal power ratio of each subbands to the total signal power. And we realize it on FPGA. For simple realization, the filter banks are designed by Hadamard transform coefficients. The simulation and hardware experimental results show that the performance of the proposed method is similar with that of soft thresholding de-noising algorithm based on wavelets, nevertheless it is simple.

• Korean Journal of Community Nutrition
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• v.11 no.5
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• pp.629-641
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• 2006

The objectives of this study were to: (a) examine the overall operating conditions of both government-dominant and non-governmental food bank programs, (b) understand the operational management attributes on the target based on IPA (importance performance analysis) (c) analyze the present status of donating management, and (d) suggest a direction based on the analysis of advantages and disadvantages of food banks in each part. The random samples of 120 food bank operators were selected by a proportionate stratified random sampling method. A total of 60 government-dominant food banks and 25 non-governmental food banks were analyzed. The main results of this study were as follows: Accord-ing to the Importance-Performance Analysis of operational management, 'assistance for operating funds' and 'deployment of experience staff' were placed at 'Focus Here'. There was a great shortage of experienced staff with food bank-specific knowledge. The average number of the government-dominant and non-governmental food bank program employees was 0.29 and 0.30 respectively, while the ratios of employees with other jobs were 0.96 and 0.83 respectively. Shortages of refrigeration facilities were an area that needs to be addressed. While 51.6% of donated food required cold storage, only 45% of government-dominant and 60% of non-governmental food bank programs had refrigeration facilities. Most of food bank operators (96.3%) were required to visit the donators' locations to pick up the donated foods. And the foods were distributed to the people in need, especially to the livelihood protectee.

• The Journal of Korean Institute of Electromagnetic Engineering and Science
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• v.19 no.10
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• pp.1137-1146
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• 2008

OFDM is very effective for the high speed communication system. However, OFDM has the problems of high PAPR and serious ICI, which is different from the single carrier system. Especially, ICI problem caused by phase noise, Doppler effect and frequency offset is main reason for poor performance since it breaks down the orthogonality between subcarriers in OFDM communication system. Therefore, WFMT modulation scheme is studied and the effect of the carrier frequency offset and phase noise is analyzed. WFMT modulation scheme is based on the wavelet theory and complex filter banks for synthesis and analysis of multichannel signal. WFHT modulation scheme keeps on the advantage of filter banks system and can be easily possible for the implementation of filter banks. In this paper, we compare ISI and ICI distortions of the WFMT and OFDM system due to the carrier frequency offset and phase noise. Also, we analyze the PAPR and BER performances in the HPA and ICI situation caused by the Doppler frequency shift and the frequency offset.