• Title/Summary/Keyword: Bank performance

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The Prediction Performance of the CART Using Bank and Insurance Company Data (CART의 예측 성능:은행 및 보험 회사 데이터 사용)

  • Park, Jeong-Seon
    • The Transactions of the Korea Information Processing Society
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    • v.3 no.6
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    • pp.1468-1472
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    • 1996
  • In this study, the performance of the CART(Classification and Regression Tree) is compared with that of discriminant analysis method. In most experiments using bank data, discriminant analysis shows better performance in terms of the total cost. In contrast, most experiments using insurance data show that the CART is better than discriminant analysis in terms of the total cost. The contradictory result are analysed by using the characteristics of the data sets. The performances of both the Classification and Regression Tree and discriminant analysis depend on the parameters:failure prior probability, data used, type I error, type II error cost, and validation method.

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The Relationship between Corporate Social Responsibility and Corporate Financial Performance: An Empirical Study of Commercial Banks in Vietnam

  • BUI, Hang Thi Thu
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.10
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    • pp.373-383
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    • 2021
  • This article aims to examine the one-way relationship between corporate social responsibility (CSR) and the financial performance of Vietnamese commercial banks, mainly focusing on the moderating role of ownership structure. Net interest margin (NIM), return on assets (ROA), and return on equity (ROE) are selected to represent the financial performance of the bank. CSR was measured using a multi-method approach that included both quantitative and qualitative methods. Corporate Social Responsibility Expenditure (CSRE) was estimated using financial data. The Corporate Social Responsibility Disclosure (CSRD) index was created using the content analysis method. Using a sample of Vietnamese commercial banks from 2012 to 2019 to perform regressions in the dynamic panel models with the two-step system generalized method of moments (GMM) estimator, the results show a positive effect of both CSRE and CSRD on the financial performance of the bank. Empirical evidence shows that the positive relationship between CSRE and financial performance is more robust in statecontrolled banks than non-state-controlled banks. In contrast, the positive impact of CSRD on the financial performance of state-owned commercial banks is weaker than that of private banks. Finally, the paper points out the limitations and proposes future research directions.

Filtering of Filter-Bank Energies for Robust Speech Recognition

  • Jung, Ho-Young
    • ETRI Journal
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    • v.26 no.3
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    • pp.273-276
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    • 2004
  • We propose a novel feature processing technique which can provide a cepstral liftering effect in the log-spectral domain. Cepstral liftering aims at the equalization of variance of cepstral coefficients for the distance-based speech recognizer, and as a result, provides the robustness for additive noise and speaker variability. However, in the popular hidden Markov model based framework, cepstral liftering has no effect in recognition performance. We derive a filtering method in log-spectral domain corresponding to the cepstral liftering. The proposed method performs a high-pass filtering based on the decorrelation of filter-bank energies. We show that in noisy speech recognition, the proposed method reduces the error rate by 52.7% to conventional feature.

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Coupled autopilot design for STT missiles (STT 방식의 유도탄에 대한 결합 자동조종장치 설계)

  • 송찬호;김윤식
    • 제어로봇시스템학회:학술대회논문집
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    • 1992.10a
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    • pp.412-417
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    • 1992
  • In this paper, we present a method to design a coupled autopilot for STT missiles which have severe aerodynamic cross-coupling. The aerodynamic model is derived in the meneuver plane and, based on that model, an autopilot scheduled by the normal acceleration and the estimated bank angle is designed. Bank angle is obtained by a simple estimator. With the proposed autopilot, it is shown by computer simulations that induced moments are properly compensated and the performance is supiorior to the conventional autopilot.

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Performance Improvement of Tree Structured Subband Filtering (트리구조 필터뱅크를 이용한 서브밴드 필터링에서의 수렴 성능 향상)

  • 최창권;조병모
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.4 no.2
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    • pp.407-416
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    • 2000
  • Adaptive digital filtering and noise cancelling technique using a tree structured filter bank are presented to reduce a undesirable aliasing due to the decimation of filtered output and improve the performance in terms of mean-square error and the convergence speed using a aliasing canceller. A signal is split into two subband by analysis filter bank and decimated by decimator and reconstructed by interpolation technique and synthesis filter bank. A variable step-size LMS algorithm is used to improve the convergence speed in case of existing the measurement noise in desired input of filter. It is shown by computer simulation that the proposed subband structure in this paper is superior to conventional subband filter structure in terms of mean-square error and convergence speed.

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Low sidelobe digital doppler filter bank synthesis algorithm for coherent pulse doppler radar (Coherent 레이다 신호처리를 위한 저부엽 도플러 필터 뱅크 합성 알고리즘)

  • 김태형;허경무
    • The Journal of Korean Institute of Communications and Information Sciences
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    • v.21 no.3
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    • pp.612-621
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    • 1996
  • In this paper, we propose the low sidelobe digital FIR doppler filter bank synthesis algorithm through the Gradient Descent method and it can be practially appliable to coherent pulse doppler radar signal processing. This algorithm shows the appropriate calculation of tap coefficients or zeros for FIR transversal fiter which has been employed in radar signal processor. The span of the filters in the filter bank be selected at the desired position the designer want to locate, and the lower sidelobe level that has equal ripple property is achieved than one for which the conventional weithtedwindow is used. Especially, when we implemented filter zeros as design parameters it is possible to make null filter gain at zero frequency intensionally that would be very efficient for the eliminatio of ground clutter. For the example of 10 tap filter synthesis, when filter coefficients or zeros are selected as design parameters the corresponding sidelobelevel is reducedto -70db or -100db respectively and it has good convergent characteristics to the desired sidelobe reference value. The accuracy ofapproach to the reference value and the speed of convergence that show the performance measure of this algorithm are tuned out with some superiority and the fact that the bandwidth of filter appears small with respect to one which is made by conventional weighted window method is convinced. Since the filter which is synthesized by this algorithm can remove the clutter without loss of target signal it strongly contributes performance improvement with which detection capability would be concerned.

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Effects of Aerobic Granular Sludge Separator on the Stability of Aerobic Granular Sludge (AGS) (호기성 그래뉼 슬러지 선별 분리기가 호기성 그래뉼 슬러지의 안정성에 미치는 영향)

  • Kwon, Gyutae;Kim, Hyun-Gu;Ahn, Dae-Hee
    • Journal of Environmental Science International
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    • v.30 no.12
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    • pp.1081-1092
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    • 2021
  • In this study, the effect on the stability of Aerobic Granular Sludge (AGS) caused by an AGS separator was investigated. The AGS separator was a hydrocyclone. The main factors of the AGS separator were filter pore size (0.125~0.600 mm), conical-to-cylindrical ratio (1.5~3.0), and operating time (1~20 min). The AGS/mixed liquor suspended solid (MLSS) ratio gradually increased to 0.500 mm (AGS/MLSS: 84.3±3.0%). AGS was best separated at the conical-to-cylindrical ratio of 2.5 (AGS/MLSS: 84.7±3.3%). As the operating time increased, the AGS separation performance also tended to increase. The shortest AGS separator run time, but the highest AGS separation performance was 10 min (87.0±2.5%). AGS stability was evaluated by operating the selected AGS separator and sequencing batch reactor. The average removal efficiencies of TOC, TCODCr, SS, TN, and TP were 95.7%, 96.9%, 93.0%, 89.0%, and 96.2%, respectively, which met the effluent standards in Korea. In addition, the AGS/MLSS ratio tended to remain constant, and the sludge volume index demonstrated a tendency to decrease from 140 mL/g to 70 mL/g. During the operation, the particles of AGS in optical microscope observations gradually increased.

The Development of an Optimal Management System for Industrial Batteries (산업용 축전지 최적 관리시스템 개발)

  • Min, Byoung-Gwon;Ryu, Seung-Pyo;Shin, Hyun-Joo
    • Proceedings of the KIEE Conference
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    • 2002.07b
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    • pp.1009-1011
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    • 2002
  • Some defective cells in the battery bank of power systems using batteries result in deterioration of the performance of the total battery bank. Consequently, the battery bank can't perfectly back up the system in occurrence of any power problems and the overcharge of defective cells may lead to their explosion or the occurrence of fire. The developed battery management system in this study enables operators to telemeter and analyze internal resistance, voltages, currents, and temperatures of batteries at remote sites through a PC, so they can detect defective cells before the occurrence of power problems. And adoption of this system ensures extension of battery life.

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A New Approach to Motion Modeling and Autopilot Design of Skid-To-Turn Missiles

  • Chanho Song;Kim, Yoon-Sik
    • Transactions on Control, Automation and Systems Engineering
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    • v.4 no.3
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    • pp.231-238
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    • 2002
  • In this paper, we present a new approach to autopilot design for skid-to-turn missiles which may have severe aerodynamic cross-couplings and nonlinearities with angle of attack. The model of missile motion is derived in the maneuver plane and, based on that model, pitch, yaw, and roll autopilot are designed. They are composed of a nonlinear term which compensates for the aerodynamic couplings and nonlinearities and a linear controller driven by the measured outputs of missile accelerations and angular rates. Besides the outputs, further information such as Mach number, dynamic pressure, total angle of attack, and bank angle is required. With the proposed autopilot and simple estimators of bank angle and total angle of attack, it is shown by computer simulations that the induced moments and some aerodynamic nonlinearities are properly compensated and that the performance is superior to that of the conventional ones.

Model based optimal FIR synthesis filter for a nosy filter bank system

  • Lee, Hyun-Beom;Han, Soo-Hee;Kwon, Wook-Hyun
    • 제어로봇시스템학회:학술대회논문집
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    • 2003.10a
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    • pp.413-418
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    • 2003
  • In this paper, a new multirate optimal finite impulse response (FIR) filter is proposed for the signal reconstruction in the nosy filter bank systems. The multirate optimal FIR filter replaces the conventional synthesis filters and the Kalman synthesis filter. First, the generic linear model is derived from the multirate state space model for an autoregressive (AR)input signal. Second, the multirate optimal FIR filter is derived from the multirate generic linear model using the minimum variance criterion. This paper also provides numerical examples and results. The simulation results illustrate that the performance is improved compared with conventional synthesis filters and the proposed filter has advantages over the Kalman synthesis filter.

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