• 제목/요약/키워드: Bank performance

검색결과 563건 처리시간 0.025초

마찰전기 나노발전기를 위한 임피던스 커플러 스위치를 탑재한 3단계 전력 관리 시스템 (Three-Stage Power Management System Employing Impedance Coupler Switch for Triboelectric Nanogenerator)

  • 윤보경;이준영;정지훈
    • 전력전자학회논문지
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    • 제25권4호
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    • pp.243-250
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    • 2020
  • Energy harvesting is a recent technology involving the harvest and utilization of extremely small surrounding energy. Energy harvesting research is conducted in various fields. Triboelectric nanogenerators (TENGs) are energy harvesting technologies that use static electricity generated by physical movement or friction. Although TENGs generate output power in microwatt levels, they experience high internal impedance compared with other energy harvesting generators, thereby making the continuous transfer of electric power to loads difficult. This study proposes a power management system for TENGs that consists of three stages, that is, an AC/DC rectifier, an impedance coupler switch with a capacitor bank, and a DC/DC converter. In addition, the selection method of the AC/DC rectifier and DC/DC converter is proposed to maximize the amount of power transferred from energy harvesting areas. Furthermore, the impedance coupler switch and capacitor bank are discussed in detail. The validity and performance of the proposed three-stage power management system for TENGs are verified using a prototype system.

참여농가 사례분석을 통한 농지장기임대차사업 개선방안에 관한 연구 : 강원도를 중심으로 (A Case Study on Farmers' Participation in Farmland Bank : Focusing on Long-term Leasing Business of Farmland in Gangwon Province)

  • 이향미;김미영
    • 농촌계획
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    • 제20권3호
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    • pp.55-66
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    • 2014
  • Under high agricultural automation in rice farming, cultivation acreage expansion can be considered for the economies of scale. Also, considering the circumstances of higher ratio in leased farms than independent farms, Long-term Leasing Business of Farmland can be the most public and transparent method to expand cultivation acreage for lease farming. Therefore, this research observes the various factors such as application motives, satisfaction, and demands of Long-term Leasing Business of Farmland, which the importance is on the rise and serves as a means to increase agricultural expansion, as well as its operational performance analysis. The research results and implications are as follows. Long-term Leasing Business of Farmland have positive effects such as ensuring stable farming through documental contract, providing convenience because the lease contractor requires no meetings during the contract period, providing opportunities to expand the farm size, and acquiring economical gain which is linked to satisfaction aspects of the businesses. On the other hand, demands such as strengthened business advertisement, writing business documents by correlating with related organizations, and clear lease price configuration were made by the businesses. To bring improvements, this research proposes; 1) expanding support to related businesses, 2) providing convenience through related organization correlations, and 3) configuring clear lease prices considering the regional conditions.

비정수배 과표본화를 위한 폴리페이즈 구조 (Polyphase Structure for Fractional Ratio Oversampling)

  • 이혁재;박영철;윤대희
    • 한국통신학회논문지
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    • 제25권6B호
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    • pp.1106-1113
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    • 2000
  • 본 논문에서는 비정수배 과표본화(fractional ratio oversampling) 구조를 위한 DFT 기반의 폴리페이즈 필터뱅크를 제안하였다. 비정수배 과표본화는 임계표본화(critical sampling)보다 적은 에일리어징을 가지며 동시에 정수배과표본화(integer ratio oversampling)보다 적은 계산량을 갖는다. 또한 비정수배 과표본화의 에일리어징 감소효과로 인해 필터뱅크 설계에 자유도가 높아진다. 제안된 비정수배 과표본화 폴리페이즈 구조를 서브밴드 적응필터에 응용하여 긴 적응필터를 필요로 하는 음향반향 제거 실험을 수행하였다. 반향제거 실험결과 비정수배 과표본화는 정수배 과표본화보다 적은 계산량으로 유사한 성능을 보였다.

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HF 채널에서의 SFH/MFSK 신호의 시간 추적 (Tracking of SFH/MFSK Signal in HF Channel)

  • 최세열
    • 한국통신학회논문지
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    • 제19권3호
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    • pp.442-450
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    • 1994
  • 본 논문에서는 SFH/MFSK 시스템에서 DFT를 recursive하게 구현한 대역통과 필터뱅크와 병렬 상관기를 이용하여 시간추적을 하는 방법에 대하여 연구하였다. 심볼 주기동안 샘플링 주기의 n배 간격으로 M개의 스펙드럼을 분석한다. hop 주기동안 저장된 대역통과필터뱅크의 출력값은 병렬 상관기에 입력되어 최대출력값이 나타나는 샘플링 위치와 상관 시간을 이용하여 송수신 시간차를 교정한다. 제안된 시간추적방법의 HF 채널환경에서의 성능은 컴퓨터 시뮬레이션을 통하여 동기 신호의 검출율과 최대 상관값의 분포를 구하여 분석 하였다.

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데이터 전처리를 이용한 다중 모델 퍼지 예측기의 설계 및 응용 (Design of Multiple Model Fuzzy Predictors using Data Preprocessing and its Application)

  • 방영근;이철희
    • 전기학회논문지
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    • 제58권1호
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    • pp.173-180
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    • 2009
  • It is difficult to predict non-stationary or chaotic time series which includes the drift and/or the non-linearity as well as uncertainty. To solve it, we propose an effective prediction method which adopts data preprocessing and multiple model TS fuzzy predictors combined with model selection mechanism. In data preprocessing procedure, the candidates of the optimal difference interval are determined based on the correlation analysis, and corresponding difference data sets are generated in order to use them as predictor input instead of the original ones because the difference data can stabilize the statistical characteristics of those time series and better reveals their implicit properties. Then, TS fuzzy predictors are constructed for multiple model bank, where k-means clustering algorithm is used for fuzzy partition of input space, and the least squares method is applied to parameter identification of fuzzy rules. Among the predictors in the model bank, the one which best minimizes the performance index is selected, and it is used for prediction thereafter. Finally, the error compensation procedure based on correlation analysis is added to improve the prediction accuracy. Some computer simulations are performed to verify the effectiveness of the proposed method.

의학교육에서 컴퓨터바탕검사와 문항은행 데이터베이스 구축 (Computer-Based Testing and Construction of an Item Bank Database for Medical Education in Korea)

  • 허선
    • 의학교육논단
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    • 제16권1호
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    • pp.11-15
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    • 2014
  • A number of medical schools in Korea have been using computer-based testing (CBT) for evaluating their students' scientific and/or clinical performance since the early 1990s. Introducing CBT to medical education would have several advantages: first, presenting figures and audio-video files of clinical content is simple with CBT, making it possible to evaluate medical students' competency with navigating more realistic clinical situations at minimum cost; second, CBT enables automatic item analysis and score reporting. To establish CBT, constructing an item bank with item parameters such as difficulty or discriminating parameters will be needed. To select more psychometrically sound items, analysis of the items according to item response theory is necessary. CBT has already been introduced in high stakes tests like the United States Medical Licensing Examination and the Medical Council of Canada Qualifying Examination. The National Health Personnel Examination Board in Korea is also planning to introduce a CBT-based version of the National Medical Examination soon. Thus all medical schools in Korea will need to introduce CBT and construct item banks to prepare their students for their licensing examinations and to measure the students' competency more accurately.

A Comparison and Evaluation of New Regulation on People Credit Funds Rating in Vietnam

  • Dang, Thu Thuy
    • Asian Journal of Business Environment
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    • 제8권1호
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    • pp.23-29
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    • 2018
  • Purpose - The purpose of this research is to make a comparative assessment of People Credit Funds (PCFs) ranking in Vietnam between the Circular No. 42/2016/TT-NHNN dated December 20, 2016 with the Decision No. 14/2007/QD-NHNN dated 09/4/2007 issued by the Governor of the State Bank. Research design, data, and methodology - This study is mainly based on the Circular No. 42/2016/TT-NHNN dated December 20, 2016 and the Decision No. 14/2007/QD-NHNN dated 09/4/2007 issued by the Governor of the State Bank on PCFs ranking. Results - The study paper has shown positive changes in PCFs ranking in Vietnam in accordance with the Circular No. 42/2016/TT-NHNN, such as increasing Capital Adequacy Ratio (CAR), maintaining CAR, improving assets quality, developing indicators of governance, management and control capability. These changes have implications for the development and efficient performance of PCFs in Vietnam. Conclusions - The classification and evaluation of PCFs will contribute to its healthy development. These finding support PCFs to understand more about rating methodology, significance of rating system and the importance of improving their rating. PCFs in Vietnam desire to develop their business effectively, they need to understand exactly and comply fully with regulations related to their field of operations.

습증기를 포함한 연소가스의 폐열회수를 위한 열교환기 성능 예측 (Performance Prediction of Heat Exchanger for Waste Heat Recovery from Humid Flue Gases)

  • 정동운;이상용;이한주
    • 대한기계학회:학술대회논문집
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    • 대한기계학회 2000년도 춘계학술대회논문집B
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    • pp.276-281
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    • 2000
  • A simulation program using the mass transfer correlation was constructed to analyze 1-D simplified condensing flow across the tube bank. Higher efficiency was anticipated by reducing the flue gas temperature down below the dew point where the water vapor in the flue gas is condensed at the surface of the heat exchanger; that is, the heat transfer by the latent heat is added to that by the sensible heat. Thus, there can be an optimum operating condition to maximize the heat recovery from the flue gas. The temperature rises of the flue gas and the cooling water between the inlet and the outlet of the tube bank were compared with the experimental data reported previously. The predicted results agree well with the experimental data. Using this simulation program, the parametric studies have been conducted fur various operating conditions, such as the velocities and temperatures of the vapor/gas mixture and the cooling water, the number of the rows, and the conductivity of the wall material.

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Determinants of Indonesian Islamic Rural Banks' Profitability: Collusive or Non-Collusive Behavior?

  • WIDARJONO, Agus;MIFRAHI, Mustika Noor;PERDANA, Andika Ridha Ayu
    • The Journal of Asian Finance, Economics and Business
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    • 제7권11호
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    • pp.657-668
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    • 2020
  • This paper investigates the effect of market structure, including some bank-specific variables and macroeconomic conditions, on the profitability of Indonesian Islamic rural banks. We apply the structure conduct performance (SCP) and the relative market power (RMP) hypothesis. Panel data comprising 142 Islamic rural banks from 2013Q1 to 2018Q4 are employed. This study breaks them apart, associated with the level of economic development consisting of Java as developed regions and outside Java as less developed regions. This study employs static and dynamic panel regression. The GMM method, however, is appropriate because of the dynamic nature of profitability. Our results confirm the SCP hypothesis and fail to support the RMP hypothesis. The higher market concentration allows Islamic rural banks to generate a significantly higher profit by conducting a collusive strategy. More interestingly, the collusive behavior may result in more profit for Islamic rural banks located in the developed regions than those in less developed regions. Evidence also highlights the importance of operating efficiency and impaired financing on profitability. High operating efficiency and low impaired financing can improve profit. Our results suggest that capitalizing market share by improving efficiency and optimizing financing contracts between PLS and non-PLS contracts also improve profit.

Evaluation and Comparison of Bank Efficiency in Cross-Strait after ECFA

  • LIAO, Chang Sheng
    • The Journal of Asian Finance, Economics and Business
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    • 제7권10호
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    • pp.783-793
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    • 2020
  • The purpose of this study is to investigate whether the ECFA impacted the efficiency of banks in China and Taiwan from 2008 to 2017. This study follows Seiford and Zhu (2002), who recommend using the standard data envelopment analysis model to measure performance by increasing the desirable outputs and decreasing the undesirables. The finding was that overall technical efficiency increased from 2012 to 2017, reaching 0.575, 0.652, 0617, 0.689, 0.701 and 0.74, respectively. This result implies bank efficiency did indeed improve after China and Taiwan signed the ECFA cooperation agreement. The study found that the mean technical efficiency was 0.8756 in China, greater than Taiwan's mean of 0.3511, implying that Chinese banks experienced a greater increase in efficiency after signing the EFCA. One possible reason explored in this study is that China's economy is currently growing at the highest rate in the world, and the banks' efficiency has benefited from greater economic growth. This suggests that cross-strait sustained negotiations to consummate an agreement on trade in the services will be a very important mission in the future. This result also provides significant evidence suggesting that not accounting for undesirable output while estimating the evolution of the model may seriously distort efficiency results.