• Journal of Intelligence and Information Systems
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• v.28 no.3
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• pp.259-278
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• 2022

With the spread of Artificial Intelligence (AI), various AI-based services are expanding in the financial sector such as service recommendation, automated customer response, fraud detection system(FDS), credit scoring services, etc. At the same time, problems related to reliability and unexpected social controversy are also occurring due to the nature of data-based machine learning. The need Based on this background, this study aimed to contribute to improving trust in AI-based financial services by proposing a checklist to secure fairness in AI-based credit scoring services which directly affects consumers' financial life. Among the key elements of trustworthy AI like transparency, safety, accountability, and fairness, fairness was selected as the subject of the study so that everyone could enjoy the benefits of automated algorithms from the perspective of inclusive finance without social discrimination. We divided the entire fairness related operation process into three areas like data, algorithms, and user areas through literature research. For each area, we constructed four detailed considerations for evaluation resulting in 12 checklists. The relative importance and priority of the categories were evaluated through the analytic hierarchy process (AHP). We use three different groups: financial field workers, artificial intelligence field workers, and general users which represent entire financial stakeholders. According to the importance of each stakeholder, three groups were classified and analyzed, and from a practical perspective, specific checks such as feasibility verification for using learning data and non-financial information and monitoring new inflow data were identified. Moreover, financial consumers in general were found to be highly considerate of the accuracy of result analysis and bias checks. We expect this result could contribute to the design and operation of fair AI-based financial services.

• Journal of Korea Port Economic Association
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• v.38 no.3
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• pp.15-28
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• 2022

Bunkering refers to the supply of bunker fuel necessary for the ship operation, as well as minimizing the price and supply cost of fuel itself, and includes supplying good quality fuel oil in a timely manner and at the optimal port. Bunkering is an important criterion in terms of cost for shipping companies because bunkering involves a significant cost to the purchaser of bunkering from the time of initial purchase. This study aims to prioritize selection criteria for tramper companies to call port for bunkering. For this study, the variables were selected by analyzing the common criteria such as price, location, bunker quality and service and infrastructure etc. employed in previous studies. The AHP method was employed to prioritize the criteria in order. As a result of the analysis, the high level factors appeared in the order of price, location, bunkering quality and port service and infrastructure factors. The importance of price criterion and location criterion was found to be high. In the low level criterion of price, the bunker price per MT was ranked first in importance. In terms of location criteria, the location on the main trade route was high. In the low criteria of bunker quality and port service, the bunkering available types and bunker quality were found to be important factors, and in the low level criteria of infrastructure, anchorage and availability of bunkering during loading and discharging and port security factors were found to be important criteria. This study provides the guidelines for research designed to compare the bunkering port selection factors and to derive their importance suggesting the ways to enhance competitiveness as a bunkering port.

• The Journal of Engineering Geology
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• v.28 no.3
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• pp.379-395
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• 2018

A walking trail environment can be divided into the upper part of the trail, the trail itself, and the lower part of the trail. In this study, based on field investigations, we developed a risk index for trails by considering human/societal factors that affect each of these three trail environments. A checklist was developed for field investigations, and checklist items were scored through relative importance analysis. The relative weights of items were analyzed using the AHP (Analytic Hierarchy Process) technique, revealing that the upper environment of a trail is twice as important as the rest of the environment. The importance and score of items belonging to each environment were determined. We define the risk index as the sum of the item scores. Weights were added using data from existing investigations including landslides risk rating and designated risk steep slopes. The risk index has a maximum value of 200, and the maximum and minimum calculated scores of 335 risk sections were 159 and 64.2, respectively. As a result of comparative analysis between field observations and risk index calculations, most sections at relatively low risk had risk values less than 100, and sections with high risks or that had been the site of accident yielded scores that exceeded 140.

• Journal of the Korean Institute of Landscape Architecture
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• v.50 no.2
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• pp.23-40
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• 2022

Many constructed wetlands have been installed in dam reservoirs nationwide for ecological purification of watershed pollutants, but aging and reduced efficiency are becoming issues. To improve the management of constructed wetlands, an objective evaluation of structural suitability is required. This study evaluated 39 constructed wetlands of 15 dams. First, through fogus group interview(FGI), survey analysis, and analytic hierarchy process(AHP), eight evaluation items in the physical and vegetative aspects were selected and the evaluation criteria applied with weights were prepared. Second, as a result of the structural suitability evaluation, the average score of the overall constructed wetlands was 80.8, with 10 sites rated as 'good grade(91~100)', 22 sites rated as 'normal grade(71~90)' and 7 sites rated as 'poor grade(70 or less)'. The average score of physical structure evaluation was 52.6, with 14 sites rated as 'good', 21 sites as 'normal' and 4 sites as 'poor'. The suitability of location was good level in most constructed wetlands, but the water supply system, depth of water, ratio of length-to-width, and slope of flow channel were evaluated as 'normal' or less in constructed wetlands of 50% or more. Therefore, it was found that overall improvement was necessary for stable flow supply and flow improvement in the constructed wetland. The average score of vegetative structure evaluation was 28.2, and about 84% of them were identified as 'normal' or lower. As a result of analyzing the Spearman's correlation coefficient between the physical structure evaluation score and the vegetation structure evaluation score, there was a significant correlation(r = 0.728, p < 0.001), and it was found that each evaluation factor also influences each other. As a result of the case review of 6 constructed wetlands, the appropriateness of the evaluation results was confirmed, and it was found that the location, flow rate supply, and type of wetland had a great influence on the efficiency and operation of the wetland. Through this study, it will be possible to derive structural weaknesses of constructed wetlands in dam reservoirs as a nature-based solution, to prepare types and practical alternatives for improved management of each constructed wetland in the future, and to contribute to enhancing various environmental functions.

• Journal of Korean Society of Transportation
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• v.28 no.2
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• pp.87-98
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• 2010

Recently active policies of bicycle in many municipalities have been selected as the main policies. And a bike-related research is a difference in the direction of research according to socially active atmosphere on a bike using. Recent the research of approaches to enable bike use according to regional characteristics focused on Busan has been conducted is differentiated. But A different approach should be considered on the small town smaller than Metropolitan. Because of the relatively small city-size bicycle can be a variety of purposes. Therefore, this study to research awareness assessment methods of these local residents on the bike use inquires to the awareness of local residents in addition to the physical condition of facilities and policies target for the dong unit of small towns with 300,000~500,000 people. Awareness assessment methods of these local residents for the revitalization of bicycle using enable the local and regional conditions of bicycle using to compare very easily and the conception on the revitalization of bicycles using will make it possible considering the regional differences in the conditions of dong unit. Therefore, this process will be important references to be considered a differentiated analysis and approaches to enable bike use of the conditions of small towns on the bicycle using.