• 제목/요약/키워드: 해상보험

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해상운송.해상보험에서의 해상보험자 대위권 관련조항 고찰 (A study on the clauses relating underwriter's subrogation in the carriage by sea and marine insurance)

  • 조종주;김흥기;강용수
    • 무역상무연구
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    • 제47권
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    • pp.337-353
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    • 2010
  • On payment of the insurance money the insurer is entitled to be subrogated to all right and remedies of the assured in respect of the interest insured in so far as he has indemnified the insured. The purpose of subrogation is to prevent the assured from recovering more than once for the same loss, e.g. where goods are lost owing to a collision, the assured cannot claim the insurance money from the insurer and then sue the owners of the ship that negligently caused the collision. Under the doctrine of subrogation the right to sue owners of the negligent ship passes from the assured to the insurer on payment of the insurance money. The insurer is subrogated to the assured 'rights against the carrier under the contract of carriage. To defeat the cargo underwriters' subrogation righters, the carriers inserted in their B/L a clause allowing the carriers to have the "benefit of the shipper's insurance. But, in the Hague Rules, Hamburg Rules, Rotterdam Rules, its makes void any clause that assigns a benefit of insurance of the goods in favour of the carrier. In practice the insurer asks the assured to sign a letter of subrogation and retains the documents in order to prosecute the rights subrogated to him.

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상당주의의무의 이행과 그 효과에 관한 연구 - 선박보험을 중심으로 - (A Study on the Implementation of Due Diligence and Its Effect - Focussing on the Marine Hull Insurance -)

  • 이상욱;남영은;박상갑
    • 한국항해항만학회지
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    • 제26권4호
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    • pp.399-406
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    • 2002
  • 해상선박보험의 역사를 통하여 보면 많은 경우에, 피보험자의 상당주의의무의 결여로 인하여 보험자가 보상을 거부한 경우가 많은 것을 볼 수 있다. 또한 과거 우리나라의 해상사고를 보아도 대부분의 사고가 인적요인에 의해 발생하였음을 알 수 있다. 따라서 본 논문은 이러한 해상손해에 중점을 두고 보험약간과 다른 제반 규칙들을 고찰함으로써 상당주의의무의 필요성에 대해서 강조하며, 나아가 사고사례를 분석하여 상당주의의무의 이행과 그 효과에 대해서 고착하고자 한다.

해상보험계약에 있어서 고지의무와 워런티 (A Comparative Study on the Duty of Disclosure and Warranty in Marine Insurance Contract)

  • 박은경
    • 한국항만경제학회지
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    • 제19권1호
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    • pp.89-112
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    • 2003
  • In this article, 1'd like to analyse the principal distinctions between the duty of disclosure and warranty which are based on the same legal principles, utmost good faith(uberrima fides). Although the duty of disclosure and warranty have a same legal principle to protect insurance contract, they have several difference in appliance actually. Through these comparative analysis, 1 want to reveal the character of warranty which is unfamiliar to us under our commercial law. Warranty has some peculiarity, these are (a)A warranty does not have to be material to the risk, (b)A warranty must be exactly complied with, (c)It is impossible to defence for a breach of warranty, the breach of warranty is irremediable, and A casual connection between breach and loss needs not be shone, (d)A breach of a warranty may be waived by insurer. Sometimes in Korea like those stringent principles of warranty make Korean's small fishing or shipping company suffer from difficult because of insistence of discharge from liability by insurer. So I expect that all of them acknowledge the character of warranty and can make them protect their insurance money by themselves.

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해상보험계약에 있어서 고지의무와 워런티 (A Comparative Study on the Duty of Disclosure and Warranty in Marine Insurance Contract)

  • 박은경
    • 한국항만경제학회:학술대회논문집
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    • 한국항만경제학회 2003년도 정기학술대회지
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    • pp.271-294
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    • 2003
  • In this article, 1'd like to analyse the principal distinctions between the duty of disclosure and warranty which are based on the same legal principles, utmost good faith(uberrima fides). Although the duty of disclosure and warranty have a same legal principle to protect insurance contract, they have several difference in appliance actually. Through these comparative analysis, I want to reveal the character of warranty which is unfamiliar to us under our commercial law. Warranty has some peculiarity, these are (a)A warranty does not have to be material to the risk, (b)A warranty must be exactly complied with, (c)It is impossible to defence for a breach of warranty, the breach of warranty is irremediable, and A casual connection between breach and loss needs not be shone, (d)A breach of a warranty may be waived by insurer. Sometimes in Korea like those stringent principles of warranty make Korean's small fishing or shipping company suffer from difficult because of insistence of discharge from liability by insurer. So I expect that all of them acknowledge the character of warranty and can make them protect their insurance money by themselves.

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해상보험 클레임의 면책위험에 관한 고찰 (A Study on the Risks Excluded of Marine Insurance Claims)

  • 정성훈;최혁준
    • 한국중재학회지:중재연구
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    • 제15권2호
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    • pp.125-162
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    • 2005
  • This paper examined excluded risks of insurer in marine insurance generally, and found out the existing studies on the excluded risks, which were accomplished partially and fragmentarily, to conduct a comparative analysis of marine insurance based on the general flow of claim adjustment. It arranges the existing studies to settle a dispute between the parties -insurer and assurer- and studies the excluded risk based on risk change of the insured by analyzing characteristic and class of security violation, and meaning, form, effect of risk change. it inquires into and analysis cases of the Korean Supreme Court related to the exclusion and illegal act of marine insurance to compare marine theorists' opinion with commercial law.

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