• Title/Summary/Keyword: 피해액 평가

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A empirical study on the Employee's Workplace Satisfaction for Insurance Claim adjusting company (손해사정회사 종업원의 직장만족 결정요인 연구)

  • Kim, Jaetae;Yoo, kyungjin;Choi, Youngjin;Kim, Jongwon
    • Journal of the Society of Disaster Information
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    • v.11 no.2
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    • pp.245-252
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    • 2015
  • Employee's workplace satisfaction of claim adjusting company, who assesses the loss of catastrophe, have a direct influence on the loss evaluation job. Eventually their satisfaction would affect the compensation satisfaction of victims, therefore it is one of important factors for victims's compensation satisfaction. This paper analyzes empirically the determinants of employee's satisfaction to their firm for a claim adjusting company. As a result of the empirical research, it is found that the statistically significant determinant are the psychological factor, the organizational factor, and the individual factor. Among the significant factors, the psychological factor has the biggest positive factor. And the organizational factor and the individual factor is next with similar positive measurement. But the cognitive factor is not statistically significant. A claim adjusting company may use the research result for the improvement of employee's workplace satisfaction.

A Study on Evaluating Benefits of Constructed Wetland (인공습지 조성에 따른 편익 산정 연구)

  • Jung, Jaewon;Nam, Jisu;Han, Daegun;Kim, Shinhoon;Kim, Hung Soo
    • Proceedings of the Korea Water Resources Association Conference
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    • 2017.05a
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    • pp.91-91
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    • 2017
  • 전 세계적으로 인공습지는 도시화, 기후변화 및 생활수준 향상으로 인한 홍수와 가뭄, 하천생태계 변화, 수질오염과 같은 환경문제의 해결방안으로 제시되고 있다. 이에 따라 국내에서도 여러 목적과 형태의 인공습지가 조성되고 있다. 인공습지의 경우 특정 기능을 목적으로 하여 조성하더라도 인공적 생태계가 조성되므로 복합적 기능을 갖게 된다. 하지만 현재까지의 인공습지 조성 효과에 관한 연구는 한가지 기능에만 초점을 맞추어서 실제 인공습지 조성의 가치가 저평가되고 있다. 본 연구에서는 하천변 인공습지 조성에 따른 여러 효과 중 가장 주가 되는 홍수저감 및 수질개선 기능에 대한 효과를 분석하고 이에 따른 편익을 산정하였다. 먼저 인공습지의 적용 대상 유역을 선정하고 유역 내에 입지를 결정하여 이에 맞는 인공습지를 설계 및 적용하였다. 인공습지 조성에 따른 홍수저감 효과 및 수질개선효과를 각각 분석하였다. 분석 결과에 대해 MD-FDA를 통해 홍수피해액을 산정하였고 대체비용법을 통하여 동일한 수질개선 효과를 갖는 하수처리시설의 하수처리비 및 운영관리비에 해당하는 수질개선 편익을 산정하였다. 본 연구를 통해 인공습지의 홍수저감 효과뿐만 아니라 수질개선 효과를 확인하였으며 정량적인 분석방법을 통해 두 가지 기능에 대한 효과를 분석하여 보았다. 또한 산정된 홍수저감 및 수질개선 효과를 경제적 가치로 환산하여 보다 객관적인 지표로 나타내었다. 본 인공습지 조성에 따른 종합적 편익 산정 연구 결과는 다목적의 인공습지를 적재적소에 적용하는데 기여할 것이다. 추후 생태적 기능, 레크레이션 기능 등에 따른 기타 편익 산정 방법론 조사를 통해 각 기능의 편익을 추가한다면 인공습지 조성에 따른 편익을 종합적으로 고려할 수 있을 것으로 판단된다. 또한 인공습지 조성의 소요사업비 및 유지관리비를 산정하여 인공습지 조성에 대한 경제성분석을 한다면, 실제 인공습지 조성 사업 시 사업의 타당성을 평가하는 기초자료로 활용할 수 있을 것으로 기대된다.

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A Study on the Probability of BLEVE of Above-ground LP Gas Storage Tanks Exposed to External Fire (지상식 LPG 저장탱크의 외부화재에 의한 BLEVE 가능성 해석)

  • Lee Seung-Lim;Lee Young-Soon
    • Journal of the Korean Institute of Gas
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    • v.7 no.1 s.18
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    • pp.19-23
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    • 2003
  • The purpose of this thesis is to investigate the BLEVE probability of LP gas storage tanks which are relatively more dangerous, by the deductive calculating method using the results of Birk's pilot tank test and the required heat capacity of BLEVE. The result that BLEVEs can occur in only above 43.68 percent of liquid filling level under $600^{\circ}C$ of tank pate temperature and $53^{\circ}C$ of inner liquid temperature, was obtained and will be useful for preventing the BLEVE of LP gas storage tanks in fire sites. In addition, this research showed conditions of external leak and fire causing BLEVE, based on 15ton capacity of LP gas tank which has the same specifications as those in Puchon LP gas filling station accident. The result of the calculation is that the minimum pool fire conditions of BLEVE are above 7.2mm equivalent diameter under a liquid release condition and above 17.6mm equivalent diameter under a two-phase release condition. In the end, the result of calculating the pool size corresponding the above conditions using EFFECTS version 2.1, concludes that a minimum of 3.3 meters of diameter and 10.4 meters of height should be needed for BLEVE outbreak.

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A Study on the Quantitative Risk Assessment of Bridge Construction Projects (교량 공사 프로젝트의 정량적 리스크 평가에 관한 연구)

  • Ahn, Sung-Jin
    • Journal of the Korea Institute of Building Construction
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    • v.20 no.1
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    • pp.83-91
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    • 2020
  • The recent bridge construction projects is demanded more sophisticated risk management measures and loss forecasts to brace for risk losses from an increase in the trend of bridge construction. This study aims to analyze the risk factors that caused the loss of material in actual bridge construction and to develop a quantified predictive loss model, based on the past record of insurance payment by major domestic insurance companies for bridge construction projects. For the development of quantitative bridge construction loss model, the dependent variable was selected as the loss ratio, i.e., the ratio of insurance payout divided by the total project cost, while the independent variable adopted 1) Technical factors: superstructure type, foundation type, construction method, and bridge length 2) Natural hazards: typhoon and flood 3) Project information: construction period and total project cost. Among the selected independent variables, superstructure type, construction method, and project period were shown to affect the ratio of bridge construction losses. The results of this study can provide government agencies, bridge construction design and construction and insurance companies with the quantitative damage prediction and risk assessment services, using risk indicators and loss prediction functions derived from the findings of this study and can be used as a guideline for future basic bridge risk assessment development research.

Analysis of Heavy Rain Hazard Risk Based on Local Heavy Rain Characteristics and Hazard Impact (지역 호우특성과 재해영향을 고려한 호우재해위험도 분석)

  • Yoon, Jun-Seong;Koh, June-Hwan
    • Journal of Cadastre & Land InformatiX
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    • v.47 no.1
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    • pp.37-51
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    • 2017
  • Despite the improvement in accuracy of heavy rain forecasting, socioeconomic costs due to heavy rain hazards continue to increase. This is due to a lack of understanding of the effects of weather. In this study, the risk of heavy rain hazard was analyzed using the concepts of hazard, vulnerability, and exposure, which are key concepts of impact forecast presented by WMO. The potential impacts were constructed by the exposure and vulnerability variables, and the hazard index was calculated by selecting three variables according to the criteria of heavy rain warning. Weights of the potential impact index were calculated by using PCA and hazard index was calculated by applying the same weight. Correlation analysis between the potential impact index and damages showed a high correlation and it was confirmed that the potential impact index appropriately reflects the actual damage pattern. The heavy rain hazard risk was estimated by using the risk matrix consisting of the heavy rain potential impact index and the hazard index. This study provides a basis for the impacts analysis study for weather warning with spatial/temporal variation and it can be used as a useful data to establish the local heavy rain hazard prevention measures.

The Effect of Information Security Breach and Security Investment Announcement on the Market Value of Korean Firms (정보보안 사고와 사고방지 관련 투자가 기업가치에 미치는 영향)

  • Kwon, Young-Ok;Kim, Byung-Do
    • Information Systems Review
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    • v.9 no.1
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    • pp.105-120
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    • 2007
  • With the fast development of the Internet and the increasing dependence on information infrastructures, companies are faced with various information security threats such as information leakages, modifications, and information breaches. South Korea is one of the leading countries in the Internet usage, but is ranked relatively low when it comes to information security. In fact, many Korean firms have suffered financial losses and damaged corporate images from the information security breaches. However, because of the difficulties in quantifying the costs of the information security breaches, Korean companies tend to delay their investment decisions on information security. The purpose of this study is to measure the cost of information security breach and the economic value of security investment using the event study methodology. Our results show that the announcement of an information security breach negatively influenced the market value of the corresponding company. The effect was statistically significant at the significance level of p=0.05. The breached companies lose, on average, 0.86% of their market values on the day of the announcement - an average loss in market capitalization of $55 million. On the other hand, the investment on information security had no effect on the stock price or the market value of the firm.

A New Screening Method for the Selection of Calla Lily Zantedeschia aethiopica Cultivars Resistant to Calla Lily Soft Rot (칼라의 무름병 저항성 품종 선발을 위한 검정 방법 개발)

  • Joung, Hyang Young;Choi, Mok Pil;Han, Kyung Sook;Kim, Su;Goo, Dae Hoe;Kang, Yun Im;Choi, Youn Jung;Park, Sang Kun
    • Horticultural Science & Technology
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    • v.31 no.3
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    • pp.366-370
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    • 2013
  • This experiment was carried out to establish the screening methods for the selection of Zantedeschia aethiopica cultivars resistant to calla lily soft rot caused by Pectobacterium carotovorum subsp. carotovorum. A center of leaf and petiole tissues of four Z. aethiopica cultivars were wounded and inoculated with three different inoculum concentrations, $1{\times}10^7cfu/mL$, $1{\times}10^8cfu/mL$, and $1{\times}10^9cfu/mL$, of EccNHRI-21 isolate. And they were evaluated at 4, 18, and 26 hours after inoculation. The lesion of maceration was developed well in the leaf tissues inoculated with $1{\times}10^9cfu/mL$ concentration. And evaluation of resistance in 18 hours after inoculation was correlated with field resistance positively. Using this method, ten Z. aethiopica commercial cultivars and four wild types were screened. 'Crowbrough' and 'White Cutie' were selected as highly resistant genotypes and 'Mont Blanc' and 'Silky White' as resistant genotypes. 'Wedding March' and 'Kiwi Blush' were evaluated as moderate resistant and the others including 'Childsiana' were susceptible. And all of four wild types were evaluated as more than moderate resistant. In spite of control through cultural, biological and chemical methods, the use of resistant cultivars is most efficient to overcome calla lily soft rot. This newly developed screening method was helpful for breeding new varieties resistant to calla lily soft rot.

An Ex-ante Analysis of Lifting the Japanese Pear's Import Ban on SPS (일본산 배 SPS 수입금지 조치 해제의 사전분석)

  • Han, Suk-Ho;Seo, Hong-Seok;Youm, Jung-Won
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.18 no.1
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    • pp.599-608
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    • 2017
  • This paper proposed a methodology to analyze the economic and quantitative effects of lifting the import ban on Japanese pears by applying a price gap approach in the absence of any preference for either type of pear. Assuming that Korea will allow Japanese pear imports in 2018, the simulation results show that an annual average of 50,000 tons will flow into the domestic market from Japan. These imports will cause a decrease in the price and production of domestic pears, which would have a direct effect on the domestic pear industry, leading to an annual average reduction of 93 billion won. The cultivation area and production quantity are projected to be decreased by 0.7% and 1.4%, respectively, compared to the baseline. Also, the annual average reduction in the overall agriculture sector is predicted to be about 209 billion won, which is a 0.4% reduction compared to the baseline. This research is expected to improve the methodologies available for proactive analysis, with the existing analysis focused on customs tariffs when Korea considers joining mega-FTAs.

Genetic Diversity of Rana catesbiana Captured on various sites in Korea based on mitochondrial ND1 sequence (미토콘드리아 ND1 유전자 염기서열 비교를 통한 국내 서식 황소개구리의 유전적 다양성 조사)

  • Lee Ji-Young;Shim Jae-Man;Joung Insil
    • Proceedings of the KAIS Fall Conference
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    • 2005.05a
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    • pp.297-300
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    • 2005
  • 1970년대 식용을 위한 양식을 목적으로 일본에서 수입된 황소개구리가 국내 하천과 호서생태계에 큰 피해를 주었으나, 최근 급속히 그 개체수가 줄어든 것으로 추정되므로 이번 연구에서는 국내에 서식하는 북미산 황소개구리의 유전자 분석을 통하여 개체동태군에 대한 유전적 연관을 조사하였다. 이를 위하여 전라남도 지역에서 서식하는 황소개구리를 채집하여 이미 발표된 북미산 황소개구리와 미토콘드리아 ND1/tRNA 유전자 1215bp의 염기서열을 비교, 분석하였다. 북미산과 비교하였을 때 조사한 국내 서식 개체 모두에게 ND1/tRNA 유전자 1개 위치에서 염기변화가 발견되었으나 이는 도입 개체군의 유전자인지 국내 특이변이가 진행된 것인지 확실하지 않다. 또한 조사한 개체 일부에서 유전자 염기서열의 6위치에서의 변이가 발견되었으나 국내 서식 황소개구리는 미국산 황소개구리와의 유전적 차이가 거의 없으며, Kimura-2-parameter 분석결과 국내 서식 황소개구리 개체 내에서 $98.7\%\~100\%$의 높은 유사성을 보여 종내 유전적 차이가 거의 없는 것으로 보인다. Neighbor-Joining과 Maximum Parsimony 분석 결과, cluster를 이루는 개체군의 차이를 보였으므로 개체들이 분화되어 나온 시점과 위치가 다른 것으로 확인되었지만 장흥, 영암, 고흥의 개체가 국내 도입시기의 개체군에 속하며 광주, 남평 지역의 개체군이 고흥의 한 개체로부터 분화되어 나왔음을 추정할 수 있다. 이러한 결과로부터 국내에 서식하는 황소개구리가 도입 후 지역 특이적 분화가 일어났다고 결정하기는 무리가 있으며, 이와 같이 유전적 유전도가 높은 개체들간의 교배에 따른 유전적유전적 다양성의 감소가 최근에 관찰되는 국내산 황소개구리의 급격한 감소원인들 중의 하나일 가능성을 시사한다.년도) 18,756, 2045(년도) 22,595, 시장점유율 증가로 인한 수출액 증가분 누적(억원) : 2015(년도) 3,411, 2025(년도) 8,847, 2035(년도) 14,433, 2045(년도) 18,005 또한 시나리오 비교평가를 실시하여 본 결과, 본 연구에서 정의한 순편익 누적(Cumulative Net Profit) 변수를 적용하면 현재 연구비 추세 대비 $30\%$ 까지 연구비를 증가 시키는 것이 효율적임을 알 수 있었다.성, 생산 용이성, 제품 디자인의 우수한 정도가 a=0.01 수준 하에서 유의적으로 추정되었다. 이들 변수들 중에서 품질경쟁력에 가장 큰 영향을 미치는 측정변수는 제품의 기본 성능, 수명(내구성), 신뢰성, 제품 디자인의 순서로 추정되었다. 이것은 한국 제조업이 아직 산업 디자인이 품질경쟁력에 크게 영향을 미치는 성숙단계에 이르지 못하였음을 의미한다. (2) 제품 디자인에게 영향을 끼치는 유의적인 변수는 연구개발력, 연구개발투자 수준, 혁신활동 수준(5S, TPM, 6Sigma 운동, QC 등)이며, 제품 디자인은 우선 품질경쟁력을 높여 간접적으로 고객만족과 고객 충성을 유발하는 것으로 추정되었다. 상기의 분석결과로부터, 본 연구는 다음과 같은 정책적 함의를 도출하였다. 첫째, 신상품 개발과 혁신을 위한 포괄적인 연구개발 프로젝트를 품질 경쟁력의 주요 결정요인(제품의 기본성능, 신뢰성, 수명(내구성) 및 제품 디자인)과 연계하여 추진해야 할 것이다. 둘째, 기업은 디자인 경영 마인드 제고와 디자인 전문인력 양성을, 대학은 디자인 현장 업무를 통하여 창의력 증진과 기획 및 마케팅 능력 교육을, 정부는 디자인 기술개발 및 디자인 교육지원의 강화를 통하여 각각 디자인 경쟁력$\rightarrow$품질경쟁력을 제고시켜야 할 것이

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Evaluation of Streptomyces padanus IA70-5 Strain to Control Hot Pepper Anthracnose (Colletotrichum acutatum) (고추 탄저병 (Colletotrichum acutatum) 방제를 위한 Streptomyces padanus IA70-5의 평가)

  • Chi, Tran Thi Phuong;Choi, Okhee;Kwak, Youn-Sig;Son, Daeyoung;Lee, Jeung Joo;Kim, Jinwoo
    • Journal of agriculture & life science
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    • v.46 no.3
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    • pp.37-45
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    • 2012
  • To select bacterial strains with antifungal activity against an anthracnose fungal disease causing damage severely on hot pepper, previous isolates obtained from plant root samples were screened. Among 457 isolates, IA70-5 isolate was finally selected and identified as Streptomyces padanus based on 16S rDNA sequence analysis. Strain IA70-5 is non-pigmenteous, non-mobile, and filamentous. S. padanus IA70-5 inhibited effectively the mycelium growth, spore germination, and appressorium formation of Colletotrichum acutatum in vitro. The results of this study demonstrated that IA70-5 strain, especially applied on fruit of hot pepper, decreased disease incidence 90% for pre-inoculation before pathogen treatment. Taken together, S. padanus IA70-5 strain is a promising biological control agent to control of a major fungal pepper disease, anthracnose.