• Title/Summary/Keyword: 지출 패턴

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Analysis of drought impact on domestic water consuming pattern (가뭄이 생활용수 소비 패턴에 미치는 영향 분석)

  • Choi, Hanju;Ryu, Mun-Hyun;Kim, ShangMoon;Lee, ByoungChul
    • Proceedings of the Korea Water Resources Association Conference
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    • 2016.05a
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    • pp.131-131
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    • 2016
  • 본 연구는 지난 12월(12월 10일 ~ 12월 23일) 충청남도 서부권 지역에 거주하는 가구(515개)를 대상으로 2015년 하반기에 발생한 가뭄으로 인한 물 소비 패턴을 조사하고, 이를 통해 해당 지역의 수돗물 소비 특성과 소비 구조에 미친 영향을 분석하였다. 우리나라 물 공급 상황, 가뭄의 심각성, 용도별 가구 내 수돗물 소비 실태와 수돗물 절약에 대한 인식 및 노력 정도를 조사하였다. 수돗물을 절약하고 있는 가장 큰 이유는 우리 지역의 가뭄 극복에 동참하기 위해서'가 73.2%로 가장 많았으며, 그 다음으로는 '수도요금 절약으로 가계 지출을 절감할 수 있어서'(55.9%), '정부의 물 절약 홍보'(52.4%) 등의 순으로 많이 나타났다.

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A Study on the Development of the Cash-Flow Forecasting Model in Apartment Business factoring tn Housing Payment Collection Pattern and Payment Condition for Construction Expences (분양대금 납부패턴과 공사대금 지급방식 변화를 고려한 공동주택사업의 현금흐름 예측모델 개발에 관한 연구)

  • Kim Soon-Young;Kim Kyoon-Tai;Han Choong-Hee
    • Proceedings of the Korean Institute Of Construction Engineering and Management
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    • autumn
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    • pp.353-358
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    • 2001
  • Since the financial crisis broke out, liquidity has become the critical issue in housing construction industry. In order to secure liquidity, it is prerequisite to precisely forecast cash flow. However, construction companies have failed to come up with a systematic process to manage and forecast cash flow. Until now, companies have solely relied on the prediction of profits and losses, which is carried out as they review business feasibility. To obtain more accurate cash flow forecast model, practical pattern of payments should be taken into account. In this theory, basic model that analyzes practical housing payment collection pattern resulting from prepayments and arrears is described. This model is to complement conventional cash flow forecast scheme in the phase of business feasibility review. Analysis result on final losses in cash that occur as a result of prepayment and arrears is considered in this model. Additionally, in the estimation of construction cost in the phase of business feasibility review, real construction prices instead of official prices are applied to enhance accuracy of cash outflow forecast. The proportion of payment made by a bill and changes in payment date caused by rescheduling of a bill are also factored in to estimate cash outflow. This model would contribute to achieving accurate cash flow forecast that better reflect real situation and to enhancing efficiency in capital management by giving a clear picture with regard to the demand and supply timing of capital.

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Consumption Patterns of the Elderly Couple and Elderly Single (노인부부가계와 노인독신가계의 소비패턴 비교)

  • 여윤경
    • Journal of Families and Better Life
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    • v.21 no.5
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    • pp.1-12
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    • 2003
  • Determinants of consumption patterns of elderly couple and elderly single were investigated using the 1996 National Survey of Family Income and Expenditure by National Statistical Office. There were large differences in consumption patterns between the elderly couple and single in terms of monthly expenditures and average budget shares of individual consumption items. Consumption functions of individual items were estimated using double-log function. Major determinants of consumption functions were income, overspending behavior, educational level of householder, and net worth for both groups, householder's job status and city residence mainly for elderly couple, and age of householder mainly for elderly single. In addition, income elasticity of elderly households was larger than net worth elasticity for all consumption items.

Forecasting Model of Korean Retail Industry (우리나라 유통 업태별 성장 예측 모형 연구)

  • 서용구;배상근
    • Journal of Distribution Research
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    • v.6 no.2
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    • pp.41-64
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    • 2002
  • Since its market opening in the year 1996, Korea's retail sector has witnessed the emergence of various new retail formats such as discount stores and Internet shopping malls. Given the competition among various retail formats, it is needed to analyze the previous trends and to measure the future potential of the market with more careful economic models. Using Time Series Analysis on Korean economy and distribution industry, we aim to economic models to follow the trends and to measure the future growth of competing retail formats such as department stores, discount stores and convenience stores. We have found that the growth of department stores, convenience stores and specialty store format is very closely related with the private consumption expenditure. On the other hand, private consumption expenditure is not a good variable to explain the growth of discount stores and the supermarket sector. Following an extensive data analysis, three year forecasting of Korean distribution market including six different retail sectors is proposed. In addition, several discussion points including statistical classification of retail formats are argued.

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Econometric Analysis on Factors of Food Demand in the Household : Comparative Study between Korea and Japan (가계 식품수요 요인의 계량분석 - 한국과 일본의 비교 -)

  • Jho, Kwang-Hyun
    • Journal of the Korean Society of Food Culture
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    • v.14 no.4
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    • pp.371-383
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    • 1999
  • This report gave analysis of food demand both in Korea and Japan through introducing the concept of cohort analysis to the conventional demand model. This research was done to clarify the factors which determine food demand of the household. The traits of the new model for demand analysis are to consider and quantify those effects on food demand not only of economic factors such as expenditure and price but also of non-economic factors such as the age and birth cohort of the householder. The results of the analysis can be summarized as follows: 1) The comparison of the item-wise elasticities of food demand demonstrates that the expenditure elasticity is higher in Korea than in Japan and that the expenditure elasticity is -0.1 for cereal and more than 1 for eating-out in both countries. In respect to price elasticity, the absolute values of all the items except alcohol and cooked food are higher in the Korea than in Japan, and especially the price elasticities of beverages, dairy products and fruit are predominantly higher in Japan. In this way, both expenditure and price elasticities of a large number of items are higher in Korea than in Japan, which may be explained from the fact that the level of expenditure is higher in Japan than in Korea. 2) In both of Korea and Japan, as the householder grows older, the expenditure for each item increases and the composition of expenditure changes in such a way that these moves may be regarded as due to the age effect. However, there are both similarities and differences in the details of such moves between Korea and Japan. Those two countries have this trait in common that the young age groups of the householder spend more on dairy products and middle age groups spend more on cake than other age groups. In the Korea, however, there can be seen a certain trend that higher age groups spend more on a large number of items, reflecting the fact that there are more two-generation families in higher age groups. Japan differs from Korea in that expenditure in Japan is diversified, depending upon the age group. For example, in Japan, middle age groups spend more on cake, cereal, high-caloric food like meat and eating-out while older age groups spend more for Japanese-style food like fish/shellfish and vegetable/seaweed, and cooked food. 3) The effect of the birth cohort effect was also demonstrated. The birth cohort effect was introduced under the supposition that the food circumstances under which the householder was born and brought up would determine the current expenditure. Thus, the following was made clear: older generations in both countries placed more emphasis upon stable food in their composition of food consumption; the share of livestock products, oil/fats and externalized food was higher in the food composition of younger generation; differences in food composition among generations were extremely large in Korea while they were relatively small in Japan; and Westernization and externalization of diet made rapid increases simultaneously with generation changes in Korea while they made any gradual increases in Japan during the same time period. 4) The four major factors which impact the long-term change of food demand of the household are expenditure, price, the age of the householder, and the birth cohort of the householder. Investigations were made as to which factor had the largest impact. As a result, it was found that the price effect was the smallest in both countries, and that the relative importance of the factor-by-factor effects differed among the two countries: in Korea the expenditure effect was greater than the effects of age and birth cohort while in Japan the effects of non-economic factors such as the age and birth cohort of householder were greater than those of economic factors such as expenditures.

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Effect of Educational Attainment of Household Head on Eating-out Demand (가구주 학력이 외식수요에 미치는 효과)

  • Kim, Young-Sook;Chun, Soon-Sil
    • Journal of the Korean Society of Food Science and Nutrition
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    • v.34 no.9
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    • pp.1407-1413
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    • 2005
  • Korean households' expenditures on the eating -out have been steadily increasing except for the foreign exchange crisis period. This paper aimed to examine the eating-out expenditures of salary and wage earners's households by educational attainment of household head. We modeled the demand function of eating-out in terms of income and price, examining the responsiveness of eating-out demand to changes in income and price using econometric methods such as regression, rolling regression and impulse response. This paper showed that coefficients of income and price tended to decrease as the income rises in the long-run. Specifically, the higher the educational attainment of household head is, the smaller the coefficients of income and price we. The impulse response analysis also indicated that while price shocks decreased the demand for eating-out, income shocks tended to increase tile demand for eating-out in all the educational attainments. Furthermore income shocks were much greater and last longer than price shocks at all educational attainments of household heads.

The Consumption Structure of Korean Elderly Households Depending on Poverty Status and Family Type (빈곤지위와 가구유형에 따른 노인가구의 소비특성 차이 분석)

  • Baek, Hakyoung
    • 한국노년학
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    • v.30 no.3
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    • pp.911-931
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    • 2010
  • This study was conducted with objectives to assess consumption structure of the elderly households in Korea, focusing on the difference of consumption structure depending on the poverty status and family type. The results of this study show that the poor elderly households have primarily consumed the necessary goods for health care, food, clothing, and shelter. Especially, the poor single elderly living alone and married couples living independently(or alone) have been in the serious unbalanced consumption status. Based on the findings of the study, it is recommended that the support schemes to help the consumption of necessary goods should be introduced to improve their economic well-being. The support schemes to promote their social role as consumers should be also introduced.

Customer Churn Prediction Using RNN (RNN을 이용한 고객 이탈 예측 및 분석)

  • Lee, Seihee;Lee, Jee-Hyung
    • Proceedings of the Korean Society of Computer Information Conference
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    • 2016.07a
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    • pp.45-48
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    • 2016
  • 오늘날의 고객은 다양한 정보를 통해 넓은 선택의 기회를 가진다. 이러한 상황에서 기업들은 고객과의 지속적인 관계를 유지하기 어려워짐에 따라 고객 유지와 신규 고객 유치를 위한 마케팅 비용을 천문학적으로 지출하고 있다. 기업들이 이탈하는 고객의 속성을 분석하고 이탈 시점을 예측할 수 있다면 마케팅에 사용되는 비용과 노력을 최소화할 수 있을 것으로 예측된다. 이를 위해 본 논문에서는 효과적인 고객 이탈 예측을 위한 딥러닝 기반의 이탈 예측 모델을 제안한다. 이 모델은 모바일 RPG 게임 고객의 시계열적인 행동 패턴을 이용하여 이탈을 예측하는 모델로, 예측을 위한 학습을 할 때 모델링된 고객 데이터를 분석하여 이탈 고객의 특성을 파악할 수 있게 한다. 실험을 통해 이탈 고객과 미 이탈 고객의 모델링된 값이 각각 특정 속성에 치중되어 있는 것을 확인하였고, 제안 모델이 합리적으로 고객의 이탈을 예측하는 것을 보였다.

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A Comparison of Consumption Expenditure Patterns between working-wife families and nonworking-wife families (취업주부가계와 전업주부가계간 소비지출패턴 비교)

  • 정순희
    • Journal of Families and Better Life
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    • v.18 no.2
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    • pp.93-108
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    • 2000
  • This study examines difference in expenditure patterns between working-wife families and nonworking-wife families. The data used in the study is 4,506 husband-wife families take National Survey of family Income and Expenditure in 1996. Of the sample, 42.3% are working-wife families. Consumption expenditure patterns are analyzed in two ways. One is the budget share of each given expenditure and the other is elasticity of those expenditure. The main results of this study are as follows: First, there are the differences between working-wife families and nonworking-wife families in the budget share of each given expenditure. In the budget shares of each given expenditure, nonworking-wife families share more than working wife families for food and medicine. And working-wife families allocated more on public transportation than their counterparts. Second, there are also differences between working-wife families and nonworking-wife families in income elasticities.

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Estimation of cost by unnecessary readmission of the tertiary hospitals (불필요한 재입원 비용 추정에 관한 연구)

  • Shin, Min Sun;Lee, Won Jae
    • Journal of the Korea Convergence Society
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    • v.8 no.12
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    • pp.149-157
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    • 2017
  • Unnecessary readmissions could be the result of the inadequate and unnecessary treatments. Adequate quality indicators for readmission are important because they can identify inadequate spending by inpatients as well as quality screening. This study attempted to estimate the cost incurred by unnecessary readmissions. The Health Insurance Claims Data of 18 years or older who were admitted in the tertiary hospitals in 2014 were analyzed. Admissions and readmissions were sorted and readmissions were classified into planned and unplanned readmissions. We adopted 28 days as a criteria for the classification of the readmission. Proportion of the patients were higher in readmissions among cancer, accompanied diseases, and special rehabilitation patients. Cost of the readmissions were 50% of the total cost of the admission among the patients of same diseases, same departments, and same hospitals. Almost 1,000billion Won were used by the unnecessary readmissions. We need to reduce the readmissions in regions, departments, and diseases studying the pattern of the readmissions. National level efforts are required to improve quality of care and reduce cost by the unnecessary readmissions.