• Land and Housing Review
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• v.13 no.4
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• pp.13-26
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• 2022

This study analyzes housing choice determinants of the youth and newlyweds households by using housing survey data in Incheon. A multinomial logit model is employed for analysis with the following variables: housing characteristics, housing market characteristics, and residential and neighborhood environment characteristics. The findings from the analysis are as follows. First, for the continued residence of the youth, the important factors were the relief assistance of housing maintenance costs. For the newlyweds, the important factors were the quality improvement of residential environments to ensure residential stability. Second, the housing choice factors to attract the youth were residential support for rent, maintenance costs, and relocation, and the improvements of residential environments such as security, noise levels, and medical facilities. For the newlyweds, the important factors were housing loan assistance for a home purchase or a cheonsei deposit and residential quality improvements for air pollution and parking facilities. Third, the youth were likely to move out due to high rental costs, and the newlyweds were likely to move out for the purchase of a new apartment or higher-quality housing.

• Land and Housing Review
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• v.14 no.3
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• pp.17-36
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• 2023

This research aims to investigate the socio-demographic, financial, and housing statuses of young married couples in Chonsei housing and to analyze the determinants of their residential environment quality and housing expenditure in four districts - Seoul and Gyeonggi-Incheon Area(GIA) of the Seoul Metropolitan Area(SMA), and metropolises and non-metropolises of non-SMA. From the 2020 Korean Housing Survey(KHS), this cross-sectional analysis examined a sample of 691 households, and the findings revealed that most were headed by college-educated, salaried male workers aged 31 years old. While childless dual-earner couples were common in Seoul, single-income families of three were prevalent in non-SMA. The financial status of the couples in Seoul was a lot better than in the other three areas, particularly much higher in Chonsei deposit and total asset value. Further, many lived in a three-bedroom apartment unit sized 60m² and bigger, using a Chonsei loan. Regardless of areas, almost all the households spent a very low portion of their living expenses and income on housing costs. However, dual-earner families positively increased borrowing capacity, which improves the household's financial position that is likely to lead to equity increment in a volatile asset market in the long run. The statistical results indicated that residential environment assessment was influenced by neighborhood quality and housing expenditure was affected by housing size in Seoul, urban amenities in GIA and householder's gender in non-metropolises. Thus, this research proposes that strong measures be considered to mitigate housing inequality embedded in geographical and socio-economic disparities.

• Journal of Korea Planning Association
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• v.54 no.3
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• pp.27-48
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• 2019

The government has implemented housing welfare policy to ease low-income households' housing-cost burden and improve their quality of life. However, public housing residents and housing choice voucher recipients still show a high level of housing-cost burden. In this regard, this study aims to provide policy implications for current housing welfare policy by analyzing and comparing the factors that determine both subsidized and unsubsidized households' housing-cost burden. For the empirical analysis, this study uses "2017 Korea Housing Survey" and divides groups into public housing residents, housing choice voucher recipients, and unsubsidized low-income renters. We compared the level of housing-cost burden by employing t-test and chi-squared analyses and the factors affecting the housing-cost burden by employing logistic regression analyses between the three groups. According to the empirical analysis, the housing cost is the most burdensome for the housing choice voucher recipients group, followed by the unsubsidized low-income renters and public housing residents. In addition, the factors affecting housing-cost burden are different between the three groups. In case of public housing residents, housing characteristics usually affect the housing-cost burden. For housing choice voucher recipients and unsubsidized low-income renters, both housing and household characteristics influence the housing-cost burden. Looking at the detailed factors, except for the housing tenure and regional average rents that are common factors for all groups, the amount of deposit is an important factor for public housing residents, and household employment status is an important factor for both housing choice voucher recipients and unsubsidized low-income renters. The policy implications of this study are as follows: First, it is necessary to review the blind spot of the current housing welfare policy. Second, a comprehensive review of the housing choice voucher program is required. Third, it is necessary to make policy efforts to ease the level of housing-cost burden for renters. Fourth, a program is needed for those public housing residents who need a deposit support. Fifth, there should be further assistance with public housing for the poorest people.

• Journal of the Korean housing association
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• v.25 no.1
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• pp.51-61
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• 2014

The purpose of this study was to explore housing characteristics of young single- or two-person households in the U.S. metropolitan urban areas and determinants of their housing cost burden. Total 764 single-person households, 744 two-person households and 424 households with three or more persons were selected from the 2011 American Housing Survey public-use microdata for the study based on specific sampling criteria. The major findings are as follows: (1) In comparisons with larger households, single- or two-person households were characterized to be headed by younger householders, to have less income, and to have a greater proportion of households living in central cities of metropolitan areas, renting housing units, living in smaller size units or multifamily structures; (3) housing cost of single- or two-person households were significantly less than a larger households while housing costs per unit square footage (SQFT) of single- or two-person households was significantly greater; (4) regardless of the household size, there are many household headed by young college graduates paying too much of their income for housing, and single-person households were found to have the greatest housing cost burden; and (5) a linear combination of low-income status, monthly housing costs per unit SQFT, annual household income, and unit SQFT per person was found to be most efficient to predict single- or two-person households with housing cost burden.

• Journal of the Korean housing association
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• v.28 no.3
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• pp.11-22
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• 2017

This study explored housing situation and expectations of young (age between 20 and 34 years) single-person Jeon-se renters and monthly renters with deposit in relation with their family support and own housing cost burden status. Major findings from the analysis of 1,695,729 households were as follows: (1) Among subjects, 27.4% received family supports to pay their rent deposit, and 39.4% had more 'own housing cost burdens' to have housing costs minus the amount supported by their family be 30% or more of their income. (2) More than 11% were found to be 'more burdened' despite receipt of family supports. (3) Family support status was found to be related to formation of first-time households and tenure changes, while own housing cost burden was found to be related to current housing situation and previous and next housing size changes. (4) Households received family supports showed a greater proportion of first-time households or households experienced tenure upgrades. (5) 'Less burdened' households tended to expect housing size upgrade in their next move more positively. Based on the study findings, it was suggested to extend supply of rental housing and housing subsidy targeting young renters in conjunction with programs to encourage their savings.

• 한국노년학
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• v.32 no.4
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• pp.1041-1061
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• 2012

The study looked into the effect of housing poverty on the depression level for the elderly in depth. In this study, we defined housing poverty as sub-minimum standard housing conditions, excess housing expenditure and housing instability. In order to verify the correlation of two variables, a mediating model structured by social welfare service was used which gave out the 4th Korea welfare panel data. When it came to our research methods, structured equation analysis was applied to verify the mediating effect and theoretical background. The results revealed that housing poverty of the elderly directly affected their depression level. Also the satisfaction of social service showed a partial mediating effect between housing poverty and depression level. But the mediating effect of social service experience between housing poverty and depression level was not statistically significant. The outcome of this study indicated the practical and social intervention to promote a mental health of the elderly by improving residential environment.

• Journal of the Korean housing association
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• v.10 no.2
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• pp.235-245
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• 1999

The purpose of the study is to examine the effects of household characteristics on housing expenditure. The data from the National Survey of Family Income and Expenditure 1996 were used for the analysis of this study, and the final sample included 12,323 households. It was found that total housing expenditure was significantly different according to the tenure type, household income, household size, age, occupation and education of the head, or location of housing. The significantly explanatory variables in the model of total housing expenditure were owner and yearly-renter dummy, household income and the household income squared, mortgage-off dummy, Seoul and metropolitan city dummy, and employed-wife dummy.

• Journal of the Korean housing association
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• v.12 no.4
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• pp.53-62
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• 2001

The purpose of this study was to compare the housing expenditure patterns of elderly and non-elderly households. The raw data from the National Survey of Family Income and Expenditure 1996were used for this study. The final sample was 12,007 households. Generally, elderly households tended to spend less on housing expenditure than non-elderly ones. Also the effects of the household characteristics on housing expenditure were significantly different between elderly and non-elderly house holds. the household characteristics significantly effected on housing expenditure of both two house holds were household income, household size, and location of the residence. Occupation, duction, and sex of the head were household characteristics which had more influences on housing expenditure of elderly households.

• Journal of the Korean housing association
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• v.26 no.1
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• pp.81-90
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• 2015

The purpose of this study was to investigate housing characteristics of young renter households by locations using licensed microdata of the 2012 Korea Housing Survey. There were 1,020,216 renter households (weighted count) headed by persons between 20 and 34 years of age, and their housing characteristics were compared statistically across their residential locations (Capital Region, metropolitan cities, other areas). Major findings are as follows: (1) Capital Region young renters had the worst housing quality to have the greatest proportion of households living in units failed to meet national minimum housing standards, and/or in basement or semi-basement units; (2) Capital Region young renters had the greatest proportion of households that had housing cost burdens; and (3) 37.3% of young renter households in metropolitan areas and 33.5% in Capital Region were found to receive family support in order to afford current rental costs.

• Journal of the Korean housing association
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• v.6 no.2
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• pp.113-121
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• 1995

본 연구에서는 도시, 농촌, 어촌지역 주민들의 주거만족도와 지역사회 및 생활환경 만족도를 비교 측정하고자 하였다. 이 연구의 특성은 지역을 하나의 통제변인으로 분석에 포함시켜 제변인들의 영향력의 방향과 정도를 파악하고자 하였다는 점이다. 자료는 1993년 6월 부터 1994년 6월 동안 488명의 주부를 대상으로 수집하였으며, 대구에 거주하는 주부 254명과 경북권내의 영천과 청도 등의 농촌지역에 거주하는 주부 124명, 그리고 한산도 섬내에 거주하는 주부 110명을 대상으로 각 가정을 방문하여 면접법을 실행하였다. 회귀분석을 실행한 결과, 주거만족도에 영향을 미치는 변인은 주거비와 주거소유형태였으며, 거주하고 있는 지역사회와 생활환경에 대한 만족도가 증가할수록 주거만족도도 증가하는 것으로 나타났다. 지역을 고려할 때, 도시거주자의 주거만족도가 농촌이나 어촌거주자의 주거만족도 보다 높은 반면 지역사회에 대한 만족도와 생활환경 만족도는 농촌거주자와 어촌거주자가 도시거주자보다 더 높은 것으로 나타났다. 본 연구의 결과는 지역을 고려한 주거정책 관련 프로그램 개발을 위한 기초자료로 이용될 수 있으리라 사료된다.