• Title/Summary/Keyword: 주거부담

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Home Financing and its Debt Load of Home-owning Households in korea (권역별 주택금융부채 실태)

  • Han, Ji-Young;Lee, Hyun-Jeong
    • Proceeding of Spring/Autumn Annual Conference of KHA
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    • 2011.04a
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    • pp.296-300
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    • 2011
  • It's well known that housing is one of the largest holdings in household wealth and at the same time the majority of households highly concentrate on it for their wealth accumulation. Coupled with a low interest rate and increasing housing price, the rationale is conspicuous and the propensity to debt-financed consumption becomes strengthened. This research was to examine the risk of home financing. In doing so, the study utilized several secondary data to identify the characteristics of households who finance loans for home buying in three regions of the nation - so-called Bubble 7, Seoul Metropolitan Area, and others. Based on the 2009 KB survey, the major findings were as follows: the majority of the studied households in Seoul Metropolitan Area who owned a house lived in rental housing, housing accounted for 89% of the household wealth, and home loans taken on were a ballon payment amortized for a short-term period (5 years) with an adjustable interest rate. In addition, the payment method most of the households depend on is income. The financing mechanism fueled debt load of the households, and further they are financially very vulnerable to such factors as increase in interest rate, unemployment and market downturn. In the absence of understanding the financial system, the consumption behavior leads to house-poor, so that financial accountability and ethics are addressed while the intervention of the government in home financing system should be more cautious but stimulate financial soundness in household wealth accumulation.

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Present State of Institute Composition and Reform Measures of Nursing Homes (노인요양시설의 시설구성 현황과 개선방안)

  • Yoo, Yong-Shik
    • The Journal of the Korea Contents Association
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    • v.9 no.10
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    • pp.186-195
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    • 2009
  • This research is intended to provide basal material on institute composition of nursing homes that will be built in the near future. According to the result, five of the passages are central type, one of them is extensive type, and the other is group type. Secondly, in living space bedroom area is widest, and both sizes of bedroom system and floor heating system are the same. Thirdly, the sizes of clinic room and physical therapy room are similarly widest in medical space, and people use physical therapy room most frequently. Fourth, dining room and kitchen area are widest in public space, and it is hard to move to program room. Fifth, office area is widest in superintendent space, and it is located near lobby on the first floor. Sixth, the dimension per individual doesn't reach the standard of bedroom size per individual. Seventh, in each space, the rate of whole dimension of living space is highest.

Structural Changes in Rental Housing Markets and a Mismatch between Quartile Income and Rent (월세 임차시장의 구조적 변화에 따른 분위별 소득과 임대료 간의 부정합 분석)

  • JungHo Park;Taegyun Yim
    • Land and Housing Review
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    • v.14 no.4
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    • pp.17-37
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    • 2023
  • The rental housing market in South Korea, specifically monthly rent with deposit, has been expanding over the last three decades (8.2% in 1990 to 21.0% in 2020), partly replacing the traditional Jeonse market. The distribution of rent has changed due to public rental subsidies and the emergence of luxury rental housing, while the distribution of rental household income has been polarized because of the emergence of rich renters. This study attempts to measure the structural changes in the rental market by developing a new indicator of income-rent mismatch. Using the seven series of the Korea Housing Survey, this study analyzed the changes in rent (reflecting the conversion rate) and income levels of rental households in 2006 (base year) and 10-15 years later (the analysis year) at the national level and at the spatial unit of 16 metropolitan cities and provinces (excluding Sejong), respectively, by dividing them into quartile data. The result reveals that rental housing was undersupplied in middle- and high-income rental housing due to the decline in the highest quartile (25%→18%) and the third quartile groups (25%→20%), while the supply of public rental housing expanded for the second quartile (25%→28%) and the lowest quartile (25%→35) groups. On the demand side, the highest income quartile shrank (25%→21%), while the lowest income quartile grew (25%→31%). Comparing the 16 metropolitan cities and provinces, there were significant regional differences in the direction and intensity of changes in rent and renter household income. In particular, the rental market in Seoul was characterized by supply polarization, which led to an imbalance in the income distribution of rental households. The structural changes in the apartment rental market were different from those in the non-apartment rental market. The findings of this study can be used as a basis for future regional rental housing markets. The findings can support securing affordable rental housing stock for each income quartile group on monthly rent and developing housing stability measures for a balance between income and rent distribution in each region.

Review of Family Planning / Health Integration Efforts and Evaluation Results in Korea (가족계획과 보건사업의 통합시도 및 평가결과)

  • Bang, Sook
    • Korea journal of population studies
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    • v.10 no.2
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    • pp.58-81
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    • 1987
  • The purpose of this study is to examine major factors that affect patterns of living arrangements of older Korean noncitizens in the United States using the 1990 8% Public Use Microdata Sample(PUMS). In order to do so, I analyzed the effects of four factors including acculturation(English proficiency and Age at migration), economic circumstances(Personal Income and Supplemental Security Income: SSI receipt), health status(Mobility and Personal care limitation), and the ethnic community. The results show that acculturation and economic circumstances play an important role in determining the patterns of living arrangements among older Korean aliens, whereas the health status and the ethnic community do not show consistent effects. Regardless of marital status, the impact of age at migration is positively associated with solitary living of older Korean noncitizens, though, the effect of English proficiency show the opposite direction in accordance with marital status. That is, among nonmarried elders, those who cannot speak English are more likely to live alone. The case is reverse for married elders. The impact of economic feasibility is also positively associated with independent living arrangements. Those who receive SSI are much more likely to live apart from family, and elders whose annual personal income between $5,001 and $10,000 have the greatest propensity of solitary living-a large proportion of their income source is SSI. Individuals who receive SSI are also qualified to collect Medicaid, food stamps, rent subsidies, and other welfare benefits. In a sense, the economic feasibility provided by welfare benefits is the key determinant of independent living of older Korean noncitizens. Therefore, the recent welfare reform which denies legal aliens welfare benefits such as SSI and food stamps will severly affect the present living arrangements of older Korean aliens, and give economic burden to their family member The findings also show that there are significant differences within the elderly Korean Americans in terms of demographics, income, fertility, health status, and patterns of living arrangements by U.S. citizenship status. In particular, after controlling for age at migration as a proxy for acculturation, there is a statistically significant variation in living arrangements between elderly Korean noncitizens and naturalized citizens. For both theoretical and methodological reasons, future research on minority aging needs to investigate the concept of U.S. citizenship status for its impact on patterns of living arrangements among the minority elderly.

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Smart refrigerator with Smart Application (스마트 앱을 활용한 IoT기반 스마트냉장고)

  • Park, Myeong-Chul;Jung, In-Gi;Yoon, Dong-Eun;Kim, Su-Hwan;Sin, Jong-Hyun;Sin, Hye-some
    • Proceedings of the Korean Society of Computer Information Conference
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    • 2019.07a
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    • pp.231-232
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    • 2019
  • IoT 산업이 발전하면서, 인간 생활의 3대 요소 중 주거환경 개선을 위한 많은 종류의 스마트 가전제품이 출시되었다. 그 중 스마트 냉장고는 소비자에게 많은 편리함을 제공한다. 하지만 기존에 출시되어져 있는 스마트 냉장고는 아직 스마트폰과 연동되어 다양한 제어를 하는 것이 개발 초기단계에 그쳐있다. 또한 비용적인 부분에서도 소비자가 부담을 느끼게 되므로 이미 출시는 되어있지만 소비자가 사용하기에 대중화되어 있지 않다. 그리고 사용자가 수동적인 제어가 상당부분 필요함으로 판단하여 일반 냉장고와 다를 것이 없다고 판단하였다. 또한 사용자가 장을 볼 때, 이미 구비되어 있는 물품인데도 불구하고 그것을 인식하지 못하여 같은 종류의 식품을 중복되어 구매하는 것이 다반사이다. 또한 음식의 유통기한도 기록하지 않아서 유통기한이 지난 음식을 섭취하고 식중독에 걸리는 일이 종종 발생한다. 이러한 식자재 관리에 대한 피해를 예방하기 위한 연구 과정에서 현대인이 대부분 스마트폰을 사용하고 있다는 사실을 고려하여 터치스크린을 통해 냉장고 안의 식자재를 관리함과 동시에 저장 및 기록할 수 있는 프로그램을 개발하고 추가로 스마트폰에도 동일한 어플리케이션을 개발하여 동시 제어가 가능하도록 설계하였다.

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Analysis on Weight Proportion of Eco-friendly Elements for the Development of Low-Carbon Green City : Case of Eco-Environment Certified Apartment Housing Complexes in the Metropolitan Newtown (저탄소 녹색도시 조성을 위한 친환경 요소의 비중도 분석: 수도권 신도시내 친환경 인증 아파트단지 사례)

  • Jung, Sung-Hoon;Kim, Jeong-In
    • Journal of Environmental Policy
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    • v.10 no.3
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    • pp.21-48
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    • 2011
  • The paper affirms the weight proportion concept as an element, which could be empirically analyzed quantitatively through the developmental expansion of qualitative empirical analysis on taxonomy that is required for the construction Low-Carbon Green Cities and their eco-friendly elements, such as a pleasant residential environment The weight proportion concept is proposed as a new measure to identify eco-friendly elements and as an objective assessment indicators. To perform an empirical analysis, surveys were first given to the residents of Metropolitan Newtown (50 persons) and outside experts (50 persons) for the total of 100 persons. Second, the paper surveyed 74 sites of Eco-Environmental Certified Apartment Housing Complexes. Upon analysis of eco-friendly elements by their type and total weight, the largest weight proportion was expressed in the interior and eco-environmental elements, carbon-decrease types, and carbon-absorption types. The results of this paper confirm recent positive sentiments and preference toward a variety of future-oriented and sustainable eco-friendly elements like the eco-housing and new renewable energy, In addition, the paper affirmed the new housing trend towards constructing eco-friendly elements, such as carbon-decrease and carbon-absorption, that induce long-term investments, despite their need for higher investments.

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An Empirical Study of Hot Water Supply Patterns and Peak Time in Apartment Housing with District Heating System (공동주택의 급탕부하 지속시간 및 부하 패턴에 관한 실증연구)

  • Kim, Sung-Min;Chung, Kwang-Seop;Kim, Young-Il
    • Journal of Energy Engineering
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    • v.21 no.4
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    • pp.435-443
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    • 2012
  • The combination of space shortage and the high population density concentrated in urban areas of South Korea has resulted in the growth of large-scale high-rise residential complexes, naturally affecting water and hot water usage patterns as well. But the current designs for water and hot water supply in South Korea rely mostly on international design standards and data calculated on site due to the severe shortage of basic data in relation to actual use, which result in the frequent problem of the under-or over-design of water and hot water supply. The following study measures the hot water supplier's conditions and the user's heat usage to realize the amount of time required for hot water supply load generation and the pattern of actual use in order to create basic data for effective hot water supply facility design and maintenance.

Study on the Non-Characteristic Space Concept of Korean Traditional Residential Space Shown in Public Space of Sharehouse (셰어하우스 공용 공간에 나타난 한국전통주거공간의 무자성적(無自性的) 특성에 관한 연구 - 일본 셰어하우스 공용공간의 사례분석을 중심으로 -)

  • Yoon, Deuk Geun;Kim, Kai Chun
    • Korea Science and Art Forum
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    • v.19
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    • pp.515-525
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    • 2015
  • Along with a rapid increase in the number of 1-person households where the concept of 1-person consumption and 1-person economy is emphasized, the proportion of 1-person household in Korea occupies a 25.3% at present, and the number is expected to grow continuously. And this rapid increase will bring about a host of problems such as housing shortage in the metropolitan area, egoism, loneliness felt by individuals, and other social problems such as crime. As an alternate movement to this phenomenon, concern on and interest in community, community culture, and sharing of space are on the rise, together with concern on and preference for sharehouse culture. In news media as well, articles on life shared with members of a sharehouse often appear. This sharehouse, which is widely spread and well received in Japan, not only reduces economic burden but also creates their own community and promotes their own culture. In this sense, it is a new way of life that represents benefits of sharing, well beyond just economic interests. Accordingly, In this research, an attempt was made tp examine the circumstances in the use of space based on existing studies on sharehouse characteristics in order to shed new lights on the meaning that non-characteristic space concept of the traditional residential space has as the concept of sharehouse space by considering it in connection with the non-characteristic space concept of the Korean traditional residential space where diverse circumstances occur centered on communal life and which were accepted by all naturally.

Analysis of Greenhouse Gas Reduction according to Different Scenarios of Zero Food Waste Residential Buildings (음식물류폐기물 제로화 주거단지 구축 시나리오별 비용 및 환경효과 분석)

  • Oh, Jeong-Ik;Yoon, Eun-Joo;Park, Ire;Kim, Yeong-Min
    • Journal of Korean Society of Environmental Engineers
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    • v.38 no.7
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    • pp.353-363
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    • 2016
  • In this study, traditional treatment scenario of food wastes that collected and transported food waste is recycled in large treatment facilities and suggested treatment scenario of onsite zero discharge system that food waste is treated in housing complex were supposed. The scenarios were compared and analyzed by capital expenditure, oil consumption, $CO_2$ emission quantity, operating expenditure and management expenses. The capital expenditure, oil consumption and $CO_2$ emission quantity of small scale dispersion dealing method is the lowest compared to traditional treatment method. As a results, it is possible to obtain the effect that operating expenditure was reduced by 91% and management expenses was reduced by 40% with suggested treatment method. The treatment method that have low capital expenditure is tend to lower oil consumption and $CO_2$ emission quantity. The small scale dispersion dealing method have the lowest capital expenditure, oil consumption and $CO_2$ emission quantity and the linked method with sewage treatment have the highest expenditure and $CO_2$ emission quantity. Eventually, the optimal model of onsite zero discharge system in housing complex is small scale dispersion dealing method.

The Analysis and Forecasting Model for Maintenance Costs Considering Elapsed Years of Old Long-Term Public Rental Housing (노후 장기공공임대주택의 경과 연수별 유지관리비 분석 및 예측 모형)

  • Jung, Yong-Chan;Jin, Zheng-Xun;Hyun, Chang-Taek;Lee, Sanghoon
    • Korean Journal of Construction Engineering and Management
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    • v.23 no.3
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    • pp.83-94
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    • 2022
  • The number of public rental housing has increased according to the government's 「Housing Welfare Roadmap (2017)」, and facility maintenance costs for the demand of improvement of performance and residential standards due to the aging of long-term public housing are significantly increasing. Consequently, the financial burden of public housing rental business for maintaining stocked housing is aggravated. However, there is a lack of objective data to analyze the size of the maintenance costs that are executed by the type of repair work, and the elapsed years of the aged long-term public rental housing. This study analyzes the execution status of 33 long-term public rental housing complexes located in Seoul for 14 to 28 years of elapsed years based on the data of maintenance costs. In addition, this study proposes a model to predict the maintenance costs by elapsed years by dividing 'Long-term Repair Plan Work and Government-Funded Project [Y1]', 'Planned Repair Work and General & Unplanned Repair Work [Y2]', and 'Total maintenance costs [Y3]'. It is intended to be used as basic data for the establishment of the maintenance plan at the stage of setting up the budget and the establishment of the sustainable operation plan for public rental housing