• The Journal of the Korean life insurance medical association
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• v.22
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• pp.99-120
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• 2003

그 동안 지속적인 경제성장을 바탕으로 한국의 생명보험산업은 양적으로 성장하였다. 그러나 내면을 살펴보면 외형을 떠받칠 만큼 내실있게 성장했는지에 대해서는 많으 의구심을 갖게 한다. 현실적으로 경제성장을 바탕으로 한 외형성장은 한계를 맞을 수 밖에 없으며, 이제는 질적인 내실을 기하기 위해 그 동안 소홀히 했던 보함산업의 전반의 체질개선이 필요하다. IMF이후 경영이 부실한 보험사들이 퇴출되면서 전면적인 개편이 이루어졌고, 또한 보험사 내부에서도 전반적인 개혁의 필요성을 인식하여 여러 방면으로 방안을 구체화하고 있다. 본 논문은 이러한 상황하에서 생명보험산업의 기존 문제점 개선방안의 일환으로, 보험산업의 가장 핵심분야라 할 수 있는 언더라이팅 분야의 국내현황을 살펴보면서 보험선진국의 제도 및 운영현황과 비교 분석하여 부문별 문제점을 도출하고, 그에 따른 개선방안을 제안하게 되었으며, 본 논문에서 제시된 개선방안을 요약해 보면 다음과 같다. 첫째, 언더라이팅을 신속 정확하게 수행하고 도덕적 위험을 배제하기 위하여 개선된 정보교환시스템 제도를 구축해야 하며, 사정자료의 수집업무를 전문기관에게 아웃소싱함으로써 비용절감을 기하여야 한다. 이와 아울러 모집인의 전문성을 제고시켜 보험계약 청약서와 모집인 보고서가 정확하게 작성되도록 하고 언더라이팅 실적과 연계한 인센티브제도에 의하여 모집수당이 지급되도록 하여 언더라이팅이 효과적으로 수행되도록해야 할 것이다. 둘째, 언더라이팅기법의 선진화를 기함으로써 위험에 상응하는 보험료를 부가하여 위험에 노출되어 있는 가망고객의 보험가입율을 높이고, 보험사고 발생시 실질적인 보험혜택을 누리도록 하여야 한다. 이를 위한 실천방안으로 의적 직업적 재정적 언더라이팅 선진기법을 도입하여 각 부문의 역량을 강화해야 할 것이다. 특히 제도적으로 개인신용정보의 언더라이팅 활용이 제한되어 있는 현실에서 이를 법제도 내로 흡수하면서 개인의 사생활 유지라는 목적을 동시에 달성되도록 하는 재정적 언더라이팅 기법의 강화가 특히 중요하리라 생각된다. 아울러 언더라이팅 업무를 효과적 효율적 수행을 통해 일관성 있는 의사결정이 이루어질 수 있도록 지원하는 언더라이팅 시스템구축을 통해 정형화된 인수과정은 결정시스템화하고, 복잡한 위험의 경우 자문 시스템으로 운영하여 간단한 언더라이팅 업무는 구축된 시스템을 통해 즉각 해결함으로써 시간을 절약할 수 있고, 언더라이팅 인력은 보다 전문적인 부문에 집중하도록 해야 할 것이다. 마지막으로, 비표준위험시장의 활성화를 위해서는 현재의 제약조건인 생명보험 상품개발을 세트형에서 조립형으로 전환하고, 재보험으로 위험을 분산하여 비표준위험의 인수를 증대하여야 할 것이다. 이와 더불어 언더라이팅 과정에서 얻어진 피보험자의 사정자료를 활용하여 고객에게 필요한 의료정보 등을 제공함으로써, 피보험자와 유대관계를 돈독히 하여 기존계약이 계속 유지되도록 하며, 추가계약이 이루어지도록 해야 할 것이다. 이상과 같은 비표준위험의 언더라이팅 개선방안이 보다 효과적으로 수행되고 발전하기 위해서는 통계축적 및 관리, 전문 언더라이터 양성, 전산을 이용한 언더라이팅 확대 등이 이루어져야 하므로 향후 이에 대한 집중적인 연구가 있어야 할 것이다.

• Proceedings of the Korean Institute of Navigation and Port Research Conference
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• 1999.10a
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• pp.187-197
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• 1999

해양수산부가 개발 .운영 중인 항만운영정보시스템(PORT-MIS)은 선박입출항 관련 업무, 수출입 화물 반출입에 관한 업무, 항만시설물관리에 관한 업무, 의사결정지원시스템에 관한 업무 등 크게 4개 업무오 구성되어 있으며, 총 19개의 전자문서와 1,500여개의 단위 프로그램으로 구성되어 있다. 그동안 PORT-MIS를 권역별로 확대 운영하면서 발생한 여러 가지 문제점들을 보완하기 위해 해양수산부와 정보통신부(한국전산원)가 공동으로 $\ulcorner$수출입화물 일괄처리시스템 구축$\lrcorner$ 용역 사업을 현재 진행 중에 있다. 본 연구는 용역과업 내용에 포함되어 있지 않으면서 개선이 필요한 외항선(국전선.외국전선 포함) 선박입항보고서(최초.변경.최종)와 선박출항보고서(최초.변경.최종), 내항선입.출항신고서, 예선사용허가신청서 및 지정서, 도선사용허가신청서 및 지정서 등의 민원업무를, 사용자로 하여금 최소한의 노력으로 처리할 수 있도록 제출방법을 개선(EDI방식에서 온라인방식으로)하여 행정소요시간을 단축함으로써 PORT-MIS의 효율성을 높일 수 있는 방안을 제시하고자 한다. 이러한 노력을 통해 PORT-MIS EDI업무가 개선되어 선박입.출항보고를 1회롤 처리할 수 있다면 연간 29만9천건의 서류절감으로 약 1억3천7백만원의 물류비를 줄일 수 있으며, 시간 단축에 따른 간접비용을 계산하면 보다 많은 효과가 있다고 판단된다. 그리고 내항선입.출항신고서 및 예.도선업무를 EDI방식에서 온라인방식으로 전환함으로써 선사와 예선업체 및 도선사협회가 대화형식으로 업무처리가 이루어져 분쟁을 최소화 할 수 있다면, 전자문서 31만6천건/년 절감으로 1억3백만원/년의 예산이 절감될 것으로 예상된다.rr로 변화시켰고 inductive power는 200~800watt, bias voltage는 0~-200voltage로 변화시켰으며 식각마스크로는 SiO2를 patterning 하여 사용하였다. n-GaN, p-GaN 층 이외에 광소자 제조시 필수적인 InGaN 층을 100% Cl2로 식각한 경우에 InGaN의 식각속도가 GaN에 비해 매우 낮은 식각속도를 보였다. Cl2 gas에 소량의 CH4나 Ar gas를 첨가하는 경우와 공정압력을 감소시키는 경우 식각속도는 증가하였고, Cl2/10%Ar 플라즈마에서 공정 압력을 감소시키는 경우 식각속도는 증가하였고, Cl2/10%CHF3 와 Cl2/10%Ar 플라즈마에서 공정압력을 15mTorr로 감소시키는 경우 InGaN과 GaNrks의 선택적인 식각이 가능하였다. InGaN의 식각속도는 Cl2/Ar 플라즈마의 이온에 의한 Cl2/CHF3(CH4) 플라즈마에서의 CHx radical 형성에 의하여 증가하는 것으로 사료되어 진다.$ 이상을 나타내었다. 박막의 Sn/In atomic ratio는 0.12, O/In의 비율은 In2O3의 화학양론적 비율인 1.5보다 작은 1.3을 나타내었다.로 보인다.하면 수평축과 수직축의 분산 장벽의 비에 따라 cluster의 두께비가 달라지는 성장을 볼 수 있었고, 한 축 방향으로의 팔 넓이는 fcc(100) 표면의 경우 동일한 Ed+Ep값에 대응하는 팔 넓이와 거의 동일한 결과가 나타나는 것을 볼 수 있다. 따라서 이러한 비대칭적인 모양을 가지는 성장의 경우도 cluster 밀도, cluster 모양, cluster의 양 축 방향 길이 비, 양 축 방향의 평균 팔 넓이로부터 각 축 방향의 분산 장벽을 얻어낼 수 있을 것으로 보인다. 기대할 수 있는 여러

• Journal of agricultural medicine and community health
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• v.29 no.1
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• pp.65-75
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• 2004

Objectives: Immunizations have been one of the most effective measures preventing from infectious diseases. It is quite important national infectious disease prevention policy to keep the immunizations rate high and monitor the immunizations rate continuously. To do this, Korean CDC introduced the National Immunization Registry Program(NIRP) which has been implementing since 2000 at the Public Health Centers(PHC). The National Immunization Registry Program will be near completed after sharing, connecting and transfering vaccination data between public and private sector. The aims of this study was to evaluate the immunization module of non-chart system in private clinic with health information system of public health center(made by POSDATA Co., LTD) and immunization registry program(made by BIT Computer Co., LTD). Methods: The analysis and survey were done by specialists in medical, health field, and health information fields from 2001. November to 2002. January. We made the analysis and recommendation about the immunization module of non-chart system in private clinic. Results and Conclusions: To make improvement on immunization module, the system will be revised on various function like receipt and registration, preliminary medical examination, reference and inquiry, registration of vaccine, print-out various sheet, function of transfer vaccination data, issue function of vaccination certification, function of reminder and recall, function of statistical calculation, and management of vaccine stock. There are needs of an accurate assessment of current immunization module on each private non-chart system. And further studies will be necessary to make it an accurate system under changing health policy related national immunization program. We hope that the result of this study may contribute to establish the National Immunization Registry Program.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.17 no.7
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• pp.357-366
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• 2016

This study evaluated the standardization of the outpatient management process in several regions of South Korea. The hospital workers in the administration department of the different medical institutions that are registered with the Korean Hospital Association were surveyed. These institutions can be standard hospitals or hospitals greater in size. A summary of the research results are as follows. There was no significant correlation in their registration procedures in relation to the institution's founder, number of sickbeds, number of staff employed in the administration department, and average number of outpatients per day. On the other hand, the prepayment of medical fees occurred more frequently when the number of sickbeds was larger. In addition, there was no large difference in their appointment procedures in relation to those features. Nevertheless, the prepayment of medical fees accounted for 11.8 % of the entire payment in institutions with less than five hundred beds, while fifty percent of the payment was made in advance in larger institutions with five hundred or more beds. From this research, there was only a small difference among the institutions' outpatient management, but a notable difference was observed in their electronic data processing systems and facilities. Therefore, more financial support should be generated for the implementation of a more integrated process. As a follow-up study, to provide patients with quality medical services, it will be necessary to apply the standardized procedure to an actual medical institution and analyze the expected effect.

• Radiation Oncology Journal
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• v.18 no.1
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• pp.67-72
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• 2000

Background :The authors have developed a Digital image chart(DIC) and digital Radiotherapy Record System (DRRS). We have evaluated the DIC and DRRS for reliability, usefulness, ease of use, and efficiency. Materials and Methods :The basic design of the DIC and DRRS was to build an digital image database of radiation therapy Patient records for a more efficient and timely flow of critical image information throughout the department. This system is a submit of comprehensive radiation oncology management system (C-ROMS) and composed of a picture archiving and communication system (PACS), a radiotherapy information database, and a radiotherapy imaging database. The DIC and DRRS were programmed using Delphi under a Windows 95 environment and is capable of displaying the digital images of patients identification photos, simulation films, radiotherapy setup, diagnostic radiology images, gross lesion Photos, and radiotherapy Planning isodose charts with beam arrangements. Twenty-three clients in the department are connected by Ethernet (10 Mbps) to the central image server (Sun Ultra-sparc 1 workstation). Results :From the introduction of this system in February 1998 through December 1999, we have accumulated a total of 15,732 individual images for 2,556 patients. We can organize radiation therapy in a 'paperless' environment in 120 patients with breast cancer. Using this system, we have succeeded in the prompt, accurate, and simultaneous access to patient care information from multiple locations throughout the department. This coordination has resulted in improved operational efficiency within the department. Conclusion :The authors believe that the DIC and DRRS has contributed to the improvement of radiation oncology department efficacy as well as to time and resource savings by providing necessary visual information throughout the department conveniently and simultaneously. As a result, we can also achieve the 'paperless' and 'filmless' practice of radiation oncology with this system.

• Journal of the Korean Society of Environmental Restoration Technology
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• v.17 no.3
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• pp.1-11
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• 2014

Recently, major cities in Korea are suffering from frequent urban flooding caused by heavy rainfall. Such urban flooding mainly occurs due to the limited design capacity of the current drainage network, which increases the vulnerability of the cities to cope with intense precipitation events brought about by climate change. In other words, it can be interpreted that runoff exceeding the design capacity of the drainage network and increased impervious surfaces in the urban cities can overburden the current drainage system and cause floods. The study presents the green roof as a sustainable solution for this issue, and suggests the pre-design using the LID controls model in SWMM to establish more specific flood prevention system. In order to conduct the computer simulation in connection with Korean climate, the study used the measured precipitation data from Cheonan Station of Korea Meteorological Administration (KMA) and the forecasted precipitation data from RCP 8.5 scenario. As a result, Extensive Green Roof System reduced the peak runoff by 53.5% with the past storm events and by 54.9% with the future storm events. The runoff efficiency was decreased to 4% and 7%. This results can be understood that Extensive Green Roof System works effectively in reducing the peak runoff instead of reducing the total stormwater runoff.

• Journal of the Korean Society of Environmental Restoration Technology
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• v.15 no.2
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• pp.137-147
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• 2012

GRS is an effective urban ecology restoration technique that can manage a variety of environmental functions such as ecological restoration, rainwater spill control and island heat effect from a low-impact development standpoint that can be utilized in new construction and retrofits. Recently, quantitative evaluation studies, both domestic and abroad, in the areas related to these functions, including near-earth surface climate phenomenon, heavy rainwater regulation, thermal environment of buildings, have been actively underway, and there is a trend to standardize in the form of technological standards. In particular, centered on the advanced European countries, studies of standardizing the specific insulation capability of buildings with green system that comprehensively includes the green roof, from the perspective of replacing the exterior materials of existing buildings, are in progress. The limitation of related studies in the difficulties associated with deriving results that reflect material characteristics of continuously evolving systems due in part to not having sufficiently considered the main components of green system, mechanisms of vegetation, soils. This study attempts to derive, through EnergyPlus, the effects that the vegetation-related indicators such as vegetation height, FCV, etc. have on building energy load, by interpreting vegetation and soil mechanisms through plant canopy model and using an ecological standard indicator LAI that represent the condition of plant growth. Through this, the interpretations that assume green roof system as simple heat insulation will be complemented and a more practical building energy performance evaluation method that reflects numerical methods for heat fluxes phenomena that occur between ecology restoration systems comprised of plants and soil and the ambient space.

• Journal of Korea Society of Industrial Information Systems
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• v.10 no.2
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• pp.48-58
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• 2005

This paper studied the impact of CIO leadership on the IS performance. The survey was developed to measure the relationship between CIO leadership style and the IS performance. The study shows that the differences in CIO leadership style along the two dimensions of goals and modes do not cause a statistically meaningful difference in business efficiency, one of the IS performance. Contrary to the existing studies that suggest a balanced leadership is effective, this study illustrates that strategic leadership and enabling leadership are more effective in the aspects of targets and manners respectively. This study does contribute to the introduction and utilization of CIO: unlike existing studies on leadership, it proposes a new approach to classifying leadership style based on the styles exhibited by CIO's flexibly from one situation to another. It will provide companies considering appointing CIO's or already using CIO's with insights into effective CIO role. It is important to provide CIOs with position and authority to exhibit their leadership flexibly.

• Journal of Korean Tunnelling and Underground Space Association
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• v.20 no.2
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• pp.527-539
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• 2018

The subway used by many passengers is required to maintain a safe and comfortable environment and PSD (Platform Screen Door) must be installed in the platform after reinforcing the standard in 2003. In the previous research, in case of subway fire to control it, it is necessary to design the optimal ventilation and smoke exhaust system according to equipment capacity of the smoke exhaust system. Therefore, in this study, based on the results of previous research, three-dimensional numerical analysis was performed for the CO gas and smoke flow by the subway ventilation system in case of platform fire. As a result of this study, it was found that in case of emergency, if only the upper-level smoke exhaust system is activated, the risk of evacuation is high due to CO gas (653.8 ppm) and smoke concentration ($768.4mg/m^3$). And when all the smoke exhaust systems are activated and only the fire side PSD is opened, CO gas (36.0 ppm) and smoke concentration ($26.2mg/m^3$) are detected and the propagation range of smoke flow was reduced. When all the smoke exhaust systems are activated and only the fire side PSD is closed, it was analyzed as the most effective ventilation mode in the evacuation environment due to the absence of smoke-recirculation.

• Korean Chemical Engineering Research
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• v.60 no.3
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• pp.334-346
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• 2022

There is a lack of knowledge and information on the understanding and application of the Process Safety Management (PSM) system, recognized as a major cause of industrial accidents in small-and medium-sized workplaces. Hence, it is necessary to prepare a protocol to secure the practical and continuous levels of implementation for PSM and eliminate human errors through tracking management. However, insufficient research has been conducted on this. Therefore, this study investigated and analyzed the various violations in the administrative measures, based on the regulations announced by the Ministry of Employment and Labor, in approximately 200 small-and medium-sized PSM workplaces with fewer than 300 employees across in korea. This study intended to contribute to the prevention of major industrial accidents by developing a facility maintenance web program that removed human errors in small-and medium-sized workplaces. The major results are summarized as follows. First, It accessed the web via a QR code on a smart device to check the equipment's specification search function, cause of failure, and photos for the convenience of accessing the program, which made it possible to make requests for the it inspection and maintenance in real time. Second, it linked the identification of the targets to be changed, risk assessment, worker training, and pre-operation inspection with the program, which allowed the administrator to track all the procedures from start to finish. Third, it made it possible to predict the life of the equipment and verify its reliability based on the data accumulated through the registration of the pictures for improvements, repairs, time required, cost, etc. after the work was completed. It is suggested that these research results will be helpful in the practical and systematic operation of small-and medium-sized PSM workplaces. In addition, it can be utilized in a useful manner for the development and dissemination of a facility maintenance web program when establishing future smart factories in small-and medium-sized PSM workplaces under the direction of the government.