• Journal of the Korean Home Economics Association
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• v.42 no.5
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• pp.161-174
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• 2004

Using a sample size of 643 college students, this study examined the level of financial stress and financial problems of college students and investigated the factors related to stresses and problems. A majority of the students had experienced financial stress that interfered their study. Among the financial problems, spending problems were the most problematic. The results of the study indicated that financial knowledge and practice were important determinants of students' financial stress and problems. Some of the demographic variables, such as family income, were also important in predicting the students' spending problems. It was suggested that good financial practices of expenditure and maintenance of those practices were important to reduce or prevent financial problems and distress. Financial educators and parents should provide their support in helping students handle their finances responsively.

• Proceedings of the KAIS Fall Conference
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• 2009.12a
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• pp.484-486
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• 2009

본 연구는 본 연구는 입원중인 뇌졸중 환자들이 겪는 경제적 스트레스 및 우울이 삶의 질에 미치는 영향을 알아보기 위해 대전에 소재하고 있는 대학병원, 종합병원, 재활센터 등에서 치료를 받고 있는 뇌졸중환자 209명으로 하였다. 자료수집방법은 각각 구조화된 설문지를 통해 1:1 면접조사를 실시하였다. 연구도구는 경제적-불편감척도(Gore, 1978)와 Arruda J.E가 개발한 시각상사척도와 GHO-60(Goldberg, 1972), MOS SF-36(Ware 등, 1992)을 김건엽(2002)이 표준화한 23문항 중 삶의 질을 측정하는 12문항을 수정, 변경하여 사용하였다. 수집된 자료는 SPSS(Statistical for the Social Science)12.0을 이용하여 분석하였고, 뇌졸중 환자의 일반적 특성, 물리치료 관련 특성, 질병 관련 특성, 경제적 스트레스, 독립변수로 빈도와 백분율, 평균과 표준편차를 구하고, 전체 연구 대상자의 기술 역학적 특성을 파악하기 위하여 기술통계와 일반적 특성, 물리치료, 질병관련 특성에 따른 환자의 경제적 스트레스, 우울, 삶의 질과의 차이를 알아보기위해 t-검정과 일원분산분석(analysis of variance, ANOVA)을 사용하였다. 발병 후 가계수입(p<0.05), 재정적 압박 수준(p<0.01), 삶의 질(p>0.05), 생활수준(p<0.05)이 통계적으로 유의한 것으로 나타났다. 감정상태가 낮고 생활수준과 재정적 압박 정도가 매우 심할 경우 더 유의하게 경제적 스트레스 점수가 높게 나왔다. 이는 뇌졸중환자가 겪는 경제적 스트레스 요인이 우울과 함께 중요한 영향을 미치며,인구분석학적 결과를 보더라도 가구의 소득수준이 큰 영향을 미치는 것으로 건강에 대한 재정적 부담, 가족으로부터 소외 일과에의 영향, 올가미를 쓴 느낌 이상의 결과로 볼 때 본 연구에서는 시각적 감정 상태, 재정적 압박상태, 우울, 생활수준, 질병 관련 특성, 삶의 질을 위주로 하여 경제적 스트레스 관련 요인을 살펴본 결과 후속연구에서는 보다 정확한 경제적 부담 수준을 측정하고 더불어 보다 객관적인 경제적 스트레스를 측정할 수 있는 도구를 이용하여 조사를 한다면 임상적으로 중요한 자료가 될 것이다. 또한 뇌졸중 환자의 경제적 스트레스를 감소하고 삶의 질 수준을 증진시킬 수 있는 치료적 중재의 개발이 절실히 요구된다.

• Korean Journal of Social Welfare
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• v.64 no.1
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• pp.225-247
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• 2012

This study aims at exploring an effective way for social welfare in order to promote psychological well-being of a mother having a child with autism. To achieve this purpose, this study examined the related factors of parenting stress, family functioning, social support, and redefinition of family affecting psychological well-being of a mother having a child with austin by way of applying the Double ABCX model. A survey was conducted with a sample of 207 mothers having a child with autism in Daegu. Results from the survey are as follows: First, there were significant impacts of parenting stress on social support, family functioning, the redefinition of family on crisis situation, and psychological well-being. Second, family functioning and social support had no significant effect on mothers' psychological well-being, while the redefinition of family on crisis situation had significant influences on the psychological well-being of mothers having a child with autism. Third, it turned out that family functioning, social support, and the redefinition of family on crisis situation played a mediating role between parenting stress and psychological well-being. Based on these results, this study suggests that family functioning should be strengthened for promoting psychological well-being of mothers having a child with autism. We should construct and provide social supports in multilateral aspects and help mothers having a child with autism positively recognize stressful situations and improve their capacities to overcome them as well.

• Korea journal of population studies
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• v.28 no.1
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• pp.23-45
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• 2005

혼인과 사망에 관한 연구 대부분은 혼인상태에 있는 사람이 혼인상태에 있지 않은 사람보다 더 건강하게 오래 산다는 사실을 보여준다. 그 이유는 선별효과와 보호 효과로 설명된다. 선별 효과에 의하면, 건강한 사람이 쇠약한 사람보다 혼인할 가능성이 높다. 그 결과, 독신자 집단은 유배우자 집단에 비해 병약한 사람들이 전체 집단에서 차지하는 비율이 높아 더 높은 사망률을 보인다. 보호효과는 혼인이라는 유대를 통해 배우자들이 건강할 때나 아플 때나 서로의 건강을 염려해 주고 또 경제적 그리고 정신적 문제로 인한 스트레스와 스트레스에 관련된 병을 감소시켜, 혼인상태에 있는 사람들의 사망률을 혼인 상태에 있지 않은 사람들의 사망률보다 낮춰 준다는 것이다. 이 연구에서, 우리는 혼인상태의 은퇴 고령 남성이 독신상태의 은퇴 고령 남성과 유의미한 사망률 차이를 보이지 않지만, 이혼하거나 별거하거나 혹은 배우자가 사망한 상태의 은퇴 고령남성보다는 낮은 사망률을 보인다는 사실을 발견했다. 비록 선별효과를 입증해 보여주지는 못했지만. 혼인을 통한 재정적 복지가 은퇴 고령 남성의 사망에 영향을 미치는 경험적 증거는 발견하였다. 중간 소득과 저소득 사이의 은퇴 고령 남성에서 나타나는 사망률 차이는 그들 건강상태의 차이로 나타난다. 중간소득의 은퇴고령 남성이 저소득의 은퇴 고령 남성보다 약간 더 많은 재정적 복지를 통해 보다 나은 건강상태를 유지하고 그 결과 약간 더 낮은 사망률을 보인다. 반면 고소득의 은퇴한 고령남성에게는 혼인의 재정적 복지뿐 아니라 그들의 소득도 그들의 건강증진 및 사망률 저하에 유의미한 영향을 미치는 것으로 나타났다. 동일한 건강상태일지라도, 고소득의 은퇴 고령남과은 타 집단의 고령 남성보다 사망할 가능성이 낮았다.

• Proceedings of the Korean Institute of Navigation and Port Research Conference
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• 2013.06a
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• pp.185-187
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• 2013

일반적으로 사람은 육체적, 정신적 그리고 심리적 자극에 반응할 경우 스트레스(Stress)가 유발된다. 이 스트레스는 정상적인 업무수행 뿐만 아니라 건강에 악영향을 미칠 수 있고, 피로누적의 한 원인이 되기 한다. 특히 열악한 환경에서 직무를 수행하는 선원에게 있어서 스트레스는 해양사고의 직간접적인 요인이 될 수 있기 때문에 선박 인적자원관리의 한 측면으로 중요하게 다루어질 필요가 있다. 이 연구는 해운기업이 선원의 인사 및 안전관리 시스템에 활용할 수 있는 선원용 스트레스 평가도구를 개발하기 위한 것으로, 기본영역, 가족생활영역, 재정영역, 직업 및 선박생활영역에 대하여 90개의 항목으로 구성된 설문도구를 개발하여 설문조사를 수행하였고, Holmes & Rahe의 사회적응평가도구의 항목 및 평가지수와 비교분석하여 한국 선원의 문화적 차이를 고려한 설문도구를 개발하기 위한 기초적 연구를 수행하였다.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.11 no.2
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• pp.765-771
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• 2010

This study was carried out to examine relationships between financial pressures, depression, the quality of life related with economic stress factors on patients suffering from chronic strokes residing in Daejeon. 209 patients with chronic stroke being treated in genernal hospital were selected as subjects for this study. Data were collected by conducting 1:1 interviews through questionnaires. The study examined differences in patients' economic stress, depression, standard of living and the quality of lives through collected data. The results showed statistically meaningful analysis in standard of living(p<.000), economic pressure (p<.000), depression (p<.05), the quality of life (p>.05), the standard of living (p<.05). The higher the economic pressure, depression indexes or very severe the standard of living the lower the quality of life index, so the economic stress meaningfully increases. If an objective economic stress index is devised by measuring the level of economic burdens in common with guardians of patients and patients themselves, the index will become clinically important data. Furthermore, there requires the development of medical mediation that can reduce economic stress and increase the quality of life for patients suffering from strokes.

• Journal of Families and Better Life
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• v.25 no.3 s.87
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• pp.89-106
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• 2007

This paper diagnoses the financial knowledge of the college students and their values on financial situation. Another emphasis is given to the classification of surveyed college students based on their financial knowledge and values and the financial traits of each classified group is also analyzed. Statistical analysis was conducted using Cronbach's ${\partial}$, factor analysis, t-test, one-way ANOVA, and Duncan's multiple range test with total number of 733 questionnaires. Primary results of the research are as follows: First, overall score of financial knowledge was 62.65 points, showing the highest points in spending while lowest in savings and investment. Senior classes, students majoring in liberal arts, students with financial education and media experiences scored high points. Second, overall score of college students on financial values was 3.92, resulting in high points on credit and frugality but points on sharing with others were low. Thirdly, all surveyed students were classified into 4 types based on the mean scores on financial knowledges and values. Total 31.7% of students belonged to Type 1 where students scored high points on financial knowledge and values. Type 2 had about 22.4 % of students whose financial score was high but value score was low. Type 3 occupied 24.2% and this group scored low points on financial knowledge but high points on financial values. Type 4 occupied 21.8% and was a group of students whose scores for financial knowledge and values were low. Finally, Type 1 and 3 groups showed better desirable behaviors for financial management and expressed higher satisfaction status for finance than Type 2 and 4. Type 1 is a group of students whose subjective financial level was high. Monthly income was highest in Type 2 and financial stress was lowest in Type 1.

• Journal of Families and Better Life
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• v.26 no.5
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• pp.377-390
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• 2008

This paper investigated materialism inclination of the parents recognized by the adolescents and analysed the relationships between 5 categorized types about parents' materialism inclination and financial characteristics of the adolescents. Statistical analysis was achieved by using Cronbach'$\alpha$, paired t-test, one-way ANOVA, two-way ANOVA, Duncan's multiple range test, chi-square analysis, and Ward' hierarchical cluster analysis with a total of 801 questionnaires. The results are summarized as follows: First, the adolescents felt that calculated points of father and mother's materialism inclination were lower than median points and mother's inclination for materialism was higher than that of father. Second, five categories were classified according to materialism inclination of parents. First classified category was the type which showed both parents had little interest in materials and the second category was the type which father had strong interest in materials. The third one was the type which mother had strong interest in materials. The last two categories were the ones which both parents had much interest in materials. Final result of this study revealed that attitudes of the adolescents for materialism and money were higher for those whose parents had strong interest in materialism than those whose parents had little materialism interest. They showed not only the behaviors of impulsive and overspending consumption but also low financial satisfaction and high financial stress.

• Journal of Families and Better Life
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• v.20 no.5
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• pp.13-26
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• 2002

The purpose of this study was to reduce the unemployed housewives' stress and to seek proper strategies to cope with the stress by understanding stress of urban unemployed housewives' caused by financial management. The survey for this study was conducted in the capital city of Korea, Seoul and other major cities. The subjects included housewives in these areas who currently cohabited with their spouses and had at least on child or more. The preliminary and main survey questionnaires were distributed between November 12, 2001 and February 27, 2002. The results of the study were to establish an appropriate policy in order to improve the economic welfare and to develop strategies or related programs in order to overcome financial crisis in the family economy. the major findings were as follows: (1) The stress level of urban unemployed housewives caused by the financial management showed an average of 2.64 out of 5.0 and the level of utilizing strategies to cope with the stress indicated an average of 2.79 out of 5.0 (2) There were significant relationship between the stress caused by the financial management and the strategies of overcoming the stress indicated positive correlation(r=.378). (3) Relative contributor among independent variables to cope with stress was analysed and at the second phase in the process of the analysis, the subjective variables appeared to be significant variables to contribute to cope with the stress.

• Journal of Families and Better Life
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• v.21 no.2
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• pp.155-173
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• 2003

The purpose of this study was to gain an understanding about urban housewives' stress in family financial management, their coping strategies, and their sense of economic well-being, which will eventually provide some baseline data for policy development. The findings of this study are summarized in the following. First, the mean score of the level of financial management-related stress among urban housewives was 2.61 when the maximum level was set at 5. In order to overcome the stress from financial management, housewives utilized various strategies, such as purchasing management, financial planning, financial information gathering, getting a loan, and delaying payments. The average level of economic well-being among urban housewives was 2.82 when the maximum level was 5. Second, among socio-demographic factors, the family's monthly income and the husband's job satisfaction were the two most significant factors that affected the level of financial management stress among housewives. Third, there was a difference in employing coping strategies according to the level of stress. The group with a higher level of financial stress employed more coping strategies than the group with, a lower level of stress. Fourth, there were differences in the level of economic well-being, depending on the types of coping strategies employed. Fifth, the results from regression analyses, which were conducted to determine the relative explanatory power of different independent variable groups including subjective factors, financial management stress, and coping strategies, showed that socio-demographic and objective economic factors significantly affected economic well-being.