• 제목/요약/키워드: 자금부족

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Promoting the Masses' Investment through Crowdfunding Platform: Focusing on Lending based Crowdfunding Platform (크라우드펀딩 플랫폼을 통한 대중적 투자 활성화 방안 연구: 대출형 크라우드펀딩 플랫폼을 중심으로)

  • Lee, Ae Ri;Lee, Sang-Jong;Kim, Kyung Kyu;Kwon, Hyuk-Jun
    • The Journal of the Korea Contents Association
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    • v.16 no.11
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    • pp.644-660
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    • 2016
  • With the development of Fintech industry, research interest in crowdfunding is growing. Crowdfunding, originated from crowdsourcing, involves the participation of many individuals' contributions to funding a new project. Specifically, lending based crowdfunding provides a platform for raising funds in the form of loans by connecting borrowers to funders(investors) via Internet, not through traditional financial institutions. Recently, lending based crowdfunding attracts much attention as a new investment alternative; however, there is a lack of research about lending based crowdfunding. This study aims to examine the factors influencing an investor's participation in lending based crowdfunding by focusing on platform features, investor features, and project features. Based on the findings, this study discusses theoretical and practical implications for promoting the crowd's investments through crowdfunding platforms.

A Study on the Improvement of the Supporting Policy Efficiendy through the Analysis of the Demand for Direct Commercialization of Technology in Universities and Research Institutes (대학·연구기관 보유기술 직접사업화 지원사업의 수요분석을 통한 지원정책 효율성 개선 방안)

  • Cho, Sung-Nam;Jeong, Yoon-Su;Oh, Chung-Shick
    • Journal of Convergence for Information Technology
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    • v.8 no.5
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    • pp.229-236
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    • 2018
  • In the past, technology commercialization was implemented in a narrow sense, such as technology transfer or start-up support. It has been pointed out that lack of entrepreneurial experience, failure in technology development, and insecure markets lead to failure of technology commercialization. The project supporting direct commercialization of technologies owned by academic and research institutes conjoins public funds and operating power of large enterprises to introduce a new technology commercialization model that combines commercialization technology with capital, market, and government policies. And pain points for direct commercializing technology was derived. Through research and analysis, a gap was found between the demand factors and the capability of the actors performing the technology commercialization, and it showed a significant correlation with the paint points. In consequence, measures were drawn to improve support policies to enhance the efficiency of commercialization of technologies held by universities and research institutes.

EPCglobal Network-Based Internet Escrow Service for Secure e-Commerce (EPCglobal 네트워크 기반 인터넷 에스크로 서비스)

  • Kim, Dong-Min;Huh, Jung-Hyun;Lee, Yong-Han;Rhee, Jong-Tae
    • The Journal of Society for e-Business Studies
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    • v.11 no.4
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    • pp.87-106
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    • 2006
  • Today as the scale of e-commerce constantly expands, the number and the amount of the consumer frauds are also increasing very rapidly, without sufficient levels of systematic support to prevent them. Internet Escrow service is one of the promising payment mechanisms, which guarantees secure electronic trades and payments. Especially, if the real-time product delivery information is available via RFID-based track-and-trace environment, the security and efficiency of the Internet Escrow services would be improved a lot. In this research, proposed a novel approach to integrate EPCglobal Network, which is a de-facto standard for RFID-based information network model, with Internet Escrow services. The proposed service model was implemented in the form of "Integrated Financial Platform", which supports the contracts among trading partners and the payment via Escrow services by being fully integrated with bank systems. Using the implemented EPCglobal Network-based Escrow service system, we would be able not only to shorten the money-flow cycle and to develop new kinds of loan services, but also to overcome the problems of existing Escrow services including the lack of product-related information and the delay of purchasing decisions.

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SMEs' successful introduction of information management system: a case study for the manufacturer (중소기업의 성공적인 정보화경영체제 도입을 위한 사례 연구: 제조업체를 중심으로)

  • Kim, Jae-Saeng;Kyung, Tae-Won
    • Journal of Digital Convergence
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    • v.11 no.4
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    • pp.235-241
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    • 2013
  • In the Globalization of the business environment and the rapid technological development, the technology and intelligence are important advantages for the lack of funding SMEs, For management innovation and strengthen the competitiveness of enterprises, the information is the most efficient and powerful management tool. As a result, most of the medium-sized manufacturing firms introduction of the ERP system in order to promote the informatization. However, in reality, there are not much cases which show the tangible achievements by introduction of the ERP system. Therefore, this study searches on the Construction plan of Information Management System of the domestic small and medium manufacturing enterprises. Based on established construction method strategy Information management System apply to domestic small and medium sized manufacturing companies. In particular, information management system, that strategy was applied by considering the characteristics of SMEs and manufacturing enterprises.

A Study on Competitive Factor of Domestic Construction Firm (국내 건설기업의 경쟁력 평가요소에 관한 연구)

  • Jung Dae-Ryung;Kim Jae-Jun
    • Proceedings of the Korean Institute Of Construction Engineering and Management
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    • 2004.11a
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    • pp.584-587
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    • 2004
  • After the IMF bailout, the Environment of Domestic Construction Industry had changed dramatically Therefore the IMF, Domestic Construction Firms are secured by the government regulations and some traditional Practices. However, due to the following reasons: a decrease in public works, an increase in uncertainty of market prediction, the change of bid system, and increase in construction firms, recently the competition among construction firms has became keen. Under the serious competition, In order that medium-size construction firms survive in the construction market, it is need to establish the strategy that could increase productivity. In order to establish the strategy, firstly, construction firms should set up an appraisal standard of construction firms. This paper propose a suitable appraisal standard that construction firm's strategy establish in environment change of the construction industry.

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창업가의 주관적 경력성공이 경영성과에 미치는 영향: 기업가정신의 조절효과를 중심으로

  • Kim, Mi-Jeong;Lee, U-Jin
    • 한국벤처창업학회:학술대회논문집
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    • 2017.11a
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    • pp.19-25
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    • 2017
  • 본 연구에서는 창업가의 역량을 주관적 경력성공과 기업가정신으로 설정하여 창업기업의 성과와의 영향관계에 대한 연구를 진행하였다. 특히, 최근 늘어나는 실업율과 정부의 창업지원 정책의 핵심대상군인 청년들을 대상으로 본 연구를 진행하였다. 일반적으로 청년창업이 어려운 이유 중 하나는 시장이나 사업에 대한 경험이 상대적으로 부족한 청년들이 실무적인 지원 및 실패에 대한 안전장치 없이 창업을 시작한다는데 있다. 하지만 창업교육을 통해 간접경험을 높이고 청년들이 가지고 있는 장점인 새로운 시각과 유연한 사고방식을 충분히 활용한다면, 실패에 대한 확률을 줄이고 혁신기업을 만들 수 있는 가능성은 더 높을 수 있다 하겠다. 최근 몇 년간 정부는 대학생을 포함한 청년층에게 창업 초기자금을 지원하여 청년창업의 활성화에 많은 노력을 해왔지만, 이러한 지원들은 대부분 창업을 시작하는 초기단계에 집중이 되어있다. 창업은 그 성공률이 3~4% 남짓으로 쉽지 않은 일이지만, 그래도 이러한 초기단계의 지원들은 청년들이 창업시장에 많은 참여를 할 수 있는 동인이 되고 있다. 또한, 청년들이 시장에서 자신의 아이디어를 실험하고 사업화하며 혁신을 이루어가는 창업의 과정은 훗날 그들에게 훌륭한 경험과 경력이 될 것이다. 경험을 통한 자신의 경력에 대한 주관적인 평가는 개인의 삶과 업무에 대한 태도에 영향을 미치게 되기 때문에, 청년들의 이러한 경험들은 우리사회에 지속으로 긍정적인 가능성을 만들어 줄 것이다. 본 연구는 창업가의 주관적 경력성공과 기업가정신이 창업기업의 성과에 영향을 미치는 요인들을 확인하기 위한 분석을 수행하였다. 이러한 분석을 통해 창업기업들이 성장을 위해서 개인이 가지고 있는 경력과 경험에 대한 활용을 높여야 하는 근거를 도출하였다. 이러한 근거 도출을 위해 창업가의 경력에 대한 중요성과 업무능력과의 관계에서 영향을 주는 요인을 가설로 설정하였고 이에 대한 검증을 통하여 주관적 경력에 대한 중요성을 확인하였다. 본 연구의 주 목적은 첫째, 창업가의 주관적 경력성공과 기업가정신이 경영성과에 미치는 다양한 요인에 대하여 실증 분석하여 학문적 체계를 마련하고, 둘째, 창업가의 주관적 경력성공과 기업가정신이 경영성과에 미치는 요인을 통계적 방법을 통해 찾아내어 창업지원정책의 평가시스템 개발에 유용한 기초자료를 제공하는데 있다.

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Classifying Strategic Types Through Strategic Group Analysis In Construction Industry (국내 건설부문 전략군 분석을 통한 전략군집분류 -국내 중규모 건설기업을 중심으로-)

  • Jeong Dae-Ryung;Yoo Byeong-Gi;Kim Jae-Jun
    • Korean Journal of Construction Engineering and Management
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    • v.6 no.2 s.24
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    • pp.102-110
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    • 2005
  • After the IMF bailout, the Environment of Domestic Construction Industry had changed dramatically. Before the IMF, Domestic Construction Firms are secured by the government regulations and some traditional practices. However, due to the following reasons: a decrease in public works, an increase in uncertainty of market prediction, the change of bid system, and increase in construction firms, recently the competition among construction firms has became keen. Under the serious competition, in order that medium-size construction firms survive in the construction market, it is need to establish the strategy that could increase productivity. In order to establish the strategy, firstly, construction firms should set up an appraisal standard of construction firms. Consequently, This study will introduce companies' objective appraisal in domestic construction market as well as basal data for setting-up strategy through adaptation industry structure analysis of business administration for strategic group analysis and a company which has lagged behind competitive power among the competitive companies can choose a target strategic group which should be pursued it in the future through being classified according to a group taken analogical strategy.

The implementation of remote IPMC control system using android smartphone (안드로이드 스마트폰 기반의 원격 IPMC 제어시스템 구현)

  • Kim, Gwan-Hyung
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.17 no.3
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    • pp.533-539
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    • 2013
  • Recently, Ionic Polymer Metal Composite (IPMC) systems receive great attention in the fields of the medical and biomedical Engineering because of several merits in terms of new actuators and sensors and fuel cell materials. When the voltage is excited to IPMC system, it moves. Conversely, if there are any movement on the IPMC, the IPMC has charge voltage by the internal properties. Therefore the IPMC can be used as a motion sensor or force sensor. In this paper, we identify characteristics of the IPMC and control its movements from remote locations by the smart-phone system based on visual information for monitoring. Additionally, control of movements of the IPMC is realized by transmit motion commands using the smart-phone system with the blue-tooth communication. Unfortunately, there are some deficiencies to perfectly attain physical properties of the IPMC systems from our experiments in this paper. However, in its utilization point of view, we demonstrate that the IPMC has some potentials as new sensors, actuators, and fuel cells.

The R&D paradigm for the Materials Technologies involving Environmental (한국의 생명공학 기술과 산업)

  • 현병환;조성복
    • Journal of Korea Technology Innovation Society
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    • v.2 no.1
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    • pp.135-151
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    • 1999
  • 생명공학기술(biotechnology)은 보건·의료, 농업, 환경, 자원분야에서의 급격한 산업적 응용에 따라 21세기에는 세계경제에 막대한 파급효과를 보일 것으로 예상된다. 경제구조가 점점 고도화되어 한 국가의 기술능력이 산업경쟁력의 확보를 위해 그 중요성이 강조되는 상황에서, 미래첨단기술이라고 할 수 있는 생명공학기술에서의 성공여부는 앞으로 다가올 21세기의 국가 경쟁력 결정에 중요한 열쇠가 될 것이다. 본 연구는 이러한 상황인식하에 생명공학 기술에 대한 일반적인 현황과 전망을 살펴본 뒤 선진국의 생명공학기술 산업화 동향을 진단하고, 우리나라 생명공학산업 현황과 정부의 지원 정책을 조망한 뒤 생명공학산업의 활성화 방안에 대하여 의견을 제시하고 있다. 우리나라의 생명공학기술은 정부의 주도하에 산업계의 연구투자비 및 연구인력의 꾸준한 증대와 아울러 생명공학 제품도 수적으로나 판매규모면에서 큰 증가가 이루어져 왔다. 그러나 본질적으로 우리나라 생명공학기술에 대한 연구는 선진국에 뒤져있기 때문에 기초연구의 역량이 부족하고, 산업계의 과감한 기술개발 투자가 이루어지지 못하였으며, 또한 기술개발과 상업화를 위한 기술하부구조의 구축이 매우 미흡한 실정이다. 또한 WTO체제의 출범에 따른 지적재산권 보호의 압력이 높아지는 상황에서 설상가상으로 IMF체제까지 당하여 기업의 연구개발 능력은 매우 심각한 위기에 봉착하고 있는 것이다. 이러한 상황에서 생명공학산업의 활성화를 위해서는 정부의 역할이 더욱 필요하게 되었다. 본 연구에서는 이러한 상황인식하에 정부의 생명공학산업 활성화를 지원정책으로 연구자금, 시설 등 직접적인 지원정책 중심의 한계적 시각에서 벗어나 기업을 비롯한 기술혁신 주체간 상호작용과 기술혁신 환경조성을 위한 간접적 지원중심의 정책전환 필요성을 제시하고 있다. 또한 우리나라 생명공학 기술혁신시스템을 재정비하기 위한 중점 개선방안으로 연구개발 투자의 확대, 기초연구 역량의 강화, 벤쳐기업형 생명공학기업의 육성, 기술하부구조의 구축, 산업계·학계·연구소간 연계·교류 시스템의 강화를 제시하고 있다.

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Review of Healthcare Specialist Training Programs in Japan and Policy Implications (일본 개호인재 확보 정책동향 및 시사점)

  • Kwon, Ju-Young
    • Journal of the Korea Convergence Society
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    • v.11 no.3
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    • pp.237-244
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    • 2020
  • Confronting rapid population ageing, Japanese government proposes various types of regional comprehensive care programs for elderly people. In particular, the Japanese government and local governments are making efforts to ensuring long-term care workforce. Among others, the government is pursuing measures to secure specialized manpower in various ways 1) Construction of infrastructure, 2) Loan system for long-term care worker, 3) Inflow of long-term care staff for foreign students, etc. Also, universities have trained numerous community care specialists through research centers for health care, social welfare, and specialized education. Korea is also expected to explode the demand for long-term care worker at the rapid rate of aging, and it is necessary to actively discuss measures to cope with it.