• Title/Summary/Keyword: 인지특성

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고령자들이 웰스테크(디지털 자산관리) 자문·일임서비스 사용의도에 영향을 미치는 특성 및 요인에 대한 연구

  • Gwak, Jae-Hyeok;Dong, Hak-Rim
    • 한국벤처창업학회:학술대회논문집
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    • 2021.11a
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    • pp.189-195
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    • 2021
  • 최근 고령화로 인한 수명연장은 노후생활비용 부담의 가중을 통해 고령자들의 노후파산 가능성을 높이는 핵심 위협요인이 되고 있기 때문에 이를 위한 사적자산의 안정적, 장기적인 관리와 증식이 필수적이다. 자산관리 자문/일임 서비스를 이용하는 것은 이를 해결할 수 있는 좋은 대안이지만 과거에는 서비스 이용가능 대상이 대형 금융기관을 거래하는 거액자산가들로 국한되어 있었다. 그런데 최근 기술혁신과 더불어 플랫폼을 기반으로 하는 웰스테크(디지털 자산관리) 서비스가 빠른 속도로 대중화되고 있어, 이를 활용하면 보다 많은 고령자들이 자산관리에 대한 부담을 경감할 수 있을 것으로 예상된다. 본 연구에서는 이런 이유로 최근 주목받는 웰스테크(디지털 자산관리) 자문/일임 서비스에 대한 고령자들의 사용의도에 영향을 미치는 특성 및 요인들을 파악하고자 한다. 이를 위해 기술수용이론 중 소비자가 얻는 혜택과 희생을 모두 고려하는 '가치기반수용모델(Value Based Model)'을 기본 모형으로 하되 웰스테크(디지털 자산관리) 자문/일임서비스의 특성을 고려하여 '가격효용성'을 혜택 요인에 추가하였다. 또한 고령자의 특성을 고려하여 희생 요인에 '인지된 위험'을, 별도의 요인으로 '사회적 영향'을 각각 추가하였다. 예상되는 연구결과로는 지각된 혜택에 해당하는 유용성, 즐거움, 가격효용성은 모두 인지된 가치에 유의한 (+)의 영향을 미칠 것으로 예상되는 반면, 지각된 희생에 해당하는 기술성과 인지된 위험은 모두 인지된 가치에 유의한 (-)의 영향을 미칠 것으로 예상된다. 또한 추가변수인 사회적 영향은 인지된 가치에 유의한 (+)의 영향을 미칠 것으로 예상된다.

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The Effects by Learners' Characteristics on Scientific Conceptual Changes using Cognitive Conflict Strategy (인지갈등 전략을 이용한 과학 개념변화에서 학습자 특성의 효과)

  • Kwon, Nan-Joo;Kwon, Jae-Sool
    • Journal of The Korean Association For Science Education
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    • v.24 no.2
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    • pp.216-225
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    • 2004
  • Cognitive conflict plays a very important role towards conceptual change in science education. Many research were conducted on the topic, but they were limited and failed to determine the effectiveness of cognitive conflict strategies for conceptual change on science instruction. It is worth noting that the levels of cognitive conflict varied the same given situation. Besides, the conceptual change resulted in different forms, despite the same level of cognitive conflict. Assuming that one explanation could be found in the learners' characteristics, this study investigated the cognitive conflict and scientific conceptual change by learners' characteristics of middle school students. A proper understanding of the cognitive conflict will help science teachers to apply effectively the strategies towards science conceptual instruction. In this study, learners' characteristics are 'intelligence', 'cognitive level', 'general grade of science subject', 'cognitive style', 'personality', and 'attitudes related to science'. The results says; the intensity of cognitive conflict correlated with students' personality (reflectiveness) and attitudes related to science, and conceptual change correlated with intelligence and cognitive level.

A Quantification Method of Learner's Characteristic based on the Connectionism (연결주의에 기반한 학습자 특성의 정량화 기법)

  • Kim, Yong-Beom;Kim, Yung-Sik
    • The KIPS Transactions:PartA
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    • v.15A no.6
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    • pp.351-360
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    • 2008
  • It seems reasonable to assume that the individualized learning means more than simple teaching-learning method, so the instructional method has attracted a fair amount of attention not only in classroom, but also in the field of a adult education, cooperate education, and so on. In order to have an effect on individualized learning, we need to analyze and measure the learner's characteristic. However it is difficult to represent in quantified form because the conception and category of learner's characteristic is various and extensive. Therefore, in this paper, we propose a quantification method of learner's characteristic, which is limited to learner's cognitive structure and style, and is represented in the light of connectionism, verify the validity. The learner's cognitive structure in this paper was represented, which simplified the learner's cognitive structure. Additionally, the cognitive style in this paper was limited to inertia of knowledge for learner's cognition.

Perceptual Video Coding using Deep Convolutional Neural Network based JND Model (심층 합성곱 신경망 기반 JND 모델을 이용한 인지 비디오 부호화)

  • Kim, Jongho;Lee, Dae Yeol;Cho, Seunghyun;Jeong, Seyoon;Choi, Jinsoo;Kim, Hui-Yong
    • Proceedings of the Korean Society of Broadcast Engineers Conference
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    • 2018.06a
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    • pp.213-216
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    • 2018
  • 본 논문에서는 사람의 인지 시각 특성 중 하나인 JND(Just Noticeable Difference)를 이용한 인지 비디오 부호화 기법을 제안한다. JND 기반 인지 부호화 방법은 사람의 인지 시각 특성을 이용해 시각적으로 인지가 잘 되지 않는 인지 신호를 제거함으로 부호화 효율을 높이는 방법이다. 제안된 방법은 기존 수학적 모델 기반의 JND 기법이 아닌 최근 각광 받고 있는 데이터 중심(data-driven) 모델링 방법인 심층 신경망 기반 JND 모델 생성 기법을 제안한다. 제안된 심층 신경망 기반 JND 모델은 비디오 부호화 과정에서 입력 영상에 대한 전처리를 통해 입력 영상의 인지 중복(perceptual redundancy)를 제거하는 역할을 수행한다. 부호화 실험에서 제안된 방법은 동일하거나 유사한 인지화질을 유지한 상태에서 평균 16.86 %의 부호화 비트를 감소 시켰다.

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A Study on Effects of Online Environmental Factors on Online Rumor Behavior (온라인 루머 행동에 대한 온라인 환경 요인의 영향 연구)

  • Kim, Han-Min
    • Journal of Digital Convergence
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    • v.18 no.1
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    • pp.45-52
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    • 2020
  • Online rumor creates psychological stress and image loss for victims. Prior studies related to online rumor did not consider the online environmental factor, despite the fact that online rumor occurs in the online space. Therefore, this study tried to investigate the influence of online characteristics on online rumor. This study considered perceived anonymity, lack of social presence, and perceived dissemination as online characteristics. We established and demonstrated a research model in which online characteristics affect online rumor behavior through attitude toward online rumor. This study obtained the sample of 201 social network users based on the survey and verified the research model using PLS tool. The results provided that perceived anonymity and perceived dissemination influenced online rumor behavior through attitude toward online rumor. On the other hand, lack of social presence was not significant. The findings of this study provide the fact that an individual's online rumor behavior can be caused by online characteristics. This study suggests that we pay attention to the role of perceived anonymity and perceived dissemination for online rumor behavior.

The Effect of Perceived Anthropomorphic Characteristics on Continuous Usage Intention of Artificial Intelligence Voice Speaker : Based on the Integrated Adoption Model (인공지능 음성 스피커의 의인화 특성 지각 정도가 지속적 이용 의향에 미치는 영향: 통합 수용 모델을 기반으로)

  • Lee, Sungjoon
    • The Journal of the Korea Contents Association
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    • v.21 no.11
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    • pp.41-55
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    • 2021
  • AI voice speaker has played an important role in forming an early market and development for AI-based goods and service with growing attention from many people. In this context, this research examined factors affecting continuous intention of AI voice speaker based on the integrated adoption model, which combined two factors of perceived playfulness and innovation resistance with extended technology acceptance model. It was also examined whether three perceived anthropomorphic features(i.e., perceived rational support, perceived intimacy, perceived cognitive openness) have influences on continuous intention of AI voice speaker. The data was collected by an online-survey and were responses of those who are in their 20s and 30s and have experienced in using AI voice speaker. They were analyzed by using SEM(Structural Equation Modeling). The results showed that all of perceived ease of use, perceived usefulness, perceived playfulness and innovation resistance had significant influences on continuous intention of AI voice speaker. In addition, all of perceived rational support, perceived intimacy and perceived cognitive openness as perceived anthropomorphic features had significant influences on perceived ease of use, perceived usefulness and perceived playfulness. The implications of found results in this research was also discussed.

Effect of Some Characteristics of Service Provider on Trust and Loyalty in Services Setting (서비스제공자의 특성이 신뢰와 충성도에 미치는 영향)

  • Choi, Chul-Jae
    • The Journal of the Korea Contents Association
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    • v.12 no.9
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    • pp.293-310
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    • 2012
  • The purpose of this paper is to explain and identify how services offer-related characteristics of services providers such as service competence, reliability, and responsiveness have an effect on cognitive trust and customization characteristics of services providers has influences on affective trust. And it is to explain and identify how cognitive trust has an effects on affective trust and loyalty, and how affective trust has influence on loyalty in services setting such as apparel services of search attribute, hair services of experience attribute, and dental services of credence attribute. A survey study was conducted to collect the data with consumers who have experience purchase or search on services in apparel services, hair services, and dental services. Analysis of structural equation modeling with AMOS 18 and SPSS win 19.0 was performed to test the research hypothesis. The results of the study are as follows: First, responsiveness characteristics of service providers has an effect on cognitive trust, which in turn influences on affective trust. But there was on effect on customer loyalty by cognitive trust and affective trust in apparel service setting. Second, service competence characteristics and reliability characteristics of service providers have effect on cognitive trust, and customization characteristics of service providers has influences on affective trust, and then both of them, in turn, was effect on customer loyalty in hair service setting. Third, reliability characteristics of service providers has effects on cognitive trust and customization characteristics of service providers has influences on affective trust, and then cognitive trust has effects on customer loyalty, but there was no effects on affective trust by customer loyalty.

Architecture Patterns of Context-Aware Systems (컨텍스트 인지 시스템의 아키텍처 패턴)

  • Choi, Jongmyung
    • Proceedings of the Korea Information Processing Society Conference
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    • 2007.11a
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    • pp.891-894
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    • 2007
  • 컨텍스트 인지 시스템에 대한 관심이 높아지면서, 시스템을 효과적으로 개발할 필요성도 역시 높아지고 있다. 본 논문에서는 컨텍스트 인지 서비스의 특성을 품질 속성에 추가함으로써 서비스 형태에 따라 컨텍스트 인지 시스템의 소프트웨어 아키텍처를 결정하는 방법을 소개한다.

Intellectual, Emotional, and Creative Characteristics of Mathematically Gifted Students (수학영재학생들의 인지적, 정의적, 창의적 특성 분석)

  • Choi Younggi;Do Jonghoon
    • School Mathematics
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    • v.6 no.4
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    • pp.361-372
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    • 2004
  • This study is designed to investigate intellectual, emotional, and creative characteristics of mathematically gifted students. In this paper, we analyze their proof examples, responses to questionnaire on mathematical aptitude and social coping, and scores for Torrance creativity test(figure) in comparison with scientific gifted and general students.

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On the Perceptually Important Phase Information in Acoustic Signal (인지에 중요한 음향신호의 위상에 대해)

    • The Journal of the Acoustical Society of Korea
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    • v.19 no.7
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    • pp.28-33
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    • 2000
  • For efficient quantization of speech representation, it is common to incorporate Perceptual characteristics of human hearing. However, the focus has been confined only to the magnitude information of speech, and little attention has been paid to phase information. This paper presents a novel approach, termed perceptually irrelevant phase elimination (PIPE), to find out irrelevant phase information of acoustic signals in terms of perception. The proposed method, which is based on the observation that the relative phase relationship within a critical band is perceptually important, is derived not only for stationary Fourier signal but also for harmonic signal. The proposed method is incorporated into the analysis/synthesis system based on harmonic representation of speech, and subjective test results demonstrate the effectiveness of proposed method.

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