• Journal of Industrial Convergence
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• v.16 no.4
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• pp.33-46
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• 2018

Personal credit scoring is an effective tool for banks to properly guide decision profitably on granting loans. Recently, many classification algorithms and models are used in personal credit scoring. Personal credit scoring technology is usually divided into statistical method and non-statistical method. Statistical method includes linear regression, discriminate analysis, logistic regression, and decision tree, etc. Non-statistical method includes linear programming, neural network, genetic algorithm and support vector machine, etc. But for the development of the credit scoring model, there is no consistent conclusion to be drawn regarding which method is the best. In this paper, we will compare the performance of the most common scoring techniques such as logistic regression, neural network, and support vector machines using personal credit data of the financial institution in China. Specifically, we build three models respectively, classify the customers and compare analysis results. According to the results, support vector machine has better performance than logistic regression and neural networks.

• Journal of KIBIM
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• v.6 no.4
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• pp.35-41
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• 2016

Learning effect is an observation that the more times a task is performed, the less time is required to produce the same amount of outcomes. The construction industry heavily relies on repeated tasks where the learning effect is an important measure to be used. However, most construction durations are calculated and applied in real projects without considering the learning effects in each of the repeated activities. This paper applied the learning effect to the repeated activities in a small sized apartment construction project. The result showed that there was about 10 percent of difference in duration (one approach of the total duration with learning effects in 41 days while the other without learning effect in 36.5 days). To make the comparison between the two approaches, a large number of BIM based computer simulations were generated and useful patterns were recognized using machine learning algorithm named Decision Tree (See5). Machine learning is a data-driven approach for pattern recognition based on observational evidence.

• Journal of the Korea Society of Computer and Information
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• v.10 no.2 s.34
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• pp.215-221
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• 2005

TRecently, there has been enormous growth in the amount of commercial and scientific data, such as protein sequences, retail transactions, and web-logs. Such datasets consist of sequence data that have an inherent sequential nature. In this Paper, we study how to classify these sequence datasets. There are several kinds techniques for data classification such as decision tree induction, Bayesian classification and K-NN etc. In our approach, we use a K-NN algorithm for classifying sequences. In addition, we propose a new similarity measure to compute the similarity between two sequences and an efficient method for measuring similarity.

• Proceedings of the Korean Institute of Intelligent Systems Conference
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• 2003.05a
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• pp.217-220
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• 2003

본 논문에서는 특정 매개변수의 입력 없이 속성(attribute)에 따른 목적속성(class)값의 분포를 고려하여 연속형(conti-nuous) 값을 범주형(categorical)의 형태로 변환시키는 새로운 방법을 제안하였다. 각각의 속성에 대해 목적속성의 분포를 1차원 공간에 사상(mapping)하고, 각 목적속성의 밀도, 다른 목적속성과의 중복 정도 등의 기준에 따라 구간을 군집화 한다. 이렇게 생성된 군집들은 각각 목적속성을 예측할 수 있는 확률적 수치에 기반한 것으로, 각 속성이 제공하는 정보의 손실을 최소화하는 이산화 경계선을 갖고 있다. 제안된 데이터 이산화 방법의 향상된 성능은 C4.5 알고리즘과 UCI Machine Learning Data Repository 데이터를 사용하여 확인할 수 있다.

• Journal of Intelligence and Information Systems
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• v.7 no.2
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• pp.83-93
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• 2001

Prediction of corporate failure using past financial data is well-documented topic. Early studies of bankruptcy prediction used statistical techniques such as multiple discriminant analysis, logit and probit. Recently, however, numerous studies have demonstrated that artificial intelligence such as neural networks (NNs) can be an alternative methodology for classification problems to which traditional statistical methods have long been applied. Although numerous theoretical and experimental studies reported the usefulness or neural networks in classification studies, there exists a major drawback in building and using the model. That is, the user can not readily comprehend the final rules that the neural network models acquire. We propose a genetic algorithms (GAs) approach in this study and illustrate how GAs can be applied to corporate failure prediction modeling. An advantage of GAs approach offers is that it is capable of extracting rules that are easy to understand for users like expert systems. The preliminary results show that rule extraction approach using GAs for bankruptcy prediction modeling is promising.

• Proceedings of the Korea Water Resources Association Conference
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• 2022.05a
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• pp.189-189
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• 2022

물 공급 시설의 효율적이고 안정적인 운영을 위한 운영 계획의 수립 및 검증을 위해서는 장기간의 유입량 자료가 필요하다. 하지만, 현실적으로 얻을 수 있는 실측 자료는 제한적이며, 유입량이 부족하여 댐 운영에 영향을 미치는 자료는 더욱 적을 수밖에 없다. 이를 개선하고자 장기간의 모의 유입량을 생성해 운영 계획을 수립하는 방법이 종종 사용되지만, 실측 자료를 기반으로 모의하기 때문에 이 역시 가뭄의 빈도가 낮아, 장기 가뭄이나 짧은 간격으로 가뭄이 발생할 시 안정적인 운영이 어렵다. 본 연구에서는 장기 가뭄 발생 시에도 안정적인 물 공급이 가능한 운영 계획 수립을 위해 가뭄 빈도를 증가시킨 유입량 모의 기법을 제안하고자 한다. 제안하는 모의 기법은 최근 머신러닝에서 사용되는 SMOTE 알고리즘을 기반으로 한다. SMOTE 알고리즘은 데이터의 불균형을 처리하기 위한 오버 샘플링 기법으로, 소수 그룹을 단순 복제하지 않고 새로운 복제본을 생성해 과적합의 위험이 적으며, 원자료의 정보가 손실되지 않는 장점이 있다. 본 연구에서는 미국 캘리포니아주에 위치한 Folsom 댐을 대상으로 고빈도 가뭄 유입량을 모의했으며, 고빈도 가뭄 유입량을 사용한 운영 계획을 수립하였다. Folsom 댐의 과거 관측 유입량 자료를 기반으로 고빈도 가뭄 유입량을 사용한 운영 계획과 일반적인 가뭄 빈도의 유입량을 사용한 운영 계획을 적용했을 때 발생하는 공급 부족량과 과잉 방류량의 차이를 비교해 고빈도 가뭄 유입량의 사용이 물 공급 시설의 안정적인 운영에 끼치는 영향을 확인하고자 한다.

• Journal of the Korea Society of Computer and Information
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• v.25 no.11
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• pp.41-50
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• 2020

Sentimental analysis begins with the search for words that determine the sentimentality inherent in data. Managers can understand market sentimentality by analyzing a number of relevant sentiment words which consumers usually tend to use. In this study, we propose exploring performance of feature selection methods embedded with Particle Swarm Optimization Multi Objectives Evolutionary Algorithms. The performance of the feature selection methods was benchmarked with machine learning classifiers such as Decision Tree, Naive Bayesian Network, Support Vector Machine, Random Forest, Bagging, Random Subspace, and Rotation Forest. Our empirical results of opinion mining revealed that the number of features was significantly reduced and the performance was not hurt. In specific, the Support Vector Machine showed the highest accuracy. Random subspace produced the best AUC results.

• The Journal of the Korea institute of electronic communication sciences
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• v.15 no.6
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• pp.1089-1098
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• 2020

In this study, we propose a method to detect red tide Cochlodinium Polykrikoide using by machine learning and geostationary marine satellite images. To learn the machine learning model, GOCI Level 2 data were used, and the red tide location data of the National Fisheries Research and Development Institute was used. The machine learning model used logistic regression model, decision tree model, and random forest model. As a result of the performance evaluation, compared to the traditional GOCI image-based red tide detection algorithm without machine learning (Son et al., 2012) (75%), it was confirmed that the accuracy was improved by about 13~22%p (88~98%). In addition, as a result of comparing and analyzing the detection performance between machine learning models, the random forest model (98%) showed the highest detection accuracy.It is believed that this machine learning-based red tide detection algorithm can be used to detect red tide early in the future and track and monitor its movement and spread.

• Journal of the Korean Data and Information Science Society
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• v.20 no.4
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• pp.639-647
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• 2009

From development of computer science, genetic algorithm has been applied to many fields for search like non-linear problem based on various variables and optimization process. Among others, in the data mining field, there are methods to select the best input variables for model accuracy and various predict models which were merged by using the genetic algorithm. In the meantime, to improve and preserve quality of the Hanwoo (Korean cattle) which is represented the agricultural industry in our country, we need to find out outstanding economical traits of Hanwoo in having specific genotype of single nucleotide polymorphism (SNP) which is inherited to next generation. According to, This research proposed the selecting method to find genotype of SNPs marker which affects economical traits of the Hanwoo by using the genetic algorithm. And we selected the best genotypes of the principal SNPs marker by applying to real data on Hanwoo genetic.

• Journal of Digital Convergence
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• v.14 no.2
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• pp.245-258
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• 2016

This paper aims to present the way to bring about significant results through performance improvement of learning algorithm in the research applying to machine learning. Research papers showing the results from machine learning methods were collected as data for this case study. In addition, suitable machine learning methods for each field were selected and suggested in this paper. As a result, SVM for engineering, decision-making tree algorithm for medical science, and SVM for other fields showed their efficiency in terms of their frequent use cases and classification/prediction. By analyzing cases of machine learning application, general characterization of application plans is drawn. Machine learning application has three steps: (1) data collection; (2) data learning through algorithm; and (3) significance test on algorithm. Performance is improved in each step by combining algorithm. Ways of performance improvement are classified as multiple machine learning structure modeling, $+{\alpha}$ machine learning structure modeling, and so forth.