• Title/Summary/Keyword: 은행효율성

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Design and Implementation of Web Based Databank System for Craftsman Information Processing (웹 기반 정보처리 기능사 문제은행 시스템 설계 및 구현)

  • 김용호;김희철
    • Proceedings of the Korean Information Science Society Conference
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    • 2003.10a
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    • pp.580-582
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    • 2003
  • 정보화 시대의 요구에 대한 교육적 대응은 학습자 중심의 교육이며, 정보통신기술을 기반으로 한 원격교육이다. 특히 인터넷에서 가장 활발하게 사용되고 있는 웹은 그 특성상 구성주의 학습 원리를 실현하는데 적절한 환경을 제공하고 있으며, 교육 시스템의 변화를 가져오고 있다. WBI(Web Based Instruction)는 웹을 매체로 활용하여 원거리에 있는 학습자를 교육시키는 형태로서 교수자와 학습자간 상호작용을 가능하게 하고 다양한 형태의 학습자료를 제공하며, 공간적 제약을 극복할 수 있다는 장점이 있다. 본 논문에서는 웹에 기반한 교육적 활용의 한 모델로서 학습자의 자기 주도적이고 적극적인 학습을 촉진하기 위한 자기 주도적 학습이론과 학습자의 개인차를 고려한 수준별 학습이론을 적용하여 효율적인 웹 기반 학습이 가능하도록 하였으며 이러한 학습이론을 웹에 기반한 정보처리 기능사 필기시험에 적용함으로써 실업계 고등학교 교육현장의 비효율성과 기존의 문제은행 시스템의 문제점을 보완하여 시험준비에 보다 효율적으로 대비하도록 설계 및 구현하였다.

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The Role of Bank Payment Obligation under SWIFTNet's Trade Service Utility (SWIFTNet TSU BPO의 역할)

  • Lee, Bong-Soo
    • International Commerce and Information Review
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    • v.17 no.2
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    • pp.3-18
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    • 2015
  • This thesis examines the performance and improvement strategy of SWIFTNet TSU's BPO for computerization and suggests the following results: First, the URBPO should be legally complemented, and the SWIFT and banks need to keep improving the systems to meet trade parties' diverse needs. Second, the SWIFTNet TSU's BPO should have an institutionally unified sharing platform with security, stability and convenience. In other words, it is needed to develop services which meet e-payment paradigm and international and regional environments through continued analysis on market changes and flow. Third, in order for the SWIFTNet TSU BPO to evolve into a perfect global system, there should be an innovative payment solution which can meet all trade parties all over the world. For this, technology standardization for a worldwide e-trade payment system is essential. Lastly, based on the results derived from this study, an analysis framework with which more diverse and practical environmental variables can be analyzed should be developed.

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Strategies for Multilateral Development Banks Utilization to Enhance International Construction Competitiveness (해외건설 수주경쟁력 강화를 위한 다자간개발은행 활용 방안)

  • Sohn, Tae-Hong;Jung, Chang-Goo;Jang, Hyoun-Seung
    • KSCE Journal of Civil and Environmental Engineering Research
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    • v.32 no.5D
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    • pp.493-498
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    • 2012
  • Korean construction companies have maintained stable market share based on high technology and cost competitiveness although international construction market has been stalled due to increasing global economy uncertainties. However, Korean construction companies have relied heavily on the general types of projects in Middle East and Asia although the portion of different types of projects such as Build-Transfer-Operate (BTO), Build-Transfer-Lease (BTL), and Public-Private-Partnership (PPP) has been increasing in the market. When delivering huge projects requiring contractors deal with activities from project planning to operation, securing finance sources and profitability is deemed critical. Therefore, Korean construction companies need more attentions on the construction market supported by Multilateral Development Banks. However, Korean construction companies have not utilized effective strategies for the market entry and also government supportive policies are not useful enough to help construction companies. This study aims both to analyze the contract structure of Korean construction companies for presenting critical factors that need to be prepared and to suggest various methods that can be applied to support construction companies that have much interest in the Multilateral Development Banks. According to the results of study, it is important that Korean government provide structural information system, make a specialized organization, prevent over-heating among Korean construction companies, and collaborate with Official Development Agency. In addition, it appeared that the fairness and financial stability of project have recognized main advantages of the Multilateral Development Banks.

International Trade and Labor Demand of Korean Firms: Focusing on Heterogeneous Firm Productivity (수출입과 기업의 노동수요)

  • Eum, Jihyun;Park, Jinho;Choi, Moon Jung
    • Economic Analysis
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    • v.25 no.3
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    • pp.30-69
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    • 2019
  • This paper analyzes the effects of trade on demand for labor of trading firms in Korea. We apply system GMM methodology to estimate the effects of imports and exports on employment of Korean manufacturing firms using firm-level data from the Survey of Business Activities of Statistics Korea between 2006 and 2014. According to our estimated results, for firms with high-productivity, exports have a positive and significant effect on the labor demand, while other firms do not show any such significant effects. Furthermore, our results show that offshoring mitigates the positive effects of exports on employment, since tasks within the firms can be relocated abroad. On the other hand, an increase in imports reduces demand for labor because labor is replaced with low-priced imported inputs. Also, when firms partake in global outsourcing, the negative effects of imports are mitigated as those firms expand their production by enhancing their efficiency in the process of offshoring. Therefore, our results suggest that it is important to consider heterogeneous firm productivity as well as offshoring in analyzing the effect of trade on labor demand of firms.

프론티어 모델을 이용한 수익성분석

  • Im, Seung-Beom;Gang, Chang-Wan;Seo, Myeong-Rok;Choe, Yong-Seok
    • Proceedings of the Korean Statistical Society Conference
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    • 2003.10a
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    • pp.289-294
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    • 2003
  • 최근 활발히 행하여지는 금융 CRM(Customer Relationship Management)은 은행의수익성 제고를 위하여 개별고객의 주요특성(거래이력, 가치 등)을 파악하고, 이를 근거로 유사한 고객들을 분류하여 고객관리 방안을 찾는데 그 목적이 있다. 본 연구에서는 B은행의 실제 CRM을 통하여 수익성을 높일 수 있는 마케팅 시사점을 도출하고자 하며 이러한 마케팅의 도출과 목표가 되는 고객을 어떻게 선정할 것인가의 질문에 대한 방법으로 계량경제학 분야에서 기업단위연구의 생산효율성을 측정하기 위하여 사용되어지고 있는 SFM(Stochastic Frontier Model)과 OLS(Ordinary Linear Model)의 방법을 사용하였다.

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Question Selection Component for WBI (WBI를 위한 문제추출 컴포넌트)

  • 정화영;송영재
    • Proceedings of the Korean Information Science Society Conference
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    • 2003.10a
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    • pp.565-567
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    • 2003
  • 웹 기반 학습(WBI)은 인터넷의 빠르게 확산되어 가고 있다. 또한, 학습자의 학습효과를 높이기 위한 많은 연구와 기술들이 적용되었다. 그러나, 대부분의 웹 기반 학습 시스템은 문제은행에서 반복적인 학습내용의 제공이나 학습의 패턴을 주는 학습자료 제공자 측면에서의 일방적인 학습방법을 택하고 있다. 시스템의 개발방법에서도 웹 기반 학습시스템은 전통적인 순차적 프로세스 개발방법에 따라 구현됨으로서 개발의 비효율성 밀 재사용, 유지보수등이 어려웠다. 본 연구에서는 문제은행에서 사용되는 문제추출 컴포넌트를 설계 및 구현하였다. 문제추출은 학습자의 학습효과를 높이기 위하여 문항난이도를 분석하여 학습자에게 적절한 문제가 출제될 수 있도록 하였다. 또한, 본 연구의 시스템에서 중요한 비즈니스 로직이 되는 난이도 분석 및 적용부분은 EJB컴포넌트로 구현함으로서 구현로직의 분리 및 재사용성, 유지보수성을 높였다.

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Physical and Sensory Properties of Peeled Ginkgo Nuts Prepared under the Different Dehydration Conditions (내피제거 은행의 물리적 및 관능적 품질 특성)

  • Han, Jae-Young;Lee, Young-Chun;Kim, Kwang-Ok
    • Korean Journal of Food Science and Technology
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    • v.35 no.1
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    • pp.84-91
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    • 2003
  • The effects of different dehydration conditions for the removal of ginkgo nut inner coat on peeled ginkgo nuts were examined using physical and sensory methods. Dehydration of ginkgo nuts at $90^{\circ}C$ for 120 min resulted in greater hardness, lightness (L), redness (a), yellowness (b), and firmness. Higher roasted flavor and larger holes were observed with dehydration at $150^{\circ}C$ for 30 min and greater cooked ginkgo flavor and green color with dehydration at $120^{\circ}C$ for 50 min. Based on these findings, dehydration at $120^{\circ}C$ for 50 min was determined as the adequate hot air dehydration condition for the removal of ginkgo nut inner coat. Ginkgo nuts stored at $25^{\circ}C$ maintained overall desirability up to 4 weeks. In ginkgo nuts stored at $4^{\circ}C$, all sensory desirabilities evaluated were reasonably high until 60 days of storage; desirability of appearance decreased moderately at 80 days of storage, and appearance became very undesirable at 180 days. Ginkgo nuts stored at $-18^{\circ}C$ showed little changes until 10 months of storage, but slight decreases in overall desirability, flavor, and texture were noted at 12 months.

A Test on the Efficiency of Monetary Policy in Korea (한국 통화정책의 효율성 검정)

  • Cho, Seonghoon;Huh, Hyeon-seung;Woo, Hee Yeul
    • KDI Journal of Economic Policy
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    • v.29 no.2
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    • pp.117-133
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    • 2007
  • This paper evaluates the efficiency of monetary policy in Korea within the framework of interest rate feedback rules. For this, a small open macroeconomic model is constructed in a similar fashion to Ball (1999). The model is shown to capture key features of the Korean economy well. Using this estimated model, optimal instrument rules are derived for a set of different monetary policy objectives. Empirical results find that the actual monetary policy in the class of instrument rules was not very effective in stabilizing the output gap relative to inflation. However, seemingly successful inflation stabilization observed in the data are not consistent with the policy rules as the reaction of the interest rate to inflation is very low. It also appears that the central bank did not react right to movements in the real exchange rate. This paper offers some suggestions for the conduct of monetary policy in Korea.

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Deep Learning OCR based document processing platform and its application in financial domain (금융 특화 딥러닝 광학문자인식 기반 문서 처리 플랫폼 구축 및 금융권 내 활용)

  • Dongyoung Kim;Doohyung Kim;Myungsung Kwak;Hyunsoo Son;Dongwon Sohn;Mingi Lim;Yeji Shin;Hyeonjung Lee;Chandong Park;Mihyang Kim;Dongwon Choi
    • Journal of Intelligence and Information Systems
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    • v.29 no.1
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    • pp.143-174
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    • 2023
  • With the development of deep learning technologies, Artificial Intelligence powered Optical Character Recognition (AI-OCR) has evolved to read multiple languages from various forms of images accurately. For the financial industry, where a large number of diverse documents are processed through manpower, the potential for using AI-OCR is great. In this study, we present a configuration and a design of an AI-OCR modality for use in the financial industry and discuss the platform construction with application cases. Since the use of financial domain data is prohibited under the Personal Information Protection Act, we developed a deep learning-based data generation approach and used it to train the AI-OCR models. The AI-OCR models are trained for image preprocessing, text recognition, and language processing and are configured as a microservice architected platform to process a broad variety of documents. We have demonstrated the AI-OCR platform by applying it to financial domain tasks of document sorting, document verification, and typing assistance The demonstrations confirm the increasing work efficiency and conveniences.

Feasibility Survey on the Introduction of Forest Land Bank System focusing on Forest Owners, Non-forest Owners, and People Who Return to the Farm (산주와 비산주 및 귀농·귀촌인을 대상으로 한 산지은행제도 도입 타당성 설문조사)

  • Kim, Jong Ho;Kim, Won Kyung;Kwon, Soon-Duk
    • Journal of Korean Society of Forest Science
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    • v.103 no.2
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    • pp.278-286
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    • 2014
  • Forestry management problems in South Korea have been caused by small and scattered forest lands, aging forest owners, and the increase of absentee forest owners. To solve these problems, it is a time to consider the introduction of forest land bank system for the expansion of forestry management scale, the effective management of neglected forest lands, and the stable livelihood support for aged forest owners. Therefore, this research implemented the questionnaire survey of necessity, expectation, willingness to use, and introduction plans for the forest land bank system in order to examine the feasibility and demand of the system focused on forest owners, non-forest owners, and people who return to the farm. The questionnaire survey was conducted for 262 of resident forest owners, 152 of absentee forest owners, 427 of non-forest owners, and 101 of people who return to the farm. 77.5% of forest owners and 63.8% of non-forest owners agreed with the necessity of the introduction for the forest land bank system. Both forest owners and non-forest owners would prefer to use forest land reverse mortgage and leasing among projects of the forest land bank. In addition, 75% of people who return to the farm also expected that forest land bank would be helpful to their rural and mountain life, and they would have higher preference to participate in leasing and buying forest lands than other projects. Based on the outputs of the feasibility and demand survey in this research, this study can play a key role in determining basic direction, major functions, types and range of projects as well as providing information for establishing policies of the forest land bank system.