• Title/Summary/Keyword: 은행관계

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A Fuzzy Retrieval System to Facilitate Associated Learning in Problem Banks (문제 은행에서 연상학습을 지원하는 퍼지 검색 시스템)

  • Choi, Jae-hun;Kim, ji-Suk;Cho, Gi-Hwan
    • Journal of KIISE:Software and Applications
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    • v.29 no.4
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    • pp.278-288
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    • 2002
  • This paper presents a design and implementation of fuzzy retrieval system that could support an associated learning in problem banks. It tries to retrieve some of the problems conceptually related to specific semantics described by user's queries. In particular, the problem retrieval system employs a fuzzy thesaurus which represents relationships between domain dependent vocabularies as fuzzy degrees. It would keep track of characteristics of the associated learning, which should guarantee high recall and acceptable precision for retrieval effectiveness. That is, since the thesaurus could make a vocabulary mismatch problem resolved among query terms and document index terms, this retrieval system could take a chance to effectively support user's associated teaming. Finally, we have evaluated whether the fuzzy retrieval system is appropriate for the associated teaming or not, by means of its precision and recall rate point of view.

Technology Financing for Export-Import based Small and Medium Sized Enterprises: Focused on Supported Enterprises by the Export-Import Bank of Korea (수출입 중소기업의 기술금융에 관한 연구: 한국수출입은행 지원기업을 중심으로)

  • Lee, Gem-ma;Kim, Sang-Bong
    • Journal of Digital Convergence
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    • v.14 no.7
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    • pp.11-20
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    • 2016
  • This study examines the possibility of implementing the technology financing for export-import based small and medium sized enterprises. Our sample consists of 2,753 small and medium sized enterprises, receiving financial support from the Export-Import Bank of Korea for the period of 2011-2013. We find that only 400(200) firms reserve IPs(patents) annually. Given that IPs are likely to concentrate on manufacturer industries such as electronic components, computers, video, sound and communication equipment manufacturing(KSIC 26), other machinery and equipment manufacturing(KSIC 29), manufacture of motor vehicles and trailers(KSIC 31). We also find that the total assets, sales and R&D expenses of IP holding companies greatly exceeds those of companies without IPs. In addition, IP holding companies' liquidity seems slight edge and the leverage ratio is somewhat lower. However, profitability ratios of IP holding companies are rather than harsh or similar level. 20~30% of IP holding firms show very week credit scores, implying that banks' default risk is expected to be significant.

Optimal Monetary Policy under Regime Switches - the case of US Housing Market - (상태 변환하의 최적 통화 정책 - 미국 주택 시장의 경우 -)

  • Kim, Jangryoul;Lim, Gieyoung
    • International Area Studies Review
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    • v.12 no.3
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    • pp.49-67
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    • 2008
  • In this paper, we address the problem of optimal monetary policy rule in the presence of abrupt shifts in the structure of the economy. To do so, we first estimate a Markov switching model for the US housing price inflation, and find evidence supporting the presence of two distinct regimes for the US housing price inflation. One of the two regimes identified appears 'usual', in that housing price inflation negatively responds to higher real interest rate. The other regime is 'unusual', in that the housing price inflation is positively related with real interest rate. We then solve an optimal control problem of the FRB under the presence of the two regimes thus identified. The optimal policy is 'asymmetric' in that the optimal responses in the 'usual' regime require the FRB to lean against the wind to inflationary pressure, while the FRB is recommended to accommodate it in the unusual regime. It is also found that the optimal degree of responses is more conservative when the FRB acknowledges the uncertainty about future regime.

A Study on Myanmar Power Marker for Korean Firms - Focused on CHP, CDM, MDB - (한국기업의 미얀마 전력시장 진출 방안에 관한 연구 - CHP, CDM, MDB를 중심으로 -)

  • Yu, Cheon;Hwang, Yun-Seop
    • International Area Studies Review
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    • v.20 no.4
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    • pp.37-56
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    • 2016
  • The purpose of this research is to present the implication for Korean firms' entry into the power market in Myanmar. This study investigated the characteristics of the Myanmar power market and analyzed SWOT, focusing on energy policy, power supply and demand, energy relations with neighboring countries and climate change issue. Opportunity factors are changes in energy strategies, the launch of an energy integration organization, changes in the power energy portfolio, rapid economic and power demand growth, and a clean development mechanism. The threats are high nonfulfillment of a contract, high power loss rates and low electricity distribution rates, increased energy exports to neighboring countries, and vulnerability to climate change. We suggest the use of CHP (Combined Heat and Power), Clean Development Mechanism (CDM), and Multilateral Development Bank (MDB).

A New Offline Check System with Spendable Refunds (남은 금액을 재사용할 수 있는 오프라인 전자수표시스템)

  • 김상진;오희국
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.11 no.6
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    • pp.27-40
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    • 2001
  • In an offline system, the bank does not participate in payments. As a result, it is difficult to make the refund spendable. Due to this, current offline systems do not provide spendable refunds. In these systems, a check consists of two parts: a spendable part and a refund part. A client uses the spendable part during the payment phase, and uses the refund part to get the refund for the remainder of the check. Therefore, a client cannot reuse the remaining and must always refund it. Moreover, the relationship between the spent amount and the refund amount can be used to guess which check the client used when the client refunds the remaining. To remedy these problems, we propose a new offline system which allow clients to reuse the remaining values of the check. This system provides unlinkability of the payments made by using a single check. It also provides mechanisms to detect and identify clients who perform misconduct such as double spending and over spending. The required overall computational cost to withdraw, spend and refund a check in our system is lower than using several checks in other offline systems.

Business Cycle Analysis on Korean Youth Labor Market using Alternative Unemployment Measures (고용보조지표를 활용한 청년실업과 경기상관 분석)

  • Kim, Tae Bong;Park, Keunhyeong
    • Economic Analysis
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    • v.26 no.2
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    • pp.43-71
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    • 2020
  • This paper aims to derive macroeconomic implications by analyzing the business cycle characteristics of the youth unemployment. The results of empirical analysis seem to show that youth unemployment appears to be relatively less correlated with business cycle compared to other age groups, and thus it is difficult to explain the recent steady increase in the potential labor force as a result of the business cycle fluctuation alone. Moreover, the alternative unemployment measures of the youth group showing upward trend were estimated to be co-integrated with output measures. This co-integrated trend increase suggests that unlike other age groups, youth may be influenced by structural factors inherent in Korea's economic growth path. The fact that the wage difference based on firm size has widened steadily since the Asian financial crisis and that the proportion of large companies that provide relatively high-quality jobs compared to major industrialized countries is significantly lower may be the evidence of the structural changes in Korean youth labor market. The results of above analysis may explain why the job search periods for youth has lengthened amid these structural changes.

A Measure for Improvement in Quality of Association Rules in the Item Response Dataset (문항 응답 데이터에서 문항간 연관규칙의 질적 향상을 위한 도구 개발)

  • Kwak, Eun-Young;Kim, Hyeoncheol
    • The Journal of Korean Association of Computer Education
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    • v.10 no.3
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    • pp.1-8
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    • 2007
  • In this paper, we introduce a new measure called surprisal that estimates the informativeness of transactional instances and attributes in the item response dataset and improve the quality of association rules. In order to this, we set artificial dataset and eliminate noisy and uninformative data using the surprisal first, and then generate association rules between items. And we compare the association rules from the dataset after surprisal-based pruning with support-based pruning and original dataset unpruned. Experimental result that the surprisal-based pruning improves quality of association rules in question item response datasets significantly.

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Comparison of Stochastic Frontier Models in Application to Analysis on R&D and Production Efficiency (R&D와 생산효율성 관계에 관한 계량모형 비교연구: 확률적 생산변경모형을 중심으로)

  • Lee, Young Hoon
    • Economic Analysis
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    • v.17 no.1
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    • pp.103-130
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    • 2011
  • This paper intends to provide applied economists which study the effects of research and development with valuable information on econometric model selection. It includes extensive discussion on econometric models which have been applied for the study on the relationship between research and development and productivity. In particular, it compares various stochastic production frontier models which have been developed recently. The discussion decomposes them into models with scaling property and the ones with nonscaling property as well as models with monotonic and nonmonotonic relationships between research and development and productivity. Finally, this paper applies the models to two different panel data sets (firm level data and country level data) and compare estimation results from competing econometric models.

Effect of Leadership Style of CEO on Self-leadership and Organizational Effectiveness (상사의 리더십 유형이 셀프리더십과 조직유효성에 미치는 영향)

  • Kim, Joon-Ho;Heo, Jeong-Ho;Jang, Hyuk-Soo;Park, Bum-Ki;Shin, Hyo-Jin
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.16 no.12
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    • pp.8424-8436
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    • 2015
  • This research recognizes the importance of the study on leadership for the management of enterprises. Among the financial institutes, the employees at the banks were targeted in this study to empirically analyze the effects of superiors' leadership (transformational leadership, transactional leadership, and servant leadership) on the subordinates' self-leadership and organizational effectiveness (organizational commitment and organizational citizenship behavior). In particular, this study analyzed the influencing relationship between the superior's leadership style and the subordinates' self-leadership, to identify the leadership style most suitable for enhancing the subordinates' self-leadership and to further determine if it can lead to the enhancement of organizational commitment and organizational citizenship behavior. The employees at approximately 50 branches of domestic large corporate banks located in Seoul and Gyeonggi area were targeted, and the survey was conducted in the form of self-response questionnaire. The statistical analysis was conducted on a total of 338 valid data by using structural equation modeling analysis. The result of the analysis was as follows. The transformational and servant leadership of the superior had a positive effect on the self-leadership of the subordinate, and transactional leadership did not show a significant effect. Furthermore, self-leadership was shown to have a positive effect on organizational commitment and organizational citizenship behavior.

Resistance Function of Woody Landscape Plants to Air Pollutants(II) - POD Activity - (조경수목(造景樹木)의 대기오염물질(大氣汚染物質)에 대한 방어기능(防禦機能)(II) - POD 활성(活性)을 중심으로 -)

  • Kim, Myung Hee;Lee, Soo Wook
    • Journal of Korean Society of Forest Science
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    • v.81 no.3
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    • pp.234-246
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    • 1992
  • This study was conducted to determine the toxic effects of air pollutants on landscaping tress, Pinus densiflora, Pinus koraiensis, Ginkgo biloba, Liriodendron tulipifera, Platanus occidentalis and their resistance to the pollutant toxicity in urban and industrial regions of Seoul and Taejon, Korea. Total sulfur contents and enzyme activities such as superoxide dismutase and peroxidase were analyzed in tree foliage of Pinus densiflora, Pinus koraiensis, Ginkgo biloba, Liriodendron tulipifera, Platanus occidentalis. In addition, POD activity was analyzed in the foliage on tree seedlings, i.e. Pinus densiflora, Pinus koraiensis, Ginkgo biloba, Lirioderdron tulipifera, with the fumigation of $SO_2$ in gas chamber 4 hours a day for six days. In Ginkgo biloba total sulfur content and POD activity had a negative correlation while other species had a positive relationship in total sulfur content and enzyme activity. Air pollutants accumulated in tree tissues were supposed to enhance the enzyme activity like POD providing the resistance mechanisms. Especially Pinus koraiensis and Platanus occidentalis had higher POD activity than other species. The increase of temporary POD activity against environmental stress appeared in sensitive trees and prolonged increase of POD activity played an important role in resistance mechanism. SOD and POD activities in all species had a positive correlation except Ginkgo biloba. Changes of SOD and POD activities were different between species and in most species SOD as well as POD seemed to participate in resistance mechanism.

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