• Title/Summary/Keyword: 은퇴생활

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Relationship among the Perception of Retirement and Senior Life, Retirement Preparation Action, and Retirement Satisfaction Level (은퇴 및 노후생활 인식과 은퇴준비행동 및 은퇴만족도의 관계)

  • Kim, Nam-Won;Jang, Sun-Chul;Lim, Eun-Sil
    • The Journal of the Korea Contents Association
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    • v.16 no.9
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    • pp.66-77
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    • 2016
  • This research defined causal relationships among the perception of retirement and senior life(PRSL), retirement preparation actions(RPA), and retirement satisfaction level(RSL) to know the expectation about retired life according to the differences of retirement related factors, PRSL, and RPA. For this, From November 2015 to February 2016, I researched from 20 to 69, 1,500 currently working adults in the country, mailing surveys with the letter introducing this research's purpose and procedure and having them send them back, or researcher's spreading and collecting the surveys, eliminating 83 cases of negligent answers, finally analyzing 1,417 surveys. The result shows age, monthly income, and residing at their own places made more positive PRSL, RPA, financial retirement preparation level(FRPL), and expectancy about satisfactory retirement life. When they had less children, PRSL and RSL were higher. When they had more children, RPA was more proactive, and FRPL was higher. When they had positive PRSL, RPA was more proactive, and expectancy about retired life was higher. This research is significant in defining differences of retirement related factors and causal relationships among PRSL, RPA, and RSL.

Effect of Retirement Anxiety, Retirement Life Preparation and Post-retirement retirement needs on Life Satisfaction in Retirement -Focusing on Japanese Retiree Survey Data- (노후불안, 노후생활 준비 및 노후 생활지원 요구와 은퇴 후 생활만족도와의 관계 -일본 은퇴자 조사 자료를 중심으로-)

  • Lee, Sujin
    • Journal of Family Resource Management and Policy Review
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    • v.28 no.3
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    • pp.1-16
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    • 2024
  • In this study, we used survey data from Japanese retirees to determine the levels of retirement anxiety, retirement life preparation and retirement life needs in retirement and analyzed how these factors affect post-retirement life satisfaction. The analysis was based on a survey of retirees aged 60 to 74 across Japan, with data from 1,257 people included in the analysis. The results of the analysis were as follows. First, both men and women were found to have higher levels of retirement anxiety in terms of economic aspects, such as lack of income, savings, and living expenses, than other forms of retirement anxiety. This trend was more pronounced among men. Second, the higher the level of retirement anxiety in terms of economic aspects, the lower the level of life satisfaction in retirement for both men and women. Third, in terms of preparation for retirement life, greater preparation for the economic aspects of retirement life corresponded to higher life satisfaction for both genders. Finally, with regard to the influence of post-retirement life requirements, it was found that men who perceived a greater need for re-employment and re-employment opportunities experienced lower levels of post-retirement life satisfaction. These findings suggest the need for community participation programs and employment-linked initiatives to enhance post- retirement life satisfaction.

Control Effect of Financial Retirement Preparation on Retirement and Senior Life Perception, Retirement Preparation Actions, and Retirement Satisfaction Level (은퇴 및 노후생활 인식, 은퇴준비 행동, 은퇴만족도 사이에서 경제적 은퇴준비 상황의 조절효과)

  • Kim, Nam-Won;Jang, Sun-Chul
    • The Journal of the Korea Contents Association
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    • v.16 no.7
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    • pp.522-531
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    • 2016
  • Extension of life expectancy and retirement of baby-boomers from 2010 made big population senior citizens, and concerns about retirement was heightened. Researches to remove the concerns about retirement found out that awareness for senior age life and financial preparation actions for retirement influence retirement life both directly and indirectly. This research identified the influence of financial retirement preparation on related variables, and analyzed its control effect on retirement and senior life perception, retirement preparation actions, and retirement satisfaction level. For that, from Nov 2015 to Feb 2016, this research surveyed 1,500 people from 20 to 69, by mailing or visiting with survey, noting purpose and process of research, eliminating 83 insufficient replies, and analyzing 1,417 surveys. This result shows the better retirement preparation, the more positive retirement and senior life perception, retirement preparation actions, and retirement satisfaction level. This research is significant as basic data for general and practical retirement preparation program development.

A Study on the Life Recognition of Retired Seafarers (해기직업 은퇴 생활자의 인식도 연구)

  • Kim, Young-Mo
    • Journal of Navigation and Port Research
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    • v.35 no.1
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    • pp.39-44
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    • 2011
  • This study aims to inform seafarers to prepare their retired life by researching the life style of ex-seafarers. These information will also help seafarers to increase job satisfaction and government to establish national policy. 217 retirees who have several educational background responded the research questionnaire. Research results are as follows; First, Korean seafarers' retired ages are faster than shore employee due to the isolation from their families and society. Second, life satisfaction of retired seafarers depends on the level of life expenses regardless the educational background or length of sea life. Third, the level of retired life expenses of shore based, higher education background or short sea-life seafarers is higher than the sea based, lower education background or long sea-life seafarers. Forth, life style of retired seafarers is staying at home regardless their expectation during career period. Finally special seafarers' social security is needed and education to the ex-seafarers will help re-enter for sea-life.

Trajectories of the elderly's life satisfaction after their retirement: A longitudinal Growth Curve Model (은퇴 후 생활만족도의 종단적 변화와 예측요인 : 잠재성장모형을 이용하여)

  • Kim, Dong bae;Yoo, Byung sun;Jeong, Yo han;Oh, Young kwang
    • Korean Journal of Social Welfare Studies
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    • v.44 no.2
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    • pp.169-199
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    • 2013
  • This study has a purpose to analyze trajectories of life satisfaction of the elderly after their retirement and how the characteristics of individual, retirement and family relationship have an effect on the life satisfaction. This study has investigated the Korean elderly, who had been retired, using the data from three waves(1st wave(2005)~3rd wave(2009) of the Korean Retirement and Income Panel(KReIS). Data analysis has been used to identify the predictors of the intercept and slope related to the life satisfaction after retirement, focusing the trajectories of the life satisfaction after retirement and individual characteristics, retirement characteristics and family relationship with application of the growth curve model by Amos 20.0. First, the intercept of the life satisfaction after retirement was somewhat below average. Life satisfaction averagely increased little by little from 1st wave to 3rd wave. Second, by conducting the conditional growth curve model, the study revealed that the intercept of the life satisfaction after retirement is high on individual characteristics(sex, educational level, income, health status) and in retirement characteristics(voluntary retirement) and satisfaction with family relationship and married life). Furthermore, health status, voluntary retirement, and satisfaction with family relationship asserted the meaningful variables in the slope of life satisfaction after retirement.

A Exploratory Study on Multiple Trajectories of Life Satisfaction During Retirement Transition: Applied Latent Class Growth Analysis (은퇴 전후 생활만족도의 다중 변화궤적에 관한 탐색적 연구: 잠재집단성장모형을 중심으로)

  • Kang, Eun-Na
    • Korean Journal of Social Welfare Studies
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    • v.44 no.3
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    • pp.85-112
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    • 2013
  • This study aims to understand the developmental trajectories of life satisfaction among retirees and to examine what factors differentiate different trajectory classes. This study used three waves of longitudinal data from Korean Retirement and Income Study and data collected every two years(2005, 2007, and 2009). Subjects were respondents aged 50-69 who identified to be retired between wave 1 and wave 2. Finally, this study used 243 respondents for final data analysis. Life satisfaction was measured by seven items. The latent class growth model and multiple logistic regression model were used for data analysis. This study identified three distinct trajectory classes: high stable class(47.7%), high at the early stage but decreased class(42.8%), and low at the early stage and then decreased class(9.5%). This study founded that approximately 50% of the retirees experienced the decline of life satisfaction after retirement and about 10% of the sample was the most vulnerable group. This study analyzed what factors make different among the distinct trajectory groups. As a results, retirees who experienced the improvement in health change were more likely to be in 'high stable class' compared to 'hight at the early stage but decreased class'. In addition, retirees who were less educated, maintained the same health status rather than the improvement, worked as a temporary or a day laborer, and had less household income were more likely to belong to 'low at the early stage and then decreased class' relative to 'high stable class'. This study suggests that there are distinct three trajectories on life satisfaction among the retirees and finds out factors differentiating between trajectory groups. Based on these findings, the study discusses the implications for social work practice and further study.

The Effect of Couple's Leisure Activity Experience on the Life Satisfaction after Retirement: Focusing on the Serial Multiple Mediating Effect of Generativity and Ego Integration (은퇴 후 부부의 여가활동 경험이 생활만족에 미치는 영향: 생성감과 자아통합감의 순차적 매개효과를 중심으로)

  • Joo, Yong Kook;Lee, Yang Hee
    • 한국노년학
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    • v.38 no.4
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    • pp.905-922
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    • 2018
  • The purpose of this study was to examine the mediating effects of generativity and ego-integration on the relationship between leisure activity experience and life satisfaction after retirement, and to clarify the structural relationship between variables. In this study, SPSS for window 21.0 program r and AMOS 18.0 were used. First, correlation analysis was performed among the main variables to investigate the relationship between variables. Next, confirmatory factor analysis and fit of hypothesis model were confirmed. Finally, the bootstrapping procedure was conducted to verify the significance of the indirect effect. The main results of this study are as follows. First, leisure activity experience, life satisfaction, generativity and ego-integration were statistically correlated. Second, in the research model, there was a double-mediated effect of the generativity and ego-integration in the married couple's leisure experience and life satisfaction after retirement. The indirect effect that affects life satisfaction was found to be greater through mediation. This study has limitations in collecting data on retirees who have retirement experience or retired husbands who have. The reason for this is that there is a difference in the sense of life satisfaction between the couple and their spouse, and the significance of the path between the variables may also differ. Therefore, the follow-up study suggests the necessity of analyzing only the couple.

The Factors Affecting Retirement Adjustment by Elapsed Time from Middle-Aged & Advanced-Aged Retiree's Retirement (중고령 은퇴자들의 은퇴 후 경과기간별 은퇴생활적응의 영향요인)

  • Kim, Ji-Kyung;Song, Hyun-Ju
    • Journal of the Korean Home Economics Association
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    • v.48 no.6
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    • pp.83-101
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    • 2010
  • Using the first wave of KLoSA(Korean Longitudinal study of Aging) beta version, this study analyzed factors affecting retirement adjustment by elapsed time from retiree's retirement through Binary Logit and Multinomial Logit Analysis. Participants were 1,780 retiree. The main results of this study were as follows : First, The retiree's education(-), health status(-), region(+), dwelling type(-), monthly household income(-), employment type before retirement(+), retirement reason(+), and the elapsed time from retirement(-) were affected whether they satisfied with pre-retirement or not. Second, The gender(-), age(-), and the region(+) were affected whether they satisfied with life after retirement or not. Third, The gender(-), age(-), education(+), heath status(+), dwelling type(+), monthly household income(+), retirement reason(-), and the elapsed time from retirement(+) were affected on their satisfaction after retirement compared to pre-retirement. Last, The different factors affected the life satisfaction after retirement by elapsed time from retirement.

The Effect of Baby-boomer Retirees' Consumption Patterns on Depression in Later Life (은퇴 베이비부머의 소비패턴과 우울에 관한 연구)

  • Park, Seo-Young;Hong, Song-Iee
    • 한국노년학
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    • v.37 no.2
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    • pp.349-368
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    • 2017
  • The purpose of this study is to empirically structure the patterns of baby boomer retirees'consumption and their effects on depression in later life. Using the 5th wave of Korea Retirement and Income Study(KReIS) in 2013, of baby boomers born in 1955 to 1963, we analyzed those who were completely retired(n=420). The Latent Profile Analysis(LPA) classified the empirical patterns of consumption and then a multiple regression analyzed the effect of consumption patterns on depression among these baby boomer retirees. The LPA results showed that the consumption patterns consist of five groups: (1) Basic life-oriented class(26.9%), (2) Balanced consumption class(29.3%), (3) Social life-oriented class(18.3%), (4) Leisure-oriented class(18.5%), and (5) Education-oriented class(7.0%). Baby boomer retirees' depression was associated with their consumption patterns. Specifically, the basic life-oriented class showed significantly lower depression than the education-oriented class. Other correlates such as higher education, having no spouse, lower subjective health, greater limitations in physical functions, having a diagnosed disability, having fewer children, higher dissatisfaction with leisure activities, and lower self-perceived economic status were associated with higher levels of depression in this study. These findings suggest meaningful implications for gerontological policy and practice for baby boomer retirees in Korea. In light of vulnerable retirement preparation, social services specialized for baby boomers should consider financial education for revamping consumption scale beyond asset management and long-term case management of pre and post retirement cases.